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A woman is paying with her mobile phone; image used for HSBC Singapore Debit Card

Debit card

Enjoy seamless convenience

HSBC Debit Card

Enhanced with Visa payWave, NETS contactless modes of payment and Apple Pay, your new HSBC Debit Card can also be used as a public transit card. Shop, travel and dine with ease. Simply tap and go, wherever you may be.


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Save up to 12.5% with NETS when you get a Home Concierge package

Duration : 15 March – 30 June 2024

Participating outlets: BHG Junction 8 and BHG Bugis

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Extra 10% off hotel bookings on our dedicated Agoda × HSBC website

Valid until 31 May 2024

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8% off hotel bookings on our dedicated Expedia × HSBC website

Valid until 31 Dec 2024

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10% off chauffeured car rental price on our dedicated GetTransfer x HSBC website

Valid until 31 Dec 2024

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HSBC cardholders can enjoy various exclusive tourist benefits at Lotte Duty Free, including:

USD7 off when you spend USD100 or more on Lotte Duty Free's online store

About this card

Visa payWave:

  • Simply wave and pay for local or overseas transaction at major retail outlets, no signature required


  • NETS contactless modes of payment
    Tap and pay for your local transactions of up to SGD100 at major taxi and supermarket. No PIN required. Simply spot the NETS contactless modes of payment logo at the checkout counter.

Cash withdrawal:

  • Get cash locally from over 800 locations like 7-Eleven, Cold Storage, Guardian, HSBC ATMs and atm5 Network
  • Withdraw cash at over 2.3 million Visa/Plus ATMs worldwide and enjoy $0 fee on overseas cash withdrawal at all HSBC ATMs*

Flexibility to transact:

  • Enjoy daily card limit of up to SGD25,000 for big ticket purchase.

You may change debit card daily spending limit to a maximum of SGD25,000 for VISA/NETS and SGD10,000 for cash withdrawal.

Simply get in touch via:

  • Chat with us on the HSBC Singapore app by clicking on 'Chat with us' under 'Support' tab.
  • Call us on 1800-HSBC NOW (4722 669) from Singapore or (65) 64722 669 from overseas.
  • Visit the nearest branch.

Real-time transaction:

  • See information in real time for your debit card transactions on the HSBC Singapore app.


  • Be informed via SMS alert when the transaction amount hit the alert threshold amount
  • Protected by limited liability should your HSBC Debit Card be lost or stolen

No annual fee:

  • Enjoy the convenience and faster transacting experience of your all-in-one card with no annual fee

Apple Pay:

  • Enjoy the benefits of your HSBC Debit cards using Apple Pay. If you have a compatible Apple device, add your HSBC Debit Card to make easy, secure and private transactions right away.


  • Skip the top-ups. Simply tap to pay your bus and train fares with HSBC Debit Card or Apple Pay.

Block and unblock card:

  • You can temporarily block and unblock your debit card via HSBC Singapore app. This comes in handy if you ever lose your card and want to block it until it's found

Report lost, stolen and replace card:

  • Securely report lost or stolen cards and request a replacement instantly through our HSBC Singapore mobile app.

Apply for HSBC Debit Card

Apply by phone

Leave us your contact details and we will be in touch within 3 working days during office hours.

Questions relating to your debit card application status and/or any general queries?

Kindly call our Customer Service Officers at 1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669)

Activate your HSBC Debit Card

Once you have received your debit card, activate it easily through the HSBC Singapore app. 

  1. Log on to the HSBC Singapore mobile app.
  2. Select account from the 'Home' screen. 
  3. Tap on 'Manage cards'.
  4. Tap on 'Activate physical card'.

You can also activate your debit card by calling 1800-HSBC NOW (1800-4722 669) and press '*', then '4' for card activation.

Remember, you need to activate your debit card before you can use it.

Things to note

Removal of NETS FlashPay feature on HSBC debit cards

HSBC debit cards that are issued from 14 December 2020 onwards will not have the NETS FlashPay feature. If you are holding on to an existing HSBC debit card, you may continue to use it. Learn more here.

Important note

*Excluding HSBC ATM at Argentina, France, Brazil, Greece, Malta, Mexico, New Zealand and Turkey.

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