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A woman is paying with her mobile phone; image used for HSBC Singapore Debit Card

Debit card

Enjoy seamless convenience

HSBC Debit Card

Enhanced with Visa payWave, NETS contactless modes of payment and Apple Pay, your new HSBC Debit Card can also be used as a public transit card. Shop, travel and dine with ease. Simply tap and go, wherever you may be.

About this card

Visa payWave:

  • Simply wave and pay for local or overseas transaction at major retail outlets, no signature required


  • NETS contactless modes of payment

    Tap and pay for your local transactions of up to SGD100 at major taxi and supermarket. No PIN required. Simply spot the NETS contactless modes of payment logo at the checkout counter.

Cash withdrawal:

  • Get cash locally from over 800 locations like 7-Eleven, Cold Storage, Guardian, HSBC ATMs and atm5 Network

  • Withdraw cash at over 2.3 million Visa/Plus ATMs worldwide and enjoy $0 fee on overseas cash withdrawal at all HSBC ATMs*


  • Be informed via SMS alert when the transaction amount hit the alert threshold amount

  • Protected by limited liability should your HSBC Debit Card be lost or stolen

No annual fee:

  • Enjoy the convenience and faster transacting experience of your all-in-one card with no annual fee

Apple Pay:

  • Enjoy the benefits of your HSBC Debit cards using Apple Pay. If you have a compatible Apple device, add your HSBC Debit Card to make easy, secure and private transactions right away.


  • Skip the top-ups. Simply tap to pay your bus and train fares with HSBC Debit Card or Apple Pay.


  • $0 fee on overseas cash withdrawal at all HSBC ATMs*

  • Save up to SGD40 on your movie ticket purchases with HSBC's Movie Card

    Find out more.

  • 5% off your hotel booking worldwide with Agoda

    Find out more.

  • Enjoy 8% off bookings. Enter promo code "VISA8" to enjoy the offer.

    Find out more.

2022 NETS promotion for tertiary students at BreadTalk Singapore

Promotion period: 1 July 2022 to 30 Sept 2022

Get a Sausage Standard Bun ("Redemption") with a minimum spend of SGD 3 with NETS. Simply present your original student ID of Tertiary Schools during payment with NETS using your HSBC debit card.

Limited to the first 15,000 redemptions, on first-come first-served basis, while stocks last.

Unbeatable deals with NETS!

SGD20 off with a min spend of SGD200 and SGD10 off with a min spend of SGD150 on

*wireless audio piece and receive additional V$3 rebate when you pay with NETS using your HSBC debit card.

*selected audio models on JBL, SHOKZ and Sony

Promotion period: 1 Sept 2022 to 31 Oct 2022

Participating Merchants: All Challenger outlets

Limited to 1st 2000 redemptions

Complete your lunch with SGD1 off your favorite drink!

Simply spend a minimum of SGD5 between 11am – 2pm with NETS using your HSBC debit card 

and receive a SGD1 discount voucher on your drink.

Promotion period: 9 Sept 2022 to 31 Oct 2022

Participating Merchants: All Koufu outlets except for outlets within Education Institutions

While stocks last 

Apply for HSBC Debit Card

Apply by phone

Leave us your contact details and we will be in touch within 3 working days during office hours.

Questions relating to your debit card application status and/or any general queries?

Kindly call our Customer Service Officers at 1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669)

Activate your HSBC Debit Card

Remember, you need to activate your debit card before you can use it. To do this, call 1800-HSBC NOW (1800-4722 669) and press '*', then '4' for card activation.

Things to note

Removal of NETS FlashPay feature on HSBC debit cards

HSBC debit cards that are issued from 14 December 2020 onwards will not have the NETS FlashPay feature. If you are holding on to an existing HSBC debit card, you may continue to use it. Learn more here.

Important note

*Excluding HSBC ATM at Argentina, France, Brazil, Greece, Malta, Mexico, New Zealand and Turkey.

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