Indulge in a world of exquisite luxury experiences
Elevate your lifestyle with exclusive travel services, dedicated concierge services, and curated dining experiences with our HSBC Premier Mastercard Credit Card.
Available exclusively to HSBC Premier customers.
Check Eligibility here
Welcome Gift
Apply now and receive up to 76,200 miles (in the form of 190,500 Reward points)
- Get up to 15,000 miles (37,500 Reward points) when you pay the annual fee of SGD490.50 (waived for qualified Premier customers)
- Get up to 61,200 miles (153,000 Reward points) when you spend at least SGD4,000, or choose a Samsonite Black Label Major-Lite Spinner 69cm (worth SGD1,470) when you spend at least SGD2,000
At a glance
- Earn accelerated pointsGet up to 1.2 miles (3× Reward points) for your local spending and up to 2 miles (5× Reward points) for your overseas spending.
- Travel with peace of mindReceive complimentary travel insurance coverage of up to USD500,000 for you and your family.
- A suite of exclusive travel privilegesUp to 6 airport lounge visits, 8 complimentary limousine transfer, and more.
- Personalised assistanceDedicated concierge service wherever you may be.
- Gastronomy experiencesGet exclusive dining privileges such as 1-for-1 Michelin meals and more.
- Elevate your lifestyleGet access to pre-sale and preferred tickets on selected concerts.
Spend and earn accelerated rewards
Promotion: Earn up to 2.8 miles with bonus Reward points
| Local spend | Overseas spend | |
|---|---|---|
| Earn rate per SGD1 for qualifying spends on dining, travel and entertainment | Up to 1.8 miles* (4.5× Reward points^) |
Up to 2.8 miles# (7× Reward points^) |
| Earn rate per SGD13 for all other qualifying spends | Up to 1.2 miles (3× Reward points^) | Up to 2.8 miles# (7× Reward points^) |
| Earn rate per SGD1 for qualifying spends on dining, travel and entertainment | |
| Local spend |
Up to 1.8 miles* (4.5× Reward points^) |
| Overseas spend |
Up to 2.8 miles# (7× Reward points^) |
| Earn rate per SGD13 for all other qualifying spends | |
| Local spend | Up to 1.2 miles (3× Reward points^) |
| Overseas spend | Up to 2.8 miles# (7× Reward points^) |
Dining
Savour Dining
Enjoy a collection of exclusive four-hands dining experience from Michelin starred chefs around the world. Each dining event is customized and unique to only Premier Mastercard cardholders.
Complimentary 4th main course
Indulge in extraordinary dining experiences at over 30 top establishments in Singapore. Receive a free main course with any 3 main course ordered at selected venues.
Entertainment
Feel the PULSE of Live Entertainment
Elevate your experience with HSBC Premier Mastercard and unlock lifestyle and entertainment deals. Enjoy access to presale and preferred tickets on selected concerts – because VIP experiences start here.
Golden Village: Kids watch for free
Get 1 free Gold Class ticket with purchase of 2 Gold Class tickets when you book your tickets with HSBC Premier Mastercard.
Curated privileges on your daily essentials and more
Exclusive privileges with your HSBC Premier Mastercard
Discover new privileges and experiences with offers on travel, dining, lifestyle, online deals, exclusive entertainment experiences and more.
Travel with peace of mind
Receive complimentary comprehensive worldwide travel insurance coverage of up to USD500,000 for you and your family.
A suite of travel privileges
With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.
HSBC Rewards | Travel with Points
Leverage on the below features for a worry-free holiday.
- Best Price Guarantee
- Price Drop Protection
- 24/7 Dedicated customer care
- No additional fees or charges
- Pay with your HSBC Reward Points and HSBC Premier Mastercard
Airport lounges
Enjoy complimentary airport lounge and experiences visits to over 1,700+ worldwide, as well as curated dining offers for primary cardholders. All complimentary airport lounge visits are shared with guests.
Complimentary Priority Pass™ Membership is only applicable to primary cardholders.
Travel like a VIP
Be chauffeured in style to Changi Airport from any location in Singapore.
Travel and lifestyle concierge
Call our dedicated concierge service any time of the day, wherever you are in the world. Whether it's making flight or hotel bookings, reserving spa appointments or recommending dining options, they're delighted to be at your service.
Simply call our Premier hotline at 1800 227 8889 or +65 6227 8889.
Global Data Roaming by Flexiroam
Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 15-day pass per calendar year.
Plus, enjoy 15% discount on all subsequent Flexiroam data plans.
Unlock Global Benefits
Apple
Reward benefits include cash back of 5% on selected devices
Agoda
- 14% off worldwide hotels when you book between 1 Oct 2024 and 31 Aug 2025
- Flash sale: Up to 25% off hotels at selected destinations when you book between 1st to 7th of the month
home&Away
Enjoy fabulous credit card offers, whether you're at home or travelling the world.
Mastercard privileges
Discover premium benefits and a world of privileged access with curated offers from Mastercard. Explore the Priceless offers now.
More rewards and benefits
Mastercard Travel Rewards
Enjoy greater savings with more than 500 cashback offers in 26 destinations abroad and online, valid from 1 May 2025 till 30 April 2026.
Petrol
Enjoy more mileage with 17% instant discount at Caltex and Shell in Singapore.
HSBC Singapore app
Discover all the ways you can easily manage your card.
Manage your finance with greater control
HSBC Spend Instalment
Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.
Cards Instalment Plan
Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.
PayLater
Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.
Credit Card balance transfer
Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.
Credit Limit Review
Enjoy greater financial flexibility on your spending needs with an increased credit limit.
Important information and links
Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.
Eligibility and Documents Required
International Credit History
If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.
Not an HSBC Premier customer?
Visit here for more details.
Redeem a welcome gift
New/ Existing HSBC cardholder
Apply now and receive up to 76,200 miles (in the form of 190,500 Reward points)
- Get up to 15,000 miles (37,500 Reward points) when you pay the annual fee of SGD490.50 (waived for qualified Premier customers)
- Get up to 61,200 miles (153,000 Reward points) when you spend at least SGD4,000, or choose a Samsonite Black Label Major-Lite Spinner 69cm (worth SGD1,470) when you spend at least SGD2,000
Here's how you can unlock more rewards:
| Criteria | Miles |
|---|---|
Sign-up gift
Apply, provide marketing consent and pay the annual fee of SGD490.50 (waived for qualified Premier customers) |
15,000 miles (37,500 Reward points) |
Welcome gift A
A minimum of SGD4,000 in qualified spends |
50,000 miles (125,000 Reward points) |
Miles earned from minimum spend
Miles earned based on 2.8 miles* per dollar on foreign currency spend |
11,200 miles (28,000 Reward points) |
| Total | 76,200 miles (190,500 Reward points) |
| Criteria |
Sign-up gift
Apply, provide marketing consent and pay the annual fee of SGD490.50 (waived for qualified Premier customers) |
|---|---|
| Miles | 15,000 miles (37,500 Reward points) |
| Criteria |
Welcome gift A
A minimum of SGD4,000 in qualified spends |
| Miles | 50,000 miles (125,000 Reward points) |
| Criteria |
Miles earned from minimum spend
Miles earned based on 2.8 miles* per dollar on foreign currency spend |
| Miles | 11,200 miles (28,000 Reward points) |
| Criteria | Total |
| Miles | 76,200 miles (190,500 Reward points) |
| Criteria | Miles / gift |
|---|---|
Sign-up gift
Apply, provide marketing consent and pay the annual fee of SGD490.50 (waived for qualified Premier customers) |
15,000 miles (37,500 Reward points) |
Welcome gift B
A minimum of SGD2,000 in qualified spends |
Samsonite Black Label Major-Lite Spinner 69cm (worth SGD1,470) |
Miles earned from minimum spend
Miles earned based on 2.8 miles* per dollar on foreign currency spend |
5,600 miles (14,000 Reward points) |
| Total | 20,600 miles (51,500 Reward points) and a Samsonite Black Label Major-Lite Spinner 69cm (worth SGD1,470) |
| Criteria |
Sign-up gift
Apply, provide marketing consent and pay the annual fee of SGD490.50 (waived for qualified Premier customers) |
|---|---|
| Miles / gift | 15,000 miles (37,500 Reward points) |
| Criteria |
Welcome gift B
A minimum of SGD2,000 in qualified spends |
| Miles / gift | Samsonite Black Label Major-Lite Spinner 69cm (worth SGD1,470) |
| Criteria |
Miles earned from minimum spend
Miles earned based on 2.8 miles* per dollar on foreign currency spend |
| Miles / gift | 5,600 miles (14,000 Reward points) |
| Criteria | Total |
| Miles / gift | 20,600 miles (51,500 Reward points) and a Samsonite Black Label Major-Lite Spinner 69cm (worth SGD1,470) |
Qualified Premier customers whose annual fee is waived will still be eligible for the sign-up gift. Please note that eligible customers who meet the criteria for gift A will not be eligible for gift B. Other terms and conditions apply.
*2.8 miles per dollar on foreign currency spend is valid till 30 Jun 2025, please refer to the full terms and conditions for more
Get a supplementary card
Share the privileges, benefits and convenience of HSBC credit cards with your loved ones.
- Earn Reward points for all spending charged to your supplementary cards
- Apply for up to 5 supplementary cards, with no annual credit card fees
- Supplementary cardholders must be at least 18 years old
Terms and conditions apply.
Other features
Credit card features
Explore other features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.
HSBC Singapore app
Manage your card easily, on the couch or on the go.
Things you should know
^The miles shown are for illustrative purposes only, based on the redemption rate of 25,000 HSBC Reward points to 10,000 air miles from Cathay Pacific – Asia Miles in any brochures, marketing or promotional materials. Visit our full list of airlines and hotel partners' programmes' redemption rate.
- To qualify for the gift, you must meet the spend requirement of either SGD2,000 or SGD4,000 within the qualifying spend period and fulfill the conditions set out for the offer. You must also agree to receive marketing updates and promotional materials from HSBC at the time of submitting your card application and must not cancel this agreement before receiving the gift. For details on the terms used here and more information on this promotion (such as eligibility, qualifying transactions, qualifying spending period and exclusions), refer to the full terms and conditions.
- With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.
- HSBC Premier Mastercard Credit Card Terms and Conditions apply. Find out more.