Premier Mastercard | Credit Card Products

HSBC SG
Credit Cards
Premier Mastercard

Earn up to SGD1,800 cash rebate annually

Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.

Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.

Exclusive to HSBC Premier customers.

Apply Now for the HSBC Premier Mastercard

Check Eligibility here

Get a sign-up gift on us: Choose either a Samsonite Prestige 69cm Spinner Exp luggage worth SGD670, or SGD150 cashback, when you spend at least SGD1,000 and give marketing consent upon applying. Existing cardholders will still be eligible for SGD50 cashback. Other T&Cs apply.

At a glance

5% cash rebate on everyday spend, home and abroad

Earn cash rebates on your dining, groceries, petrol and transport, both locally and overseas.
Earn Reward points

Earn 1 Reward point per dollar spent on all purchases.
Share the joy and increase your rewards

Apply for a supplementary card for your loved ones, and share the conveniences, benefits and privileges.

Explore the world with a suite of exclusive travel privileges

Get travel rewards from planning your trip to reaching your final destination, including complimentary travel insurance coverage (including COVID-19 coverage), complimentary global data roaming, airport lounge access at a special rate and more.
Digital Health Xtra

Receive complimentary access to telemedicine.
No annual fee

Your card annual fee will be waived perpetually.

Earn 5% cash rebates

Make HSBC Premier Mastercard® Credit Card your best companion card in the new normal.

Enjoy year-round 5% cash rebates¹ on dining, groceries, petrol and transport, both locally and overseas when you spend at least SGD600 in a calendar month. You could earn up to SGD1,800 cash annually.

Cash rebate is capped at SGD150 per calendar month.

Dining

Get 5% cash rebate when you dine with family and friends, or order food delivery.

Groceries

Save up on groceries including online grocery marts with 5% cash rebate.

A man is filling up gasoline for his car

Petrol

Enjoy more mileage with 5% cash rebate on petrol at Caltex and Shell in Singapore, and petrol spend overseas.

Transport

Receive 5% cash rebate on transport when you use a taxi, ride hailing service, train or bus.

Earn 1 Reward point per dollar spent

You'll earn 1 Reward point per dollar spent on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items².

Find out more in detail

Two people are exchanging gifts; image used for HSBC Singapore Premier Mastercard

Unlock additional 1% cashback with HSBC Everyday+

You'll earn additional 1% cashback³ on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save	Step 2: Transact
Deposit fresh funds of minimum SGD5,000 for HSBC Premier customers into your HSBC Everyday Global Account each calendar month.	Perform a minimum of 5 eligible transactions each calendar month.

You'll earn additional 1% cashback³ on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save	Deposit fresh funds of minimum SGD5,000 for HSBC Premier customers into your HSBC Everyday Global Account each calendar month.
Step 2: Transact	Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD500 for HSBC Premier customers.

Find out more in detail

A suite of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Travel Companion

Planning to travel? But first, check out the latest travel and health restrictions for your trip.

Real-time COVID-19 restrictions and travel requirements
Latest quarantine protocols
COVID-19 test booking (if required)

Visit here for more details.

Flights, Hotels and Attractions

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

Find out more This link will open in a new window

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD1,000,000 (including COVID-19 coverage) for you and your family.

Charge the full cost of your air ticket to your HSBC Premier Mastercard Credit Card and enjoy comprehensive coverage of up to SGD1,000,000 and over 20 benefits (including COVID-19 coverage), so you and your loved ones can travel with peace of mind.

Read the policy in detail

Travel insurance coverage is underwritten by HSBC Life (Singapore) Pte. Ltd. HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

LoungeKey

Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.

For the full list of participating lounges and more information, visit www.loungekey.com/hsbcpmc

Terms and conditions.

Global Data Roaming by Flexiroam

Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 10-day pass per calendar year.

Plus, enjoy 15% discount on all subsequent Flexiroam data plans.

home&Away

Enjoy fabulous credit card offers, whether you're at home or travelling the world.

Find out more This link will open in a new window

Unlock more rewards and privileges

HSBC Singapore app

Discover all the ways you can easily manage your card.

Activate card for both you and your supplementary cardholders.
Access your card details for online shopping (even before receiving the physical card).
Add Apple Pay / Google Pay for quick and convenient payment.
Check transactions in real time and keep track of your spending.
View eStatements from the last 12 months.
Temporarily block your card to stop unauthorised transactions.
Pay with points by using Reward points to offset bills.
Apply for a Spend Instalment and pay for your purchases via instalments.

Visit here to download app now.

Digital Health Xtra

Get access to digital health services which provides complimentary medical advice and consultations by qualified doctors.

It includes video consultations and medicine delivery by Doctor Anywhere as well as medical advice via messaging platforms such as Whatsapp and Telegram by Digital Health Assistant.

Visit here for more details.

ENTERTAINER with HSBC

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app.

Discover over 1,000 amazing worldwide 1-for-1 and more offers on dining, leisure attractions, hotels and wellness. Look forward to exciting deals at your favourite restaurants, including Forbidden Duck, L'Angélus, Sushi Jiro and many more.

Visit here for more details.

Save on petrol

Up to 17% instant discount at all Shell and Caltex stations.

Find out more This link will open in a new window

Other promotions

Discover new privileges and experiences with offers on dining deals, online purchases, hotel stays and more.

Find out more This link will open in a new window

Mastercard privileges

Discover unsurpassed benefits and a world of privileged access with curated offers and benefits from Mastercard. Explore the Priceless offers now.

Find out more of Mastercard privileges This link will open in a new window

Manage your finance with greater control

HSBC Spend Installment

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

Cards Installment Plan

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

PayLater

This link will open in a new window

Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

Balance Transfer

Get extra cash at a one-time preferential rate of 2.5% p.a. for 6 months with no processing fee, exclusively for new HSBC Premier Mastercard credit cardholders⁴.

Credit Limit Review

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.

Regarding the credit card

Credit limit

Your credit limit is subject to our review and approval. If you stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 26.9% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

Your annual fee is waived perpetually.

See All FAQs visit credit card faq page for more details

Eligibility and Documents Required

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be an HSBC Premier customer
be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Redeem a sign-up gift

You can select one of the following*:

Samsonite Prestige 69cm Spinner Exp with built-in scale, worth SGD670

OR SGD150 cashback

Already hold an HSBC credit card? You'll still be eligible to receive SGD50 cashback when you consent to our marketing communications.

* Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.

How to apply

New to HSBC credit cards?

Apply online in just a few easy steps.

Apply for luggage This link will open in a new window

Apply for cashback This link will open in a new window

Already have an HSBC credit card?

Apply for another card with sign up gift This link will open in a new window

Contact us

Speak to your Premier Relationship Manager or leave us your contact details or SMS PMCC<space>Name to 74722. We'll be in touch in 3 working days to assist with your application.

Request a call back to leave us your details. This link will open in a new window

Not an HSBC Premier customer?

Visit here for more details.

Get a supplementary card

HSBC Singapore Premier Mastercard cardface

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

Earn cashback for spending made on the supplementary cards
Earn Reward points each time your loved ones spend
Get up to five supplementary cards, free for life
Supplementary cardholders must be at least 18 years old

^{Terms and conditions apply}

To apply:

Speak to your Premier Relationship Manager; or
SMS "PMCSUPP<space>Name" to 74722 (For example: "PMCSUPP Victor")

Other features

Apple Pay

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad or Mac with just a simple tap.

Google Pay^TM

to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

Tap and Go™ with Mastercard

This link will open in a new window

Quick, convenient and fuss-free payment with your contactless-enabled Mastercard. Simply tap and go in front of a secured reader at participating merchants.

Virtual card

Lighten your load and use your credit cards on your mobile phone with the HSBC Singapore app.

SimplyGo

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

Mastercard Automatic Billing Updater

HSBC Premier Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater. This service helps to avoid transaction declines due to changes on your credit card details.

See other credit cards features click here to view more details

Things you should know

Disclaimer

* With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

1. Cash Rebate Programme terms and conditions apply. Find out more.

2. Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.

3. HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.

4. All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

HSBC Premier Mastercard®

Earn up to SGD1,800 cash rebate annually

At a glance

Earn 5% cash rebates

Dining

Groceries

Petrol

Transport

Earn 1 Reward point per dollar spent

Unlock additional 1% cashback with HSBC Everyday+

A suite of travel privileges

Travel Companion

Find out more

Flights, Hotels and Attractions

Travel with peace of mind

Find out more

LoungeKey

Find out more

Global Data Roaming by Flexiroam

home&Away

Unlock more rewards and privileges

HSBC Singapore app

Find out more

Digital Health Xtra

Find out more

ENTERTAINER with HSBC

Find out more

Save on petrol

Other promotions

Mastercard privileges

Manage your finance with greater control

HSBC Spend Installment

Cards Installment Plan

PayLater

Balance Transfer

Credit Limit Review

Important information and links

Related documents

Other related information

Eligibility and Documents Required

Singaporean/Permanent Resident

Foreigner

International Credit History

Redeem a sign-up gift

You can select one of the following*:

How to apply

New to HSBC credit cards?

Already have an HSBC credit card?

Contact us

Get a supplementary card

Other features

Apple Pay

Google PayTM

Tap and Go™ with Mastercard

Virtual card

SimplyGo

Mastercard Automatic Billing Updater

Things you should know

Google Pay^TM