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A family are on a sofa; image used for HSBC Singapore Premier Mastercard

HSBC Premier Mastercard®

Be privy to exclusive privileges both at home and abroad
HSBC Premier Mastercard Credit Card

Earn up to SGD1,800 cash rebate annually

Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.

 

Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.

Exclusive to HSBC Premier customers.

Check Eligibility here

At a glance

  • 5% cash rebate on everyday spend, home and abroad
    Earn cash rebates on your dining, groceries, petrol and transport, both locally and overseas.
  • Earn Reward points
    Earn 1 Reward point per dollar spent on all purchases.
  • Share the joy and increase your rewards
    Apply for a supplementary card for your loved ones, and share the conveniences, benefits and privileges.
  • Explore the world with a suite of exclusive travel privileges
    Get travel rewards from planning your trip to reaching your final destination, including complimentary travel insurance coverage (including COVID-19 coverage), complimentary global data roaming, airport lounge access at a special rate and more.
  • Digital Health Xtra
    Receive complimentary access to telemedicine.
  • No annual fee
    Your card annual fee will be waived perpetually.

Earn 5% cash rebates

Make HSBC Premier Mastercard® Credit Card your best companion card in the new normal.

Enjoy year-round 5% cash rebates1 on dining, groceries, petrol and transport, both locally and overseas when you spend at least SGD600 in a calendar month. You could earn up to SGD1,800 cash annually.

Cash rebate is capped at SGD150 per calendar month.

A couple are sharing a meal

Dining

Get 5% cash rebate when you dine with family and friends, or order food delivery.

A family are buying groceries

Groceries

Save up on groceries including online grocery marts with 5% cash rebate.

A man is filling up gasoline for his car

Petrol

Enjoy more mileage with 5% cash rebate on petrol at Caltex and Shell in Singapore, and petrol spend overseas.

A group of friends are in a car

Transport

Receive 5% cash rebate on transport when you use a taxi, ride hailing service, train or bus.

Earn 1 Reward point per dollar spent

You'll earn 1 Reward point per dollar spent on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.

Two people are exchanging gifts; image used for HSBC Singapore Premier Mastercard

Unlock additional 1% cashback with HSBC Everyday+

You'll earn additional 1% cashback3 on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save Step 2: Transact
Deposit fresh funds of minimum SGD5,000 for HSBC Premier customers into your HSBC Everyday Global Account each calendar month. Perform a minimum of 5 eligible transactions each calendar month.
You'll earn additional 1% cashback3 on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save Deposit fresh funds of minimum SGD5,000 for HSBC Premier customers into your HSBC Everyday Global Account each calendar month.
Step 2: Transact Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD500 for HSBC Premier customers.

A suite of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Travel Companion

Planning to travel? But first, check out the latest travel and health restrictions for your trip.

Loungekey logo

Flights, Hotels and Attractions

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

Skis for skiing

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD1,000,000 (including COVID-19 coverage) for you and your family.

Loungekey logo

LoungeKey

Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.

Global Data Roaming by Flexiroam

Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 10-day pass per calendar year.

Plus, enjoy 15% discount on all subsequent Flexiroam data plans.

home&Away

Enjoy fabulous credit card offers, whether you're at home or travelling the world.

Unlock more rewards and privileges

HSBC Singapore app

Discover all the ways you can easily manage your card.

Digital Health Xtra

Get access to digital health services which provides complimentary medical advice and consultations by qualified doctors.

The ENTERTAINER with HSBC App 1 for 1 offers.

ENTERTAINER with HSBC

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app.

Save on petrol

Up to 17% instant discount at all Shell and Caltex stations.

Other promotions

Discover new privileges and experiences with offers on dining deals, online purchases, hotel stays and more.

Sailboat at sea

Mastercard privileges

Discover unsurpassed benefits and a world of privileged access with curated offers and benefits from Mastercard. Explore the Priceless offers now.

Manage your finance with greater control

 

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

 

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

 
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Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

 

Get extra cash at a one-time preferential rate of 2.5% p.a. for 6 months with no processing fee, exclusively for new HSBC Premier Mastercard credit cardholders4.

 

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.

Eligibility and Documents Required

To be eligible, you must:

  • be an HSBC Premier customer
  • be at least 21 years old
  • have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
  • have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
  • be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements
For salaried employees
For commission-based earners
For self-employed
NRIC (front and back)
     
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)

 

(Preferred)

 

(Preferred)

 

(Preferred)

(B) Latest 3 months' computerised pay slips
   
 
Latest 1 year' Notice of Assessment
 
 
(not required if (A) is provided)

 

(not required if (A) is provided)

Proof of billing address

(for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

     
If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements
NRIC (front and back)
For salaried employees
 
For commission-based earners
 
For self-employed
 
Documents/Requirements
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees

 

(Preferred)

For commission-based earners

 

(Preferred)

For self-employed

 

(Preferred)

Documents/Requirements
(B) Latest 3 months' computerised pay slips
For salaried employees
 
For commission-based earners
 
For self-employed
 
Documents/Requirements
Latest 1 year' Notice of Assessment
For salaried employees
 
For commission-based earners
 
(not required if (A) is provided)
For self-employed

 

(not required if (A) is provided)

Documents/Requirements

Proof of billing address

(for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

For salaried employees
 
For commission-based earners
 
For self-employed
 

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

How to apply

New to HSBC credit cards?

Apply online in just a few easy steps.

Contact us

Speak to your Premier Relationship Manager or leave us your contact details or SMS PMCC<space>Name to 74722. We'll be in touch in 3 working days to assist with your application.

Not an HSBC Premier customer?

Visit here for more details.

Get a supplementary card

HSBC Singapore Premier Mastercard cardface

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spending made on the supplementary cards
  • Earn Reward points each time your loved ones spend
  • Get up to five supplementary cards, free for life
  • Supplementary cardholders must be at least 18 years old

Terms and conditions apply

To apply:

  • Speak to your Premier Relationship Manager; or
  • SMS "PMCSUPP<space>Name" to 74722 (For example: "PMCSUPP Victor")

Other features

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad or Mac with just a simple tap.

 
to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

 
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Quick, convenient and fuss-free payment with your contactless-enabled Mastercard. Simply tap and go in front of a secured reader at participating merchants.

 

Lighten your load and use your credit cards on your mobile phone with the HSBC Singapore app.

 

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

 

HSBC Premier Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater. This service helps to avoid transaction declines due to changes on your credit card details.

Things you should know

Disclaimer
 

* With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

1. Cash Rebate Programme terms and conditions apply. Find out more.

2. Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.

3. HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.

4. All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.