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HSBC Premier Mastercard®

Be privy to exclusive privileges both at home and abroad

HSBC Singapore Premier Mastercard cardface

Earn up to SGD1,800 cash rebate annually

Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.

Benefits at a glance

  • No annual fee

  • 5% cash rebates on everyday spend, home and abroad

    Get cash rebates on your dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas.

  • Earn Rewards points

    You'll get 1 Reward point per dollar spend.

  • Exclusive travel benefits

    Get travel rewards from planning your trip to reaching your final destination.

  • Increase your rewards with a supplementary cardholder

    Share the conveniences, benefits and privileges of your HSBC Premier Mastercard credit card with your loved ones.

Welcome gift

Up to

SGD350 cashback3

For a limited time, apply for a primary HSBC Premier Mastercard Credit Card and get up to SGD200 cashback3, consisting of:

  • SGD50 cashback with 1 qualifying transaction made from the day your card was opened to the end of the following month, and
  • SGD120 cashback with a minimum charge of SGD500 in qualifying transactions within the qualifying spend period
  • SGD30 cashback when you apply with MyInfo via SingPass

For existing HSBC cardholders, you'll be eligible to receive up to SGD60 cashback3.

In addition, get up to SGD150 cash back3 when you apply for HSBC Premier Mastercard supplementary cards.

Cash rebates

Earn up to SGD1,800 cash rebate annually.

Make HSBC Premier Mastercard® credit card your best companion card in the new normal.

Enjoy year-round 5% cash rebates1 on dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas when you spend minimum SGD600 per month. Cash rebate is capped at SGD150 per month. 

1Cash rebate programme terms and conditions apply. For the purposes of determining whether a given transaction qualifies as a Rebate Eligible Transaction, please note that the business activities of a merchant is determined by the business classification of that merchant outlet which in turn is determined by the merchant/ the merchant's acquiring bank.

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Get 5% cash rebate on dining

An intimate dinner for two, a memorable meal with family or friends or food delivery from the comfort of your home is now more rewarding with 5% cash rebate.

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Get 5% cash rebate on groceries

Save on your daily grocery shopping (including at online grocery marts) with 5% cash rebate.

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Get 5% cash rebate on petrol

Drive home happier with up to 17% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore. 5% cash rebate applies for all petrol spend overseas.

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Get 5% cash rebate on transport

Don't drive? Enjoy 5% cash rebate for your transport needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

Earn 1 Reward point per dollar spend

You'll earn 1 Reward point per dollar spend on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.

2Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.

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A world of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Planning for trip

Agoda logo

Agoda

Extra 12% off Singapore hotel bookings.

Enjoy a 7% discount at over 180,000 hotels worldwide with instant confirmation and a best-rate guarantee.

At airport and destination

Loungekey logo

LoungeKey

Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.

Boingo logo

Boingo

Enjoy unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide.

Complimentary worldwide travel insurance logo

Complimentary worldwide travel insurance

Receive travel insurance coverage of up to SGD1 million for you and your family.

Pampering lifestyle benefits

You'll enjoy an array of additional privileges with your HSBC Premier Mastercard credit card.

The ENTERTAINER with HSBC App 1 for 1 offers.

ENTERTAINER with HSBC

Look forward to over 1,000 exciting 1‑for‑1 or discounted offers worldwide, including your favourite restaurants such as Fat Cow, The Marmalade Pantry and many more.

Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.

Happy family vacation

Staycation offers

Plan your next escapade with a pampering staycation.

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Online offers

Shop easily and conveniently with a suite of online offers at Lazada, Deliveroo and more.

Mastercard privileges logo

Mastercard privileges

Discover unsurpassed benefits and the world of privileged access with curated offers and benefits by Mastercard.

Credit Card Features

 

Now you can enjoy the benefits of your HSBC credit card using Apple Pay. If you have a compatible Apple device, add your HSBC's Premier Mastercard credit card to make easy, secure and private transactions right away. 

 
to learn more about Google Pay

Now you can enjoy the benefits of your HSBC credit card using Google Pay. Simply add your HSBC Premier Mastercard credit card to a compatible Android device (version 5 and above) to make secure payments conveniently in stores, in apps and online with your Android device.

 
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Quick, convenient and fuss-free payment with your contactless-enabled HSBC Premier Mastercard credit card. Simply tap and go in front of a secured reader at participating merchants (subject to applicable limits on the contactless payment amount).

Tired of worrying about your fare card balance at the gantries? You can now tap and go on buses and trains. Make your daily commute smoother and leave those worries behind. Find out more. 

 

Effective 1 April 2020, HSBC Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater.

 

This is a new service by Mastercard where changes to your credit card number and card expiry date will be securely shared with participating merchants for your existing card-on-file payments (e.g. e-commerce and recurring payment transactions), so as to avoid transaction declines due to changes on your credit card details. Find out more.

Things to note

Get up to SGD350 cashback3 when you apply now

Up to

SGD350 cashback3

Primary card

Up to SGD200 cashback, consisting of:

  • SGD50 cashback with 1 qualifying transaction made from the day your card is opened to the end of the following month, and
  • SGD120 cashback with a minimum charge of SGD500 in qualifying transactions within the qualifying spend period
  • SGD30 cashback when you apply with MyInfo via SingPass

 

Supplementary cards

Up to SGD150 cashback:

  • SGD30 cashback for each supplementary card, to a maximum of 5 supplementary cards

3Card applications must be submitted between 1 March and 30 April 2021 and approved by 15 May 2021. Offer of up to SGD200 cashback is valid for sign-up of a primary HSBC Premier Mastercard credit card for new cardholders (existing HSBC cardholders are eligible to receive up to SGD60 cashback). The supplementary card offer is capped at 5 supplementary cards and a minimum of 1 qualifying transaction needs to be made to each supplementary card. For details on the defined terms used here, such as 'new cardholder', 'existing cardholder', 'qualifying transactions', 'qualifying spend period' and applicable exclusions, and for further details on this promotion, please refer to full terms and conditions.

Eligibility

To apply for an HSBC Premier Credit Card, you must:

  • be a Premier customer
  • be aged 21 years old or over
  • have a minimum annual income of SGD30,000 if you're a Singaporean or permanent resident
  • minimum annual income of SGD40,000 if you're a self-employed and commission-based Singaporeans or PR, minimum annual income of SGD40,000 if you're a foreigner residing in Singapore

If you don't meet income requirements, you can get an HSBC Premier Mastercard Secured credit card. This requires a minimum of SGD10,000 deposit (charged in the bank's favour as security) to be used as security. We'll grant a credit limit of up to 100% of the deposit placed upon approval.

Apply now

For more information, please call our 24-hour HSBC Premier banking hotline on 1800-227 8889 (in Singapore) or (65) 6227 8889 (from overseas).

Get a supplementary card

HSBC Singapore Premier Mastercard cardface

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Free supplementary card for life

  • Earn Rewards points each time your loved ones spend

  • Up to 5 supplementary cards

  • Supplementary Cardholders must be over 18 years old

For a limited period, existing HSBC Premier Mastercard cardholders can get up to SGD150 cash back4 for new supplementary card applications.

4Terms and conditions apply.

To apply,

  • Speak to your Premier Relationship manager or
  • SMS PMCSUPP<space>NAME to 74722
    e.g. PMCSUPP Victor

Offers and Promotions

 
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Discover new privileges and experiences. Enjoy over 200 dining, travel and lifestyle offers with your HSBC card.

 
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Up to 17% instant discount at all Caltex and Shell stations.

 
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Enjoy the fabulous credit and debit card offers, whether you are at home or travelling around the world.

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