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HSBC Premier Mastercard®

Be privy to exclusive privileges both at home and abroad

HSBC Premier Mastercard Credit Card

Earn up to SGD1,800 cash rebate annually

Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.


Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together. Find out more here.

Redeem a sign-up gift

Be rewarded with up to SGD350 cashback when you spend on your card, including up to SGD150 cashback when you apply for HSBC Premier Mastercard supplementary cards for your loved ones. Terms and conditions applyFind out more.

Benefits at a glance

  • No annual fee

  • 5% cash rebates on everyday spend, home and abroad

    Get cash rebates on your dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas.

  • Earn Rewards points

    You'll get 1 Reward point per dollar spend.

  • Exclusive travel benefits

    Get travel rewards from planning your trip to reaching your final destination.

  • Increase your rewards with a supplementary cardholder

    Share the conveniences, benefits and privileges of your HSBC Premier Mastercard credit card with your loved ones.

Cash rebates

Earn up to SGD1,800 cash rebate annually.

Make HSBC Premier Mastercard® credit card your best companion card in the new normal.

Enjoy year-round 5% cash rebates1 on dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas when you spend minimum SGD600 per month. Cash rebate is capped at SGD150 per month.

1Cash rebate programme terms and conditions apply. For the purposes of determining whether a given transaction qualifies as a Rebate Eligible Transaction, please note that the business activities of a merchant is determined by the business classification of that merchant outlet which in turn is determined by the merchant/ the merchant's acquiring bank.

A couple are sharing a meal

Get 5% cash rebate on dining

An intimate dinner for two, a memorable meal with family or friends or food delivery from the comfort of your home is now more rewarding with 5% cash rebate.

A family are buying groceries

Get 5% cash rebate on groceries

Save on your daily grocery shopping (including at online grocery marts) with 5% cash rebate.

A man is filling up gasoline for his car

Get 5% cash rebate on petrol

Drive home happier with up to 17% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore. 5% cash rebate applies for all petrol spend overseas.

A group of friends are in a car

Get 5% cash rebate on transport

Don't drive? Enjoy 5% cash rebate for your transport needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

Earn 1 Reward point per dollar spend

You'll earn 1 Reward point per dollar spend on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.

2Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.

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A world of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Planning for trip

Agoda logo


Extra 12% off Singapore hotel bookings.

Enjoy a 7% discount at over 180,000 hotels worldwide with instant confirmation and a best-rate guarantee.

At airport and destination

Loungekey logo


Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.

Boingo logo


Enjoy unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide.

Skis for skiing

Complimentary worldwide travel insurance

Receive travel insurance coverage of up to SGD1 million for you and your family.

Pampering lifestyle benefits

You'll enjoy an array of additional privileges with your HSBC Premier Mastercard credit card.

The ENTERTAINER with HSBC App 1 for 1 offers.


Look forward to over 1,000 exciting 1‑for‑1 or discounted offers worldwide, including your favourite restaurants such as Fat Cow, The Marmalade Pantry and many more.

Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.

Happy family vacation

Staycation offers

Plan your next escapade with a pampering staycation.

A man is using smartphone

Online offers

Shop easily and conveniently with a suite of online offers at Lazada, Deliveroo and more.

Sailboat at sea

Mastercard privileges

Discover unsurpassed benefits and the world of privileged access with curated offers and benefits by Mastercard.

Credit Card Features


Now you can enjoy the benefits of your HSBC credit card using Apple Pay. If you have a compatible Apple device, add your HSBC's Premier Mastercard credit card to make easy, secure and private transactions right away. 

to learn more about Google Pay

Now you can enjoy the benefits of your HSBC credit card using Google Pay. Simply add your HSBC Premier Mastercard credit card to a compatible Android device (version 5 and above) to make secure payments conveniently in stores, in apps and online with your Android device.

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Quick, convenient and fuss-free payment with your contactless-enabled HSBC Premier Mastercard credit card. Simply tap and go in front of a secured reader at participating merchants (subject to applicable limits on the contactless payment amount).

Tired of worrying about your fare card balance at the gantries? You can now tap and go on buses and trains. Make your daily commute smoother and leave those worries behind. Find out more.


Effective 1 April 2020, HSBC Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater.


This is a new service by Mastercard where changes to your credit card number and card expiry date will be securely shared with participating merchants for your existing card-on-file payments (e.g. e-commerce and recurring payment transactions), so as to avoid transaction declines due to changes on your credit card details. Find out more.

Things to note

Get up to SGD350 cashback when you apply now

Up to

SGD350 cashback

Primary card

Up to SGD200 cashback3, consisting of:

  • SGD50 cashback with 1 qualifying transaction made from the day your card is opened to the end of the following month, and
  • SGD120 cashback with a minimum charge of SGD500 in qualifying transactions within the qualifying spend period
  • SGD30 cashback when you apply with Myinfo via Singpass


Supplementary cards

Up to SGD150 cashback4:

  • SGD30 cashback for each supplementary card, to a maximum of 5 supplementary cards

3Sign-up gift up to SGD200 cashback is valid for new cardholders who sign-up for a primary HSBC Premier Mastercard credit card. Existing HSBC cardholders are eligible to receive sign-up gift of up to SGD60 cashback. In addition, to qualify for the promotion, when you submit your card application you must agree to receive HSBC marketing and promotional materials, and you must not cancel this agreement before receiving the gift. For details on the defined terms used here, such as 'new cardholder', 'existing cardholder', 'qualifying transactions', 'qualifying spend period' and applicable exclusions, and for further details on this promotion, please refer to full terms and conditions

4The supplementary card offer is capped at 5 supplementary cards and a minimum of 1 qualifying transaction needs to be made to each supplementary card. Please refer to full terms and conditions


To be eligible for a HSBC Premier Mastercard credit card, you need to:

  • Be a HSBC Premier banking customer
  • Be at least 21 years of age

Following annual income requirements apply:

Minimum Annual Income

Singaporeans or Permanent Resident



Singaporeans or Permanent Resident

(Self-employed or Commission based income)

Foreigners residing in Singapore

Following annual income requirements apply:


Singaporeans or Permanent Resident


Minimum Annual Income

Singaporeans or Permanent Resident

(Self-employed or Commission based income)

Minimum Annual Income
Foreigners residing in Singapore
Minimum Annual Income

If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required.

Apply now

For more information, please call our 24-hour HSBC Premier banking hotline on 1800-227 8889 (in Singapore) or (65) 6227 8889 (from overseas).

Get a supplementary card

HSBC Singapore Premier Mastercard cardface

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Free supplementary card for life

  • Earn Rewards points each time your loved ones spend

  • Up to 5 supplementary cards

  • Supplementary Cardholders must be over 18 years old

For a limited period, HSBC Premier Mastercard cardholders can get up to SGD150 cashback for new supplementary card applications4.

4Terms and conditions apply.

To apply,

  • Speak to your Premier Relationship manager or
  • SMS PMCSUPP<space>NAME to 74722
    e.g. PMCSUPP Victor

Offers and Promotions

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Discover new privileges and experiences. Enjoy over 200 dining, travel and lifestyle offers with your HSBC card.

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Up to 17% instant discount at all Caltex and Shell stations.

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Enjoy the fabulous credit and debit card offers, whether you are at home or travelling around the world.

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