Earn up to SGD1,800 cash rebate annually
Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.
Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.
Exclusive to HSBC Premier customers.
Check Eligibility here
Receive a sign-up gift, totally on us
Choose from a Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670 or SGD200 cashback. Plus, get up to SGD150 cashback when you apply for supplementary cards for your loved ones. Terms and conditions apply.
At a glance
5% cash rebate on everyday spend, home and abroad
Earn cash rebates on your dining, groceries, petrol and transport, both locally and overseas.
Earn Reward points
Earn 1 Reward point per dollar spent on all purchases.
Share the joy and increase your rewards
Apply for a supplementary card for your loved ones, and share the conveniences, benefits and privileges.
Explore the world with a suite of exclusive travel privileges
Get travel rewards from planning your trip to reaching your final destination, including complimentary travel insurance coverage (including COVID-19 coverage), complimentary global data roaming, airport lounge access at a special rate and more.
Digital Health Xtra
Receive complimentary access to telemedicine.
No annual fee
Your card annual fee will be waived perpetually.
Earn 5% cash rebates
Make HSBC Premier Mastercard® Credit Card your best companion card in the new normal.
Enjoy year-round 5% cash rebates1 on dining, groceries, petrol and transport, both locally and overseas when you spend at least SGD600 in a calendar month. You could earn up to SGD1,800 cash annually.
Cash rebate is capped at SGD150 per calendar month.
Dining
Get 5% cash rebate when you dine with family and friends, or order food delivery.
Groceries
Save up on groceries including online grocery marts with 5% cash rebate.
Petrol
Enjoy more mileage with 5% cash rebate on petrol at Caltex and Shell in Singapore, and petrol spend overseas.
Transport
Receive 5% cash rebate on transport when you use a taxi, ride hailing service, train or bus.
Earn 1 Reward point per dollar spent
You'll earn 1 Reward point per dollar spent on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.
Unlock additional 1% cashback with HSBC Everyday+
| Step 1: Save | Step 2: Transact |
|---|---|
| Deposit fresh funds of minimum SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month. | Perform a minimum of 5 eligible transactions each calendar month. |
| Step 1: Save | Deposit fresh funds of minimum SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month. |
|---|---|
| Step 2: Transact | Perform a minimum of 5 eligible transactions each calendar month. |
Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.
Maximum cashback per calendar month is SGD500 for HSBC Premier and Jade customers.
A suite of travel privileges
With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.
Travel Companion
Planning to travel? But first, check out the latest travel and health restrictions for your trip.
Flights, Hotels and Attractions
Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.
Travel with peace of mind
Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD1,000,000 (including COVID-19 coverage) for you and your family.
LoungeKey
Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.
Global Data Roaming by Flexiroam
Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 10-day pass per calendar year.
Plus, enjoy 15% discount on all subsequent Flexiroam data plans.
home&Away
Enjoy fabulous credit card offers, whether you're at home or travelling the world.
Unlock more rewards and privileges
HSBC Singapore app
Discover all the ways you can easily manage your card.
Digital Health Xtra
Get access to digital health services which provides complimentary medical advice and consultations by qualified doctors.
ENTERTAINER with HSBC
Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app.
Save on petrol
Up to 17% instant discount at all Shell and Caltex stations.
Other promotions
Discover new privileges and experiences with offers on dining deals, online purchases, hotel stays and more.
Mastercard privileges
Discover unsurpassed benefits and a world of privileged access with curated offers and benefits from Mastercard. Explore the Priceless offers now.
Manage your finance with greater control
HSBC Spend Installment
Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.
Cards Installment Plan
Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.
PayLater
Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.
Balance Transfer
Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Premier Mastercard credit cardholders4.
Credit Limit Review
Enjoy greater financial flexibility on your spending needs with an increased credit limit.
Important information and links
Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.
Who can apply?
To be eligible for a HSBC Premier Mastercard Credit Card, you need to:
- Be an HSBC Premier customer
- Be at least 21
- Meet the following annual income requirements
| Status |
Minimum Annual Income |
|---|---|
Singaporeans or Permanent Resident (Salaried) |
SGD30,000 |
Singaporeans or Permanent Resident (Self-employed or Commission based income) |
SGD40,000 |
| Foreigners residing in Singapore |
SGD40,000 |
| Status |
Singaporeans or Permanent Resident (Salaried) |
|---|---|
| Minimum Annual Income |
SGD30,000 |
| Status |
Singaporeans or Permanent Resident (Self-employed or Commission based income) |
| Minimum Annual Income |
SGD40,000 |
| Status |
Foreigners residing in Singapore |
| Minimum Annual Income |
SGD40,000 |
If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required.
Redeem a sign-up gift
Receive a sign-up gift from us.
Spend at least SGD500 on your new credit card and choose from:
Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670
OR SGD200 cashback
Plus
Get up to SGD150 cashback
when you apply for supplementary cards
Existing HSBC credit cardholders will be eligible to receive SGD50 cashback.
How to apply
New to HSBC credit cards?
Apply online in just a few easy steps and receive your sign-up gift.
Already have an HSBC credit card?
If you're an existing HSBC credit cardholder, you're eligible for SGD50 cashback when you apply for the HSBC Premier Mastercard Credit Card.
Other terms and conditions apply.
Contact us
Speak to your Premier Relationship Manager or leave us your contact details or SMS PMCC<space>Name to 74722. We'll be in touch in 3 working days to assist with your application.
Not an HSBC Premier customer?
Visit here for more details.
Get a supplementary card
Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.
Earn cashback for spending made on the supplementary cards
Earn Reward points each time your loved ones spend
Get up to five supplementary cards, free for life
Supplementary cardholders must be at least 18
Receive SGD30 cashback for each new supplementary card approval.
To apply:
- Speak to your Premier Relationship Manager; or
- SMS "PMCSUPP<space>Name" to 74722 (For example: "PMCSUPP Victor")
Other features
Apple Pay
Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad or Mac with just a simple tap.
Google PayTM
A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.
Tap and Go™ with Mastercard
Quick, convenient and fuss-free payment with your contactless-enabled Mastercard. Simply tap and go in front of a secured reader at participating merchants.
Virtual card
Lighten your load and use your credit cards on your mobile phone with the HSBC Singapore app.
SimplyGo
Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.
Mastercard Automatic Billing Updater
HSBC Premier Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater. This service helps to avoid transaction declines due to changes on your credit card details.
Things you should know
Disclaimer
- Cash Rebate Programme terms and conditions apply. Find out more.
- Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.
- HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.
- All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.