Earn up to SGD1,800 cash rebate annually
Benefits at a glance
- No annual fee
- 5% cash rebates on everyday spend, home and abroadGet cash rebates on your dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas.
- Earn Rewards pointsYou'll get 1 Reward point per dollar spend.
- Exclusive travel benefitsGet travel rewards from planning your trip to reaching your final destination.
For a limited time, apply for a new HSBC Premier Mastercard Credit Card and and choose your preferred sign-up gift3 from us:
- SGD200 Lazada and RedMart vouchers or
- SGD180 cash back
For existing cardholders, you'll be eligible to receive SGD30 cash back3.
In addition, get up to SGD60 cash back3 when you apply for HSBC Premier Mastercard supplementary cards.
Earn up to SGD1,800 cash rebate annually.
Make HSBC Premier Mastercard® credit card your best companion card in the new normal.
Enjoy year-round 5% cash rebates1 on dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas when you spend minimum SGD600 per month. Cash rebate is capped at SGD150 per month.
1Cash rebate programme terms and conditions apply. For the purposes of determining whether a given transaction qualifies as a Rebate Eligible Transaction, please note that the business activities of a merchant is determined by the business classification of that merchant outlet which in turn is determined by the merchant/ the merchant's acquiring bank.
Get 5% cash rebate on dining
An intimate dinner for two, a memorable meal with family or friends or food delivery from the comfort of your home is now more rewarding with 5% cash rebate.
Get 5% cash rebate on groceries
Save on your daily grocery shopping (including at online grocery marts) with 5% cash rebate.
Get 5% cash rebate on petrol
Drive home happier with up to 16% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore. 5% cash rebate applies for all petrol spend overseas.
Get 5% cash rebate on transport
Don't drive? Enjoy 5% cash rebate for your transport needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.
Earn 1 Reward point per dollar spend
You'll earn 1 Reward point per dollar spend on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.
A world of travel privileges
With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.
Planning for trip
Extra 12% off Singapore hotel bookings.
Enjoy a 7% discount at over 180,000 hotels worldwide with instant confirmation and a best-rate guarantee.
Find out more
Get 10% off bookings with participating hotels
At airport and destination
Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.
Find out more
Enjoy unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide.
Find out more
Complimentary worldwide travel insurance
Receive travel insurance coverage of up to SGD1 million for you and your family.
Find out more
Pampering lifestyle benefits
You'll enjoy an array of additional privileges with your HSBC Premier Mastercard credit card.
ENTERTAINER with HSBC
Look forward to over 1,000 exciting 1‑for‑1 or discounted offers worldwide, including your favourite restaurants such as Fat Cow, The Marmalade Pantry and many more.
Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.
Plan your next escapade with a pampering staycation.
Shop easily and conveniently with a suite of online offers at Lazada, Deliveroo and more.
Mastercard Southeast Asia Golf Program
Enjoy 50% discounted green fees at 27 regional golf clubs in 10 countries/regions
Find out more
Discover unsurpassed benefits and the world of privileged access with curated offers and benefits by Mastercard.
Credit Card Features
Now you can enjoy the benefits of your HSBC credit card using Apple Pay. If you have a compatible Apple device, add your HSBC's Premier Mastercard credit card to make easy, secure and private transactions right away.
Tap and Go™ with Mastercard
Quick, convenient and fuss-free payment with your contactless-enabled HSBC Premier Mastercard credit card. Simply tap and go in front of a secured reader at participating merchants (subject to applicable limits on the contactless payment amount).
Tired of worrying about your fare card balance at the gantries? You can now tap and go on buses and trains. Make your daily commute smoother and leave those worries behind. Find out more.
Mastercard Automatic Billing Updater
Effective 1 April 2020, HSBC Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater.
This is a new service by Mastercard where changes to your credit card number and card expiry date will be securely shared with participating merchants for your existing card-on-file payments (e.g. e-commerce and recurring payment transactions), so as to avoid transaction declines due to changes on your credit card details. Find out more.
Things to note
- Updates regarding HSBC credit card rewards and cashback programmes
We are updating the categories of qualifying and eligible transactions in the terms and conditions applicable to our rewards and cashback programmes with effect from 1 July 2020. Please refer to https://www.hsbc.com.sg/help/important-notices/ for further details.
Choose your sign-up gift of either vouchers or cash back
Lazada and RedMart vouchers
- SGD200 Lazada and RedMart vouchers for primary card application
- SGD30 cashback for each supplementary card application, capped at 2 supplementary card applications
- SGD180 cashback for primary card application
SGD30 cashback for each supplementary card application, capped at 2 supplementary card applications
3Offer of SGD200 Lazada and RedMart vouchers or SGD180 cash back is valid for sign-up of a primary HSBC Premier Mastercard credit card till 28 February 2021 and approved by 15 March 2021 (for New Cardholders). Existing Cardholders are eligible to receive SGD30 cash back. Minimum charge of SGD800 in Qualifying Transactions from Card Account Open date till end of the following month applies. To enjoy the supplementary card offer, the HSBC Premier Mastercard supplementary card application(s) must be submitted at the same time as the primary card application. Offer is limited to first 2 supplementary cards and minimum 1 Qualifying transaction needs to be made to the supplementary card(s) each. For details on the defined terms used here and further details on this Promotion (such as Eligible Applicant, New Cardholder, Existing Cardholder, Qualifying Transactions and applicable exclusions), please refer to full terms and conditions.
For the Lazada and RedMart vouchers usage terms and frequently asked questions, please refer here.
To apply for an HSBC Premier Credit Card, you must:
- be a Premier customer
- be aged 21 years old or over
- have a minimum annual income of SGD30,000 if you're a Singaporean or permanent resident
- minimum annual income of SGD40,000 if you're a self-employed and commission-based Singaporeans or PR, minimum annual income of SGD40,000 if you're a foreigner residing in Singapore
If you don't meet income requirements, you can get an HSBC Premier Mastercard Secured credit card. This requires a minimum of SGD10,000 deposit (charged in the bank's favour as security) to be used as security. We'll grant a credit limit of up to 100% of the deposit placed upon approval.
- Register your interest online or
- Speak to your Premier Relationship manager or
- SMS PMCC<space>NAME to 74722
e.g. PMCC Victor
Get a supplementary card
Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.
Offers and Promotions
Latest cards promotions
Discover new privileges and experiences. Enjoy over 200 dining, travel and lifestyle offers with your HSBC card.
Save on petrol
Up to 16% instant discounts at all Caltex and Shell stations.