Earn up to SGD1,800 cash rebate annually
Benefits at a glance
- No annual fee
- 5% cash rebates on everyday spend, home and abroadGet cash rebates on your dining, groceries, petrol and transport (taxis, ride hailing, trains and buses) spend both locally and overseas.
- Exclusive travel benefitsGet travel rewards from planning your trip to reaching your final destination.
- Increase your rewards with a supplementary cardholderShare the conveniences, benefits and privileges of your HSBC Premier Mastercard credit card with your loved ones.
Welcome gift
Cash rebates
Earn up to SGD1,800 cash rebate annually.
Enjoy year-round 5% cash rebates1 on dining, groceries, petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas when you spend minimum SGD600 per month. Cash rebate is capped at SGD150 per month.
1Cash rebate programme terms and conditions apply.
Get 5% cash rebate on dining
An intimate dinner for two, or a memorable meal with family or friends is now more rewarding with 5% cash rebate.
Get 5% cash rebate on groceries
Save on your daily grocery shopping with 5% cash rebate.
Get 5% cash rebate on petrol
Drive home happier with up to 16% instant discount plus 5% cash rebate on your petrol spend at Caltex and Shell Stations in Singapore. 5% cash rebate applies for all petrol spend overseas.
Get 5% cash rebate on transport
Don't drive? Enjoy 5% cash rebate for your transport needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.
Earn 1 Rewards point for every dollar spend
You'll earn one Rewards point for every SGD1 charged to your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.
A world of travel privileges
With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.
Planning for trip
Agoda
Extra 12% off Singapore hotel bookings.
Enjoy a 7% discount at over 180,000 hotels worldwide with instant confirmation and a best-rate guarantee.
Expedia
Get 10% off bookings with participating hotels
At airport and destination
LoungeKey
Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.
Boingo
Enjoy unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide.
Complimentary worldwide travel insurance
Receive travel insurance coverage of up to SGD1 million for you and your family.
See more travel benefits
Press enter to expand
Pampering lifestyle benefits
You'll enjoy an array of additional privileges with your HSBC Premier Mastercard credit card.
ENTERTAINER with HSBC
Enjoy over 1,000 complimentary 1-for-1 F&B, lifestyle and hotel offers.
Mastercard Southeast Asia Golf Program
Enjoy 50% discounted green fees at 27 regional golf clubs in 10 countries
Mastercard privileges
Discover unsurpassed benefits and the world of privileged access with curated offers and benefits by Mastercard.
Credit Card Features
Apple Pay
Now you can enjoy the benefits of your HSBC credit card using Apple Pay. If you have a compatible Apple device, add your HSBC's Premier Mastercard credit card to make easy, secure and private transactions right away.
Tap and Go™ with Mastercard
Quick, convenient and fuss-free payment with your contactless-enabled HSBC Premier Mastercard credit card. Simply tap and go in front of a secured reader at participating merchants (subject to applicable limits on the contactless payment amount).
Tired of worrying about your fare card balance at the gantries? You can now tap and go on buses and trains. Make your daily commute smoother and leave those worries behind. Find out more.
Mastercard Automatic Billing Updater
Effective 1 April 2020, HSBC Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater.
This is a new service by Mastercard where changes to your credit card number and card expiry date will be securely shared with participating merchants for your existing card-on-file payments (e.g. e-commerce and recurring payment transactions), so as to avoid transaction declines due to changes on your credit card details. Find out more.
Things to note
- Changes to HSBC credit card terms and conditions:
We will be revising our HSBC credit card terms and conditions to make them simpler and more easily understood. These revisions will not affect your existing rights as an HSBC credit cardholder.
These changes will take effect from 20 April 2020. For more information, please view our revised terms and conditions.
Choose your sign up gift of either cashback or luggage
Cashback
Up to
SGD2403
- SGD180 cashback for primary card application
SGD30 cashback for each supplementary card application, capped at 2 supplementary card applications
Luggage
Up to
SGD730 worth of welcome rewards3
- Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670 for primary card application
SGD30 cashback for each supplementary card application, capped at 2 supplementary card applications
3Offer of SGD180 cashback or Samsonite Prestige 69cm Spinner Exp with built-in scale worth S$670 is valid for sign-up of a primary HSBC Premier Mastercard credit card till 30 June 2020 and approved by 15 July 2020. Minimum charge of SGD800 in Qualifying Transactions from Card Account Open date till end of the following month applies. To enjoy the supplementary card offer, the HSBC Premier Mastercard supplementary card application(s) must be submitted at the same time as the primary card application. Offer is limited to first 2 supplementary cards and minimum 1 Qualifying transaction needs to be made to the supplementary card(s) each. Full terms and conditions.
Eligibility
To apply for an HSBC Premier Credit Card, you must:
- be a Premier customer
- be aged 21 years old or over
- have a minimum annual income of SGD30,000 if you're a Singaporean or permanent resident
- minimum annual income of SGD40,000 if you're a self-employed and commission-based Singaporeans or PR, minimum annual income of SGD40,000 if you're a foreigner residing in Singapore
If you don't meet income requirements, you can get an HSBC Premier Mastercard Secured credit card. This requires a minimum of SGD10,000 deposit (charged in the bank's favour as security) to be used as security. We'll grant a credit limit of up to 100% of the deposit placed upon approval.
Apply now
- Register your interest online or
- Speak to your Premier Relationship manager or
- SMS PMCC<space>NAME to 74722
e.g. PMCC Victor
For more information, please call our 24-hour HSBC Premier banking hotline on 1800-227 8889 (in Singapore) or (65) 6227 8889 (from overseas).
Get a supplementary card
Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.
- Free supplementary card for life
- Earn Rewards points each time your loved ones spend
- Up to 5 supplementary cards
- Supplementary Cardholders must be over 18 years old
For a limited period, existing HSBC Premier Mastercard cardholders can get up to SGD60 cash back4 for new supplementary card applications.
To apply,
- Speak to your Premier Relationship manager or
- SMS PMCSUPP<space>NAME to 74722
e.g. PMCSUPP Victor
Offers and Promotions
Latest cards promotions
Discover new privileges and experiences. Enjoy over 200 dining, travel and lifestyle offers with your HSBC card.
Save on petrol
Up to 16% instant discounts at all Caltex and Shell stations.
home&Away
Enjoy the fabulous credit and debit card offers, whether you are at home or travelling around the world.
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