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HSBC Premier Mastercard®

Be privy to exclusive privileges both at home and abroad

HSBC Premier Mastercard Credit Card

Earn up to SGD1,800 cash rebate annually

Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.

 

Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.

Exclusive to HSBC Premier customers.

Check Eligibility here

Receive a sign-up gift, totally on us

Receive SGD200 cashback when you spend on your card and get up to SGD150 cashback when you apply for supplementary cards for your loved ones. Terms and conditions applyFind out more.

At a glance

  • 5% cash rebate on everyday spend, home and abroad

    Earn cash rebates on your dining, groceries, petrol and transport, both locally and overseas.

  • Earn Reward points

    Earn 1 Reward point per dollar spent on all purchases.

  • Share the joy and increase your rewards

    Apply for a supplementary card for your loved ones, and share the conveniences, benefits and privileges.

  • Explore the world with a suite of exclusive travel privileges

    Get travel rewards from planning your trip to reaching your final destination, including complimentary travel insurance coverage (including COVID-19 coverage), complimentary global data roaming, airport lounge access at a special rate and more.

  • Digital Health Xtra

    Receive complimentary access to telemedicine.

  • No annual fee

    Your card annual fee will be waived perpetually.

Earn 5% cash rebates

Make HSBC Premier Mastercard® Credit Card your best companion card in the new normal.

Enjoy year-round 5% cash rebates1 on dining, groceries, petrol and transport, both locally and overseas when you spend at least SGD600 in a calendar month. You could earn up to SGD1,800 cash annually.

Cash rebate is capped at SGD150 per calendar month.

A couple are sharing a meal

Dining

Get 5% cash rebate when you dine with family and friends, or order food delivery.

A family are buying groceries

Groceries

Save up on groceries including online grocery marts with 5% cash rebate.

A man is filling up gasoline for his car

Petrol

Enjoy more mileage with 5% cash rebate on petrol at Caltex and Shell in Singapore, and petrol spend overseas.

A group of friends are in a car

Transport

Receive 5% cash rebate on transport when you use a taxi, ride hailing service, train or bus.

Earn 1 Reward point per dollar spent

You'll earn 1 Reward point per dollar spent on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.

Two people are exchanging gifts; image used for HSBC Singapore Premier Mastercard

Unlock additional 1% cashback with HSBC Everyday+

You'll earn additional 1% cashback3 on all your credit card spending with HSBC Everyday+ rewards programme when you:

Step 1: Save Step 2: Transact
Deposit fresh funds of minimum SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month. Perform a minimum of 5 eligible transactions each calendar month.

You'll earn additional 1% cashback3 on all your credit card spending with HSBC Everyday+ rewards programme when you:

Step 1: Save Deposit fresh funds of minimum SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month.
Step 2: Transact Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD500 for HSBC Premier and Jade customers.

A suite of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Loungekey logo

Flights, Hotels and Attractions

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

Loungekey logo

LoungeKey

Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.

Global Data Roaming by Flexiroam

Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 10-day pass per calendar year.

Plus, enjoy 15% discount on all subsequent Flexiroam data plans.

Skis for skiing

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD1,000,000 (including COVID-19 coverage) for you and your family.

Unlock more rewards and privileges

The ENTERTAINER with HSBC App 1 for 1 offers.

ENTERTAINER with HSBC

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app.

HSBC Singapore app

Discover all the ways you can easily manage your card.

Digital Health Xtra

Get access to digital health services which provides complimentary medical advice and consultations by qualified doctors.

Sailboat at sea

Mastercard privileges

Discover unsurpassed benefits and a world of privileged access with curated offers and benefits from Mastercard. Explore the Priceless offers now.

HSBC credit card promotions

 
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Embark on a culinary journey and enjoy 1-for-1 deals and more at over 200 restaurants.

 
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Shop easily and conveniently with a suite of online offers at Lazada, Deliveroo and more.

 
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Plan your next escape with a pampering staycation.

 
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Up to 17% instant discount at all Shell and Caltex stations.

 
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Discover new privileges and experiences with more offers on entertainment, hotel stays, leisure, and wellness.

 
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Enjoy fabulous credit and debit card offers, whether you're at home or travelling the world.

Things to know

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.

Who can apply?

To be eligible for a HSBC Premier Mastercard Credit Card, you need to:

  • Be an HSBC Premier customer
  • Be at least 21
  • Meet the following annual income requirements

Details for annual income requirements

Status
Minimum Annual Income

Singaporeans or Permanent Resident

(Salaried)

SGD30,000

Singaporeans or Permanent Resident

(Self-employed or Commission based income)

SGD40,000
Foreigners residing in Singapore
SGD40,000

Details for annual income requirements

Status

Singaporeans or Permanent Resident

(Salaried)

Minimum Annual Income
SGD30,000
Status

Singaporeans or Permanent Resident

(Self-employed or Commission based income)

Minimum Annual Income
SGD40,000
Status
Foreigners residing in Singapore
Minimum Annual Income
SGD40,000

If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required.

Get up to SGD350 cashback when you apply now

Receive cashback when you sign up now.

Up to SGD200 cashback graphic

Receive

SGD200 cashback

when you spend at least SGD500

Plus

Up to SGD150 cashback

when you apply for supplementary cards

Existing HSBC credit cardholders will be eligible to receive SGD50 cashback.

How to apply

New to HSBC credit cards?

Apply online in just a few easy steps and receive your sign-up gift.

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you're eligible for SGD50 cashback when you apply for the HSBC Premier Mastercard Credit Card. 

Other terms and conditions apply.

Contact us

Speak to your Premier Relationship Manager or leave us your contact details or SMS PMCC<space>Name to 74722. We'll be in touch in 3 working days to assist with your application.

Not an HSBC Premier customer?

Visit here for more details.

Get a supplementary card

HSBC Singapore Premier Mastercard cardface

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spending made on the supplementary cards

  • Earn Reward points each time your loved ones spend

  • Get up to five supplementary cards, free for life

  • Supplementary cardholders must be at least 18

Receive SGD30 cashback for each new supplementary card approval.

To apply:

  • Speak to your Premier Relationship Manager; or
  • SMS "PMCSUPP<space>Name" to 74722 (For example: "PMCSUPP Victor")

HSBC credit card features and services

 

Manage your finances by dividing your purchases into smaller instalments.

 

Pay off your cards quicker with a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Premier Mastercard credit cardholders4

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad or Mac with just a simple tap.

 
to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

 
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Quick, convenient and fuss-free payment with your contactless-enabled Mastercard. Simply tap and go in front of a secured reader at participating merchants.

 

Lighten your load and use your credit cards on your mobile phone with the HSBC Singapore app.

 

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

 

HSBC Premier Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater. This service helps to avoid transaction declines due to changes on your credit card details.

Things you should know

Disclaimer

  1. Cash Rebate Programme terms and conditions apply. Find out more.
  2. Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.
  3. HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.
  4. All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

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