HSBC Visa Platinum Credit Card

HSBC SG
Credit Cards
Visa Platinum

Best for families

Get up to SGD1,000 worth of cash rebate yearly. Plus, make family time sweeter with a wide selection of privileges varying from dining, leisure and retail.

Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.

Apply now for the visa platinum credit card

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Check eligibility here

Receive a sign-up gift, totally on us: Receive SGD200 cashback when you spend on your card and get up to SGD150 cashback when you apply for supplementary cards for your loved ones. Terms and conditions apply. Find out more.

At a glance

5% cash rebate on your family spend

Eligible categories are dining, groceries and fuel.
Exclusive discounts with Shopee

Enjoy big savings when shopping for your little ones.

Be rewarded additional cashback on everyday spend

Earn additional 1% HSBC Everyday+ Cashback with your HSBC Everyday Global Account
Earn Reward points

Get 1 Reward point per dollar spent on anything your family fancies.
No annual fee

Your annual fee will be waived for the first 2 years.

Take a closer look

Unlock 5% cash rebate¹ by meeting the minimum spend of SGD600 monthly in a calendar quarter. Your minimum spend requirement will include eligible local or overseas purchases made on your card and not just grocery, dining or fuel spend. Excluded transactions apply. Rebate is capped at SGD250 per calendar quarter.

Total rebate earned across 3 months: SGD151.50 (that's equivalent to SGD1,000 annual savings)
	Month 1	Month 2	Month 3
Dining	SGD400	SGD380	SGD450
Groceries	SGD200	SGD300	SGD300
Fuel	SGD350	SGD300	SGD350
Others	SGD200	SGD300	SGD400
Total spend	SGD1,150	SGD1,280	SGD1,500

Total rebate earned across 3 months: SGD151.50 (that's equivalent to SGD1,000 annual savings)
	Dining
Month 1	SGD400
Month 2	SGD380
Month 3	SGD450

	Groceries
Month 1	SGD200
Month 2	SGD300
Month 3	SGD300

	Fuel
Month 1	SGD350
Month 2	SGD300
Month 3	SGD350

	Others
Month 1	SGD200
Month 2	SGD300
Month 3	SGD400

	Total spend
Month 1	SGD1,150
Month 2	SGD1,280
Month 3	SGD1,500

New cardholders exclusive: Spend SGD1,000 within the quarter that you've applied to unlock the 5% cash rebate benefit. This is a one-time exclusive applicable for new cardholders who have just received the approved card.

Privileges you get to enjoy

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app

Discover over 1,000 amazing worldwide 1-for-1 and more offers on dining, leisure attractions, hotels and wellness. Look forward to exciting offers at your favourite restaurants, including Sakae Sushi, The Coffee Academics, Brotzeit German Bier Bar & Restaurant and many more.
Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.

Find out more for more details This link will open in a new window

Exclusive discounts with Shopee

We know how expensive children products can get and we're here to help you save.

Enjoy exclusive discounts at Shopee when you buy your child toys and products using your HSBC Visa Platinum Card.

Find out more for more details This link will open in a new window

Treat your family to these exciting offers

With your Visa Platinum credit card, family time is sweetened with a wide selection of privileges varying from dining, leisure and retail.

See where you can take your family now.

Browse offers will visit Credit Card Promotions page This link will open in a new window

Earn Reward points on your card spends

For everything your family fancies, you'll earn 1 Reward point per dollar of spend made on your card, locally or abroad. You can add a supplementary cardholder on your account to get more Reward points.

Unlock additional 1% cashback with HSBC Everyday+

You'll earn additional 1% cashback² on all your credit card spending with HSBC Everyday+ rewards programme when you:
Step 1: Save	Step 2: Transact
Deposit fresh funds of minimum SGD2,000 for HSBC Personal Banking customers or SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month.	Perform a minimum of 5 eligible transactions each calendar month.

You'll earn additional 1% cashback² on all your credit card spending with HSBC Everyday+ rewards programme when you:
Step 1: Save	Deposit fresh funds of minimum SGD2,000 for HSBC Personal Banking customers or SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month.
Step 2: Transact	Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD300 for HSBC Personal Banking customers, and SGD500 for HSBC Premier and Jade customers.

Find out more about HSBC Everyday Global Account (EGA) page

Exclusive Bundle Deal: Enjoy a 1-night stay at Oasia Hotel Downtown, Singapore (Club Room) with club benefits for 2 and up to SGD350 in rewards when you sign up for an HSBC credit card and the HSBC Everyday Global Account. T&Cs apply.

Find out more to visit HSBC personal banking page

Important information and links

Regarding the credit card

Credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 25.9% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

Your annual fee is waived for the first 2 years from your card's issue date. From year 3 onwards, the annual fee will be waived if you spend more than SGD12,500 per year.

Who can apply?

To apply, you must:

be at least 21 years of age
have a minimum annual income of SGD30,000 (Singaporeans and Permanent Residents)
For self-employed and commission-based Singaporeans or Permanent Residents, a minimum annual income of SGD40,000 is required
For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required
If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

Apply using Myinfo via Singpass and save the hassle to provide supporting documents.

Alternatively, prepare the following supporting documents with your application.

ID documents of the primary and any supplementary applicants
income documents of the primary applicant

What documents are acceptable? Download

Sign-up gifts

Receive cashback when you sign up now.

Receive

SGD200 cashback

when you spend at least SGD500

Plus

SGD150 cashback

when you apply for supplementary cards

Existing HSBC credit cardholders will be eligible to receive SGD50 cashback.

Primary Card

To qualify for the gift, you must meet the spend requirement within the qualifying spend period and fulfill the conditions set out for the offer. You must also agree to receive marketing updates and promotional materials from HSBC at the time of submitting your card application and must not cancel this agreement before receiving the gift.

For details on the terms used here and more information on this promotion (such as eligibility, qualifying transactions, qualifying spending period and exclusions), refer to the terms and conditions for the HSBC credit card sign-up promotion.

Supplementary card

Receive SGD30 cashback for each supplementary card. The supplementary card offer is capped at 5 supplementary cards and a minimum of 1 qualifying transaction needs to be made to each supplementary card. Please refer to full terms and conditions.

How to apply

New to HSBC credit cards?

Apply online in just a few easy steps and receive your sign-up gift.

Apply for a new card will sign up gift

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you're eligible for SGD50 cashback when you apply for the HSBC Visa Platinum Credit Card.

Other terms and conditions apply.

Apply for another card with sign up gift This link will open in a new window

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Request a call back to leave us your details. This link will open in a new window

Continue your application

Resume your application via the link in the SMS and/or email we have sent to you. To receive the link again, call us at 1800 4722 669.

Upload your supporting documents on the document upload page

Get a supplementary card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

Earn Reward points for all spends made on the supplementary cards
Up to five supplementary cards, free for life
Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

SMS HSAPP SUPP <space> Name <space>

NRIC to 74722 to apply.

Frequently asked questions

All retail transactions count towards your minimum spend requirement except for the list of excluded transactions. You may find the list of excluded transactions at Terms and conditions - Quarterly Cash Rebate Programme.

In the case of HSBC Spend Instalment, only the initial total purchase amount will qualify as an eligible purchase in the month of purchase. The subsequent instalment amounts will not qualify as eligible purchases.

Rebates will be posted to your card account within 2 months after the end of each quarter. For example, cash rebates for eligible spend on your rebate categories made in October to December (fourth quarter) will be posted into your card account by 28 February the following year.

See all FAQs about HSBC Credit Cards

HSBC Card features and services

Spend Instalment Plan

Manage your finances by dividing your purchases into smaller instalments.

Balance Transfer

Get extra cash at a low processing fee of 2.5% p.a. for 6 months with processing fee of SGD88 (EIR: 4.39% p.a.).

Virtual Card

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

SimplyGo

Skip the top-ups and simply tap to pay for your bus and train fares with your card or via Apple Pay and Google Pay. Every dollar charged earns you 1 Reward point.

Apple Pay

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.

Google Pay^TM

to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

Visa payWave

For purchases below SGD200, simply wave your Visa payWave enabled credit card in front of a secured reader and go.

Things you should know

Disclaimer

¹Cash Rebate Programme terms and conditions apply. Find out more.

²HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.