HSBC Time Deposit Accounts | Grow your savings

HSBC SG
Accounts
Time deposit

HSBC Time Deposit Account

A smart and convenient way to grow your money.

Attractive interest rates
Flexible deposit period
Automatic renewal
Minimum deposit of SGD5,000 to open an account
For the latest promotion rates, refer to our promotion page

Check eligibility and how to apply for HSBC Time Deposit Account

Time Deposit Promotions

Get up to 21.88% p.a. on time deposits

Enjoy preferential rates of up to 21.88% p.a. on your 3-month time deposit when you sign up for a life insurance plan. Valid till 31 March 2022.

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Terms & Conditions apply.

From now till 31 January 2022, enjoy a promotional rate on 3-month and 9-month SGD Time Deposits.
Promotional SGD Time Deposit	New and existing HSBC Jade Customers¹	New and Existing HSBC Premier Customers²	New and Existing HSBC Personal Banking Customers³
3-month	0.40% p.a.	0.40% p.a.	0.40% p.a.
9-month	0.50% p.a.	0.50% p.a.	0.50% p.a.

From now till 31 January 2022, enjoy a promotional rate on 3-month and 9-month SGD Time Deposits.
Promotional SGD Time Deposit	3-month
New and existing HSBC Jade Customers¹	0.40% p.a.
New and Existing HSBC Premier Customers²	0.40% p.a.
New and Existing HSBC Personal Banking Customers³	0.40% p.a.

Promotional SGD Time Deposit	9-month
New and existing HSBC Jade Customers¹	0.50% p.a.
New and Existing HSBC Premier Customers²	0.50% p.a.
New and Existing HSBC Personal Banking Customers³	0.50% p.a.

The minimum and maximum fresh funds placement amounts for the SGD TMD Promotion are SGD30,000 and SGD1,200,000 respectively. For placement amount greater than SGD1,200,000, please contact either HSBC or your Relationship Manager.

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Apply for HSBC Time Deposit Account

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Leave us your contact details and our Wealth Manager will be in touch with you within 3 working days.

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You can also call your Relationship Manager directly, or contact us through our telephone banking hotline at:

+1800 - HSBC NOW (4722 669)

If you are overseas, please call +(65) 6-HSBC-NOW (4722 669)

Things you should know

Singapore Dollars Deposit Rates

Foreign Currency Time Deposits

Terms and Conditions

¹ HSBC 2021 SGD Jade Time Deposit Promotion Terms and Conditions apply

²HSBC 2021 SGD Premier Time Deposit Promotion Terms and Conditions apply

³ HSBC 2021 SGD Personal Banking Time Deposit Promotion Terms and Conditions apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Important Notes

Premature withdrawal of any Time Deposit is subject to the Terms and Conditions Governing Personal Deposit Accounts. Effective 1 September 2011, premature withdrawal charges will be imposed on premature withdrawal of Time Deposits prior to maturity. For all premature withdrawal of Time Deposits, interest payments (if any) will be calculated at the Bank's discretion. Customers should note that they may receive an amount less than the original Time Deposit placement amount upon premature withdrawal for their Foreign Currency Time Deposits. Currently, for Singapore Dollar Time Deposits, customers will receive not less than their original placement amount upon premature withdrawal.

Time Deposit Account