HSBC Time Deposit Account
A smart and convenient way to grow your money.
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Attractive interest rates
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Flexible deposit period
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Automatic renewal
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Minimum deposit of SGD5,000 to open an account
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For the latest promotion rates, refer to our promotion page
Time Deposit Promotions
Promotional SGD Time Deposit | New and existing HSBC Jade Customers1 |
New and Existing HSBC Premier Customers2 | New and Existing HSBC Personal Banking Customers3 |
---|---|---|---|
3-month | 0.40% p.a. |
0.40% p.a. |
0.40% p.a. |
9-month |
0.80% p.a. |
0.80% p.a. | 0.80% p.a. |
12-month | 1.30% p.a. | 1.30% p.a. | 1.30% p.a. |
Promotional SGD Time Deposit | 3-month |
---|---|
New and existing HSBC Jade Customers1 |
0.40% p.a. |
New and Existing HSBC Premier Customers2 |
0.40% p.a. |
New and Existing HSBC Personal Banking Customers3 |
0.40% p.a. |
Promotional SGD Time Deposit |
9-month |
New and existing HSBC Jade Customers1 |
0.80% p.a. |
New and Existing HSBC Premier Customers2 | 0.80% p.a. |
New and Existing HSBC Personal Banking Customers3 |
0.80% p.a. |
Promotional SGD Time Deposit | 12-month |
New and existing HSBC Jade Customers1 |
1.30% p.a. |
New and Existing HSBC Premier Customers2 | 1.30% p.a. |
New and Existing HSBC Personal Banking Customers3 |
1.30% p.a. |
The minimum and maximum fresh funds placement amounts for the SGD TMD Promotion are SGD30,000 and SGD1,200,000 respectively. For placement amount greater than SGD1,200,000, please contact either HSBC or your Relationship Manager.
Exclusive offer

Get up to 10.88% p.a. on time deposits
From now till 30 September 2022, enjoy preferential rates of up to 10.88% p.a. on your 3-month time deposit when you sign up for a life insurance plan.
Terms and conditions apply.
Apply for HSBC Time Deposit Account
Open an account now
Already have an HSBC account?
Don't have Personal Internet Banking?
Contact us
Leave us your contact details and our Wealth Manager will be in touch with you within 3 working days.
You can also call your Relationship Manager directly, or contact us through our telephone banking hotline at:
+1800 - HSBC NOW (4722 669)
If you are overseas, please call +(65) 6-HSBC-NOW (4722 669)
Things you should know
Terms and Conditions
1 HSBC SGD Jade Time Deposit Promotion Terms and Conditions apply
2 HSBC SGD Premier Time Deposit Promotion Terms and Conditions apply
3 HSBC SGD Personal Banking Time Deposit Promotion Terms and Conditions apply.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Important Notes
Premature withdrawal of any Time Deposit is subject to the Terms and Conditions Governing Personal Deposit Accounts. Effective 1 September 2011, premature withdrawal charges will be imposed on premature withdrawal of Time Deposits prior to maturity. For all premature withdrawal of Time Deposits, interest payments (if any) will be calculated at the Bank's discretion. Customers should note that they may receive an amount less than the original Time Deposit placement amount upon premature withdrawal for their Foreign Currency Time Deposits. Currently, for Singapore Dollar Time Deposits, customers will receive not less than their original placement amount upon premature withdrawal.
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