HSBC Time Deposit Account
A smart and convenient way to grow your money.
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Attractive interest rates
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Flexible deposit period
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Automatic renewal
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Minimum deposit of SGD5,000 to open an account
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For the latest promotion rates, refer to our promotion page
Time Deposit Promotions
Get up to 21.88% p.a. on time deposits
From now till 31 December 2021, enjoy preferential rates of up to 21.88% p.a. on your 3-month time deposit when you buy an insurance plan.
Get up to 1.00% p.a. on time deposits
From now till 31 October 2021, enjoy preferential rates of up to 1.00% p.a. on your 7-month time deposit.
| Promotional SGD Time Deposit | New and existing HSBC Jade Customers1 |
New and Existing HSBC Premier Customers2 | New and Existing HSBC Personal Banking Customers3 |
|---|---|---|---|
| 3-month | 0.30% p.a. |
0.30% p.a. |
0.30% p.a. |
| 9-month |
0.40% p.a. |
0.40% p.a. |
0.40% p.a. |
| Promotional SGD Time Deposit | 3-month |
|---|---|
| New and existing HSBC Jade Customers1
|
0.30% p.a. |
| New and Existing HSBC Premier Customers2 |
0.30% p.a. |
| New and Existing HSBC Personal Banking Customers3
|
0.30% p.a. |
| Promotional SGD Time Deposit |
9-month |
| New and existing HSBC Jade Customers1
|
0.40% p.a. |
| New and Existing HSBC Premier Customers2 |
0.40% p.a. |
| New and Existing HSBC Personal Banking Customers3
|
0.40% p.a. |
The minimum and maximum fresh funds placement amounts for the SGD TMD Promotion are SGD30,000 and SGD1,200,000 respectively. For placement amount greater than SGD1,200,000, please contact either HSBC or your Relationship Manager.
Apply for HSBC Time Deposit Account
Open an account now
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Contact us
Leave us your contact details and our Wealth Manager will be in touch with you within 3 working days.
You can also call your Relationship Manager directly, or contact us through our telephone banking hotline at:
If you are overseas, please call +(65) 6-HSBC-NOW (4722 669)
Things you should know
Terms and Conditions
1 HSBC 2021 SGD Jade Time Deposit Promotion Terms and Conditions apply
2 HSBC 2021 SGD Premier Time Deposit Promotion Terms and Conditions apply
3 HSBC 2021 SGD Personal Banking Time Deposit Promotion Terms and Conditions apply.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Important Notes
Premature withdrawal of any Time Deposit is subject to the Terms and Conditions Governing Personal Deposit Accounts. Effective 1 September 2011, premature withdrawal charges will be imposed on premature withdrawal of Time Deposits prior to maturity. For all premature withdrawal of Time Deposits, interest payments (if any) will be calculated at the Bank's discretion. Customers should note that they may receive an amount less than the original Time Deposit placement amount upon premature withdrawal for their Foreign Currency Time Deposits. Currently, for Singapore Dollar Time Deposits, customers will receive not less than their original placement amount upon premature withdrawal.
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