Unit Trusts Mutual Fund Compare | Unit Trust Investment

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0% sales charge

Reap the benefits of diversification and professional management at a lower starting capital with unit trusts.

From now until 30 September 2019, enjoy 0% sales charge on the purchase of Regular Savings Plans and only 1% sales charge on lump sum investments in Unit Trusts purchased online.

Terms and conditions apply.

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What are unit trusts?

With a unit trust fund, your money is invested alongside many other investors by a professional fund manager in a diversified portfolio of investments. You don't have to make day-to-day investment decisions, because the manager does that for you. Depending on the fund strategy, your money could be invested in various asset types, from stocks to bonds to currency trading and more.

See our unit trust range

You can compare all our available funds to find the ones that best suit your goals and attitude to risk.

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Benefits

Unit trusts offer several key benefits:

Diversification in one investment

A unit trust fund invests in a diverse portfolio of investments. This helps to diversify your risk better than investing in a single security.
Liquidity and no lock-in period

You can buy and sell unit trusts on any dealing day (except on public holidays in the countries to which your fund is linked) with relative ease - online or through your Relationship Manager. Your money need not be tied up for a specific period of time.
Low costs and investment commitment to access a basket of securities

Unit trust allows you to gain access to a portfolio of investments from as low as $1,000 and at a lower cost compared to buying them individually and constructing the portfolio on your own.

Access to different markets and investment instruments

Gain exposure to countries, regions, sectors and investments that are not easily accessible as an individual.
Professional management

Your investments are managed by investment professionals who spend their careers researching and managing investments. With a unit trust, let their expertise work for you.

Things to consider

As with all investments, there is an element of risk.

Market volatility will cause the value of a unit trust to rise or fall
Foreign exchange rates can fluctuate, so a unit trust may change in value if it invests in investments denominated in a different currency than what you invested in
The performance of any unit trust also depends on the expertise and investment decisions of its fund managers
Unit trusts differ in terms of investment objectives, strategies, risks and costs. It is important to choose one that best matches your investment objectives and risk profile.

Eligibility

You need to have the following:

An active investment account with HSBC with Personal Internet Banking (PIB).
A valid settlement account in the denominated currency of the Fund you wish to invest into.
Valid Customer Knowledge Assessment (CKA) where you have assessed to have knowledge and experience in transacting UT.

Things to know

There are fees and charges involved in investing in Unit Trusts and this may differ across different funds. Please refer to the relevant fund documents by searching for your choice of fund(s) in Fund Express. Alternatively, the latest promotional fees and charges (if any) can be found on our website. You may contact your Relationship Manager or leave your contact details for more information.

Fees and Charges (PDF) Download

Investment involves risk. Unit Trusts are investment products and some may involve derivatives. The value of investments and units may go down and up, and the investor may not get back the original sum invested. Past performance is not necessarily indicative of future performance. In a worst case scenario, the value of the fund may be worth substantially less than the original amount you have invested (and in an extreme case could be worth nothing). Investors and potential investors must not solely rely on the content of this material to make investment decisions and should read carefully and understand the offering documents (including the prospectus and full text of the risk factors stated therein), available at HSBC branches, before investing.

Terms and conditions governing Unit Trust Transactions and the terms and conditions governing Investment Accounts also apply.

The Bank does not make any guarantee, representation or warranty and does not take responsibility as to the accuracy or completeness of the information in the documents. Opinions expressed herein are subject to change without notice.

This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ("product") should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.