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Unit trust investment

Grow your wealth through investments with our range of professionally managed unit trusts (or funds).

Invest in Unit Trust anytime and anywhere through HSBC Singapore App.

Discover and invest in unit trusts (or funds)

It doesn't matter if you want to invest in a low-risk fund, be more adventurous in your outlook, or look to build a portfolio to meet your financial goals – there's a unit trust out there for you. Explore our extensive range of carefully selected unit trusts to suit different risk profiles.

Unit Trust and Time Deposit Promotion

From 1 December 2022 to 31 December 2022, enjoy preferential rates on your SGD / USD 3-month Time Deposit when you invest a minimum of SGD / USD 50,000 (or foreign currency equivalent) into Unit Trust.
Minimum Qualifying UT Investment Amount Qualifying TMD Amount Promotional Rate on 3-month Tenor TMD Placement Period by

SGD 50,000

SGD 5,000 to 100% of investment amount

5.80% per annum

31 December 2022

USD 50,000 (or foreign currency equivalent)

USD 25,000 to 100% of investment amount

5.80% per annum

31 December 2022
From 1 December 2022 to 31 December 2022, enjoy preferential rates on your SGD / USD 3-month Time Deposit when you invest a minimum of SGD / USD 50,000 (or foreign currency equivalent) into Unit Trust.
Minimum Qualifying UT Investment Amount

SGD 50,000

Qualifying TMD Amount

SGD 5,000 to 100% of investment amount

Promotional Rate on 3-month Tenor

5.80% per annum

TMD Placement Period by 31 December 2022
Minimum Qualifying UT Investment Amount

USD 50,000 (or foreign currency equivalent)

Qualifying TMD Amount

USD 25,000 to 100% of investment amount

Promotional Rate on 3-month Tenor

5.80% per annum

TMD Placement Period by 31 December 2022

Unit Trust Offers

Save and invest

Reap the benefits of diversification and professional management at a lower starting capital with unit trusts.

From 1 October - 31 December 2022, enjoy 0% sales charge on monthly Regular Savings Plan contributions and 0.85% sales charge for lump sum investment in Unit Trusts purchased online.

0% sales charge applies only for monthly contributions for the first 6 months. Initial contributions will be subjected to a sales charge of 0.85%. Terms and conditions apply.

Enjoy SGD50 cash credit and up to 50% off on your trades with HSBC

Open an eligible investment account and invest in Unit Trusts or Equities with HSBC via the Online Banking or HSBC Singapore App to enjoy cash credit and commission rebates on your first 10 trades. Promotion ends 31 Dec 2022. For more details, visit here.

Start trading today

New to HSBC

Don't have an existing current/savings account?

Enjoy faster application with Myinfo via Singpass.

Open Account> Tap wealth on HSBC SG App> Tap open Investment account

Existing HSBC Customer

Don't have an Unit Trust Investment account?

Open an award-winning Investment account through online banking.

Log on HSBC Singapore App> Tap Wealth > Tap open Investment account

Existing Investor?

Are you an existing savings and Unit Trust investment account holder?

Log on HSBC Singapore App> Tap Wealth > Tap Stocks

Schroder ISF Global Sustainable Food & Water Fund

Our food and water system will be exposed to unprecedented challenges over the next 30 years. The system must become more resource efficient and sustainable in the face of mounting challenges. Early estimates suggest that this structural shift will require around SGD30 trillion of capital reallocation by 2050. This is a significant step change in investment rates which we believe will create opportunities for investors across the entire food and water value chain.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

HGIF Ultra Short Duration Bond Fund

Discover resilience in times of inflation and rate hikes with this bond fund.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Invest and we'll plant trees on your behalf

You can now create an even greater impact on our world when you invest in our comprehensive range of sustainability-themed/ESG funds.

From 1 July to 31 December 2022, for every ESG fund that you invest in via our HSBC Singapore app or other channels, HSBC will plant up to 8 trees in Malaysia, Indonesia and India. This is in partnership with One Tree Planted, a charity focused on global reforestation. Join us to invest for a better future! Terms and conditions apply.

Benefits of unit trusts

Unit trusts offer several key benefits:

  • Diversification in one investment
    A unit trust fund invests in a diverse portfolio of investments. This helps to diversify your risk better than investing in a single security.
  • Liquidity and no lock-in period
    You can buy and sell unit trusts on any dealing day with ease - online or through your Relationship Manager.
  • Low costs and investment commitment to access a basket of securities
    Unit trusts let you access a portfolio of investments from as low as SGD1,000 - a more cost efficient option than building the portfolio yourself.
  • Access to different markets and investment instruments
    Gain exposure to countries/regions, sectors and investments that are not easily accessible as an individual.
  • Professional management
    Let the experts work for you - your investments are managed by investment professionals who spend their careers researching and managing investments.

Lump Sum Investment

  • Make a one-time investment on a fund
  • Minimum SGD1,000 placement

Regular Savings Plan (RSP)

  • Make monthly regular smaller sized investments on a selected fund to reduce market volatility. This is known as dollar cost averaging.
  • From 1 October 2022 until 31 December 2022, enjoy 0% sales charge on monthly Regular Savings Plan contributions and 0.85% sales charge for lump sum investments in unit trusts purchased online. T&Cs apply.
  • To invest in a Regular Savings Plan:

- Minimum first investment of SGD1,000

- Subsequent investment of as low as SGD100 per month

Know more about Unit Trust Investments

You need to have the following:

  • An active investment account with HSBC with Online Banking.
  • A valid settlement account in the denominated currency of the Fund you wish to invest into.
  • Valid Customer Knowledge Assessment (CKA) where you have assessed to have knowledge and experience in transacting UT.

Grow your wealth with the HSBC Singapore app

With just a single log in, you can open a Unit Trust investment account, explore, review and shortlist from more than 100 unique funds across risks profiles, including ESG funds. Your investment journey doesn't stop there, you can buy Unit Trusts via a Lump Sum or Regular Savings Plan, or sell your holdings, depending on your investment needs and strategies. Do all these at your fingertips, 24/7. Learn more about the new features here:

Here's how to invest in unit trusts using the HSBC Singapore app

Don't have the HSBC Singapore app? Download it now!

You don't need a fortune to start investing

It's not just for the rich. See how you can begin your journey today.

Things to know

Frequently asked questions

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