Invest with confidence and peace of mind
Whether you want a low-risk investment, are more adventurous in your outlook or looking to build a portfolio to meet your financial goals - there's a unit trust for you. We have an extensive range of carefully selected unit trusts to suit different risk profiles.
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0% sales charge
Reap the benefits of diversification and professional management at a lower starting capital with unit trusts.
From 1 Jan 2022 until 31 Mar 2022, enjoy 0% sales charge on monthly Regular Savings Plan contributions and 0.85% sales charge for lump sum investment in Unit Trusts purchased online.
0% sales charge applies only for monthly contributions for the first 6 months. Initial contribution will be subjected to a sales charge of 0.85%. Terms and conditions apply.
What is a unit trust?
With a unit trust fund, your money is invested alongside many other investors by a professional fund manager in a diversified portfolio of investments. You don't have to make day-to-day investment decisions, because the manager does that for you. Depending on the fund strategy, your money could be invested in various asset types, from stocks to bonds to currency trading and more.
Understand more about Unit Trust
Grow your wealth with the HSBC Singapore app
With the HSBC Singapore app, you can now access a wide range of unit trusts and get a complete overview of your Unit Trust Portfolio at your fingertips. Plus, compare, analyse, buy, and sell unit trusts whenever you want on your mobile device.
Unit trusts offer several key benefits:
Diversification in one investment
A unit trust fund invests in a diverse portfolio of investments. This helps to diversify your risk better than investing in a single security.
Liquidity and no lock-in period
You can buy and sell unit trusts on any dealing day (except on public holidays in the countries/regions to which your fund is linked) with relative ease - online or through your Relationship Manager. Your money need not be tied up for a specific period of time.
Low costs and investment commitment to access a basket of securities
Unit trust allows you to gain access to a portfolio of investments from as low as $1,000 and at a lower cost compared to buying them individually and constructing the portfolio on your own.
Access to different markets and investment instruments
Gain exposure to countries/regions, regions, sectors and investments that are not easily accessible as an individual.
Your investments are managed by investment professionals who spend their careers researching and managing investments. With a unit trust, let their expertise work for you.
See our unit trust range
You can search for funds based on your own preferences, view individual fund details, new funds and top performing funds*. You can also select funds for comparison on features such risk level and investment strategy.
*Information provided by Morningstar Asia Limited based on latest available month-end performance data.
Lump Sum Investment
Make a one-time investment on a fund
Minimum SGD1,000 placement
Regular Savings Plan
Minimum 1st investment of SGD1,000
Minimum 6 months
Subsequent investment of as low as SGD100 per month
You don't need a fortune to start investing
It's not just for the rich. See how you can begin your journey today.
HSBC Wealth Portfolio Plus
A new proprietary tool designed to help you achieve your investment goals. Available on both HSBC online banking and the HSBC Singapore app.
HSBC FinConnect is enabled by the Singapore Financial Data Exchange (SGFinDex) and lets you view your personal financial data, including information from other banks, SGX CDP and Myinfo securely in the HSBC Singapore app.
With HSBC FinConnect, you can get a clear overview of your money and investments, which makes it easier to map out and work towards your financial goals.
Things to consider
As with all investments, there is an element of risk.
- Market volatility will cause the value of a unit trust to rise or fall
- Foreign exchange rates can fluctuate, so a unit trust may change in value if it invests in investments denominated in a different currency than what you invested in
- The performance of any unit trust also depends on the expertise and investment decisions of its fund managers
- Unit trusts differ in terms of investment objectives, strategies, risks and costs. It is important to choose one that best matches your investment objectives and risk profile.
You need to have the following:
- An active investment account with HSBC with Personal Internet Banking (PIB).
- A valid settlement account in the denominated currency of the Fund you wish to invest into.
- Valid Customer Knowledge Assessment (CKA) where you have assessed to have knowledge and experience in transacting UT.
Things to know
Fees & charges
Product Risk Rating
How to invest
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Frequently asked questions
How can I invest in Unit Trust?
What are the prerequisites to investing in Unit Trust?
What does it mean if I do not fulfil the requirements of the Customer Knowledge Assessment (CKA)?
Do I need to have a local SGD bank account to open an investment account with you?
Are Unit Trusts suitable for me?
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