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Your Premier privileges

We'll help you all live a life full of life

Exclusive Festive Gift

Start a new relationship with HSBC Premier and get rewards up to SGD12,8601. In addition, redeem an exclusive festive gift when you start a new HSBC Premier relationship at your preferred branch. To make an appointment with your preferred branch, simply register your interest here.

Redeem a 6-piece festive Abalone gift set worth SGD560 when you sign up for HSBC Premier under tier 4 or 5 Premier welcome rewards.

Redeem a 3-piece festive Abalone gift set worth SGD420 when you sign up HSBC Premier under tier 1 to 3 Premier Welcome rewards.

Welcome Gifts

HSBC Premier customers Eligibility criteria
Premier Welcome Reward for incremental fresh funds2
  • Tier 1 - SGD200 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of fresh funds SGD200,000 in deposits.

or

  • Tier 2 - SGD600 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD200,000 in fresh funds and invest a minimum of SGD25,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 3 -  SGD3,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD750,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 4 - SGD5,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD1,200,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 5 - SGD5,500 cash credit

To be eligible, one must sign up for HSBC Premier with at least SGD1,200,000 incremental Total Relationship Balance in fresh funds, invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products and be an existing accredited investor or opts in to be an accredited investor.

 

Important Note: Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor. For more information about the criteria to qualify as an accredited investor and/or the implications of consenting to be treated as an accredited investor, please visit https://www.hsbc.com.sg/wealth/investments/accredited-investor/.

Premier Welcome reward for salary crediting
Receive SGD100 cash credit with salary crediting or recurring deposit of SGD15,000 every month.
HSBC Everyday+ Reward Programme3
  • 1% cashback when you spend on your Everyday Global Account Debit card/ HSBC Credit Card/ make a GIRO bill payment, capped at SGD500
  • 1% p.a. bonus interest on incremental SGD Average Daily Balance on your Everyday Global Account, capped at SGD300
  • One-time bonus cash reward of SGD300 for maintaining an average balance of SGD200,000 for 6 consecutive months from sign-up
Wealth Reward4

Up to SGD2,500* cash credit when you increase your investment in eligible Wealth products.

  • Additional rewards up to SGD875* if this is your first investment.
  • Additional rewards up to SGD375* if you made the investment online.
     

*Terms and conditions apply.

Premier Mastercard® Credit Card5

Up to SGD350 cashback

  • Up to SGD200 cashback for primary credit card application
  • Additional up to SGD150 cashback for supplementary card applications
HSBC Double Happiness promotion10

(A) HSBC Double Happiness1 New to Premier/Jade promotion

Be among the first 100 eligible customers to receive SGD100 Mandarin Oriental gift card. 

All you need to do is to sign up for Premier/Jade and fully fund the account between 1 December 2021 to 28 February 2022.

Terms and conditions apply.

(B) HSBC Double Happiness2 New to Premier/Jade promotion

Enjoy SGD38 cash credit for every SGD3,888 conversion from Singapore Dollar (SGD) to Renminbi (RMB) when you make a transfer to China via Global Money Transfer or Worldwide Transfer before 28 February 2022.  Cash credit reward is capped at 3 times per eligible customer.

Only applicable to new Premier/Jade customers who sign up between 1 December 2021 to 28 February 2022.

Terms and conditions apply.

Welcome Gifts

HSBC Premier customers Premier Welcome Reward for incremental fresh funds2
Eligibility criteria
  • Tier 1 - SGD200 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of fresh funds SGD200,000 in deposits.

or

  • Tier 2 - SGD600 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD200,000 in fresh funds and invest a minimum of SGD25,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 3 -  SGD3,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD750,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 4 - SGD5,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD1,200,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 5 - SGD5,500 cash credit

To be eligible, one must sign up for HSBC Premier with at least SGD1,200,000 incremental Total Relationship Balance in fresh funds, invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products and be an existing accredited investor or opts in to be an accredited investor.

 

Important Note: Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor. For more information about the criteria to qualify as an accredited investor and/or the implications of consenting to be treated as an accredited investor, please visit https://www.hsbc.com.sg/wealth/investments/accredited-investor/.

HSBC Premier customers Premier Welcome reward for salary crediting
Eligibility criteria
Receive SGD100 cash credit with salary crediting or recurring deposit of SGD15,000 every month.
HSBC Premier customers HSBC Everyday+ Reward Programme3
Eligibility criteria
  • 1% cashback when you spend on your Everyday Global Account Debit card/ HSBC Credit Card/ make a GIRO bill payment, capped at SGD500
  • 1% p.a. bonus interest on incremental SGD Average Daily Balance on your Everyday Global Account, capped at SGD300
  • One-time bonus cash reward of SGD300 for maintaining an average balance of SGD200,000 for 6 consecutive months from sign-up
HSBC Premier customers Wealth Reward4
Eligibility criteria

Up to SGD2,500* cash credit when you increase your investment in eligible Wealth products.

  • Additional rewards up to SGD875* if this is your first investment.
  • Additional rewards up to SGD375* if you made the investment online.
     

*Terms and conditions apply.

HSBC Premier customers

Premier Mastercard® Credit Card5

Eligibility criteria

Up to SGD350 cashback

  • Up to SGD200 cashback for primary credit card application
  • Additional up to SGD150 cashback for supplementary card applications
HSBC Premier customers HSBC Double Happiness promotion10
Eligibility criteria

(A) HSBC Double Happiness1 New to Premier/Jade promotion

Be among the first 100 eligible customers to receive SGD100 Mandarin Oriental gift card. 

All you need to do is to sign up for Premier/Jade and fully fund the account between 1 December 2021 to 28 February 2022.

Terms and conditions apply.

(B) HSBC Double Happiness2 New to Premier/Jade promotion

Enjoy SGD38 cash credit for every SGD3,888 conversion from Singapore Dollar (SGD) to Renminbi (RMB) when you make a transfer to China via Global Money Transfer or Worldwide Transfer before 28 February 2022.  Cash credit reward is capped at 3 times per eligible customer.

Only applicable to new Premier/Jade customers who sign up between 1 December 2021 to 28 February 2022.

Terms and conditions apply.

Premier offers

Fulfill your financial needs and enjoy exclusive rewards.

Wealth offers

Enjoy attractive offers when you invest in various products with us.

Find out more

Wealth4

Up to SGD2,500* cash credit when you increase your investment in eligible Wealth products.

  • Additional rewards up to SGD875* if this is your first investment.
  • Additional rewards up to SGD375* if you made the investment online.

*Terms and conditions apply.

Cards & loans

Premier Mastercard Credit Card5

Up to SGD200 cashback for primary credit card application (existing HSBC credit cardholders can enjoy up to SGD60 cashback).

Additional up to SGD150 cashback for supplementary card applications.

Personal Loans8

Enjoy preferential interest rate of 2.6% p.a. (EIR 5% p.a.) with HSBC Personal Line of Credit Instalment Plan.

Accounts

SGD Time Deposit6

0.40% p.a. for 3-month time deposit

0.50% p.a. for 9-month time deposit

USD Time Deposit7

0.05% p.a for 3-month time deposit

Share your HSBC Premier experience

As an HSBC Premier customer, you are privy to a world of unparalleled service, rewards and wealth solutions. Introduce your friends and family to the full privilege of Premier Life. Make more referrals now to enjoy richer rewards.

Referral Rewards Eligibility criteria:
SGD300 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of minimum SGD200,000 in deposits
SGD500 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD200,000 in deposits and investment (minimum SGD25,000 in eligible wealth products).
SGD800 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD750,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).
SGD1,600 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD1,200,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).

As an HSBC Premier customer, you are privy to a world of unparalleled service, rewards and wealth solutions. Introduce your friends and family to the full privilege of Premier Life. Make more referrals now to enjoy richer rewards.

Referral Rewards SGD300 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of minimum SGD200,000 in deposits
Referral Rewards SGD500 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD200,000 in deposits and investment (minimum SGD25,000 in eligible wealth products).
Referral Rewards SGD800 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD750,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).
Referral Rewards SGD1,600 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD1,200,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).

How you can unlock HSBC Premier

To apply for HSBC Premier, check that you meet at least one of these options:

Option 1: your savings and investments

You can place a minimum of SGD200,000 (or its equivalent in foreign currency) in your Total Relationship Balance.

New to HSBC?

Option 2: deposit your salary

Credit your monthly salary of at least SGD15,000

New to HSBC?

Option 3: take up an HSBC home loan

You'll need a Singapore property loan of at least SGD800,000 or an Australian property loan of at least AUD200,000

Option 4: an international lifestyle

If you're an HSBC Premier customer in another country/region, you're already eligible to join Premier in Singapore - simply speak to your Relationship Manager.

Need further help?

Apply in branch

To apply in a branch, just bring your ID and a recent proof of address.

Enquire by phone

If you want to join HSBC Premier, or if you're looking to add a family member, call us on:

1800-227 8889

Call from overseas on:

+65 6216 9080

Useful documents

You may need to download Adobe Acrobat Reader to view PDFs.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Disclaimer

1Valid for new HSBC Premier customers who sign up from 3 January to 31 January 2022. This figure is based on the total cash reward you may receive from (a) Premier Welcome Reward offered under the HSBC Premier Welcome Reward Promotion, (b) HSBC Premier Wealth Reward offered under the HSBC Premier Wealth Reward Promotion, (c) Premier Mastercard Reward offered under the HSBC Premier Mastercard Credit Card Sign Up Promotion, (d) reward from HSBC Everyday+ Reward Programme Promotion, (e) Premier Referral Reward offered under the HSBC Premier Referral Programme Promotion. To qualify, the customer must fulfil the relevant criteria under the respective promotion.

2HSBC Premier Welcome Reward Promotional terms and conditions apply. Find out more about the Accredited Investor regime here.

3HSBC Everyday+ Rewards Programme terms and conditions apply.

4HSBC Wealth Reward Promotional terms and conditions apply.

5Terms and conditions for HSBC Premier Mastercard Credit Card primary card and supplementary card application apply.

6Promotional SGD Time Deposit terms and conditions apply to new and existing customers.

7Promotional USD Time Deposit terms and conditions apply to new and existing customers.

8Personal Line of Credit Instalment Plan Interest Rate Promotion (Premier customers) terms and conditions apply.

9HSBC Premier Referral Programme terms and conditions apply.

10HSBC Double Happiness Promotion terms and conditions apply.