HSBC Premier Privileges | Exclusive Rewards- HSBC SG

HSBC SG
HSBC Premier
Premier rewards and offers

All the many small touches, add up to one big helping hand

Premier doesn't just focus on one area of your life. That's why we don't just give you one reward.

We provide many different ways to improve your wealth, travel and lifestyle. And when added together they'll make life better for you and your family.

Join Premier for eligibility

Premier offers

Use your Premier status to unlock your exclusive lifestyle offers.

See all Premier offers

See all Premier health offers

Access Premier events and activities

Wealth offers

Enjoy attractive offers across a range of wealth products when you invest with us.

Find out more for wealth offer

Premier Referral Programme

Up to SGD4,000 cash with our Premier Referral Programme[@premier-referral]

Share the benefits of Premier with family and friends and we'll pay SGD800 for each successful referral[@premier-referral].

Find out more for referral programme

Loan offers

Be rewarded with more than just financial flexibility when you take up a loan with us.

Find out more for loan offers

SGD time deposit

Enjoy promotional time deposit interest rates with HSBC Premier.

Find out more for SGD time deposit

Reward and offer details

Read more about each of our offers and rewards and see how Premier makes life more fulfilling.

As a Premier customer, you're privy to a world of unparalleled services, rewards and wealth solutions. Introduce your friends and family to the full privileges that Premier has to offer. Make more referrals to enjoy richer rewards[@premier-referral].
Eligibility	Reward in cash credit
Refer someone to Premier – reward applies to each successful referral in the same calendar month	SGD800
Refer someone to Premier Elite – reward applies to each successful referral in the same calendar month	SGD2,000

As a Premier customer, you're privy to a world of unparalleled services, rewards and wealth solutions. Introduce your friends and family to the full privileges that Premier has to offer. Make more referrals to enjoy richer rewards[@premier-referral].
Eligibility	Refer someone to Premier – reward applies to each successful referral in the same calendar month
Reward in cash credit	SGD800

Eligibility	Refer someone to Premier Elite – reward applies to each successful referral in the same calendar month
Reward in cash credit	SGD2,000

A successful Premier referral means that the referred customer signs up for HSBC Premier with at least SGD300,000 in incremental fresh funds.

A successful Premier Elite referral means that the referred customer signs up for HSBC Premier Elite, with at least SGD1.2 million in incremental fresh funds and opts in as an Accredited Investor.

Refer your family and friends This link will open in a new window

For existing HSBC Premier customer, please reach out to your Relationship Manager to express interest and find out more.

If you are not a Premier yet, please arrange for a callback to find out more.

Premier events and activities
Period	Event	Description	How to get this
April 2025	PMC Exclusive: Russell Peters VIP experience	Watch Russell Peters and get a chance to meet and greet + access hospitality suite pre-show + merchandise (SOLD OUT).	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.
April 2025 onwards	International shows such as Beyonce, Nelly, Guns N Roses, Robbie Williams and more	Purchase preferred tickets at www.priceless.com/hsbcsg with HSBC Premier Mastercard Credit Card.	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.
9-23 April 2025	Lady Gaga Sweepstake	Win tickets to see Lady Gaga in Singapore Grab that special someone and get ready for an unforgettable evening seeing Lady Gaga. Lucky winners and their guests will enjoy premium seats and witness Lady Gaga's breathtaking performance in Singapore! Exclusively for HSBC Premier Mastercard cardholders.	You will need to be an eligible Premier customer (with Total Relationship Balance of SGD200,000 as of 31 March 2025) and made at least 1 qualifying spend with Premier Mastercard Credit Card within the promotional period. Terms and conditions apply.
17, 18 May 2025	PMC Exclusive: 1for1 Michelin Dining: 4 hands experience at Araya featuring Chef Raymond Tham of 1-Michelin star Beta, Malaysia and Chef Francisco Araya and Chef Fernanda Guerrero of 1-Michelin star Araya, Singapore.	Time: Lunch (12pm, 12:30pm) Dinner (6:30pm, 7pm, 7:30pm) Price: SGD465.21 net per pair Reserve this exclusive dining experience when the deal is out via https://www.hsbc.com.sg/credit-cards/products/premier-mastercard/	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.
18, 19, 21, 24 May 2025	PMC Exclusive: Lady Gaga concert	Premier Mastercard Credit Card Presale tickets (SOLD OUT) Mastercard preferred tickets go on sale from 21 March 2025, please visit https://music.priceless.com/en/1940/concerts/lady-gaga-tickets-ae3569	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.

Premier events and activities
Period	April 2025
Event	PMC Exclusive: Russell Peters VIP experience
Description	Watch Russell Peters and get a chance to meet and greet + access hospitality suite pre-show + merchandise (SOLD OUT).
How to get this	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.

Period	April 2025 onwards
Event	International shows such as Beyonce, Nelly, Guns N Roses, Robbie Williams and more
Description	Purchase preferred tickets at www.priceless.com/hsbcsg with HSBC Premier Mastercard Credit Card.
How to get this	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.

Period	9-23 April 2025
Event	Lady Gaga Sweepstake
Description	Win tickets to see Lady Gaga in Singapore Grab that special someone and get ready for an unforgettable evening seeing Lady Gaga. Lucky winners and their guests will enjoy premium seats and witness Lady Gaga's breathtaking performance in Singapore! Exclusively for HSBC Premier Mastercard cardholders.
How to get this	You will need to be an eligible Premier customer (with Total Relationship Balance of SGD200,000 as of 31 March 2025) and made at least 1 qualifying spend with Premier Mastercard Credit Card within the promotional period. Terms and conditions apply.

Period	17, 18 May 2025
Event	PMC Exclusive: 1for1 Michelin Dining: 4 hands experience at Araya featuring Chef Raymond Tham of 1-Michelin star Beta, Malaysia and Chef Francisco Araya and Chef Fernanda Guerrero of 1-Michelin star Araya, Singapore.
Description	Time: Lunch (12pm, 12:30pm) Dinner (6:30pm, 7pm, 7:30pm) Price: SGD465.21 net per pair Reserve this exclusive dining experience when the deal is out via https://www.hsbc.com.sg/credit-cards/products/premier-mastercard/
How to get this	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.

Period	18, 19, 21, 24 May 2025
Event	PMC Exclusive: Lady Gaga concert
Description	Premier Mastercard Credit Card Presale tickets (SOLD OUT) Mastercard preferred tickets go on sale from 21 March 2025, please visit https://music.priceless.com/en/1940/concerts/lady-gaga-tickets-ae3569
How to get this	You will need to be an eligible Premier customer with Premier Mastercard Credit Card. First come first serve basis.

Plan your finances better today with more cashback and rewards.

Learn more about our Wealth offers: https://www.hsbc.com.sg/promotions/#cashback-and-rewards
Criteria	Rewards
Invest in eligible wealth products to enjoy a promotional 2-month Time Deposit rate. T&Cs apply.	Up to 5.75% p.a. on SGD Time Deposit Up to 7.25% p.a. on USD Time Deposit
Purchase an eligible insurance policy to enjoy a promotional 3-month Time Deposit rate. T&Cs apply.	SGD or USD Time Deposit rate of up to 10.5% p.a.
Enjoy a one-time 0% sales charge (savings of up to SGD170²) when you purchase up to SGD20,000 in Unit Trusts in a single trade, via HSBC Online Banking or HSBC Singapore App. Terms and conditions apply	0% sales charge on Unit Trusts

Learn more about our Wealth offers: https://www.hsbc.com.sg/promotions/#cashback-and-rewards
Criteria	Invest in eligible wealth products to enjoy a promotional 2-month Time Deposit rate. T&Cs apply.
Rewards	Up to 5.75% p.a. on SGD Time Deposit Up to 7.25% p.a. on USD Time Deposit

Criteria	Purchase an eligible insurance policy to enjoy a promotional 3-month Time Deposit rate. T&Cs apply.
Rewards	SGD or USD Time Deposit rate of up to 10.5% p.a.

Criteria	Enjoy a one-time 0% sales charge (savings of up to SGD170²) when you purchase up to SGD20,000 in Unit Trusts in a single trade, via HSBC Online Banking or HSBC Singapore App. Terms and conditions apply
Rewards	0% sales charge on Unit Trusts

Receive a Samsonite Black Label Major-Lite Spinner 69cm (made in EU) worth SGD1,470 when you apply for an HSBC Premier Mastercard Credit Card[@mastercard-suitcase].

Enjoy complimentary lounge visits, airport limousine transfers and travel benefits of up to 25% off at Agoda flash sale from 1st to 7th of every month. Terms and conditions apply.

Learn about Premier Mastercard.

Under our HSBC Everyday+ Reward Programme^{[@cards-everydayplustnc]}, you can:

Get 1% cashback when you spend or make a GIRO bill payment with your Everyday Global Account (EGA) debit card (capped at SGD500)
Get 1% p.a. bonus interest on the incremental SGD average daily balance in your EGA (capped at SGD300)
Get a one-time bonus cash reward of SGD300 for keeping an average balance of SGD200,000 for 6 consecutive months from the time you sign up
Enjoy up to 2.30% p.a. on your 6-month SGD Time Deposit with a minimum deposit of SGD 30,000 in new funds. Terms and conditions apply.
Enjoy up to 4.10% p.a. on your 6-month USD Time Deposit. Terms and conditions apply.

With our FX Loyalty Pricing programme, you can convert foreign currency exchanges and enjoy up to 40% discount on eligible FX transactions.

Learn more about the multi-tiered programme – see our FX Loyalty Pricing.

Welcome rewards

Incremental fresh funds reward^{[@premier-welcome-rewards]}

Start a new banking relationship with HSBC Premier and get rewards of up to SGD27,800 in cash rewards plus up to 4.25% p.a. interest.

The following table shows what you need to do in order to be eligible for the reward.

Eligibility

Reward in cash credit

Reward in interest

Sign up for HSBC Premier with an incremental total relationship balance of SGD200,000 in fresh funds
Complete a Risk Profile Questionnaire with your Relationship Manager

SGD350

Not applicable

Sign up for HSBC Premier with an incremental total relationship balance of SGD300,000 in fresh funds
Complete a Risk Profile Questionnaire with your Relationship Manager

SGD700

3% p.a. welcome interest on the SGD Deposit Average Daily Balance for 3 months starting from the next month after the account is opened

4.25% p.a. welcome interest on the USD Deposit Average Daily Balance for 3 months starting from the next month after the account is opened

Sign up for HSBC Premier with an incremental total relationship balance of SGD1.2 million in fresh funds
Complete a Risk Profile Questionnaire with your Relationship Manager
Be an Accredited Investor or opt in to become one

SGD7,000

3% p.a. welcome interest on the SGD Deposit Average Daily Balance for 3 months starting from the next month after the account is opened

4.25% p.a. welcome interest on the USD Deposit Average Daily Balance for 3 months starting from the next month after the account is opened

Start a new banking relationship with HSBC Premier and get rewards of up to SGD27,800 in cash rewards plus up to 4.25% p.a. interest.

The following table shows what you need to do in order to be eligible for the reward.

Eligibility

Sign up for HSBC Premier with an incremental total relationship balance of SGD200,000 in fresh funds
Complete a Risk Profile Questionnaire with your Relationship Manager

Reward in cash credit

SGD350

Reward in interest

Not applicable

Eligibility

Sign up for HSBC Premier with an incremental total relationship balance of SGD300,000 in fresh funds
Complete a Risk Profile Questionnaire with your Relationship Manager

Reward in cash credit

SGD700

Reward in interest

3% p.a. welcome interest on the SGD Deposit Average Daily Balance for 3 months starting from the next month after the account is opened

4.25% p.a. welcome interest on the USD Deposit Average Daily Balance for 3 months starting from the next month after the account is opened

Eligibility

Sign up for HSBC Premier with an incremental total relationship balance of SGD1.2 million in fresh funds
Complete a Risk Profile Questionnaire with your Relationship Manager
Be an Accredited Investor or opt in to become one

Reward in cash credit

SGD7,000

Reward in interest

Note: Accredited Investors are assumed to be better informed and have better access to resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as Accredited Investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to Accredited Investors, and intermediaries are exempted from a number of business conduct requirements when dealing with Accredited Investors. Investors should consult a professional adviser if they don't understand the consequences of being treated as an Accredited Investor. For more information about qualifying as an Accredited Investor and/or the implications of consenting to be treated as one, please visit our Accredited Investor page.

Wealth Ready reward (Applicable only to Tier 4 and Tier 5 Eligible Customers)[@premier-welcome-rewards]
Eligibility	Rewards
Sign up for HSBC Premier with an incremental total relationship balance of SGD300,000 in fresh funds Open a Unit Trust Investment Account Complete a Customer Knowledge Assessment	SGD300 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account
Sign up for HSBC Premier with Premier Elite service with an incremental total relationship balance of SGD1.2 million in fresh funds Open a Unit Trust Investment Account Complete a Customer Knowledge Assessment	SGD600 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account

Wealth Ready reward (Applicable only to Tier 4 and Tier 5 Eligible Customers)[@premier-welcome-rewards]
Eligibility	Sign up for HSBC Premier with an incremental total relationship balance of SGD300,000 in fresh funds Open a Unit Trust Investment Account Complete a Customer Knowledge Assessment
Rewards	SGD300 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account

Eligibility	Sign up for HSBC Premier with Premier Elite service with an incremental total relationship balance of SGD1.2 million in fresh funds Open a Unit Trust Investment Account Complete a Customer Knowledge Assessment
Rewards	SGD600 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account

Additional reward^{[@premier-welcome-rewards]}

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Reward in cash credit
Make a new PayNow registration and link your Everyday Global Account (EGA) to it	SGD50
Activate your EGA debit card and make 7 purchases with it	SGD50
Global Money Transfer activation (accumulated International FX transactions with minimum SGD10,000 via HSBC Singapore app)	SGD50
Subscribe to SG Chat, our messaging service for Premier customers	SGD50

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Make a new PayNow registration and link your Everyday Global Account (EGA) to it
Reward in cash credit	SGD50

Eligibility	Activate your EGA debit card and make 7 purchases with it
Reward in cash credit	SGD50

Eligibility	Global Money Transfer activation (accumulated International FX transactions with minimum SGD10,000 via HSBC Singapore app)
Reward in cash credit	SGD50

Eligibility	Subscribe to SG Chat, our messaging service for Premier customers
Reward in cash credit	SGD50

Wealth reward^{[@premier-welcome-rewards]}

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Reward in cash credit
Purchase eligible wealth products (Wealth Products 1)^{[@premier-welcome-rewards]} – you'll be rewarded for every SGD50,000 invested, up to SGD1 million	SGD250 (capped at SGD5,000)
Purchase eligible wealth and / or insurance products (Wealth Products 2)^{[@premier-welcome-rewards]} – you'll be rewarded for every SGD50,000 invested, up to SGD1 million	SGD750 (capped at SGD15,000)

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Purchase eligible wealth products (Wealth Products 1)^{[@premier-welcome-rewards]} – you'll be rewarded for every SGD50,000 invested, up to SGD1 million
Reward in cash credit	SGD250 (capped at SGD5,000)

Eligibility	Purchase eligible wealth and / or insurance products (Wealth Products 2)^{[@premier-welcome-rewards]} – you'll be rewarded for every SGD50,000 invested, up to SGD1 million
Reward in cash credit	SGD750 (capped at SGD15,000)

Apply for a Premier Account

To enjoy all what Premier has to offer you first must open a Premier Account.

Join Premier

Welcome to the world of HSBC Premier Banking

Better is never down to one thing, so we provide a suite of premium products and benefits to get more out of life, in Singapore and beyond.

HSBC Premier Mastercard Credit Card

Enjoy elevated travel, lifestyle and dining experiences in Singapore. Exclusive to HSBC Premier customers only.

HSBC Premier Elite

Enjoy top-tier banking with a suite of elevated HSBC Premier offerings today.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Notes

HSBC Premier Upfunding Rewards promotion terms and conditions (PDF, 168KB )

HSBC Premier Upgrade Rewards promotion terms and conditions (PDF, 182KB )

Premier rewards and offers

Earn up to SGD27,800 cash rewards plus up to 4.25% p.a. interest rate. T&Cs apply.

All the many small touches, add up to one big helping hand

Up to SGD27,800 cash rewards plus up to 4.25% p.a. interest with Premier welcome rewards[@premier-welcome-rewards] [@cards-everydayplustnc]

The extras you want and deserve

Premier offers

Wealth offers

Premier Referral Programme

Loan offers

SGD time deposit

Reward and offer details

Premier Referral Programme

Premier events and activities

Wealth offer

Premier Mastercard Credit Card offer

Deposit offer

Foreign Exchange (FX) Loyalty Pricing

Welcome rewards

Incremental fresh funds reward[@premier-welcome-rewards]

Additional reward[@premier-welcome-rewards]

Wealth reward[@premier-welcome-rewards]

Apply for a Premier Account

You might also be interested in

Welcome to the world of HSBC Premier Banking

HSBC Premier Mastercard Credit Card

HSBC Premier Elite

Disclaimer

Notes

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Incremental fresh funds reward^{[@premier-welcome-rewards]}

Additional reward^{[@premier-welcome-rewards]}

Wealth reward^{[@premier-welcome-rewards]}