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Your Premier privileges

We'll help you all live a life full of life

Enjoy exclusive rewards

Join HSBC Premier and get rewards of up to SGD13,910. In addition, you can enjoy a 1-night stay in an Ocean View Room at Mandarin Oriental, Singapore inclusive of Cycle For MOre activities and daily breakfast for 2 persons (worth SGD829++) when you start your new HSBC Premier relationship. Register now to make an appointment.

Set off on your sustainable travel with Cycle For MOre at Mandarin Oriental, Singapore and embark on an eco-friendly, energising, and exciting exploration of the Lion City on two wheels. Cycle towards a sustainable future and a healthier you as every mile plays a part in decarbonisation and boosts your fitness level and wellness regime. Perfect your experience further with a host of privileges including sumptuous breakfast, healthy and sustainable snacks, and more.

 

 

 

Welcome gifts

HSBC Premier customers Eligibility criteria
Premier Welcome Reward for incremental fresh funds2
  • Tier 1 - SGD200 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of fresh funds SGD200,000 in deposits.

or

  • Tier 2 - SGD600 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD200,000 in fresh funds and invest a minimum of SGD25,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 3 -  SGD3,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD750,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 4 - SGD5,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD1,200,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 5 - SGD5,500 cash credit

To be eligible, one must sign up for HSBC Premier with at least SGD1,200,000 incremental Total Relationship Balance in fresh funds, invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products and be an existing accredited investor or opts in to be an accredited investor.

 

Important Note: Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor. For more information about the criteria to qualify as an accredited investor and/or the implications of consenting to be treated as an accredited investor, please visit https://www.hsbc.com.sg/wealth/investments/accredited-investor/.

Premier Welcome reward for salary crediting
Receive SGD100 cash credit with salary crediting or recurring deposit of SGD15,000 every month.
Everyday Global Account
Earn up to SGD6,393* when you deposit incremental fresh funds of SGD200,000 in your Everyday Global Account between 1 July to 31 July 2022.

HSBC Everyday+ Reward Programme3

  • Get 1% cashback when you spend on your HSBC Everyday Global Debit Card, HSBC Credit Card or make a GIRO bill payment (capped at SGD500)
  • Get 1% p.a. bonus interest on incremental SGD Average Daily Balance on your Everyday Global Account (capped at SGD300)
  • Receive a one-time bonus cash reward of SGD300 for maintaining an average balance of SGD200,000 for 6 consecutive months from the time you sign up

HSBC Everyday Global Account Bonus Interest Promotion4

  • Earn up to 1.05% p.a. bonus interests on your incremental fresh funds, capped at SGD2,000,000. To register, SMS  "EGA <space> first 9-digit of your Everyday Global Account number" to 74722. (e.g. EGA 123456789)
Wealth Reward5

Up to SGD2,500* cash credit when you increase your investment in eligible Wealth products.

  • Additional rewards up to SGD875* if this is your first investment.
  • Additional rewards up to SGD375* if you made the investment online.
     

*Terms and conditions apply.

Premier Mastercard® Credit Card6

Choice of sign-up gift

  • Primary card: Choice of Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670 or SGD200 cashback when you spend a minimum of SGD500 on qualifying transactions within the qualifying spend period.
  • Supplementary cards: Up to SGD150 cashback (SGD30 cashback per card, capped at 5 cards) when you spend a minimum of 1 qualifying transaction to each supplementary card within the qualifying spend period.

Welcome gifts

HSBC Premier customers Premier Welcome Reward for incremental fresh funds2
Eligibility criteria
  • Tier 1 - SGD200 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of fresh funds SGD200,000 in deposits.

or

  • Tier 2 - SGD600 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD200,000 in fresh funds and invest a minimum of SGD25,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 3 -  SGD3,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD750,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 4 - SGD5,000 cash credit

To be eligible, one must sign up for HSBC Premier with an incremental Total Relationship Balance of SGD1,200,000 in fresh funds and invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products.

or

  • Tier 5 - SGD5,500 cash credit

To be eligible, one must sign up for HSBC Premier with at least SGD1,200,000 incremental Total Relationship Balance in fresh funds, invest a minimum of SGD50,000 (or foreign currency equivalent) in eligible wealth products and be an existing accredited investor or opts in to be an accredited investor.

 

Important Note: Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor. For more information about the criteria to qualify as an accredited investor and/or the implications of consenting to be treated as an accredited investor, please visit https://www.hsbc.com.sg/wealth/investments/accredited-investor/.

HSBC Premier customers Premier Welcome reward for salary crediting
Eligibility criteria
Receive SGD100 cash credit with salary crediting or recurring deposit of SGD15,000 every month.
HSBC Premier customers Everyday Global Account
Eligibility criteria
Earn up to SGD6,393* when you deposit incremental fresh funds of SGD200,000 in your Everyday Global Account between 1 July to 31 July 2022.

HSBC Everyday+ Reward Programme3

  • Get 1% cashback when you spend on your HSBC Everyday Global Debit Card, HSBC Credit Card or make a GIRO bill payment (capped at SGD500)
  • Get 1% p.a. bonus interest on incremental SGD Average Daily Balance on your Everyday Global Account (capped at SGD300)
  • Receive a one-time bonus cash reward of SGD300 for maintaining an average balance of SGD200,000 for 6 consecutive months from the time you sign up

HSBC Everyday Global Account Bonus Interest Promotion4

  • Earn up to 1.05% p.a. bonus interests on your incremental fresh funds, capped at SGD2,000,000. To register, SMS  "EGA <space> first 9-digit of your Everyday Global Account number" to 74722. (e.g. EGA 123456789)
HSBC Premier customers Wealth Reward5
Eligibility criteria

Up to SGD2,500* cash credit when you increase your investment in eligible Wealth products.

  • Additional rewards up to SGD875* if this is your first investment.
  • Additional rewards up to SGD375* if you made the investment online.
     

*Terms and conditions apply.

HSBC Premier customers

Premier Mastercard® Credit Card6

Eligibility criteria

Choice of sign-up gift

  • Primary card: Choice of Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670 or SGD200 cashback when you spend a minimum of SGD500 on qualifying transactions within the qualifying spend period.
  • Supplementary cards: Up to SGD150 cashback (SGD30 cashback per card, capped at 5 cards) when you spend a minimum of 1 qualifying transaction to each supplementary card within the qualifying spend period.

Premier offers

Fulfill your financial needs and enjoy exclusive rewards.

Wealth offers

Enjoy attractive offers when you invest in various products with us.

Find out more

Wealth5

Up to SGD2,500* cash credit when you increase your investment in eligible Wealth products.

  • Additional rewards up to SGD875* if this is your first investment.
  • Additional rewards up to SGD375* if you made the investment online.

*Terms and conditions apply.

Cards & loans

Premier Mastercard Credit Card6

Primary card (Choice of sign-up gift):

  • Choice of Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670 or SGD200 cashback for new HSBC credit cardholders
  • SGD50 cashback for existing HSBC credit cardholders

To qualify for the cashback, you must spend a minimum of SGD500 qualifying transactions within the qualifying spend period.

Supplementary cards (up to SGD150 cashback):

  • SGD30 cashback per card (capped at 5 cards) when you spend a minimum of 1 qualifying transaction on each supplementary card within the qualifying spend period.

Other terms and conditions apply.

Personal Loans8

Enjoy preferential interest rate of 2.6% p.a. (EIR 5% p.a.) with HSBC Personal Line of Credit Instalment Plan.

Accounts

SGD Time Deposit7

0.40% p.a. for 3-month time deposit

0.80% p.a. for 9-month time deposit

1.30% p.a. for 12-month time deposit

Share your HSBC Premier experience

As an HSBC Premier customer, you are privy to a world of unparalleled service, rewards and wealth solutions. Introduce your friends and family to the full privilege of Premier Life. Make more referrals now to enjoy richer rewards.

Referral Rewards Eligibility criteria:
SGD300 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of minimum SGD200,000 in deposits
SGD500 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD200,000 in deposits and investment (minimum SGD25,000 in eligible wealth products).
SGD800 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD750,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).
SGD1,600 cash credit9
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD1,200,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).
Receive a 1-night stay in an Ocean View Room at Mandarin Oriental which is inclusive of Cycle for MOre activities and daily breakfast for 2 persons (worth SGD829++) Your spouse or child10 joins HSBC Premier with an increase or of SGD25,000 in fresh funds to their Total Relationship Balance.

As an HSBC Premier customer, you are privy to a world of unparalleled service, rewards and wealth solutions. Introduce your friends and family to the full privilege of Premier Life. Make more referrals now to enjoy richer rewards.

Referral Rewards SGD300 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of minimum SGD200,000 in deposits
Referral Rewards SGD500 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD200,000 in deposits and investment (minimum SGD25,000 in eligible wealth products).
Referral Rewards SGD800 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD750,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).
Referral Rewards SGD1,600 cash credit9
Eligibility criteria:
Your referee joins HSBC Premier with an increase in Total Relationship Balance of a minimum of SGD1,200,000 in deposits and investment (minimum SGD50,000 in eligible wealth products).
Referral Rewards Receive a 1-night stay in an Ocean View Room at Mandarin Oriental which is inclusive of Cycle for MOre activities and daily breakfast for 2 persons (worth SGD829++)
Eligibility criteria:
Your spouse or child10 joins HSBC Premier with an increase or of SGD25,000 in fresh funds to their Total Relationship Balance.

How you can unlock HSBC Premier

To apply for HSBC Premier, check that you meet at least one of these options:

New customers

Option 1: your savings and investments

You can place a minimum of SGD200,000 (or its equivalent in foreign currency) in your Total Relationship Balance.

Option 2: deposit your salary

Credit your monthly salary of at least SGD15,000

Existing customers

Online banking is secure and easy to use Register today

Offline applications for all customers

Option 3: take up an HSBC home loan

You'll need a Singapore property loan of at least SGD800,000 or an Australian property loan of at least AUD200,000

Option 4: an international lifestyle

If you're an HSBC Premier customer in another country/region, you're already eligible to join Premier in Singapore - simply speak to your Relationship Manager.

Alternatively, leave your details and we will contact you

Need further help?

Apply in branch

To apply in a branch, just bring your ID and a recent proof of address.

Enquire by phone

If you want to join HSBC Premier, or if you're looking to add a family member, call us on:

1800-227 8889

Call from overseas on:

+65 6216 9080

Useful documents

You may need to download Adobe Acrobat Reader to view PDFs.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Disclaimer

1Valid for new HSBC Premier customers who sign up from 1 July to 31 July 2022. This figure is based on the total cash reward you may receive from (a) Premier Welcome Reward offered under the HSBC Premier Welcome Reward Promotion, (b) HSBC Premier Wealth Reward offered under the HSBC Premier Wealth Reward Promotion, (c) Premier Mastercard Reward offered under the HSBC Premier Mastercard Credit Card Sign Up Promotion, (d) reward from HSBC Everyday+ Reward Programme Promotion, (e) Premier Referral Reward offered under the HSBC Premier Referral Programme Promotion. To qualify, the customer must fulfil the relevant criteria under the respective promotion.

2HSBC Premier Welcome Reward Promotional terms and conditions apply. Find out more about the Accredited Investor regime here.

3HSBC Everyday+ Rewards Programme apply.

4Everyday Global Account Bonus Interest Promotion apply.

5HSBC Wealth Reward Promotional terms and conditions apply.

6Terms and conditions for HSBC Premier Mastercard Credit Card primary card and supplementary card application apply.

7Promotional SGD Time Deposit terms and conditions apply to new and existing customers.

8Personal Line of Credit Instalment Plan Interest Rate Promotion (Premier customers) terms and conditions apply.

9HSBC Premier Referral Programme terms and conditions apply.

10HSBC Premier Family Referral Programme terms & conditions apply.