Apply now for HSBC Balance Transfer
Turn your credit limit into cash
Use the available credit limit from your credit card and convert it into cash. You can use it to manage unexpected expenses or pay off outstanding balances to avoid higher interest.
With our low rates, you can enjoy more financial freedom. Check out our latest promotional interest rates on the HSBC Singapore app.
What you'll get with a Card Balance Transfer
Fees and charges
- There will be a one-time processing fee of SGD88 if the approved transfer is below SGD20,000
- Interest will be charged on your outstanding balance
- Once the selected tenor (6 or 12 months) for your promotional rate expires, we'll apply the prevailing cash advance interest rates
How to apply via HSBC Singapore app
Log on to the app and select 'Balance Transfer' to get started.
Scan the QR code to directly apply for Balance Transfer on the HSBC Singapore app.
Other ways to apply
What you need to know about Balance Transfer
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Need cash? Convert your HSBC credit card's available limit and repay in easy monthly instalments. A Premier qualified customer[@premier-qualified-customer] enjoy a special rate of 1.3% p.a. (EIR 2.5% p.a.).
Easily split your large purchases into manageable monthly instalments, or bundle several credit card transactions into one simple instalment plan. A Premier qualified customer[@premier-qualified-customer] enjoy a 0% one-time processing fee for a 3-month period.
Spread big-ticket purchases over interest-free instalments with participating merchants for more financial flexibility and control.