Enjoy savings on interest with our low balance transfer rate
Use the extra cash to kick start your dream, like going for your long-waited holiday or take advantage of this promotion by paying off outstanding balances and avoid paying high interest. With our low balance transfer rate, you'll be able to enjoy greater financial freedom.
- 2.50% per annum for 6 months1 with processing fee of S$88 (EIR: 4.39% per annum2)
- 4.88% per annum for 12 months1 with processing fee of S$88 (EIR: 6.77% per annum2)
Plus, enjoy a waiver of processing fee for approved amount of S$10,000 and above.
Figures have been simplified for illustration purposes.
1 Balance transfer terms and conditions apply.
2 The Effective Interest Rate (EIR) is calculated based on an approved balance transfer of S$10,000 with 3% monthly minimum payment and full payment of the balance transfer amount outstanding at the end of the promotion period. EIR is subjected to compounding if the monthly finance charges are not paid in full.
3 Savings when compared to interest rate of 25% per annum typically charged on other credit cards.
Simply provide us with the necessary details and we'll transfer the money to your account of your choice upon approval. Act now to enjoy greater savings!
Apply by SMS
Simply SMS BT to 74722.
An HSBC customer service officer will then contact you on your application within three working days
Apply by phone
Contact us on 1800-HSBC NOW
(4722 669) to apply.
Terms and conditions
Revision to fees and charges
Please note that upon approval of your balance transfer, payments made to your HSBC credit card account are applied in the following order of priority, namely : interest charges, late charges, annual card membership fees, cash advances, outstanding balances not under promotional interest rates and balance transfer amounts (if there are multiple balance transfers, payment will be made to the one with the highest interest rate first) on your card.