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Personal banking

Everything you need to make the most of your money and live your best life.

A world of banking benefits awaits

Banking that rewards you and helps you seize investment opportunities to grow your wealth, and more.

Get started today by opening an HSBC Everyday Global Account.

Everyday Global Account (EGA) benefits

No fees, no fuss

Shop and withdraw cash in 10 currencies at $0 fees

Transfers made easy

Send money internationally with the HSBC Global Money Transfers

Banking that rewards you

Unlock more benefits with HSBC Everyday+ Rewards Programme[@everydayplus-bonus-interest-promotion]

Bundle up for even more perks

Your debit and credit, sorted

Enjoy up to SGD880 in rewards[@bundle-up-rewards] – simply sign up for an HSBC Everyday Global Account and an HSBC credit card today.

  • Step 1: Open an HSBC Everyday Global Account
  • Step 2: Sign up for an HSBC credit card, and choose either a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680)  or SGD150 cashback as your welcome gift
  • Step 3: Make a monthly deposit of at least SGD5,000 in your HSBC Everyday Global Account and make 5 monthly transactions with your new HSBC credit or debit card for 2 consecutive months
  • Step 4: Spend at least SGD1,000 on your new HSBC credit card
  • Step 5: Receive an additional SGD200 as part of your HSBC Everyday Global Account welcome gift bundle

Make even more from your money

Earn up to SGD250 in rewards[@bundle-up-rewards] when you sign up for an HSBC Everyday Global Account and invest with us.

  • Step 1: Open an HSBC Everyday Global Account
  • Step 2: Once that has been opened, open an HSBC investment account via the HSBC Singapore app
  • Step 3: Make a monthly deposit of at least SGD5,000 in your HSBC Everyday Global Account and make 5 monthly transactions with your new HSBC debit card for 2 consecutive months
  • Step 4: Place at least 1 buy trade in securities or unit trusts via your HSBC investment account

Protect your tomorrow, today

Get protected against uncertainties in life, and enjoy 1% cashback on your monthly premium.

  • Step 1: Open an HSBC Everyday Global Account
  • Step 2: Apply for an HSBC Life insurance policy – we'll be in touch after you submit your contact details
  • Step 3: Make a monthly deposit of at least SGD5,000 in your HSBC Everyday Global Account and make 5 monthly transactions with your new HSBC debit card for 2 consecutive months
  • Step 4: Receive an additional SGD200 as part of your HSBC Everyday Global Account welcome gift bundle[@bundle-up-rewards]
  • Step 5: Pay the monthly premium for your HSBC Life Insurance policy via GIRO to enjoy 1% cashback

What's more, bring in fresh funds and maintain a relationship balance of SGD50,000 to enjoy an additional SGD150 cash reward, or bring in fresh funds and maintain a relationship balance of SGD100,000 to enjoy an additional SGD500 cash reward, for up to SGD2,030 in welcome rewards[@bundle-up-rewards].

Get started in minutes

Current HSBC banking customers

If you have an HSBC bank account, you can apply via online banking.

New to HSBC and living in Singapore?

You are eligible to apply for an Everyday Global account on the HSBC Singapore app if you currently don't have an:

  • HSBC credit card
  • HSBC bank account
  • HSBC mortgage
  • HSBC insurance

Required documents for application

You'll need the following documents on hand before you apply.

Applying via Myinfo

For foreigners applying via Myinfo, please have your physical passport ready. You'll need to upload an image of the ID page.

For Singaporeans or residents of Singapore, we recommend applying with Myinfo for faster processing. If you don't have Myinfo, you'll need to apply with HSBC EasyID.

Applying via HSBC EasyID

You'll need:

  • an original identity document — such as your Singapore NRIC, Malaysia MyKad, or your passport
  • proof of your latest address — such as a utility bill, phone bill, government-issued identity documents or bank statements — that clearly indicate your name and Singapore residential address.

If you're an HSBC customer living outside Singapore, please visit this application page.

Alternatively, you can leave us your contact details and we'll get in touch with you on your next steps.

We'll reward you with SGD50 cash credit for each successful referral. Referrals made under the HSBC Premier Referral Programmes are not eligible for this promotion.

Terms and conditions.

Things you need to know

Fees and charges  

Should you save or should you invest?

 

Why not both? Here's how you could divide up saving and investing.

You don't need a fortune to start investing

 

Find out how you can start investing with an initial investment as low as SGD1,000.

5 reasons to do your own investing

 

Want to take a hands-on approach to your investments? Here's why you should.

Notes

Deposit Insurance Scheme

 

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

    Disclaimer 

    This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ('product') should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.

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