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Get up to SGD1,070 in rewards when you bank, spend and invest with us1. Find out more below

HSBC Personal Banking

Everything you need to get the most out of your money and live your dreams. Get up to SGD1,070 in rewards when you bank, spend and invest.

Banking with a whole world of benefits

When you bank with HSBC, you open up a world of rewards and opportunities to grow your wealth through investments and more.

Start by opening an HSBC Everyday Global Account today

Earn up to 2.50% p.a. from September to December 2022 when you bring in incremental SGD deposits into your HSBC Everyday Global Account. Terms & Conditions apply2.

Enjoy faster application with Myinfo via Singpass.

  • Sign up for the HSBC Everyday Global Account and an HSBC credit card to enjoy SGD200 cashback plus a Samsonite luggage worth SGD670, or up to SGD400 in cashback1
  • Sign up for the HSBC Everyday Global Account and invest with us to enjoy SGD200 in rewards1

Sign up for the HSBC Everyday Global Account and an HSBC credit card to enjoy SGD200 cashback and a Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670, or up to SGD400 cashback1

Here's what you need to do:

Step 1: Open an HSBC Everyday Global Account

Step 2: Sign up for an HSBC Credit Card and choose a Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670, or SGD200 cashback as your welcome gift

Step 3: Make a monthly deposit of at least SGD5,000 to your HSBC Everyday Global Account and make 5 monthly transactions on your HSBC Credit/Debit Card for 2 consecutive months

Step 4: Spend a total of SGD500 on your new HSBC Credit Card

Open an HSBC Everyday Global Account and invest with us to enjoy SGD200 in rewards1

Here's what you need to do:

Step 1: Open an HSBC Everyday Global Account

Step 2: After your HSBC Everyday Global Account is approved, open an HSBC investment account via the HSBC Singapore App

Step 3: Make a monthly deposit of at least SGD5,000 to your HSBC Everyday Global Account and make 5 monthly transactions on your HSBC Debit Card for 2 consecutive months

Step 4: Place a minimum of 2 buy trades in securities or unit trusts via your HSBC Investment account

Be rewarded for your spending

Find the credit card that's right for you

  • Up to 2.5% cashback on local and overseas purchases
  • Additional 1% cashback with HSBC Everyday+ on your card spend with your HSBC Everyday Global Account
  • No minimum spend required
  • 1-year annual credit card fee waiver

Cashback

  • 1% cashback on all eligible spends on your HSBC credit cards and Everyday Global debit card
  • 1% cashback on all your GIRO bill payments

Bonus Interest

1% p.a. Bonus Interest on your incremental SGD average daily balances.

One-time Bonus Cash Reward

Earn a one-time Bonus Cash Reward of SGD300/SGD150 when you're new to the Everyday+ Programme.

Caps apply. Please refer to the full Terms and Conditions for definition of the terms as well as further details and applicable exclusions on the HSBC Everyday+ Programme.

Grow your capital

Grow your wealth according to your investment style.

Unit trusts give you a diversified portfolio with a lower minimum investment, and they're managed by investment professionals.

When you invest in unit trusts with a Regular Savings Plan, it takes just one initial investment of at least SGD1,000 followed by monthly contributions of as low as SGD100.

Plus, when you buy unit trusts online you pay:

  • 0% sales charge on Regular Savings Plans
  • only 0.85% sales charge on lump sum investments
  • You can open your investment account instantly on the HSBC Singapore app
  • Keep track of your wealth and invest anytime, anywhere through the app
  • Make FX transactions from your Everyday Global Account using the HSBC Singapore app
  • Get SGD30 when you open any investment account with us and become eligible to trade3

Exclusive offers

Earn up to 2.50% p.a. interest on your incremental SGD Average Daily Balances with your Everyday Global Account when you sign up and register for the campaign from 1 September to 30 September 2022.

Terms & Conditions apply2.

Here's how you can earn up to 2.50% p.a. from September to December 2022:

  • 1.00% p.a. bonus interest from Everyday+ Rewards Programme
  • 1.45% p.a. bonus interest from Everyday Global Account Bonus Interest Promotion
  • 0.05% p.a. Everyday Global Account's prevailing interest rate

Expand your green footprint as an HSBC Personal Banking customer

Opt out of paper statements and we will plant 5 trees under your name under our One Tree Planted initiative.

Plus, enjoy these extra benefits

Check your balance. Activate your card. Even spread the cost of big credit card purchases via Spend Instalment. You can do it all with the HSBC Singapore app.

Make faster international money transfers with your multi-currency account.

$0 overseas cash withdrawal fee

$0 overseas cash withdrawal fee across HSBC ATMs worldwide4.

Online chat support

Got a question? Get in touch. Chat with us via Web Chat on our website, or send us a secure message through online banking.

How to apply

It's easy to enjoy SGD200 cashback and a Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670, or up to SGD400 cashback1. Here's what you need to do:

Step 2: Sign up for an HSBC Credit Card and choose a Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670, or SGD200 cashback as your welcome gift

Step 3: Make a monthly deposit of at least SGD5,000 to your HSBC Everyday Global Account and make 5 monthly transactions on your HSBC Credit/Debit Card for 2 consecutive months

Step 4: Spend a total of SGD500 on your new HSBC Credit Card

Use our step-by-step guide to find out more about how to apply.

Bonus: Earn a bonus SGD200 reward1 when you place a minimum of 2 buy trades in unit trusts or securities

 

Or, you could enjoy SGD200 in rewards1 when you open an Everyday Global Account and invest with us. Here's how to do it:

Step 2: After your HSBC Everyday Global Account is approved, open an HSBC investment account via the HSBC Singapore App

Step 3: Make a monthly deposit of at least SGD5,000 to your HSBC Everyday Global Account and make 5 monthly transactions on your HSBC Debit Card for 2 consecutive months

Step 4: Place a minimum of 2 buy trades in securities or unit trusts via your HSBC Investment account

Ready to open your investment account?

You can use our step-by-step guide to find out more about how to apply.

Bonus: Want to get a Samsonite luggage worth SGD670 or a bonus SGD200 cashback1? When you're opening your Everyday Global Account, apply for an HSBC credit card at the same time and use it for transactions worth SGD500

Alternatively, leave your contact details and we will get back to you on the next steps.

We'll reward you with SGD50 cash credit for each successful referral. Referrals made under the HSBC Jade or Premier Referral Programmes are not eligible for this promotion.

Terms and conditions.

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Footnotes

1Only new HSBC deposit or savings account customers are eligible. Customers who participate in HSBC Jade or Premier Welcome Reward Promotions will not be eligible. Terms and conditions for the HSBC EGA Welcome Reward and Terms and Conditions for the HSBC Credit Card Sign Up Promotion apply.

2Terms and conditions for the HSBC Everyday+ Rewards Programme and Terms and Conditions for the HSBC Everyday Global Account Bonus Interest Promotion apply. Please visit hsbc.com.sg/everydayplus to visit HSBC Everyday Global Account (EGA) page for more details.

3Terms and conditions apply. Please visit hsbc.com.sg/securities for more details.

4Terms and conditions apply. Please visit hsbc.com.sg/egdc for more details.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Disclaimer

This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ("product") should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.