HSBC Personal Banking

The banking package that gives you a whole world of benefits

HSBC Personal Banking is designed to help you do your day-to-day banking and grow your wealth more easily. Get an HSBC Everyday Global Account, bonus cashback on your credit card spending, wealth support and much more.

Check eligibility and apply visit Apply section

Redeem a sign-up gift, totally on us: Enjoy faster application with MyInfo via Singpass. Apply now and top up to enjoy S$50 worth of GrabFood vouchers. Terms and Conditions apply.

Join HSBC Personal Banking and get up to SGD417 worth of rewards

Open your account and be rewarded with these exclusive privileges.

Why stop here? Power up your finances with us today.

Enjoy a range of welcome gifts when you start a relationship with us.
Promotion	Rewards
HSBC Everyday Global Account Rewards¹	Open an HSBC Everyday Global Account and get: SGD68 cash credit when you make a monthly deposit of at least SGD3,500 for 2 consecutive months; OR SGD88 cash credit when you make a monthly deposit of at least SGD5,000 for 2 consecutive months.
HSBC Everyday Global Account Bonus Interest Promotion	Earn 0.50% p.a. bonus interest on your SGD savings when you open a new HSBC Everyday Global Account before 31 May 2021⁹.
HSBC Plan With Us Promotion	Get a SGD50 cash credit² when you complete a FinFit coaching session (Goal Planning report) Get a SGD30 cash credit² when you open an investment account Plus, enjoy SGD20 cash credit³ when you retrieve and share your account data with us via HSBC FinConnect
HSBC Credit Card sign-up gift⁴	Receive up to SGD200 cashback Get SGD30 cashback when you complete your application with Myinfo via Singpass Simply make one qualifying transaction to receive SGD50 cashback Plus, get another SGD120 cashback when you spend at least SGD500 Exclusively for new HSBC credit cardholders. Existing HSBC credit cardholders will be eligible to receive up to SGD60 cashback

Enjoy a range of welcome gifts when you start a relationship with us.
Promotion	HSBC Everyday Global Account Rewards¹
Rewards	Open an HSBC Everyday Global Account and get: SGD68 cash credit when you make a monthly deposit of at least SGD3,500 for 2 consecutive months; OR SGD88 cash credit when you make a monthly deposit of at least SGD5,000 for 2 consecutive months.

Promotion	HSBC Everyday Global Account Bonus Interest Promotion
Rewards	Earn 0.50% p.a. bonus interest on your SGD savings when you open a new HSBC Everyday Global Account before 31 May 2021⁹.

Promotion	HSBC Plan With Us Promotion
Rewards	Get a SGD50 cash credit² when you complete a FinFit coaching session (Goal Planning report) Get a SGD30 cash credit² when you open an investment account Plus, enjoy SGD20 cash credit³ when you retrieve and share your account data with us via HSBC FinConnect

Promotion	HSBC Credit Card sign-up gift⁴
Rewards	Receive up to SGD200 cashback Get SGD30 cashback when you complete your application with Myinfo via Singpass Simply make one qualifying transaction to receive SGD50 cashback Plus, get another SGD120 cashback when you spend at least SGD500 Exclusively for new HSBC credit cardholders. Existing HSBC credit cardholders will be eligible to receive up to SGD60 cashback

Discover more rewards to learn more details about promotion

Reach your financial goals sooner with HSBC FinFit

Power up your financial fitness with holistic financial planning and personalised coaching. Get started today to enjoy more cashback and rewards.

Learn more about HSBC finfit page

What you'll get with HSBC Personal Banking

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A versatile everyday bank account

Our HSBC Everyday Global Account is perfect for day-to-day banking in Singapore and beyond.

Save, spend and convert up to 11 different currencies in one straightforward account.
Earn 0.50% p.a. bonus interest on your SGD savings when you open a new HSBC Everyday Global Account before 31 May 2021⁹.
As an HSBC Personal Banking customer, get up to SGD88 cash credit when you sign up for an HSBC Everyday Global Account and meet the required monthly deposit amount¹.

Learn more HSBC Everyday Global Account (EGA)

Up to 3.5% cashback on your credit card spending

Get rewarded when you shop. Spend with an HSBC Advance Credit Card, and as an HSBC Everyday Global Account customer you can get 1% bonus cashback, on top of up to 2.5% cashback you'd usually get. Eligibility criteria applies⁶.

Learn more to HSBC Advance Credit Card - Earn cashback page

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Investment options and expertise to help your money grow

Whether you're new to investing or know exactly what you want, we can help. As an HSBC Personal Banking customer, you can get expert advice from our Personal Wealth Managers, manage all your investments in one place, plus enjoy access to wealth insights and guides.

Learn more to Wealth support with HSBC Personal Banking page

Fee-free international banking

Spend and move your money across the world with ease.
You won't be charged any fees when you spend in 10 different currencies or make cash withdrawals from HSBC ATMs worldwide with your HSBC Everyday Global Debit Card⁷.
Plus, you can transfer money to other HSBC accounts instantly around the world⁸ without paying fees.

If you're an expat, learn about our expat services.

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Plus, enjoy these extra benefits

Easy mobile banking

Check your balance. Activate your card. Even spread the cost of big credit card purchases. You can do it all with the HSBC Singapore app.

Contactless payments

Pay on the go. Use Apple Pay or your contactless credit or debit card to make fast, secure, easy payments.

Instant transfers

With PayNow, you can send and receive money instantly and securely with just the mobile number, NRIC or UEN of any recipient.

Online chat support

Got a question? Get in touch. Chat with us via Live Chat on our website, or send us a secure message through online banking.

Things you should know

Our HSBC Everyday Global Account has a monthly minimum account balance fee of SGD5. However, you'll only pay this if your average daily balance was below SGD2,000 in the previous calendar month. If it was above this, you won't be charged a fee.

From 1 November 2020 to 30 April 2021, minimum account balance fees will not be charged on certain SGD deposit accounts. Please see our Fees and charges document for details.

Fees and charges (PDF) Download

Opening your account is easy

To apply, you'll need to:

be 18 or older
have an NRIC or Employment Pass
have an initial deposit of SGD2,000 (or its equivalent in other currencies)

New to HSBC?

Enjoy a faster application with MyInfo via SingPass.

Apply now Choose your HSBC Everyday Global Account

Alternatively, you can leave your contact details and we will contact you on the next steps.

Leave your details to let us contact you This link will open in a new window

Already an HSBC customer?

If you already have an existing HSBC account, apply for the HSBC Everyday Global Account via online banking. Your application will normally take 2 working days to be processed.

Log on and apply visit Log on page

Additional information

¹Eligible for new HSBC deposit or savings account customers. Customers who participate in HSBC Jade or Premier Welcome Reward Promotions will not be eligible. Terms and conditions apply.

²HSBC Plan With Us Wealth Promotion terms and conditions apply.

³HSBC Plan With Us Promotion terms and conditions apply.

⁴Terms and conditions apply.

⁵HSBC Everyday Global Account Step Up Bonus Interest Promotion Terms and Conditions for new and existing customers apply.

⁶Please refer to hsbc.com.sg/advancecard for the terms and conditions of the HSBC Advance Credit Card Cashback Programme.

⁷Terms and conditions apply. Please visit hsbc.com.sg/egdc for more details.

⁸Terms and conditions apply. Please visit www.hsbc.com.sg/foreign-exchange/global-view-global-transfers/ for more details.

⁹HSBC Everyday Global Account Bonus Interest Promotion terms and conditions apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Disclaimer

This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ("product") should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.