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HSBC Personal Banking

Get everything you need to manage your finances and help your money grow.

The banking package that gives you a whole world of benefits

HSBC Personal Banking is designed to help you do your day-to-day banking and grow your wealth more easily. Get an HSBC Everyday Global Account, bonus cashback on your credit card spending, wealth support and much more.

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Join HSBC Personal Banking and get up to SGD770 worth of rewards

Open your account and be rewarded with these exclusive privileges.

Why stop here? Make bolder moves for bigger dreams today.

What you'll get with HSBC Personal Banking

A versatile everyday bank account

Our HSBC Everyday Global Account is perfect for day-to-day banking in Singapore and beyond. 

  • Save, spend and convert up to 11 different currencies in one straightforward account.
  • Earn up to 1.20% p.a. bonus interest on your SGD savings as an HSBC Personal Banking customer4.
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Up to 3.5% cashback on your credit card spending

Get rewarded when you shop. Spend with an HSBC Advance Credit Card, and as an HSBC Everyday Global Account customer you can get 1% bonus cashback, on top of up to 2.5% cashback you'd usually get. Eligibility criteria applies5.

Investment options and expertise to help your money grow

Whether you're new to investing or know exactly what you want, we can help. As an HSBC Personal Banking customer, you can get expert advice from our Personal Wealth Managers, manage all your investments in one place, plus enjoy access to wealth insights and guides.

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Fee-free international banking

  • Spend and move your money across the world with ease.
  • You won't be charged any fees when you spend in 10 different currencies or make cash withdrawals from HSBC ATMs worldwide with your HSBC Everyday Global Debit Card6.
  • Plus, you can transfer money to other HSBC accounts instantly around the world7 without paying fees.

If you're an expat, learn about our expat services.

Plus, enjoy these extra benefits

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Easy mobile banking

Check your balance. Activate your card. Even spread the cost of big credit card purchases. You can do it all with the HSBC Singapore app.

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Contactless payments

Pay on the go. Use Apple Pay or your contactless credit or debit card to make fast, secure, easy payments.

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Instant transfers

With PayNow, you can send and receive money instantly and securely with just the mobile number, NRIC or UEN of any recipient.

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Online chat support

Got a question? Get in touch. Chat with us via Live Chat on our website, or send us a secure message through online banking.

Things you should know

Opening your account is easy

To apply, you’ll need to:

  • be 18 or older
  • have an NRIC or Employment Pass
  • have an initial deposit of SGD2,000 (or its equivalent in other currencies)

New to HSBC?

Enjoy a faster application with MyInfo via SingPass.

Already an HSBC customer?

If you already have an existing HSBC account, apply for the HSBC Everyday Global Account via online banking. Your application will normally take 2 working days to be processed.

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Additional information

1Eligible for new HSBC deposit or savings account customers. Customers who participate in HSBC Jade or Premier Welcome Reward Promotions will not be eligible. Terms and conditions apply.

2HSBC Investment Account Promotional terms and conditions apply.

3Terms and conditions apply.

4HSBC Everyday Global Account Step Up Bonus Interest Promotion Terms and Conditions for new and existing customers apply.

5Please refer to hsbc.com.sg/advancecard for the terms and conditions of the HSBC Advance Credit Card Cashback Programme.

6Terms and conditions apply. Please visit hsbc.com.sg/egdc for more details.

7Terms and conditions apply. Please visit www.hsbc.com.sg/foreign-exchange/global-view-global-transfers/ for more details.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Disclaimer

This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ("product") should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.