A world of banking benefits awaits
Banking that rewards you and helps you seize investment opportunities to grow your wealth, and more.
Get started today by opening an HSBC Everyday Global Account.
You might be eligible for the following
- Personal banking welcome rewards: Sign up for an HSBC Everyday Global Account and get up to SGD400 when you bank and spend with us. Learn more.
- Wealth reward: invest your fresh funds to receive SGD250 or SGD750 cash for every SGD50,000 invested or insured. See more details.
- Additionally, enjoy higher promotional time deposit rates:
- Up to 5.50% p.a. for 2 months for investments of minimum SGD50,000 in eligible wealth products (SGD). See T&Cs.
- Up to 10.50% p.a. for 3 months for purchase of eligible insurance policies (SGD or USD). See T&Cs.
Interested? SMS INVEST50<Space>PWS<Full Name> or INSURE50<Space>PWS<Full Name> to 74722. A HSBC Personal Wealth Manager will be in touch to assist you.
Everyday Global Account (EGA) benefits
No fees, no fuss
Shop and withdraw cash in 10 currencies at $0 fees
Banking that rewards you
Unlock more benefits with HSBC Everyday+ Rewards Programme[@everydayplus-bonus-interest-promotion]
Personal banking welcome rewards
Fresh funds reward
Complete all 3 steps to get up to SGD250 in rewards.
- Step 1: Open an HSBC Everyday Global Account on the HSBC Singapore app successfully, and give us your marketing consent.
- Step 2: Deposit minimum incremental fresh funds of at least SGD100,000 (or its foreign currency equivalent) within the same month you opened the account (or SGD70,000 for lower tier reward of SGD150). You will need to keep the minimum amount of funds for the reward tier in the account over the maintenance period which is the 3 months after you opened the account.
Step 3: Complete your Risk Profiling Questionnaire by following these steps.
- Log on to the HSBC Singapore app.
- Go to ‘Wealth’ and select ‘Document centre’.
- Choose ‘Complete forms’, then ‘Risk Profiling Questionnaire’.
- Select ‘Update’ to complete.
Additional welcome rewards
Enjoy up to an additional SGD150 when you complete the following by the end of the maintenance period:
- Register for PayNow and link it to your EGA account – Receive SGD50
- Activate your EGA debit card and make 7 purchases* – Receive SGD50
- Activate Global Money Transfers and accumulate international foreign exchange transactions of at least SGD10,000 via the HSBC Singapore app – Receive SGD50
Note: *No spend exclusions for this reward. Purchases must be completed by end of the 3-month maintenance period.
Ready to start investing with us?
Get up to SGD750 for every SGD50,000 (or its foreign currency equivalent) that you invest with us.
Note: This is based on the cumulative amount over the relevant maintenance period for each account. Qualifying amounts are accumulated across products of the same type only (ie Eligible Wealth Products 1 or 2).
Personal Banking Birthday Campaign
Celebrating your birthday this month? Get a SGD30 GrabGifts e-voucher when you schedule a financial planning review with us.
As you celebrate another amazing year, make sure your finances are well-positioned to help you achieve your dreams too. Let our Personal Wealth Managers guide you in your planning, from investments to insurance. Here’s what to expect:
- Set your financial goals
- Check in on your financial health
- Get insights into the market
- Ask anything about investments and Insurance
To get started, simply send an SMS to 74722 in the following format: BIRTHDAY<Space>Full Name<Space>Birth Date in DDMMYY. An HSBC Personal Wealth Manager will be in touch with you over the next few days. Do complete the review session by the end of your birthday month to qualify for the e-voucher. Note: This promotion is only for existing HSBC Personal Banking customers with a deposit account minimally. More details.
HSBC Credit Cards
HSBC Live+ Credit Card
- Up to 8% cashback when you dine, shop and have fun, locally and abroad.
- 15% discount at over 200 restaurants across Asia through our curated Live+ Dining Programme.
HSBC TravelOne Credit Card
- Redeem travel rewards instantly with a wide range of airline and hotel partners.
- Up to 2.4 miles (6× Reward points) per SGD spent.
- A suite of travel privileges including 4 complimentary airport lounge visits, travel insurance coverage and more.
HSBC Advance Credit Card
- Up to 2.5% cashback on local and overseas purchases.
- No minimum spend required.
HSBC Revolution Credit Card
- Up to 10× Reward points on your online spending (equivalent to 4 miles or 2.5% cashback for every SGD you spend).
- 1× Reward point per SGD spent on other purchases.
- No minimum spend required.
Achieve your wealth priorities with HSBC Future Planner
With the all-new HSBC Future Planner tool, achieving your life aspirations has never been easier. This intuitive tool is designed to help you set and achieve your aspirations one step at a time, giving you both confidence and clarity. Get started with HSBC Future Planner today via the HSBC Singapore app.
Benefits of HSBC Future Planner
Focus on what matters most
Identify and prioritise your aspirations in order of importance, from now until retirement.
Set clear targets
Know exactly how much you need for each aspiration so you can plan accurately and take decisive next steps.
Fulfil your goals
Transition from planning to investing digitally and watch your aspirations come to life. You may also consult our Personal Wealth Managers for further guidance.
Get started in minutes
Current HSBC banking customers
If you have an HSBC bank account, you can apply via online banking.
If you only have credit card or insurance products with us
New to HSBC and living in Singapore?
You are eligible to apply for an Everyday Global account on the HSBC Singapore app if you currently don't have an:
- HSBC credit card
- HSBC bank account
- HSBC mortgage
- HSBC insurance
Required documents for application
You'll need the following documents on hand before you apply.
Applying via Myinfo
For foreigners applying via Myinfo, please have your physical passport ready. You'll need to upload an image of the ID page.
For Singaporeans or residents of Singapore, we recommend applying with Myinfo for faster processing. If you don't have Myinfo, you'll need to apply with HSBC EasyID.
Applying via HSBC EasyID
You'll need:
- an original identity document — such as your Singapore NRIC, Malaysia MyKad, or your passport
- proof of your latest address — such as a utility bill, phone bill, government-issued identity documents or bank statements — that clearly indicate your name and Singapore residential address.
If you're an HSBC customer living outside Singapore, please visit this application page.
Alternatively, you can leave us your contact details and we'll get in touch with you on your next steps.
Things you need to know
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Notes
Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Time Deposits
Premature withdrawal of any Time Deposit is subject to the HSBC Account User Agreement. Please note that premature withdrawal charges may apply if your Time Deposit is not held to maturity. As a result, you may receive less than the original Time Deposit placement amount. For all premature withdrawal of the Time Deposits, interest payments (if any) will be calculated at the Bank's discretion.