InternationalExclusive | Health Insurance plan

HSBC SG
Insurance
InternationalExclusive

Medical Insurance for foreigner - InternationalExclusive

Don't worry about health insurance in Singapore . With Medical Insurance for foreigner - InternationalExclusive, you'll get access to the best health insurance in the event of an injury or illness, whether you live within Asia or abroad as an expat.

While travelling, you might find that the standards of healthcare that we take for granted locally may not be readily available abroad. Private facilities are often prohibitively expensive and local hospitals may be unable to undertake the treatment you need or to arrange transportation to the nearest available healthcare facility in an emergency.

We understand the importance of assurance of access to private healthcare for you and your family. InternationalExclusive is an international health insurance that provides a range of options to suit your particular needs. The entry age is up to 80.

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Benefit of international health insurance

Get access to hospitalisation and out-patient treatment by choosing any medical insurance plan from InternationalExclusive. This insurance plan is dedicated for foreigners in Singapore.

24-hour claims enquiry
Comprehensive pregnancy and delivery benefit
In-patient cover

Pre-existing conditions covered
Get your hospital bills paid directly
Out-patient cover

New Born Accommodation
International Emergency Medical Assistance
Wherever you are in the world

How to buy InternationalExclusive

Request a callback

Leave us your details and we'll get back to you within 3 business days.

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Call us (HSBC Life (Singapore) Pte. Ltd.)

Call us at (65) 6880 4888 if you have any questions.

Email us

Email at banca_hsbc@hsbc.com.sg.

Frequently asked questions

There are three (3) plans available along with three (3) areas of cover and three (3) levels of deductible giving you multiple ways to meet your healthcare needs and budget.

Plan A - Comprehensive Inpatient and Outpatient treatment, Optical Care benefit, Dental benefit, Health Screening and other essential benefits. Optional add-on Normal (Routine) Pregnancy and Childbirth Cover.
Plan B - Comprehensive Inpatient and Outpatient treatment including vaccination
Plan C - Comprehensive Inpatient treatment and essential Outpatient treatment

The last entry age is eighty (80) years old.

There is no maximum expiry age for cover. Provided the plan you have chosen is still available, you can continue to renew the policy at the terms and conditions applicable at each policy anniversary.

A deductible is an amount you need to pay towards the covered expenses before we start paying for your treatment. A co-insurance is a share of the eligible medical expenses that you need to pay.

There are three (3) levels of deductible and co-insurance available as an option for you to reduce your premium. Please refer to the benefits table for details on whether the annual deductible or co-insurance is applicable.

An example illustration

Based on eligible expenses for a member insured under Plan A with Option 1 S$700 deductible and 20% co-insurance.
-	If it is a Non Pre-existing condition	If it is a Pre-existing condition
Hospital Charges	Annual deductible of $700 will apply	Annual deductible of $700 will apply and we will pay up to a max of $3,000 under Pre-existing condition benefit in the 1st year after 270 days waiting period
Specialist Care	20% co-insurance will apply on each and every claim	20% co-insurance will apply on each and every claim up to a max of $3,000 under the Pre-existing condition benefit in the 1st year after the 270 days waiting period

An example illustration

Based on eligible expenses for a member insured under Plan A with Option 1 S$700 deductible and 20% co-insurance.
-	Hospital Charges
If it is a Non Pre-existing condition	Annual deductible of $700 will apply
If it is a Pre-existing condition	Annual deductible of $700 will apply and we will pay up to a max of $3,000 under Pre-existing condition benefit in the 1st year after 270 days waiting period

-	Specialist Care
If it is a Non Pre-existing condition	20% co-insurance will apply on each and every claim
If it is a Pre-existing condition	20% co-insurance will apply on each and every claim up to a max of $3,000 under the Pre-existing condition benefit in the 1st year after the 270 days waiting period

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Things to note

InternationalExclusive is underwritten by HSBC Life (Singapore) Pte. Ltd. and distributed by HSBC Bank (Singapore) Limited. It is not an obligation of, deposit in or guaranteed by HSBC.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HSBC Life (Singapore) Pte. Ltd. or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

This web page contains only general information. This web page does not constitute, or form any part of any offer for sale, or solicitation of any offer to buy, any insurance product nor shall it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. It is also not intended to provide any insurance or financial advice. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at HSBC Life (Singapore) Pte. Ltd. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

HSBC Life (Singapore) Pte. Ltd.'s authorised agents or distributors, including HSBC (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from HSBC Life (Singapore) Pte. Ltd. in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

International Health Insurance

Medical Insurance for foreigner - InternationalExclusive

Benefit of international health insurance

How to buy InternationalExclusive

Request a callback

Call us (HSBC Life (Singapore) Pte. Ltd.)

Email us

Frequently asked questions

What are the plan options for InternationalExclusive?

What is the last entry age for application? Is this a lifetime renewal product?

What is an annual deductible, co-insurance and how does the annual deductible and co-insurance works?

Things to note

Important Notes

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