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Home Loans

Enjoy attractive interest rates and greater flexibility with HSBC Home Loans. This Chinese New Year, receive an extra SGD388 when you refinance your home loan from another bank to us.
HSBC Home Loan
Whatever home means to you, get one step closer by taking advantage of HSBC's suite of Home Loan packages.
  • Choice of Fixed Rates or SIBOR-pegged rate
  • More savings with HSBC SmartMortgage
  • Exclusive HSBC Premier privileges and benefits

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Chinese New Year reunion dinner

Refinance and get an additional SGD388 cash incentive

This Chinese New Year receive an additional SGD388 cash incentive when you refinance your home loan from another bank to us.

Applicable to refinanced home loans of at least SGD500,000, until 28 Feb 2021.

T&Cs apply

Benefits

Interest Rates Packages

Enjoy the flexibility of choosing any one of the interest rate packages to suit your requirements. You may also combine fixed with SIBOR-pegged interest rate packages.

  • SIBOR-pegged interest rates: Peg your interest rate to the market through our Singapore Interbank Offered Rate (SIBOR) based packages.
  • Fixed interest rates: Enjoy stability by fixing your interest rate for the initial years.

SmartMortgage

HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account.

Referral Reward

From 1 January 2021 to 30 June 2021, get up to SGD600 cash credit when you refer your friends or family to take up an HSBC home loan.
Loan amount
 Your reward
SGD200,000 - SGD799,999
 SGD200 cash credit
SGD800,000 - SGD1,499,999
 SGD400 cash credit
SGD1,500,000 and above
 SGD600 cash credit
From 1 January 2021 to 30 June 2021, get up to SGD600 cash credit when you refer your friends or family to take up an HSBC home loan.
Loan amount
 SGD200,000 - SGD799,999
Your reward
 SGD200 cash credit
Loan amount
 SGD800,000 - SGD1,499,999
Your reward
 SGD400 cash credit
Loan amount
 SGD1,500,000 and above
Your reward
 SGD600 cash credit

Apply Now

To find out more about HSBC Home Loans, leave us your contact details and we will be in touch shortly.

Select the right loan

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Buy a new property

 

HSBC Home Loans are the ideal way to start financing your dream home.

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Get a home equity loan

 

Tap into the value of your home to capture investment or business opportunities.

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Buy a property for commercial use

 

With HSBC Investment Property loan, you can enjoy competitive rates and benefits.

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Refinance my home loan

 

Enjoy savings on your monthly repayments by refinancing your existing loan.

Exclusive privileges with HSBC Premier

A gift.

HSBC Premier

You can qualify for HSBC Premier with a minimum loan size of SGD800,000. 

Foreigners who are keen to purchase a property in Singapore, find out more about the privileges of Premier International. 

Servicing your accounts

Need help in requesting for statements or have questions relating to managing your home loan?

Beyond the Bricks - The ever-changing ways we value our home

Watch those who have experienced the home buying journey and discover how they managed the ups and downs of homeownership.

Beyond the Bricks
Discover homeownership stories of how experiences and different circumstances can change the way we value our home.
On the move
Discover the experiences as we move into our new home.
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Singling out 4 Awesome Neighourhoods Where You Can Feel at Home

 
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Find out what upward mobile, eligible singles are considering before they make their next move.

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Our parents – the unsung heroes behind every home

 
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What are Singaporean parents actually reading behind their screens?

Insight is drawn from Beyond the Bricks study in 11 markets on homeownership conducted by Kantar TNS and Harris Interactive.

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