HSBC Home Loan
Whatever home means to you, get one step closer by taking advantage of HSBC's suite of Home Loan packages.
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Choice of fixed and floating rate packages
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More savings with HSBC SmartMortgage
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Exclusive HSBC Premier privileges and benefits
Leave us your contact details and we will be in touch shortly.
Green Mortgage
At HSBC, we support and value your transition to energy-efficient properties. Take one step closer to a more sustainable future and enjoy our exclusive Green Mortgage offers when your property has a valid Green Mark GoldPLUS or above award.
Check if your property has a valid Green Mark award here or get in touch with our mortgage specialists to find out more.
Exclusive Green Mortgage offers
- 0.05% discount off the prevailing Premier SORA-pegged or 2-year fixed rate package throughout the loan tenor
- Evergreen waiver of conversion fee for repricing
- SGD100 worth of Geneco reward code. You may also want to consider choosing Geneco's Power Eco Add-on to make your electricity plans greener.
Benefits
Interest Rates Packages
Enjoy the flexibility to choose any of the interest rate packages to suit your needs. You may also combine fixed with floating interest rate packages.
- Fixed interest rates : Enjoy stability by fixing your interest rate for your loan's initial 2 or 3 years.
- SORA-pegged interest rates : Choose the new 1-month Compounded SORA as your interest rate benchmark.
Learn more about HSBC SORA-pegged home loans.
SmartMortgage
HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account.
Referral Reward
| Loan amount |
Your reward |
|---|---|
| SGD200,000 - SGD799,999 |
SGD200 cash credit |
| SGD800,000 - SGD1,499,999 |
SGD400 cash credit |
| SGD1,500,000 and above |
SGD600 cash credit |
| Loan amount |
SGD200,000 - SGD799,999 |
|---|---|
| Your reward |
SGD200 cash credit |
| Loan amount |
SGD800,000 - SGD1,499,999 |
| Your reward |
SGD400 cash credit |
| Loan amount |
SGD1,500,000 and above |
| Your reward |
SGD600 cash credit |
Apply Now
To find out more about HSBC Home Loans, leave us your contact details and we will be in touch shortly.
Select the right loan
Buy a new property
HSBC Home Loans are the ideal way to start financing your dream home.
Get a home equity loan
Tap into the value of your home to capture investment or business opportunities.
Buy a property for commercial use
With HSBC Investment Property loan, you can enjoy competitive rates and benefits.
Refinance my home loan
Enjoy savings on your monthly repayments by refinancing your existing loan.
Exclusive privileges with HSBC Premier
HSBC Premier
You can qualify for HSBC Premier with a minimum loan size of SGD800,000.
Foreigners who are keen to purchase a property in Singapore, find out more about the privileges of Premier International.
Servicing your accounts
Need help in requesting for statements or have questions relating to managing your home loan?
Beyond the Bricks - The ever-changing ways we value our home
Watch those who have experienced the home buying journey and discover how they managed the ups and downs of homeownership.
Singling out 4 Awesome Neighourhoods Where You Can Feel at Home
Find out what upward mobile, eligible singles are considering before they make their next move.
Our parents – the unsung heroes behind every home
What are Singaporean parents actually reading behind their screens?
Rediscovering Potong Pasir: The Next Best Thing to Avocado Toast
The next up-and-coming district, awaiting a wave of gentrification.
Insight is drawn from Beyond the Bricks study in 11 markets on homeownership conducted by Kantar TNS and Harris Interactive.
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Personal loans
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International mortgage
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Credit Cards
Manage your money more easily with HSBC credit cards.
Promotions
Take a look at our wide range of offers and rewards.