HSBC Home Loan
Whatever home means to you, get one step closer by taking advantage of HSBC’s suite of Home Loan packages.
  • Choice of lock-in and no lock-in packages
  • Customised interest rate packages
  • Complimentary services with your home loan

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Whatever home means to you, get one step closer by taking advantage of HSBC’s suite of Home Loan packages. Plus, enjoy more savings with HSBC SmartMortgage.

Speak to us to find out the latest promotional pricing.

HSBC Home Loan features

Interest Rates Packages

Enjoy the flexibility of choosing any one of the interest rate packages to suit your requirements. You may also combine fixed with SIBOR-pegged interest rate packages.

  • SIBOR-pegged interest rates: Peg your interest rate to the market through our Singapore Interbank Offered Rate (SIBOR) based packages.
  • Fixed interest rates: Enjoy stability by fixing your interest rate for the initial years.
  • SmartMortgage: Save on interest charges and own your home faster by linking your home loan to a current account. You can offset the interest earned on your current account against your home loan interest enabling you to pay off your home loan sooner.

Home Assist

HSBC's Home Assist gives you complimentary access to 24-hour emergency home assistance for property emergencies related to your electrical, air-conditioning, plumbing, locksmith and pest control needs. We will take care of your repair bills, reimbursing you up to S$150 per visit for a maximum of five times a year. Click here to find out more.

Lock-in or No lock-in Package

Choose a no lock-in package and enjoy the option of selling your property when the time is right, without any penalty. You may also opt for a lock-in period from one to three years and enjoy lower interest rates over the lock-in period.


HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account.

Apply for a HSBC Home Loan

To find out more about HSBC Home Loans, leave us your contact details and we will be in touch shortly.

Select the right loan


HSBC Home Loans are the ideal way to start financing your dream home.


Tap into the value of your home to capture investment or business opportunities.


With HSBC Investment Property loan, you can enjoy competitive rates and benefits.


Enjoy savings on your monthly repayments by refinancing your existing loan.

Exclusive privileges for HSBC Premier and HSBC Advance

HSBC Premier

You can qualify for HSBC Premier with a minimum loan size of S$800,000. 

Foreigners who are keen to purchase a property in Singapore, click here to find out more about the privileges of Premier International. 

HSBC Advance

You can qualify for HSBC Advance with a minimum loan size of S$200,000.

Servicing your accounts

Need help in requesting for statements or have questions relating to managing your home loan?

Beyond the Bricks - The ever-changing ways we value our home

Watch those who have experienced the home buying journey and discover how they managed the ups and downs of homeownership.

Beyond the Bricks
The value we place on our home often changes along our lives. Discover homeownership stories of how experiences and different circumstances can change the way we value our home.
On the move
Discover the experiences as we move into our new home.

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