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Choice of fixed rates, SIBOR-pegged rate or Time Deposit-pegged Mortgage rate
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More savings with HSBC SmartMortgage
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Exclusive HSBC Premier privileges and benefits
Leave us your contact details and we will be in touch shortly.
Benefits
Interest Rates Packages
Enjoy the flexibility of choosing any one of the interest rate packages to suit your requirements. You may also combine fixed with SIBOR-pegged interest rate packages.
- SIBOR-pegged interest rates: Peg your interest rate to the market through our Singapore Interbank Offered Rate (SIBOR) based packages.
- Fixed interest rates: Enjoy stability by fixing your interest rate for the initial years.
- Time Deposit Mortgage rate-pegged interest rates: Peg your interest rate to the Bank's prevailing twenty-four (24) months Personal Banking Singapore Dollar Time Deposit rate
SmartMortgage
HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account.
Referral Reward
| Loan amount |
Your reward |
|---|---|
| SGD200,000 - SGD799,999 |
SGD200 worth of shopping vouchers |
| SGD800,000 - SGD1,499,999 |
SGD400 worth of shopping vouchers |
| SGD1,500,000 and above |
SGD600 worth of shopping vouchers |
| Loan amount |
SGD200,000 - SGD799,999 |
|---|---|
| Your reward |
SGD200 worth of shopping vouchers |
| Loan amount |
SGD800,000 - SGD1,499,999 |
| Your reward |
SGD400 worth of shopping vouchers |
| Loan amount |
SGD1,500,000 and above |
| Your reward |
SGD600 worth of shopping vouchers |
Apply Now
To find out more about HSBC Home Loans, leave us your contact details and we will be in touch shortly.
Select the right loan
Buy a new property
HSBC Home Loans are the ideal way to start financing your dream home.
Get a home equity loan
Tap into the value of your home to capture investment or business opportunities.
Buy a property for commercial use
With HSBC Investment Property loan, you can enjoy competitive rates and benefits.
Refinance my home loan
Enjoy savings on your monthly repayments by refinancing your existing loan.
Exclusive privileges with HSBC Premier
HSBC Premier
You can qualify for HSBC Premier with a minimum loan size of SGD800,000.
Foreigners who are keen to purchase a property in Singapore, find out more about the privileges of Premier International.
Servicing your accounts
Need help in requesting for statements or have questions relating to managing your home loan?
Beyond the Bricks - The ever-changing ways we value our home
Watch those who have experienced the home buying journey and discover how they managed the ups and downs of homeownership.
Singling out 4 Awesome Neighourhoods Where You Can Feel at Home
Find out what upward mobile, eligible singles are considering before they make their next move.
Our parents – the unsung heroes behind every home
What are Singaporean parents actually reading behind their screens?
Rediscovering Potong Pasir: The Next Best Thing to Avocado Toast
The next up-and-coming district, awaiting a wave of gentrification.
Insight is drawn from Beyond the Bricks study in 11 markets on homeownership conducted by Kantar TNS and Harris Interactive.
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Promotions
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