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Home Loans

Enjoy attractive interest rates and greater flexibility with HSBC Home Loans.

HSBC Home Loan

Whatever home means to you, get one step closer by taking advantage of HSBC's suite of Home Loan packages.

  • Choice of fixed and floating rate packages

  • More savings with HSBC SmartMortgage

  • Exclusive HSBC Premier privileges and benefits

Leave us your contact details and we will be in touch shortly.

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Green Mortgage

At HSBC, we support and value your transition to energy-efficient properties. Take one step closer to a more sustainable future and enjoy our exclusive Green Mortgage offers when your property has a valid Green Mark GoldPLUS or above award.

Check if your property has a valid Green Mark award here or get in touch with our mortgage specialists to find out more.

Exclusive Green Mortgage offers

  • 0.05% discount off the prevailing Premier SORA-pegged or fixed rate package throughout the loan tenor
  • Evergreen waiver of conversion fee for repricing
  • SGD100 worth of Geneco reward code. You may also want to consider choosing Geneco's Power Eco Add-on to make your electricity plans greener.

HSBC Home Loan Green Mortgage Promotion Terms and Conditions

What's more, from 1 July to 31 December 2022, for every Green Mortgage acceptance, HSBC will plant 5 trees across Malaysia, Indonesia and India. This is in partnership with One Tree Planted, a charity focused on global reforestation. Join us to build a greener future! Terms and conditions apply.

Benefits

Interest Rates Packages

Enjoy the flexibility to choose any of the interest rate packages to suit your needs. You may also combine fixed with floating interest rate packages.

  • Fixed interest rates : Enjoy stability by fixing your interest rate for your loan's initial 2 or 3 years.
  • SORA-pegged interest rates : Choose the new 1-month Compounded SORA as your interest rate benchmark.

Learn more about HSBC SORA-pegged home loans.

SmartMortgage

HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account.

Referral Reward

From 1 January 2022 to 31 December 2022, get up to SGD600 cash credit when you refer your friends or family to take up an HSBC home loan.

Loan amount
 Your reward
SGD200,000 - SGD799,999
 SGD200 cash credit
SGD800,000 - SGD1,499,999
 SGD400 cash credit
SGD1,500,000 and above
 SGD600 cash credit

From 1 January 2022 to 31 December 2022, get up to SGD600 cash credit when you refer your friends or family to take up an HSBC home loan.

Loan amount
 SGD200,000 - SGD799,999
Your reward
 SGD200 cash credit
Loan amount
 SGD800,000 - SGD1,499,999
Your reward
 SGD400 cash credit
Loan amount
 SGD1,500,000 and above
Your reward
 SGD600 cash credit

Terms and conditions apply.

Apply Now

To find out more about HSBC Home Loans, leave us your contact details and we will be in touch shortly.

Select the right loan

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Buy a new property

 

HSBC Home Loans are the ideal way to start financing your dream home.

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Get a home equity loan

 

Tap into the value of your home to capture investment or business opportunities.

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Refinance my home loan

 

Enjoy savings on your monthly repayments by refinancing your existing loan.

Exclusive privileges with HSBC Premier

HSBC Premier

You can qualify for HSBC Premier with a minimum loan size of SGD800,000. 

Foreigners who are keen to purchase a property in Singapore, find out more about the privileges of Premier International. 

Servicing your accounts

Need help in requesting for statements or have questions relating to managing your home loan?

Beyond the Bricks - The ever-changing ways we value our home

Watch those who have experienced the home buying journey and discover how they managed the ups and downs of homeownership.

Beyond the Bricks
Discover homeownership stories of how experiences and different circumstances can change the way we value our home.
On the move
Discover the experiences as we move into our new home.
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Singling out 4 Awesome Neighourhoods Where You Can Feel at Home

 
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Find out what upward mobile, eligible singles are considering before they make their next move.

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Our parents – the unsung heroes behind every home

 
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What are Singaporean parents actually reading behind their screens?

Insight is drawn from Beyond the Bricks study in 11 markets on homeownership conducted by Kantar TNS and Harris Interactive.

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Personal loans

 

With fixed monthly repayments, low interest rates and long tenor of up to 7 years, seize the opportunity to get more done with HSBC Personal Loans.

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International mortgage

 

Discover a home away from home

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Credit Cards

 

Manage your money more easily with HSBC credit cards.

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Promotions

 

Take a look at our wide range of offers and rewards.