Home Loans

HSBC SG
Loans
Home loans

HSBC Home Loan

Whatever home means to you, get one step closer by taking advantage of HSBC's suite of Home Loan packages.

Your choice of fixed or floating rate packages, or a combination of both
More savings with HSBC SmartMortgage
Exclusive HSBC Premier privileges and benefits

Leave us your contact details and we will be in touch shortly.

Contact me about HSBC home loans contact us This link will open in a new window

Benefits

Interest Rates Packages

Enjoy the flexibility to choose any of the interest rate packages to suit your needs. You may also combine fixed with floating interest rate packages.

Fixed interest rates: Enjoy stability by fixing your interest rate for your loan's initial 2 or 3 years.
SORA-pegged (Singapore Overnight Rate Average) interest rates: Choose the 1-month or 3-month Compounded SORA as your interest rate benchmark.
Combine fixed and SORA-pegged interest rates: Enjoy stability by having a part of your loan under a fixed rate, and added flexibility by having the remainder pegged to Compounded SORA.

Learn more about HSBC SORA-pegged home loans.

SmartMortgage

HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan with interest earned on your current account.

Find out more about HSBC SmartMortgage

Exclusive privileges with HSBC Premier

HSBC Premier

Qualify for HSBC Premier when you take up a Singapore property loan of at least SGD800,000 or an Australian property loan of at least AUD/SGD200,000. HSBC Premier opens the doors to exclusive rewards, wealth management solutions and support from a dedicated Relationship Manager. Find out more about HSBC Premier.

Foreigners who are keen to purchase a property in Singapore can learn more about the privileges we offer under Premier International.

Green Mortgage

At HSBC, we support and value your transition to energy-efficient properties. Take one step closer to a more sustainable future and enjoy our exclusive Green Mortgage offers when your property has a valid Green Mark Gold^PLUS or above award.

Check if your property has a valid Green Mark award here or get in touch with our Mortgage Specialists to find out more.

Exclusive Green Mortgage offers

0.05% discount off the prevailing Premier SORA-pegged or fixed rate package throughout the loan tenor
Evergreen waiver of conversion fee for repricing
SGD100 worth of Geneco reward code. You may also want to consider choosing Geneco's Power Eco Add-on to make your electricity plans greener.

HSBC Home Loan Green Mortgage Promotion Terms and Conditions

What's more, from 1 January 2023 to 31 December 2023, for every Green Mortgage acceptance, HSBC will plant 5 trees across Malaysia, Indonesia and India. This is in partnership with One Tree Planted, a charity focused on global reforestation. Join us to build a greener future! Terms and conditions apply.

Referral Reward

From 1 January 2023 to 31 December 2023, get up to SGD1,200 cash credit* when you refer your friends or family to take up an HSBC home loan.
Loan amount	Your reward
SGD200,000 to below SGD800,000	SGD400 cash credit*
SGD800,000 to below SGD1,500,000	SGD800 cash credit*
SGD1,500,000 and above	SGD1,200 cash credit*

From 1 January 2023 to 31 December 2023, get up to SGD1,200 cash credit* when you refer your friends or family to take up an HSBC home loan.
Loan amount	SGD200,000 to below SGD800,000
Your reward	SGD400 cash credit*

Loan amount	SGD800,000 to below SGD1,500,000
Your reward	SGD800 cash credit*

Loan amount	SGD1,500,000 and above
Your reward	SGD1,200 cash credit*