Home Loans

Whatever home means to you, get one step closer by taking advantage of HSBC’s suite of Home Loan packages. Plus, enjoy more savings with HSBC SmartMortgage.

Speak to us to find out the latest promotional pricing.

Interest Rates Packages

Enjoy the flexibility of choosing any one of the interest rate packages to suit your requirements. You may also combine fixed with SIBOR-pegged interest rate packages.

• SIBOR-pegged interest rates: Peg your interest rate to the market through our Singapore Interbank Offered Rate (SIBOR) based packages.
  
• Fixed interest rates: Enjoy stability by fixing your interest rate for the initial years.
  
• SmartMortgage: Save on interest charges and own your home faster by linking your home loan to a current account. You can offset the interest earned on your current account against your home loan interest enabling you to pay off your home loan sooner.
  

Home Assist

HSBC's Home Assist gives you complimentary access to 24-hour emergency home assistance for property emergencies related to your electrical, air-conditioning, plumbing, locksmith and pest control needs. We will take care of your repair bills, reimbursing you up to S$150 per visit for a maximum of five times a year. Click here to find out more.

Lock-in or No lock-in Package

Choose a no lock-in package and enjoy the option of selling your property when the time is right, without any penalty. You may also opt for a lock-in period from one to three years and enjoy lower interest rates over the lock-in period.

SmartMortgage

HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account.

To find out more about HSBC Home Loans, leave us your contact details and we will be in touch shortly.

Need help in requesting for statements or have questions relating to managing your home loan?

Watch those who have experienced the home buying journey and discover how they managed the ups and downs of homeownership.