Start your journey to your ideal home
Whether you're a first-time home buyer or looking to refinance your existing loan, we're here to help you find a home loan package that's right for you.
HSBC Home Loan benefits
Choose your ideal interest rate package
- Fixed interest ratesEnjoy financial stability by fixing the interest rate on your loan for the first 2 or 3 years.
- Floating interest ratesChoose a 1-month or 3-month Compounded SORA (Singapore Overnight Rate Average) as your interest rate benchmark.
- Combine fixed and floating interest ratesEnjoy both financial stability and flexibility by having part of your loan under a fixed rate, and the remainder pegged to a floating rate.
Explore our exclusive home loan offers
Refinance your existing loan with HSBC
Apply online to move your home loan to one of our interest rate packages. You can also receive additional 0.10% cash incentive on your refinancing loan amount. Terms and conditions apply.
- Step 1: Submit your contact details to arrange a callback.
- Step 2: Our Mortgage Specialists will be in touch shortly to discuss our home loan options with you.


Introduce your family and friends to HSBC Home Loans
From 1 January 2023 to 31 December 2023, get up to SGD1,200 cash credit when you refer your friends or family to take up an HSBC home loan.
- Get SGD400 cash credit for loan amount of SGD200,000 to below SGD800,000.
- Get SGD800 cash credit for loan amount of SGD800,000 to below SGD1,500,000.
- Get SGD1,200 cash credit for loan amount of SGD1,500,000 and above.
Green Mortgage
For properties with a valid Green Mark GoldPLUS or above award
Check if your property has a valid Green Mark award by visiting the Green Mark buildings directory, or by getting in touch with our Mortgage Specialists.
You can enjoy exclusive Green Mortgage offers:
- Get 0.05% off the prevailing Premier interest rate packages for the first 2 years.
- Enjoy an evergreen waiver of the conversion fee for repricing.
- Receive a Geneco reward code worth SGD100. Consider Geneco's Power Eco Add-on to make your electricity plans greener. Terms and conditions apply.

What would you like to do?

Apply now
Leave us your contact details and we'll be in touch shortly to discuss HSBC Home Loans with you.
Have a home loan with us already? Find out how to manage your home loan the way you want to.