HSBC Home Loan
Your choice of fixed or floating rate packages, or a combination of both
More savings with HSBC SmartMortgage
Exclusive HSBC Premier privileges and benefits
Leave us your contact details and we will be in touch shortly.
Interest Rates Packages
Enjoy the flexibility to choose any of the interest rate packages to suit your needs. You may also combine fixed with floating interest rate packages.
- Fixed interest rates: Enjoy stability by fixing your interest rate for your loan's initial 2 or 3 years.
- SORA-pegged (Singapore Overnight Rate Average) interest rates: Choose the 1-month or 3-month Compounded SORA as your interest rate benchmark.
- Combine fixed and SORA-pegged interest rates: Enjoy stability by having a part of your loan under a fixed rate, and added flexibility by having the remainder pegged to Compounded SORA.
Learn more about HSBC SORA-pegged home loans.
HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan with interest earned on your current account.
Exclusive privileges with HSBC Premier
Qualify for HSBC Premier when you take up a Singapore property loan of at least SGD800,000 or an Australian property loan of at least AUD/SGD200,000. HSBC Premier opens the doors to exclusive rewards, wealth management solutions and support from a dedicated Relationship Manager. Find out more about HSBC Premier.
Foreigners who are keen to purchase a property in Singapore can learn more about the privileges we offer under Premier International.
At HSBC, we support and value your transition to energy-efficient properties. Take one step closer to a more sustainable future and enjoy our exclusive Green Mortgage offers when your property has a valid Green Mark GoldPLUS or above award.
Check if your property has a valid Green Mark award here or get in touch with our Mortgage Specialists to find out more.
Exclusive Green Mortgage offers
- 0.05% discount off the prevailing Premier SORA-pegged or fixed rate package throughout the loan tenor
- Evergreen waiver of conversion fee for repricing
- SGD100 worth of Geneco reward code. You may also want to consider choosing Geneco's Power Eco Add-on to make your electricity plans greener.
What's more, from 1 January 2023 to 31 December 2023, for every Green Mortgage acceptance, HSBC will plant 5 trees across Malaysia, Indonesia and India. This is in partnership with One Tree Planted, a charity focused on global reforestation. Join us to build a greener future! Terms and conditions apply.
|SGD200,000 to below SGD800,000||SGD400 cash credit*
|SGD800,000 to below SGD1,500,000||SGD800 cash credit*
|SGD1,500,000 and above
||SGD1,200 cash credit*
||SGD200,000 to below SGD800,000|
SGD400 cash credit*
||SGD800,000 to below SGD1,500,000|
SGD800 cash credit*
SGD1,500,000 and above
SGD1,200 cash credit*
To find out more about HSBC Home Loans, leave us your contact details and we will be in touch shortly.
Select the right loan
Get a home equity loan
Tap into the value of your home to capture investment or business opportunities.
Servicing your accounts
Need help in requesting for statements or have questions relating to managing your home loan?
Beyond the Bricks - The ever-changing ways we value our home
Watch those who have experienced the home buying journey and discover how they managed the ups and downs of homeownership.
Singling out 4 Awesome Neighourhoods Where You Can Feel at Home
Find out what upward mobile, eligible singles are considering before they make their next move.
Our parents – the unsung heroes behind every home
What are Singaporean parents actually reading behind their screens?
Rediscovering Potong Pasir: The Next Best Thing to Avocado Toast
The next up-and-coming district, awaiting a wave of gentrification.
Insight is drawn from Beyond the Bricks study in 11 markets on homeownership conducted by Kantar TNS and Harris Interactive.
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