HSBC Rewards+

Successful posted salary credits of a cumulative minimum SGD5,000 into an eligible account in a calendar month. Only genuine employment salary credit into an eligible account via GIRO with transaction narrative 'SALA' will count.

Make cumulative eligible transactions of at least SGD1,000 (and/or foreign currency equivalent) in a calendar month. Eligible transactions are defined as:

• Successfully posted transactions with an HSBC Everyday Global Debit Card
• Successful posted transactions with HSBC personal credit cards
• Pay bills made via HSBC Singapore app and HSBC Online Banking
• GIRO bill payments from HSBC Everyday Global Accounts
• Paynow to UEN transactions from HSBC Everyday Global Accounts

For the full list of exclusions, please refer to the HSBC Rewards+ Terms and Conditions (PDF). 

Invest a cumulative sum of at least SGD50,000 (and/or foreign currency equivalent) in a calendar month. Eligible investment are wealth investment products distributed by us, excluding:

• Dual currency plus
• Foreign exchange (FX)
• Equities (including exchange traded funds)
• Investments made through CPF Investment Scheme (CPFIS) and Supplementary Retirement Scheme (SRS)
• Money market funds
   

Money market funds refer to the following:

• FSCFS: Fullerton SGD Cash Fund
• HULFA: HSBC US Dollar Liquidity Fund
• HGLFE: HSBC EUR Liquidity Fund
• HGLFS: HSBC Sterling Liquidity Fund
• HSGLF: HSBC Singapore Dollar Liquidity Fund
• CUMMF: CSOP USD Money Market Fund

Buy a new insurance policy from HSBC that is issued and incepted by HSBC Life (Singapore) Pte. Limited with a single premium of at least SGD50,000 (or foreign currency equivalent), or regular premium insurance policy with an annualised premium of at least SGD12,000 (or foreign currency equivalent) in a calendar month.

Eligible insurance policies must remain in force at all times within the first 12 months and exclude:

• Any insurance policy that is cancelled, terminated or surrendered during this period
• Any insurance placed through CPF/SRS investment schemes

Take out a new home loan with HSBC of at least SGD500,000.

However, we exclude the following:

• Repricing and/or restructuring of existing loans already taken out with HSBC
• Overdraft facilities

Rewards+ is an HSBC Singapore reward programme that rewards you with boosted interest on the Singapore-dollar (SGD) balance of your eligible sole-name Everyday Global Account (EGA) when you complete the following goals in a month:

Each goal has a minimum qualification amount. For the latest eligibility details, please refer to the HSBC Rewards+ Terms and Conditions (PDF).

You need to register for mobile banking. You'll be able to see your progress through the HSBC Singapore app. 

Joint Everyday Global Accounts (EGAs) aren't eligible to earn Rewards+ boosted interest. However, eligible activity on a joint EGAs can help you meet the salary, transactions and investments goals for your primary sole EGA. A joint mortgage can count towards the mortgage goal for each account holder's sole EGA.

Rewards+ boosted interest is calculated only on your Singapore dollar Average Daily Balance (ADB) in the eligible Everyday Global Account (EGA). Other currency balances don't earn Rewards+ boosted interest. 

Rewards+ boosted interest is paid on up to SGD100,000 (cap) of your eligible EGA's ADB. You will not earn any boosted interest on your eligible EGA's ADB above SGD100,000.