Top of main content

Credit Cards Features

Manage your money more easily

Credit Limit Review

  • Enjoy greater financial freedom with an increased credit limit.

To apply, complete the Credit Limit Review Form and send it back to us with your latest income documents.

Balance Conversion Plan

  • HSBC's Card Balance Conversion Plan helps you manage your finances by dividing your purchase into smaller instalments.

Opt for any of our instalment payment periods available with a low one-time processing fee.

Card Balance Transfer

  • Get extra cash with our low balance transfer rate on your HSBC Credit Cards and enjoy up to 90% savings!
  • 2.50% per annum for 6 months with processing fee of S$88 (EIR: 4.39% per annum).
  • 4.88% per annum for 12 months with processing fee of S$88 (EIR: 6.77% per annum).

Plus, enjoy a waiver of processing fee for approved amount of S$10,000 and above.

Card Instalment Plan

  • Greater flexibility through choice of repayment period from 6 to 24 months.

To enjoy HSBC's Credit Card Instalment Plan, simply make a minimum purchase of S$500 at any of the following participating merchant outlets.Click here for latest 0% IPP Promotions

  • 0% interest
  • Fixed monthly repayments
  • Greater flexibility through choice of repayment period from 6 to 24 months