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Credit Cards Features

Manage your money more easily
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Virtual Card

  • Use your credit card, even if you left it at home
  • Lost or stolen card? Never go without
  • Use your new card instantly
  • No need to sign up

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

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Apple Pay

  • Make easy and secure contactless payments with Apple Pay.
Mobile payment in a coffee shop.
Google PayTM
  • Make fast and secure contactless payments with Google Pay.
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  • Skip the top-ups and simply tap to pay for your bus and train fares with your card or via Apple Pay and Google Pay.
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Credit limit increase

  • Enjoy greater financial freedom with an increased credit limit.

To apply, complete the Credit Limit Review Form and send it back to us with your latest income documents. 

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Spend Instalment

  • HSBC Spend Instalment helps you manage your finances by dividing your purchase into smaller instalments.

Opt for any of our instalment payment periods available with a processing fee of up to 5%.

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Card Balance Transfer

  • Get extra cash with our low balance transfer rate on your HSBC Credit Cards.

To apply, log on to the HSBC Singapore app. You can also find our latest promotional interest rates for balance transfers there.

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Card Instalment Plan

  • Split your purchases into instalments across a range of flexible tenors that suit your needs.
  • 0% interest
  • Fixed monthly repayments
  • Greater flexibility through choice of repayment period from 3 to 24 months
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Cash Instalment Plan

  • Attractive interest rates
  • Fixed monthly repayments
  • Greater flexibility through choice of repayment period from 12 to 36 months
  • Hassle-free application

Choose from a range of tenors from 12 to 36 months. With repayments divided into equal monthly instalments and attractive interest rates as low as 0% p.a., your finances can now be better managed.

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HSBC Recurring Bill Payment

  • Enjoy the convenience of consolidated bill payments to your HSBC credit card.
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Credit Card Security Alerts

  • Safety measures to keep your credit card secure.
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