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Two laughing grils on the hill; image used for Credit Card card instalment payment Page.

Card Instalment Plan

Interest-free repayments up to 24 months.

Whether it is to furnish your home, staying trendy with the latest gadgets or booking your travel essentials, split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans.

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Make your purchases without worrying about hefty payments. Split your purchases with HSBC credit cards when you see the PayLater logo at participating merchants


  • Enjoy 0% interest fee
  • Stretch across varying repayment periods from 3 to 24 months at your preferred pace
  • Split your transactions from as low as SGD50*

*Applicable for 3-month PayLater Instalment Payment Plan only

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Enjoy flexibility and greater financial control with our 0% Card Instalment Payment Plan. Choose to spread your big-ticket purchases over interest free instalments


  • 0% interest
  • Fixed monthly repayments with choice of repayment period from 6 to 24 months
  • Split your big-ticket purchases of minimum SGD500

Planning to make a big ticket transaction on your HSBC credit card? Now you can combine multiple credit card transactions into a single instalment plan (minimum SGD500) and spread the repayments over 12 months at interest-free.


Tip: You can apply Spend Instalment on a wide range of transactions, from air tickets to online shopping.


Get started now by signing up via our mobile app. A one-time processing fee (of no more than 5%) may apply.

Participating Merchants

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