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Personal Line of Credit- Credit limit review

Greater financial flexibility with a higher credit limit

Let HSBC's Personal Line of Credit help you achieve your life goals. With a boost to your credit limit, you can enjoy greater financial flexibility on things and people you love.

Apply now for a credit limit review

You can do so in 2 easy steps:

  1. Download, complete and print the Credit Limit Review form below
  2. Upload the signed form along with the supporting documents

Important notes

The credit limit review application is subject to approval. Please allow seven to ten working days for the processing of completed credit limit review forms and documents. The maximum aggregate credit limit with HSBC in respect of unsecured credit facilities granted to a Singapore Citizen/Permanent Resident whose annual income is not less than S$30,000 is up to four times the individual's monthly income, or an amount HSBC may in its discretion determine. HSBC will in its absolute discretion assign the maximum credit limit for each facility. Please note that should your income documents reflect a lower earned income than what was previously declared, HSBC has the right to adjust the current credit limits to reflect the latest earned income. Credit limit increase is only available to the main account holder who provides complete income documents indicating an increase in monthly income. You will be notified by SMS or mail on the outcome of the credit limit review. HSBC’s decision in all matters relating to the credit limit review shall be at our discretion and shall be final and binding.