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A lady is using her card and the laptop; image used for HSBC Everyday Global Debit Card.

HSBC Everyday Global Debit Card

Travel and pay like a local with $0 fee

What can you do with this debit card?

  • Enjoy $0 fee in 10 currencies for your retail purchase and cash withdrawal 1,2

  • Manage funds from your Everyday Global Account and convert currencies at your preferred rate online

  • Make contactless payments through Visa payWave and withdraw cash at millions of touch points globally

  • Make secure purchases with Apple Pay anytime, anywhere

More card benefits for your local and global use

paying using the mobile phone

Apple Pay

Make secure purchases in stores, apps and on the web with your iPhone, Apple Watch, iPad and Mac.


Sign or wave to pay for your transactions at over millions of touchpoints globally.


Pay for your local purchases at over 100,000 acceptance points using PIN or tap.

How does this outweigh other cards?

Taking below illustration, transacting with the Everyday Global Debit Card gives you more benefits than other credit cards. Assuming you spend £18,000 in a year:

Types of Card Everyday Global Debit Card
Other cards
Spend amount
Foreign exchange rate 1.74993 1.81884
SGD equivalent SGD31,499.08
Benefits Savings of SGD1,240.04

Taking below illustration, transacting with the Everyday Global Debit Card gives you more benefits than other credit cards. Assuming you spend £18,000 in a year:

Types of Card Spend amount
Everyday Global Debit Card
Other cards
Types of Card Foreign exchange rate
Everyday Global Debit Card
Other cards
Types of Card SGD equivalent
Everyday Global Debit Card
Other cards
Types of Card Benefits
Everyday Global Debit Card
Savings of SGD1,240.04
Other cards


2022 NETS promotion for tertiary students at BreadTalk Singapore

Promotion period: 1 July 2022 to 30 Sept 2022

Get a Sausage Standard Bun ("Redemption") with a minimum spend of SGD 3 with NETS. Simply present your original student ID of Tertiary Schools during payment with NETS using your HSBC debit card.

Limited to the first 15,000 redemptions, on first-come first-served basis, while stocks last.

Unbeatable deals with NETS!

SGD20 off with a min spend of SGD200 and SGD10 off with a min spend of SGD150 on

*wireless audio piece and receive additional V$3 rebate when you pay with NETS using your HSBC debit card.

*selected audio models on JBL, SHOKZ and Sony

Promotion period: 1 Sept 2022 to 31 Oct 2022

Participating Merchants: All Challenger outlets

Limited to 1st 2000 redemptions

Complete your lunch with SGD1 off your favorite drink!

Simply spend a minimum of SGD5 between 11am – 2pm with NETS using your HSBC debit card

and receive a SGD1 discount voucher on your drink.

Promotion period: 9 Sept 2022 to 31 Oct 2022

Participating Merchants: All Koufu outlets except for outlets within Education Institutions

While stocks last 

Ready to apply?

Existing customer with other deposit account

You can apply for the Everyday Global Account (EGA) and Debit Card with your internet banking access.

Existing EGA customer

Have an EGA but no debit card? Simply fill out the application form and your debit card will be issued to you.

New to HSBC

Leave us your contact details and we will be in touch with you. Otherwise, please visit any HSBC branches islandwide to open your EGA with the Debit Card.

Frequently asked questions

Things you should know

Removal of NETS FlashPay feature on HSBC debit cards

HSBC debit cards that are issued from 14 December 2020 onwards will not have the NETS FlashPay feature. If you are holding on to an existing HSBC debit card, you may continue to use it. Learn more here.


1Applies to successful retail purchase, online shopping and cash withdrawal made via the 10 supported currencies. If you do not have sufficient foreign currencies to complete the transactions, we will convert the transaction at a prevailing rate as determined by the bank and bill you in Singapore dollar.

2HSBC Jade and Premier Everyday Global Debit Card Cardholders enjoy $0 HSBC ATM fees for overseas cash withdrawals across all ATMs worldwide.

HSBC Personal Banking Everyday Global Debit Card Cardholders enjoy $0 HSBC ATM fees for overseas cash withdrawal at all HSBC ATMs except in Argentina, France, Brazil, Greece, Malta, Mexico, New Zealand and Turkey.

HSBC Fees apply for cash withdrawals at non HSBC ATMs. Please note that for all customers, fees may be applied by the 3rd party banks for cash withdrawals at non-HSBC ATMs worldwide.

3This is the indicative foreign exchange rate HSBC uses to convert SGD into GBP via HSBC Singapore app, as of 4 June 2019.

4Average exchange rate from relevant card scheme associations, with 2.5% administration fee applied.

5When you apply for more than one SGD current and savings account which includes the Everyday Global Account, only the Everyday Global Debit Card will be issued, and the remaining current and savings accounts opened will be linked as secondary accounts to the Everyday Global Debit Card.

Debit card purchases will be from the primary account linked to your card i.e. the Everyday Global Account. For ATM withdrawals, you can choose between your primary account or any secondary accounts (up to 2 accounts) linked to the card. Secondary accounts can be current or savings accounts. Please note at non HSBC ATMs locally or overseas, if you have linked 2 or more accounts of the same type you may not be able to select the subsequent account, subject to the acquiring bank ATM setup.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.