Top of main content
Woman holding a hand towards the viewer in a fashion boutique; image used for HSBC Advance Credit Card.

HSBC Advance Credit Card

Maximising your cashback with the HSBC Advance Credit Card is easy and rewarding.

Product image of HSBC Advance Credit Card.

Earn over SGD4,000 cashback annually

Maximise your spend with up to 3.5% cashback - no minimum spend required.


As part of our commitment towards building a sustainable future together, we’ve put together some great offers so that you can live and shop consciously. Find out more here.

Receive a sign-up gift, totally on us

Be rewarded with up to SGD200 cashback when you spend on your card. Terms and conditions applyFind out more.

At a glance

  • Get up to 2.5% Base Cashback1 on local and overseas purchases

  • Earn additional 1% HSBC Everyday+ Cashback2 with your HSBC Everyday Global Account

  • 1-year annual credit card fee waiver

A simple way to earn higher cashback

Two women changing outfits in a boutique.

Here’s how you can earn up to 2.5% Base Cashback1

Monthly spend on your HSBC Advance Credit Card
Base Cashback1
Maximum cashback per calendar month
SGD2,000 and below
1.5% cashback
Above SGD2,000
2.5% cashback

Here’s how you can earn up to 2.5% Base Cashback1

Monthly spend on your HSBC Advance Credit Card
SGD2,000 and below
Base Cashback1
1.5% cashback
Maximum cashback per calendar month
Monthly spend on your HSBC Advance Credit Card
Above SGD2,000
Base Cashback1
2.5% cashback
Maximum cashback per calendar month

Earn additional 1% HSBC Everyday+ Cashback2 when you:

  • Deposit fresh funds to your HSBC Everyday Global Account every calendar month via salary crediting and/or inward transfers from a non-HSBC bank account (minimum SGD2,000 for HSBC Personal Banking customers and SGD5,000 for HSBC Premier and Jade customers); and
  • Perform a minimum of 5 eligible transactions every calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD300 for HSBC Personal Banking customers, and SGD500 for HSBC Premier and Jade customers.

Benefits of HSBC Everyday Global Account

HSBC Everyday Global Account is perfect for day‑to‑day banking in Singapore and globally.

  • A multi-currency account that meets your transactional needs in up to 11 different currencies
  • Real-time exchange rates with Online GetRate
  • Supports FAST transfer, Worldwide funds transfer, Global Transfers, PayNow and GIRO


Visit here for more details.

Lady holding smartphone and card.

Unlock more rewards and privileges when you spend

The HSBC ENTERTAINER 1 for 1 offers

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app

  • Discover over 1,000 amazing worldwide 1-for-1 offers on dining, leisure attractions, hotels and wellness. Look forward to exciting offers at your favourite restaurants, including Fat Cow, The Marmalade Pantry, Hoshino Coffee and many more.
  • Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.

The HSBC Singapore app - the easiest way to manage your card

Discover all the ways you can easily manage your card.

  • Activate card for both you and your supplementary cardholders.
  • Access your card details for online purchases and add them to Mobile Wallet for instant usage, even after you have reported card as lost.
  • Keep track of your spending with real time transaction updates.
  • View eStatements of up to the last 12 months.
  • Apply for Spend Instalment and pay for your purchases via instalments.
Holding mobile with the HSBC Singapore app.
A group of friends gathering in a Japaneses restaurant.

Enjoy unrivalled access with Visa Signature

Unlock your gateway to hundreds of exclusive deals, discounts and privileges.

Download the Visa Digital Concierge app for quick access to world class services and privileges.

Visa Concierge

A 24/7 digital personal assistant and lifestyle guide providing access to extraordinary experiences every day through a curated range of services, amenities and exclusive privileges.

Customers can make the most of:

  • seamless reservations for dining and staycations
  • recommendations for local activities and attractions
  • virtual events and outdoor experiences
  • assistance across healthcare, business and lifestyle services and much more
Father and daughter looking at mobile phone
Woman is opening a clothing box

e-Commerce Purchase Protection

Enjoy added peace of mind with coverage up to USD200 per year for your online purchase loss or damage, made from any merchant globally.

This includes:

  • non-delivery of purchased item after 30 days of scheduled delivery
  • wrong or incomplete delivery of purchased item
  • physical damage to the delivered item at time of delivery

AIG eCommerce Purchase Protection is brought to you by Visa.

Things to know

Our Web Chat service is available on weekdays from 8.30am to 10.00pm and weekends, including Public Holidays, from 10.00am to 10.00pm, to assist you with any queries you may have on HSBC Advance Credit Card. For any further queries, you may contact us via 1800 HSBC NOW (4722 669).

Who can apply?

To be eligible for an HSBC Credit Card you need to:

All applicants must be at least 21 years of age

Meet the following annual income requirements

Status Minimum Annual Income
Singaporeans or Permanent Resident-Salaried
Singaporeans or Permanent Resident - Self-employed or Commission based income
Foreigners residing in Singapore

Meet the following annual income requirements

Status Singaporeans or Permanent Resident-Salaried
Minimum Annual Income
Status Singaporeans or Permanent Resident - Self-employed or Commission based income
Minimum Annual Income
Status Foreigners residing in Singapore
Minimum Annual Income

If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

Sign-up gifts

For a limited time, apply for a new HSBC Advance Credit Card and you'll receive a sign-up gift from us.

Up to SGD200 cashback graphic


SGD30 cashback

when you apply with Myinfo via Singpass


SGD50 cashback

by simply making one qualifying transaction of any amount


SGD120 cashback

when you spend at least SGD500

Existing HSBC credit cardholders will be eligible to receive up to SGD60 cashback.

How to apply

New to HSBC credit cards?

Choose your sign-up gift and apply online.

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you're eligible for SGD30 cashback when you apply for the HSBC Advance Credit Card. And that's not all - you'll also receive an additional SGD30 cashback when you apply with Myinfo via Singpass.

Other terms and conditions apply.

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Frequently asked questions

This link will open in a new window

Embark on a culinary journey and enjoy 1-for-1 deals and more at over 200 restaurants.

This link will open in a new window

Enjoy exciting deals on your online purchases and food deliveries.

This link will open in a new window

Discover new privileges and experiences with more offers on entertainment, hotel stays, leisure, and wellness.

HSBC credit card features and services


Manage your finances by dividing your purchases into smaller instalments.

Balance transfer.

Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Advance credit cardholders3.


Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a simple tap.

to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.


For purchases below SGD200, simply wave your Visa payWave enabled.


Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.


Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

Get a supplementary card

HSBC Advance Visa Signature Card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spend made on the supplementary cards

  • Up to five supplementary cards, free for life

  • Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

SMS HSAPP SUPP <space> Name <space> 
NRIC to 74722 to apply.

Things you should know


1Spend exclusions apply. Eligible Cardholders who spend up to SGD2,000 in a calendar month on Eligible Purchases shall receive a Cashback equal to 1.5% of the amount spent on Eligible Purchases for that calendar month. Eligible Cardholders who spend more than SGD2,000 in a calendar month shall receive a Cashback equal to 2.5% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("Base Cashback") is capped at SGD70 per calendar month. Other terms and conditions apply. Find out more.

2HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.

3All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000, in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

You might be interested in

Woman using laptop at home; image used for HSBC Everyday Global Account.

We'd never claim to play a starring role in your successes, but we're here to support you in every way we can.

A family on a sofa; image used for HSBC Premier Mastercard Credit Card.

Enjoy the best of both worlds with cash rebates and rewards, along with a curated suite of travel benefits and lifestyle privileges. Available exclusively to HSBC Premier customers.