Product image of HSBC Advance Credit Card.

Get up to SGD1,500 and more cashback annually.

Earn up to 3.5% cashback for all local and overseas purchases, no minimum spend required.
Redeem a sign-up gift

Choose from a Samsonite T5 68cm Spinner or SGD150 cashback + receive SGD20 worth of Grab rides when you apply online with MyInfo via Singpass. Find out more

Features

For all customers

  • Get up to 2.5% cashback1
  • First year annual fee waiver

Exclusively for HSBC Advance customers

  • Additional 1% cashback1
  • Perpetual annual fee waiver on your HSBC Advance primary and supplementary credit card(s)

How cashback works?

Enjoy up to 

3.5% cashback

across all spend categories.

  • Get 1.5% cashback on all purchases when you spend SGD2,000 and below
  • Get 2.5% cashback on all purchases when you spend above $2,000
  • HSBC Advance banking customers enjoy an exclusive additional 1% cashback
With no minimum spend required, you will now enjoy up to 3.5% cashback on all your purchases1 with the new, well connected HSBC Advance credit card
Spend per calendar month
Cashback for Advance banking customers
Cashback for non-Advance banking customers
Above SGD2,000 3.5% + Bonus Cash back
2.5% + Bonus Cash back
SGD2,000 & below 2.5% 1.5%
Cash Back in a calendar month
Up to SGD125 + Bonus Cash back
Up to SGD70 + Bonus Cash back
With no minimum spend required, you will now enjoy up to 3.5% cashback on all your purchases1 with the new, well connected HSBC Advance credit card
Spend per calendar month
Above SGD2,000
Cashback for Advance banking customers
3.5% + Bonus Cash back
Cashback for non-Advance banking customers
2.5% + Bonus Cash back
Spend per calendar month
SGD2,000 & below
Cashback for Advance banking customers
2.5%
Cashback for non-Advance banking customers
1.5%
Spend per calendar month
Cash Back in a calendar month
Cashback for Advance banking customers
Up to SGD125 + Bonus Cash back
Cashback for non-Advance banking customers
Up to SGD70 + Bonus Cash back

About HSBC Advance

HSBC Advance provides digital banking solutions, financial advice and support from our expert Advance Managers, preferential rewards, and expatriate banking services that can help you stay in control of your finances and achieve your goals in the future. 

Visit www.hsbc.com.sg/advance/ for full set of services, benefits and terms and conditions

HSBC Advance Credit Cardholders Exclusive

Card Balance Transfer

With our one-time promotional rate of 1.68% p.a. for 6 months, you'll be able to enjoy greater financial freedom. 

This is an exclusive one-time promotion for new HSBC Advance credit cardholders only. All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date. Other balance transfer terms and conditions apply [PDF].

HSBC Spend Instalment

HSBC Spend Instalment helps you manage your finances by dividing your purchases into smaller instalments of 3, 6 or 12 months at a processing fee of up to 5%.

Offers and Promotions

Find out more about ENTERTAINER with HSBC; image used for HSBC Advance Card page.
 
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Enjoy over 1,000 complimentary 1-for-1 F&B, lifestyle and hotel offers.

Find out more about Golden Village; image used for HSBC Advance Card page.
 
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From SGD7 per ticket onwards at Golden Village with HSBC Movie Card.

Find out more about Save on petrol; image used for HSBC Advance Card page.
 
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Up to 16% instant discounts at all Caltex and Shell stations.

Find out more about home&Away; image used for HSBC Advance Card page.
 
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Enjoy fabulous credit and debit card offers, whether you are at home or travelling around the world.

Features

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.

 

For purchases below SGD200, simply wave your Visa payWave enabled.

 

Skip the top-ups. Simply tap to pay your bus and train fares with HSBC Advance credit card or Apple Pay.

 

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

Eligibility & Documents

HSBC Advance credit card

To be eligible for an HSBC Advance credit card, you must meet the following requirements:

  • All applicants must be at least 21 years of age. 
  • For Singaporeans or Permanent Residents (PR), a minimum annual income of SGD30,000 is required.
  • For self-employed and commission-based Singaporeans or PR, a minimum annual income of SGD40,000 is required. 
  • For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required. 
  • If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required.

Supporting documents

  • Completed and signed Letter of Instruction (PDF)
  • Identification documents of primary and supplementary applicant(s)
  • Income documents of primary applicant

You will be required to submit these supporting documents to complete the online application form. For more information.

HSBC Advance banking

To be eligible for an HSBC Advance banking, you must meet the following requirements:

  • Have a salary crediting or re-occurring deposit of at least SGD3,500 per month 
  • AND have applied for or hold a HSBC credit card

Please visit www.hsbc.com.sg/advance/ to know more about alternative eligibility criteria that can you can leverage to be eligible for HSBC Advance.

Sign-up gift

For a limited time, apply for a new HSBC Advance Credit Card and you'll receive a sign-up gift from us.

Two suitcases

Choose from a Samsonite Luggage

T5 68cm Spinner

with built-in scale (worth SGD560)

 

For existing cardholders, you'll be eligible to receive SGD30 cashback.

Or cashback

SGD150

 

Plus, get SGD20 worth of Grab rides

when you apply online with MyInfo via SingPass

How to apply

New to HSBC credit cards?

Choose your welcome gift and apply online.

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you can apply for the HSBC Advance credit card and be eligible for a SGD30 cashback sign-up bonus. You're also eligible for the Grab ride bonus. Other terms and conditions apply.

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Supplementary Card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn rewards points each time your loved ones spend on their supplementary card
  • Free supplementary card for life
  • Up to 5 supplementary cards

Refer to supplementary card application form for terms that may apply.

To be eligible for an HSBC Supplementary credit card, you must be at least 18 years of age.

Download the application form and apply now.

Or SMS HSAPP SUPP <space> Name <space> 16-digit credit card number to 74722.

Refer a friend

A group of friends looking at laptop

Get up to SGD250 worth of cashback when you refer your family and friends to HSBC credit cards.

For more details, refer to HSBC's Credit Card Referral Programme.

Frequently asked questions

More Information

Disclaimer

1Spend exclusions apply. For Eligible Cardholders with an HSBC Advance banking Relationship, Bonus Cash back (of 0.03%) will be applied on Eligible Purchases above $3,571. For Eligible Cardholders without an HSBC Advance banking Relationship, Bonus Cash back (of 0.03%)will be applied on Eligible Purchases above $2,800. Read the full terms and conditions.

2To qualify for the Gift, an Eligible Applicant must charge a minimum spend of SGD800 within the Qualifying Spend Period for Offer and fulfill the conditions set out for the offer. For details on the defined terms used here and further details on this promotion (such as eligible applicant, qualifying transactions, qualifying spend period and applicable exclusions), please click for full terms and conditions.

3Figures have been simplified for illustration purposes. 

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