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HSBC Advance Credit Card

Maximising your cashback with the HSBC Advance Credit Card is easy and rewarding.

Product image of HSBC Advance Credit Card.

Earn over SGD4,000 cashback annually

Maximise your spend with up to 3.5% cashback - no minimum spend required.

Receive a sign-up gift, totally on us

Receive SGD200 cashback when you spend on your card and get up to SGD150 cashback when you apply for supplementary cards for your loved ones. Terms and conditions applyFind out more.

At a glance

  • Get up to 2.5% Base Cashback1 on local and overseas purchases

  • Earn additional 1% HSBC Everyday+ Cashback2 with your HSBC Everyday Global Account

  • 1-year annual credit card fee waiver

Earn up to 2.5% Base Cashback

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Monthly spend on your HSBC Advance Credit Card
Base Cashback1
Maximum cashback per calendar month
SGD2,000 and below
1.5% cashback
SGD70
Above SGD2,000
2.5% cashback
SGD70
Monthly spend on your HSBC Advance Credit Card
SGD2,000 and below
Base Cashback1
1.5% cashback
Maximum cashback per calendar month
SGD70
Monthly spend on your HSBC Advance Credit Card
Above SGD2,000
Base Cashback1
2.5% cashback
Maximum cashback per calendar month
SGD70

Unlock additional 1% cashback with HSBC Everyday+

Get additional 1% cashback2 on all your credit card spending with HSBC Everyday+ rewards programme when you:

Step 1: Save Step 2: Transact
Deposit fresh funds of minimum SGD2,000 for HSBC Personal Banking customers or SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month. Perform a minimum of 5 eligible transactions each calendar month.

Get additional 1% cashback2 on all your credit card spending with HSBC Everyday+ rewards programme when you:

Step 1: Save Deposit fresh funds of minimum SGD2,000 for HSBC Personal Banking customers or SGD5,000 for HSBC Premier and Jade customers into your HSBC Everyday Global Account each calendar month.
Step 2: Transact Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD300 for HSBC Personal Banking customers, and SGD500 for HSBC Premier and Jade customers.

Exclusive Bundle Deal: Enjoy a 1-night stay at Oasia Hotel Downtown, Singapore (Club Room) with club benefits for 2 and up to SGD350 in rewards when you sign up for an HSBC credit card and the HSBC Everyday Global Account. T&Cs apply.

Unlock more rewards and privileges

HSBC Everyday Global Account

HSBC Everyday Global Account is perfect for day‑to‑day banking in Singapore and globally.

Holding mobile with the HSBC Singapore app.

HSBC Singapore app

Discover all the ways you can easily manage your card.

The HSBC ENTERTAINER 1 for 1 offers

ENTERTAINER with HSBC

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app.

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Visa Signature

Unlock your gateway to hundreds of exclusive deals, discounts and privileges.

Download the Visa Digital Concierge app for quick access to world class services and privileges.

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Visa Concierge

A 24/7 digital personal assistant and lifestyle guide providing access to extraordinary experiences every day through a curated range of services, amenities and exclusive privileges.

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e-Commerce Purchase Protection

Enjoy added peace of mind with coverage up to USD200 per year for your online purchase loss or damage, made from any merchant globally.

Things to know

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Advance Credit Card. For any further queries, you may contact us via 1800-227 6868 or +65 6227 6868.

Who can apply?

To be eligible for an HSBC credit card, you need to:

  • Be at least 21 years of age
  • Meet the following annual income requirements

Details for annual income requirements

Status Minimum Annual Income
Singaporeans or Permanent Resident-Salaried
SGD30,000
Singaporeans or Permanent Resident - Self-employed or Commission based income
SGD40,000
Foreigners residing in Singapore
SGD40,000

Details for annual income requirements

Status Singaporeans or Permanent Resident-Salaried
Minimum Annual Income
SGD30,000
Status Singaporeans or Permanent Resident - Self-employed or Commission based income
Minimum Annual Income
SGD40,000
Status Foreigners residing in Singapore
Minimum Annual Income
SGD40,000

If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

Sign-up gifts

Receive cashback when you sign up now.

Up to SGD200 cashback graphic

Receive

SGD200 cashback

when you spend at least SGD500

Plus

Up to SGD150 cashback

when you apply for supplementary cards

Existing HSBC credit cardholders will be eligible to receive SGD50 cashback.

How to apply

New to HSBC credit cards?

Apply online in just a few easy steps and receive your sign-up gift.

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you're eligible for SGD50 cashback when you apply for the HSBC Advance Credit Card. 

Other terms and conditions apply.

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Get a supplementary card

HSBC Advance Visa Signature Card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spend made on the supplementary cards

  • Up to five supplementary cards, free for life

  • Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

SMS HSAPP SUPP <space> Name <space> 
NRIC to 74722 to apply.

Frequently asked questions

 
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Embark on a culinary journey and enjoy 1-for-1 deals and more at over 200 restaurants.

 
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Enjoy exciting deals on your online purchases and food deliveries.

 
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Discover new privileges and experiences with more offers on entertainment, hotel stays, leisure, and wellness.

HSBC credit card features and services

 

Manage your finances by dividing your purchases into smaller instalments.

 
Balance transfer.

Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Advance credit cardholders3.

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a simple tap.

 
to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

 

For purchases below SGD200, simply wave your Visa payWave enabled.

 

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

 

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

Travel insurance

Receive travel insurance of up to SGD500,000 for you and your family. Charge the full cost of your air ticket to your HSBC Advance Credit Card and receive travel insurance coverage against flight inconvenience and personal accident. Read the policy in detail.

Things you should know

Disclaimer

1Spend exclusions apply. Eligible Cardholders who spend up to SGD2,000 in a calendar month on Eligible Purchases shall receive a Cashback equal to 1.5% of the amount spent on Eligible Purchases for that calendar month. Eligible Cardholders who spend more than SGD2,000 in a calendar month shall receive a Cashback equal to 2.5% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("Base Cashback") is capped at SGD70 per calendar month. Other terms and conditions apply. Find out more.

2HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.

3All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000, in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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