- Redeem a sign-up gift
Choose from SGD200 Lazada and RedMart vouchers or SGD180 cashback + receive SGD20 worth of Lazada and RedMart vouchers when you apply online with MyInfo via Singpass. Find out more
At a glance
A simple way to earn higher cashback

Monthly spend | Base cashback2 | Maximum cashback per calendar month(cap) |
---|---|---|
SGD2,000 and below |
1.5% cashback |
SGD70 |
Above SGD2,000 |
2.5% cashback |
SGD70 |
Monthly spend |
SGD2,000 and below |
---|---|
Base cashback2 |
1.5% cashback |
Maximum cashback per calendar month(cap) |
SGD70 |
Monthly spend |
Above SGD2,000 |
Base cashback2 |
2.5% cashback |
Maximum cashback per calendar month(cap) |
SGD70 |
Earn 1% Bonus cashback3 when you:
- Deposit a minimum of SGD2,000 in fresh funds to your HSBC Everyday Global Account monthly; and
- charge 5 transactions to your HSBC Advance Credit Card monthly
- Maximum cashback per calendar month at SGD300
How does the Everyday Global Account work?
- Everyday banking all-in-one account - enjoy preferential interest rates on your SGD balances
- One account with 11 different currencies
- Supports FAST transfer, Worldwide funds transfer, Global Transfers and PayNow
Visit here for more details.

Unlock more rewards and privileges when you spend

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app
- Discover over 1,000 amazing worldwide 1-for-1 offers on dining, leisure attractions, hotels and wellness. Look forward to exciting offers at your favourite restaurants, including Fat Cow, The Marmalade Pantry, Hoshino Coffee and many more.
- Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.
The HSBC Singapore app - the easiest way to manage your card
Discover all the ways you can easily manage your card.
You can:
- activate cards for you and your supplementary cardholders
- access your card details and add them to your Apple Wallet to use instantly, even if you've had to report your card as lost
- keep track of your spending with real time transaction updates
- view eStatements from up to the last 12 months
- use Pay with Points and offset your bills with your Reward points
- apply for Spend Instalment and pay for your purchases via instalments


Enjoy unrivalled access with Visa Signature
Unlock your gateway to hundreds of exclusive deals, discounts and privileges.
Download the Visa Digital Concierge app for quick access to world class services and privileges.
Visa Concierge
A 24/7 digital personal assistant and lifestyle guide providing access to extraordinary experiences every day through a curated range of services, amenities and exclusive privileges.
Customers can make the most of:
- seamless reservations for dining and staycations
- recommendations for local activities and attractions
- virtual events and outdoor experiences
- assistance across healthcare, business and lifestyle services and much more


e-Commerce Purchase Protection
Enjoy added peace of mind with coverage up to USD200 per year for your online purchase loss or damage, made from any merchant globally.
This includes:
- non-delivery of purchased item after 30 days of scheduled delivery
- wrong or incomplete delivery of purchased item
- physical damage to the delivered item at time of delivery
AIG eCommerce Purchase Protection is brought to you by Visa.
Things to know
Our Live Chat service is available on weekdays from 8.30am to 10.00pm and weekends, including Public Holidays, from 10.00am to 10.00pm, to assist you with any queries you may have on HSBC Advance Credit Card. For any further queries, you may contact us via 1800 HSBC NOW (4722 669).
- Updates regarding HSBC credit card rewards and cashback programmes
We are updating the categories of qualifying and eligible transactions in the terms and conditions applicable to our rewards and cashback programmes with effect from 1 July 2020. Please refer here for further details.
Who can apply?
To be eligible for an HSBC Advance Credit Card, you must meet the following requirements:
- All applicants must be at least 21 years of age
- For Singaporeans or Permanent Residents (PR), a minimum annual income of SGD30,000 is required
- For self-employed and commission-based Singaporeans or PR, a minimum annual income of SGD40,000 is required
- For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required
- If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required
Sign-up gifts
For a limited time, apply for a new HSBC Advance Credit Card and you'll receive a sign-up gift from us.

Choose from
SGD200 Lazada and RedMart vouchers
Existing HSBC credit cardholders will be eligible to receive SGD30 cashback
Or
SGD180 cashback
Plus
Get SGD20 worth of Lazada and RedMart vouchers
when you apply online with MyInfo via SingPass
How to apply
New to HSBC credit cards?
Choose your sign-up gift and apply online.
Already have an HSBC credit card?
If you're an existing HSBC credit cardholder, you'll be eligible for SGD30 cashback when you apply for the HSBC Advance Credit Card. And that's not all! You'll also receive SGD20 worth of Lazada and RedMart vouchers if you apply with MyInfo via SingPass. Other terms and conditions apply.
Leave us your details
Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.
Frequently asked questions
HSBC credit card promotions
Dining deals
Embark on a culinary journey and enjoy 1-for-1 deals and more at over 200 restaurants.
Online offers
Enjoy exciting deals on your online purchases and food deliveries.
Other promotions
Discover new privileges and experiences with more offers on entertainment, hotel stays, leisure, and wellness.
HSBC credit card features and services
Spend Instalment Plan
Manage your finances by dividing your purchases into smaller instalments.
Balance Transfer
Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Advance credit cardholders4.
SimplyGo
Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay.
Apple Pay
Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.
Visa payWave
For purchases below SGD200, simply wave your Visa payWave enabled.
Virtual Card
Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.
Travel insurance
Enjoy peace of mind with complimentary travel insurance coverage up to SGD500,000 when you charge your travel expenses to your credit card.
Refer a friend
Get up to SGD250 worth of cashback when you refer your family and friends to HSBC credit cards.
Get a supplementary card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.
- Earn cashback for spend made on the supplementary cards
- Up to five supplementary cards, free for life
- Supplementary cardholders must be at least 18 years old
Terms and conditions apply.
SMS HSAPP SUPP <space> Name <space>
NRIC to 74722 to apply.
Things you should know
Disclaimer
1Terms and conditions apply for HSBC Advance Credit Card benefits.
2Spend exclusions apply. Eligible Cardholders who spend up to SGD2,000 in a calendar month on Eligible Purchases shall receive a Cashback equal to 1.5% of the amount spent on Eligible Purchases for that calendar month. Eligible Cardholders who spend more than SGD2,000 in a calendar month shall receive a Cashback equal to 2.5% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("Base Cashback") is capped at SGD70 per calendar month.
3Spend exclusions apply. Eligible Cardholders who (i) spend more than or equal to SGD1 on Eligible Purchases in a calendar month, and (ii) have met the two qualifying criteria in that calendar month, shall receive a Cashback equal to 1% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("1% Bonus Cashback") is capped at SGD300 per calendar month.
4All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.
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