Get up to S$1,500 cash back annually.

Earn up to 3.5% cashback for all local and overseas purchases, no minimum spend required.

Features

For all customers

  • Get up to 2.5% cashback1
  • First year annual fee waiver

Exclusively for HSBC Advance customers

  • Additional 1% cashback1
  • Perpetual annual fee waiver on your HSBC Advance primary and supplemenary credit card(s)

Sign Up gift

Sign up now

  • Choose from a Samsonite Astra 55cm luggage worth S$350 or S$100 cashback2
  • Plus, apply today with MyInfo via SingPass and get additional S$20 worth of Grab rides

How cashback works?

Enjoy up to 

3.5% cashback

across all spend categories.

  • Get 1.5% cash back on all purchases when you spend S$2,000 and below, from first dollar up
  • Get 2.5% cash back on all purchases when you spend above $2,000, from first dollar up 
  • HSBC Advance banking customers enjoy an exclusive additional 1% cashback
With no minimum spend required, you will now enjoy up to 3.5% Cash Back on all your purchases1 with the new, well connected HSBC Advance credit card
Spend per calendar month
Cashback for Advance banking customers
Cashback for non-Advance banking customers
Above S$2,000 3.5% 2.5%
S$2,000 & below 2.5% 1.5%
Cashback cap per calendar month
S$125 S$70
With no minimum spend required, you will now enjoy up to 3.5% Cash Back on all your purchases1 with the new, well connected HSBC Advance credit card
Spend per calendar month
Above S$2,000
Cashback for Advance banking customers
3.5%
Cashback for non-Advance banking customers
2.5%
Spend per calendar month
S$2,000 & below
Cashback for Advance banking customers
2.5%
Cashback for non-Advance banking customers
1.5%
Spend per calendar month
Cashback cap per calendar month
Cashback for Advance banking customers
S$125
Cashback for non-Advance banking customers
S$70

About HSBC Advance

HSBC Advance provides digital banking solutions, financial advice and support from our expert Advance Managers, preferential rewards, and expatriate banking services that can help you stay in control of your finances and achieve your goals in the future. 

Visit www.hsbc.com.sg/advance/ for full set of services, benefits and terms and conditions

HSBC Advance Credit Cardholders Exclusive

Card Balance Transfer

With our one-time promotional rate of 1.68% p.a. for 6 months, you'll be able to enjoy greater financial freedom. 

This is an exclusive one-time promotion for new HSBC Advance credit cardholders only. All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date. Other balance transfer terms and conditions apply.

Card Balance Conversion Plan

HSBC Card Balance Conversion Plan helps you manage your finances by dividing your purchases into smaller instalments.

For a limited time only, HSBC Advance credit cardholders enjoy a fee waiver on processing fee (usually up to 5%), for 3-, 6- or 12-month instalment periods.

Offers and Promotions

Enjoy over 1,000 complimentary 1-for-1 F&B, lifestyle and hotel offers, image used for HSBC Entertainer APP.
 
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Enjoy over 1,000 complimentary 1-for-1 F&B, lifestyle and hotel offers.

From S$7 per ticket onwards at Golden Village with HSBC Movie Card, image used for HSBC Credit Card - Golden Village Offer.
 
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From S$7 per ticket onwards at Golden Village with HSBC Movie Card.

Up to 16% instant discounts at all Caltex and Shell stations, image used for HSBC Credit Card Offer - Saving the petrol.
 
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Up to 16% instant discounts at all Caltex and Shell stations.

Enjoy fabulous credit and debit card offers, whether you are at home or travelling around the world, image used for HSBC Home & Away Global Offers.
 
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Enjoy fabulous credit and debit card offers, whether you are at home or travelling around the world.

Features

 
for advance credit cardholders This link will open in a new window

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.

 
for advance credit cardholders

For purchases below S$100, simply wave your Visa payWave enabled credit card in front of a secured reader and go.

 
for advance credit cardholders

Enjoy peace of mind with complimentary travel insurance coverage of up to S$300,000 when you charge your travel expenses to HSBC Advance credit card. 

Eligibility & Documents

HSBC Advance credit card

To be eligible for an HSBC Advance credit card, you must meet the following requirements:

  • All applicants must be at least 21 years of age.
  • For Singaporeans and permanent residents, a minimum annual income of S$30,000 is required.
  • For foreigners, a minimum annual income of S$40,000 is required.
  • If you do not meet the above income requirements a minimum Fixed Deposit Collateral of S$10,000 is required.

Supporting documents

  • Completed and signed Letter of Instruction (PDF)
  • Identification documents of primary and supplementary applicant(s)
  • Income documents of primary applicant

You will be required to submit these supporting documents to complete the online application form. For more information.

HSBC Advance banking

To be eligible for an HSBC Advance banking, you must meet the following requirements:

  • Have a salary crediting or re-occurring deposit of at least S$3,500 per month AND have applied for or hold a HSBC credit card.

Please visit www.hsbc.com.sg/advance/ to know more about alternative eligibility criteria that can you can leverage to be eligible for HSBC Advance.

Apply Now

Apply online

Apply online now to take full advantage of the HSBC Advance Credit Card offers available. 

You can also apply for an Advance banking account at the same time to start earning up to 3.5% cashback.

Leave us your details

To find out more, leave us your contact details and our Wealth Manager will be in touch with you within 3 working days.

You can also call your Relationship Manager directly, or contact us through our telephone banking hotline at:

1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669)

Supplementary Card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn rewards points each time your loved ones spend on their supplementary card
  • Free supplementary card for life
  • Up to 5 supplementary cards

Terms and conditions apply.

 

To be eligible for an HSBC Supplementary credit card, you must meet the following requirements:

  • Supplementary cardholders must be at least 18 years of age.

 

Download the application form and apply now.

Or SMS HSAPP SUPP <space> Name <space> NRIC to 74722.

Refer a friend

Get up to S$250 worth of cashback when you refer your family and friends to HSBC credit cards.

For more details, refer to HSBC's Credit Card Referral Programme.

Frequently asked questions

More Information

Disclaimer 

1Spend exclusions apply. Cash back is capped at S$70 per calendar month. For HSBC Advance banking customers, cash back is capped at S$125 per calendar month. Read the full terms and conditions.

2To qualify for the Gift and Additional Gift, an Eligible Applicant must charge a minimum of S$600 in Qualifying Spend Period for Offer 1 and fulfill the conditions set out for each relevant offer. For details on the defined terms used here and further details on this promotion (such as eligible applicant, qualifying transactions, qualifying spend period and applicable exclusions),please click for full terms and conditions.

3 Figures have been simplified for illustration purposes. 

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