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Woman holding a hand towards the viewer in a fashion boutique; image used for HSBC Advance Credit Card.

HSBC Advance Credit Card - Earn cashback

The new HSBC Advance Credit Card now enhanced to offer even more cashback.

Product image of HSBC Advance Credit Card.

Earn over SGD4,000 cashback annually

Maximise your spend with up to 3.5% cashback1 - no minimum spend required.

Receive a sign-up gift, totally on us

Be rewarded with up to SGD200 cashback when you spend on your card. Terms and conditions applyFind out more.

At a glance

  • Get up to 2.5% Base Cashback2 on purchases

  • 1% Bonus Cashback3 if you're an HSBC Everyday Global Account holder and meet the monthly criteria

  • 1-year annual credit card fee waiver

A simple way to earn higher cashback

Two women checking on mobile and carrying lots of shopping bags.

Here's how you can earn up to 3.5% cashback1

Monthly spend Base Cashback2 Maximum cashback per calendar month(cap)
SGD2,000 and below
1.5% cashback
SGD70
Above SGD2,000
2.5% cashback
SGD70

Here's how you can earn up to 3.5% cashback1

Monthly spend SGD2,000 and below
Base Cashback2 1.5% cashback
Maximum cashback per calendar month(cap) SGD70
Monthly spend Above SGD2,000
Base Cashback2 2.5% cashback
Maximum cashback per calendar month(cap) SGD70

Earn 1% Bonus Cashback3 when you:

  • Deposit a minimum of SGD2,000 in fresh funds to your HSBC Everyday Global Account monthly; and

  • charge 5 transactions to your HSBC Advance Credit Card monthly

  • Maximum cashback per calendar month at SGD300

How does HSBC Everyday Global Account work?

  • Everyday banking all-in-one account - enjoy preferential interest rates on your SGD balances
  • One account with 11 different currencies
  • Supports FAST transfer, Worldwide funds transfer, Global Transfers and PayNow

Visit here for more details.

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Unlock more rewards and privileges when you spend

The HSBC ENTERTAINER 1 for 1 offers

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app

  • Discover over 1,000 amazing worldwide 1-for-1 offers on dining, leisure attractions, hotels and wellness. Look forward to exciting offers at your favourite restaurants, including Fat Cow, The Marmalade Pantry, Hoshino Coffee and many more.
  • Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.

The HSBC Singapore app - the easiest way to manage your card

Discover all the ways you can easily manage your card.

  • Activate card for both you and your supplementary cardholders.
  • Access your card details for online purchases and add them to Mobile Wallet for instant usage, even after you have reported card as lost.
  • Keep track of your spending with real time transaction updates.
  • View eStatements of up to the last 12 months.
  • Apply for Spend Instalment and pay for your purchases via instalments.
Holding mobile with the HSBC Singapore app.
A group of friends gathering in a Japaneses restaurant.

Enjoy unrivalled access with Visa Signature

Unlock your gateway to hundreds of exclusive deals, discounts and privileges.

Download the Visa Digital Concierge app for quick access to world class services and privileges.

Visa Concierge

A 24/7 digital personal assistant and lifestyle guide providing access to extraordinary experiences every day through a curated range of services, amenities and exclusive privileges.

Customers can make the most of:

  • seamless reservations for dining and staycations
  • recommendations for local activities and attractions
  • virtual events and outdoor experiences
  • assistance across healthcare, business and lifestyle services and much more
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Woman is opening a clothing box

e-Commerce Purchase Protection

Enjoy added peace of mind with coverage up to USD200 per year for your online purchase loss or damage, made from any merchant globally.

This includes:

  • non-delivery of purchased item after 30 days of scheduled delivery
  • wrong or incomplete delivery of purchased item
  • physical damage to the delivered item at time of delivery

AIG eCommerce Purchase Protection is brought to you by Visa.

Things to know

Our Live Chat service is available on weekdays from 8.30am to 10.00pm and weekends, including Public Holidays, from 10.00am to 10.00pm, to assist you with any queries you may have on HSBC Advance Credit Card. For any further queries, you may contact us via 1800 HSBC NOW (4722 669).

Who can apply?

To be eligible for an HSBC Credit Card you need to:

All applicants must be at least 21 years of age

Meet the following annual income requirements

Status Minimum Annual Income
Singaporeans or Permanent Resident-Salaried
SGD30,000
Singaporeans or Permanent Resident - Self-employed or Commission based income
SGD40,000
Foreigners residing in Singapore
SGD40,000

Meet the following annual income requirements

Status Singaporeans or Permanent Resident-Salaried
Minimum Annual Income
SGD30,000
Status Singaporeans or Permanent Resident - Self-employed or Commission based income
Minimum Annual Income
SGD40,000
Status Foreigners residing in Singapore
Minimum Annual Income
SGD40,000

If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

Sign-up gifts

For a limited time, apply for a new HSBC Advance Credit Card and you'll receive a sign-up gift from us.

Up to SGD200 cashback graphic

Receive

SGD30 cashback

when you apply with Myinfo via Singpass

Plus

SGD50 cashback

by simply making one qualifying transaction of any amount

Plus

SGD120 cashback

when you spend at least SGD500

Existing HSBC credit cardholders will be eligible to receive up to SGD60 cashback.

How to apply

New to HSBC credit cards?

Choose your sign-up gift and apply online.

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you're eligible for SGD30 cashback when you apply for the HSBC Advance Credit Card. And that's not all - you'll also receive an additional SGD30 cashback when you apply with Myinfo via Singpass.

Other terms and conditions apply.

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Frequently asked questions

 
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Embark on a culinary journey and enjoy 1-for-1 deals and more at over 200 restaurants.

 
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Enjoy exciting deals on your online purchases and food deliveries.

 
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Discover new privileges and experiences with more offers on entertainment, hotel stays, leisure, and wellness.

HSBC credit card features and services

 

Manage your finances by dividing your purchases into smaller instalments.

 
Balance transfer.

Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Advance credit cardholders4.

 

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a simple tap.

 
to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

 

For purchases below SGD200, simply wave your Visa payWave enabled.

 

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

Get a supplementary card

HSBC Advance Visa Signature Card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spend made on the supplementary cards

  • Up to five supplementary cards, free for life

  • Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

SMS HSAPP SUPP <space> Name <space> 
NRIC to 74722 to apply.

Things you should know

Disclaimer

1HSBC Advance Credit Card Cashback Programme terms and conditions apply. Click here for more details.

2Spend exclusions apply. Eligible Cardholders who spend up to SGD2,000 in a calendar month on Eligible Purchases shall receive a Cashback equal to 1.5% of the amount spent on Eligible Purchases for that calendar month. Eligible Cardholders who spend more than SGD2,000 in a calendar month shall receive a Cashback equal to 2.5% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("Base Cashback") is capped at SGD70 per calendar month.

3Spend exclusions apply. Eligible Cardholders who have met the two qualifying criteria in that calendar month, shall receive a Cashback equal to 1% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("1% Bonus Cashback") is capped at SGD300 per calendar month.

4All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

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