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HSBC Advance Credit Card

A simple and hassle-free cashback card.

The card that earns generous cashback on everything you spend

Be rewarded with cashback of up to SGD4,000 annually with our HSBC Advance Credit Card. Enjoy up to 3.5% cashback on everything, both local and overseas, simple and fuss-free!

Our welcome gift to you

Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale worth SGD680 or get SGD150 cashback when you spend at least SGD500 and provide marketing consent in the application form. Apply now for instant approval[@instant-approval-tncs].

Kickstart your journey and earn up to 3.5% cashback

Up to 2.5% cashback[@advance-cards-cashback]  with HSBC Advance Credit Card

Spend on local and overseas purchases each calendar month with your HSBC Advance Credit Card and get one of the following:

 

- 1.5% with no minimum spend

- 2.5% when you spend above SGD2,000

 

Base Cashback is capped at SGD70 per calendar month.

Additional 1% cashback[@cards-everydayplustnc] with HSBC Everyday+ Rewards Programme

Earn extra 1% cashback on all eligible spending[@eligible-sgh-transactions] with your HSBC credit cards and/or HSBC Everyday Global Debit Card

 

2 simple steps to qualify for Everyday+

 

Step 1: Save

Deposit fresh funds of minimum SGD2,000 (or SGD5,000 for HSBC Premier customers) into your HSBC Everyday Global Account each calendar month.

 

Step 2: Transact

Perform a minimum of 5 Eligible[@eligible-sgh-transactions] spendings each calendar month.

Additional 1% HSBC Everyday+ Cashback is capped at SGD300 (or SGD500 for HSBC Premier customers) per calendar month.

 

See programme details

Below is an illustration on eligible purchases in a calendar month.
Category Eligible Purchases

2.5% base Cashback[@advance-cards-cashback]

(Total spend more than SGD2,000 in a calendar month)

1% HSBC Everyday+ cashback[@cards-everydayplustnc] Total cashback earned
Dining 300.00 7.50 3.00 10.50
Petrol 350.00 8.75 3.50 12.25
Groceries 288.00 7.20 2.88 10.08
Air tickets 1,800.00 45.00 18.00 63.00
Total 2,738.00 68.45 27.38 95.83
Below is an illustration on eligible purchases in a calendar month.
Category Dining
Eligible Purchases 300.00

2.5% base Cashback[@advance-cards-cashback]

(Total spend more than SGD2,000 in a calendar month)

7.50
1% HSBC Everyday+ cashback[@cards-everydayplustnc] 3.00
Total cashback earned 10.50
Category Petrol
Eligible Purchases 350.00

2.5% base Cashback[@advance-cards-cashback]

(Total spend more than SGD2,000 in a calendar month)

8.75
1% HSBC Everyday+ cashback[@cards-everydayplustnc] 3.50
Total cashback earned 12.25
Category Groceries
Eligible Purchases 288.00

2.5% base Cashback[@advance-cards-cashback]

(Total spend more than SGD2,000 in a calendar month)

7.20
1% HSBC Everyday+ cashback[@cards-everydayplustnc] 2.88
Total cashback earned 10.08
Category Air tickets
Eligible Purchases 1,800.00

2.5% base Cashback[@advance-cards-cashback]

(Total spend more than SGD2,000 in a calendar month)

45.00
1% HSBC Everyday+ cashback[@cards-everydayplustnc] 18.00
Total cashback earned 63.00
Category Total
Eligible Purchases 2,738.00

2.5% base Cashback[@advance-cards-cashback]

(Total spend more than SGD2,000 in a calendar month)

68.45
1% HSBC Everyday+ cashback[@cards-everydayplustnc] 27.38
Total cashback earned 95.83

Note: Transactions are in SGD based on posted date.

More cashback and rewards as you spend

Spend and earn cashback seamlessly

Shape your goals whilst earning up to 3.5% cashback!

  • Wedding:
    Save on your wedding expenses such as wedding banquet, bridal package and more with cashback on wedding-related payment.
  • Home:
    Renovating or refurbishing your home with the latest tech gadgets, appliances and furniture? Save more with our exciting deals.

Unlock more rewards and privileges

Apply now

New HSBC cardholder

Choose from a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680 or get SGD150 cashback when you spend at least SGD500 and provide marketing consent upon applying for this card. 

Existing HSBC cardholder

You'll still be eligible to receive SGD50 cashback when you spend at least SGD500 and provide marketing consent upon applying for this card.

Who can apply?

To apply for an HSBC Advance Credit Card, you must be aged 21 or above and have a minimum annual income of:

  • SGD30,000, if you're a Singaporean or Permanent Resident
  • SGD40,000, if you're a self-employed or commission-based Singaporean or Permanent Resident
  • SGD40,000, if you're a foreigner residing in Singapore

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.

Share the perks with a supplementary card

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.

  • Earn cashback for spending made on your supplementary cards
  • Earn reward points each time your loved ones spend on their cards
  • Get up to 5 supplementary cards, free to you and your family for life 

Why bank with us

AsiaMoney Best Bank For Digital Solutions – Singapore

HSBC is a recent recipient of the ‘AsiaMoney Best Bank For Digital Solutions – Singapore’ Award 2023

Customer Satisfaction Index

3 cheers for 3 years. Thank you for your continued support. We’re #1 in the credit cards section of the Customer Satisfaction Index of Singapore 3 years running.

Contact us

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Additional information

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Notes

    Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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