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Woman holding a hand towards the viewer in a fashion boutique; image used for HSBC Advance Credit Card.

HSBC Advance Credit Card - Earn cashback

The new HSBC Advance Credit Card now enhanced to offer even more cashback.
Product image of HSBC Advance Credit Card.

Earn over SGD4,000 cashback annually

Maximise your spend with up to 3.5% cashback1 - no minimum spend required.
Redeem a sign-up gift

Choose from SGD200 Lazada and RedMart vouchers or SGD180 cashback + receive SGD20 worth of Lazada and RedMart vouchers when you apply online with MyInfo via Singpass. Find out more

At a glance

  • Get up to 2.5% base cashback2 on purchases
  • 1% Bonus cashback3 if you're an HSBC Everyday Global Account holder and meet the monthly criteria
  • 1-year annual credit card fee waiver

A simple way to earn higher cashback

Two women checking on mobile and carrying lots of shopping bags.
Here's how you can earn up to 3.5% cashback1
Monthly spend Base cashback2 Maximum cashback per calendar month(cap)
SGD2,000 and below
1.5% cashback
SGD70
Above SGD2,000
2.5% cashback
SGD70
Here's how you can earn up to 3.5% cashback1
Monthly spend SGD2,000 and below
Base cashback2 1.5% cashback
Maximum cashback per calendar month(cap) SGD70
Monthly spend Above SGD2,000
Base cashback2 2.5% cashback
Maximum cashback per calendar month(cap) SGD70

Earn 1% Bonus cashback3 when you:

  • Deposit a minimum of SGD2,000 in fresh funds to your HSBC Everyday Global Account monthly; and
  • charge 5 transactions to your HSBC Advance Credit Card monthly
  • Maximum cashback per calendar month at SGD300

How does the Everyday Global Account work?

  • Everyday banking all-in-one account - enjoy preferential interest rates on your SGD balances
  • One account with 11 different currencies
  • Supports FAST transfer, Worldwide funds transfer, Global Transfers and PayNow

Visit here for more details.

Woman using laptop at home

Unlock more rewards and privileges when you spend

The HSBC ENTERTAINER 1 for 1 offers

Unlock over 1,000 amazing deals with ENTERTAINER with HSBC app

  • Discover over 1,000 amazing worldwide 1-for-1 offers on dining, leisure attractions, hotels and wellness. Look forward to exciting offers at your favourite restaurants, including Fat Cow, The Marmalade Pantry, Hoshino Coffee and many more.
  • Plus, enjoy 25% off your total bill at Express merchants for takeaways and casual dining.

The HSBC Singapore app - the easiest way to manage your card

Discover all the ways you can easily manage your card.

You can:

  • activate cards for you and your supplementary cardholders
  • access your card details and add them to your Apple Wallet to use instantly, even if you've had to report your card as lost
  • keep track of your spending with real time transaction updates
  • view eStatements from up to the last 12 months
  • use Pay with Points and offset your bills with your Reward points
  • apply for Spend Instalment and pay for your purchases via instalments
Holding mobile with the HSBC Singapore app.
A group of friends gathering in a Japaneses restaurant.

Enjoy unrivalled access with Visa Signature

Unlock your gateway to hundreds of exclusive deals, discounts and privileges.

Download the Visa Digital Concierge app for quick access to world class services and privileges.

Visa Concierge

A 24/7 digital personal assistant and lifestyle guide providing access to extraordinary experiences every day through a curated range of services, amenities and exclusive privileges.

Customers can make the most of:

  • seamless reservations for dining and staycations
  • recommendations for local activities and attractions
  • virtual events and outdoor experiences
  • assistance across healthcare, business and lifestyle services and much more
Father and daughter looking at mobile phone
Woman is opening a clothing box

e-Commerce Purchase Protection

Enjoy added peace of mind with coverage up to USD200 per year for your online purchase loss or damage, made from any merchant globally.

This includes:

  • non-delivery of purchased item after 30 days of scheduled delivery
  • wrong or incomplete delivery of purchased item
  • physical damage to the delivered item at time of delivery

AIG eCommerce Purchase Protection is brought to you by Visa.

Things to know

Our Live Chat service is available on weekdays from 8.30am to 10.00pm and weekends, including Public Holidays, from 10.00am to 10.00pm, to assist you with any queries you may have on HSBC Advance Credit Card. For any further queries, you may contact us via 1800 HSBC NOW (4722 669).

Updates regarding HSBC credit card rewards and cashback programmes

We are updating the categories of qualifying and eligible transactions in the terms and conditions applicable to our rewards and cashback programmes with effect from 1 July 2020. Please refer here for further details.

Who can apply?

To be eligible for an HSBC Advance Credit Card, you must meet the following requirements:

  • All applicants must be at least 21 years of age
  • For Singaporeans or Permanent Residents (PR), a minimum annual income of SGD30,000 is required
  • For self-employed and commission-based Singaporeans or PR, a minimum annual income of SGD40,000 is required
  • For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required
  • If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

Sign-up gifts

For a limited time, apply for a new HSBC Advance Credit Card and you'll receive a sign-up gift from us.

Lazada and RedMart by Lazada logo

Choose from

SGD200 Lazada and RedMart vouchers

Existing HSBC credit cardholders will be eligible to receive SGD30 cashback

Or

SGD180 cashback

Plus

Get SGD20 worth of Lazada and RedMart vouchers

when you apply online with MyInfo via SingPass

How to apply

New to HSBC credit cards?

Choose your sign-up gift and apply online.

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you'll be eligible for SGD30 cashback when you apply for the HSBC Advance Credit Card. And that's not all! You'll also receive SGD20 worth of Lazada and RedMart vouchers if you apply with MyInfo via SingPass. Other terms and conditions apply.

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Frequently asked questions

 
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Embark on a culinary journey and enjoy 1-for-1 deals and more at over 200 restaurants.

 
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Enjoy exciting deals on your online purchases and food deliveries.

 
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Discover new privileges and experiences with more offers on entertainment, hotel stays, leisure, and wellness.

HSBC credit card features and services

 

Manage your finances by dividing your purchases into smaller instalments.

 
Balance transfer.

Get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Advance credit cardholders4.

 

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay.

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.

 

For purchases below SGD200, simply wave your Visa payWave enabled.

 

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

Get a supplementary card

HSBC Advance Visa Signature Card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spend made on the supplementary cards
  • Up to five supplementary cards, free for life
  • Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

SMS HSAPP SUPP <space> Name <space> 
NRIC to 74722 to apply.

Things you should know

Disclaimer

1Terms and conditions apply for HSBC Advance Credit Card benefits.

2Spend exclusions apply. Eligible Cardholders who spend up to SGD2,000 in a calendar month on Eligible Purchases shall receive a Cashback equal to 1.5% of the amount spent on Eligible Purchases for that calendar month. Eligible Cardholders who spend more than SGD2,000 in a calendar month shall receive a Cashback equal to 2.5% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("Base Cashback") is capped at SGD70 per calendar month.

3Spend exclusions apply. Eligible Cardholders who (i) spend more than or equal to SGD1 on Eligible Purchases in a calendar month, and (ii) have met the two qualifying criteria in that calendar month, shall receive a Cashback equal to 1% of the amount spent on Eligible Purchases for that calendar month. The total Cashback that an Eligible Cardholder can receive under this Clause ("1% Bonus Cashback") is capped at SGD300 per calendar month.

4All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

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