HSBC Insurance products

Sapphire Prestige Income II

• Enjoy a lifetime of regular income
• Replacement of life insured
• Flexible premium term
• Unemployment support benefit

• Whole life coverage
• Growth potential with downside protection
• Take control of your policy to grow your policy value

Jade Legacy Universal Life Plans

• Provide more for your legacy without compromising your retirement lifestyle
• Build a stronger foundation for your future generations with multi-generational planning
• Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonus

Emerald Legacy Life III

• Whole of Life Coverage
• Replacement of Life Insured
• Quit Smoking Incentive to help you live healthier

ValueLife Insurance

• Enjoy potential cost savings as your responsibilities in life evolve
• Guaranteed lifetime protection with a limited premium paying term
• Guaranteed refund of premiums
• Guaranteed maturity benefit

Term Protect Advantage

• Affordable protection coverage
• Flexible premium and policy term
• Guaranteed surrender value
• Boost your coverage with Guaranteed Insurability Option (GIO)
• Convertibility benefit
• Unemployment support benefit

• Build wealth through long-term accumulation
• Flexibility to build the plan according to your preference
• Policy continuity to ensure the cash value keeps growing

Goal Builder

• Optimise wealth growth with a range of funds and unlimited fund switching
• Enjoy peace of mind with lifelong protection

Travel insurance

• Up to 75% reimbursement of your flight, hotel or entertainment ticket cost if you cancel or postpone your trip for any reason. Applicable only if you purchase the policy within 14 days from the initial trip booking. Policy terms and conditions apply.
• Get protected against overseas medical expenses for up to SGD1 million
• Pays for additional administrative and travel expenses incurred due to delayed departure

Home contents insurance

• Up to SGD300,000 for renovations, movable household items and personal belongings
• Optional coverage for your building for all-round protection of your home
• Access to MSIG's 24-hour hotline for home emergency services

Car insurance

• Up to SGD100,000 of car loan benefits for any outstanding car loan if the policyholder dies in a car accident
• Get a new replacement if your original car becomes irreparable after an accident and is less than 12 months old
• Faster approval for simple repairs with MSIG's Video Interaction Technology

Overseas study insurance

• Policy is now enhanced to cover medical expenses up to SGD50,000 resulting from COVID-19
• Covers your hospitalisation expenses up to SGD50,000 and outpatient expenses up to SGD5,000 following an illness or accidental injury
• Your tuition fees is covered up to SGD30,000 if your sponsor passes away or suffers from permanent total disability from an accident
• Pays for your pre-paid course fees should your studies be interrupted by illness or injury

Cancer insurance

• Get SGD100,000 paid in full if the insured person is diagnosed with a major cancer
• Receive a SGD50,000 payout if the insured person is diagnosed with early-stage cancer

Foreign domestic worker insurance

• Pays up to SGD120,000 for your foreign domestic worker's hospitalisation and surgical expenses
• Covers up to SGD3,000 for medical expenses such as dental treatment, traditional Chinese medicine (TCM), and dengue fever
• Covers up to SGD1,800 of your foreign domestic worker's wages and levy for up to 60 days in the event of hospitalisation

International Health Insurance

• Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
• Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
• Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide

Health Insurance

• Reimburses you in full up to the annual limit for all your eligible expenses
• We also go the extra mile to give you a wider range of benefits