Top of main content
A father and daughter are washing vegetables in kitchen; image used for HSBC Insurance products page.

HSBC Insurance products

For your life, your home or next holiday, get an online insurance quote now


Sapphire Prestige Income II

  • Enjoy a lifetime of regular income
  • Replacement of life insured
  • Flexible premium term
  • Unemployment support benefit
Father and son having good time on the boat.

Jade Legacy Universal Life Plans

  • Provide more for your legacy without compromising your retirement lifestyle
  • Build a stronger foundation for your future generations with multi-generational planning
  • Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonus
Father and son having good time on the boat.

Emerald Legacy Life III

  • Whole of Life Coverage
  • Replacement of Life Insured
  • Quit Smoking Incentive to help you live healthier
A woman runs after a man.

ValueLife Insurance

  • Enjoy potential cost savings as your responsibilities in life evolve
  • Guaranteed lifetime protection with a limited premium paying term
  • Guaranteed refund of premiums
  • Guaranteed maturity benefit

Term Protect Advantage

  • Affordable protection coverage
  • Flexible premium and policy term
  • Guaranteed surrender value
  • Boost your coverage with Guaranteed Insurability Option (GIO)
  • Convertibility benefit
  • Unemployment support benefit


Wealth Builder
  • Build wealth through long-term accumulation
  • Flexibility to build the plan according to your preference
  • Policy continuity to ensure the cash value keeps growing
A man paddling kayak through river

Retirement Income II

  • Full flexibility, retire on your own terms
  • Secure your retirement plan with in-built benefits
  • Additional income in the event of unexpected illnesses
A girl enjoying piggyback ride on father

Savings Protector II

  • Protecting your commitments
  • Guarantee capital even during market downturn
  • Flexibility to meet your goals
A grandfather and grandson are playing football.

Goal Builder

  • Optimise wealth growth with a range of funds and unlimited fund switching
  • Enjoy peace of mind with lifelong protection


A couple is looking at a map on train.

Travel insurance

  • Be covered up to SGD1,000,000 for overseas medical expenses
  • Reimbursement for the charges incurred for change of traveller
  • Pays for additional administrative and travel expenses incurred due to delayed departure
A couple is looking at a map on train.

Home contents insurance

  • Up to SGD300,000 for renovations, movable household items and personal belongings
  • Optional coverage for your building for all-round protection of your home
  • Access to MSIG's 24-hour hotline for home emergency services

Car insurance

  • Up to SGD100,000 of car loan benefits for any outstanding car loan if the policyholder dies in a car accident
  • Get a new replacement if your original car becomes irreparable after an accident and is less than 12 months old
  • Faster approval for simple repairs with MSIG's Video Interaction Technology

Overseas study insurance

  • Policy is now enhanced to cover medical expenses up to SGD50,000 resulting from COVID-19
  • Covers your hospitalisation expenses up to SGD50,000 and outpatient expenses up to SGD5,000 following an illness or accidental injury
  • Your tuition fees is covered up to SGD30,000 if your sponsor passes away or suffers from permanent total disability from an accident
  • Pays for your pre-paid course fees should your studies be interrupted by illness or injury

Cancer insurance

  • Get SGD100,000 paid in full if the insured person is diagnosed with a major cancer
  • Receive a SGD50,000 payout if the insured person is diagnosed with early-stage cancer

Foreign domestic worker insurance

  • Pays up to SGD120,000 for your foreign domestic worker's hospitalisation and surgical expenses
  • Covers up to SGD3,000 for medical expenses such as dental treatment, traditional Chinese medicine (TCM), and dengue fever
  • Covers up to SGD1,800 of your foreign domestic worker's wages and levy for up to 60 days in the event of hospitalisation


A couple is looking at a map on train.

International Health Insurance

  • Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
  • Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
  • Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide
A kid visits doctor with her mother.

Health Insurance

  • Reimburses you in full up to the annual limit for all your eligible expenses
  • We also go the extra mile to give you a wider range of benefits
Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.