HSBC Insurance products

Sapphire Prestige Income

• Enjoy a lifetime of regular income
• Replacement of life insured
• Available in both SGD and USD

Variable Annuity

• Capital guaranteed
• Benefit from market upsides /protection when market falls
• Guaranteed monthly payouts

Emerald Legacy Life III

• Whole of Life Coverage
• Replacement of Life Insured
• Quit Smoking Incentive to help you live healthier

ValueLife Insurance

• Enjoy potential cost savings as your responsibilities in life evolve
• Guaranteed lifetime protection with a limited premium paying term
• Guaranteed refund of premiums
• Guaranteed maturity benefit

Term Protect Advantage

• Affordable protection coverage
• Flexible premium and policy term
• Guaranteed surrender value
• Boost your coverage with Guaranteed Insurability Option (GIO)
• Convertibility benefit
• Unemployment support benefit

• Build wealth through long-term accumulation
• Flexibility to build the plan according to your preference
• Policy continuity to ensure the cash value keeps growing

Retirement Income II

• Full flexibility, retire on your own terms
• Secure your retirement plan with in-built benefits
• Additional income in the event of unexpected illnesses

Savings Protector II

• Protecting your commitments
• Guarantee capital even during market downturn
• Flexibility to meet your goals

Goal Builder

• Optimise wealth growth with a range of funds and unlimited fund switching
• Enjoy peace of mind with lifelong protection

International Health Insurance

• Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
• Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
• Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide

Health Insurance

• Reimburses you in full up to the annual limit for all your eligible expenses
• We also go the extra mile to give you a wider range of benefits

Early Critical Care Insurance

• Covers 102 conditions
• Provides 100% payout even for early stage critical illness
• Covering illnesses not commonly insured in Singapore
• Affordable premiums and comprehensive coverage

Mortgage Protector Insurance

• With a wide range of terms available from 10 to 40 years, and interest rate from 1% to 10% to match your mortgage plan.
• Premium payment term will end four years before the end of policy term, while you continue to enjoy full coverage.
• Option to pay your premiums in yearly, half-yearly, quarterly or monthly instalments.