Top of main content
A father and daughter are washing vegetables in kitchen; image used for HSBC Insurance products page.

HSBC Insurance products

For your life, your home or next holiday, get an online insurance quote now


Sapphire Prestige Income

  • Enjoy a lifetime of regular income
  • Replacement of life insured
  • Available in both SGD and USD
A family dinning at lakeside.

Variable Annuity

  • Capital guaranteed
  • Benefit from market upsides /protection when market falls
  • Guaranteed monthly payouts

Winner of the Insurance Asia Award 2020

Father and son having good time on the boat.

Emerald Legacy Life III

  • Whole of Life Coverage
  • Replacement of Life Insured
  • Quit Smoking Incentive to help you live healthier
A woman runs after a man.

ValueLife Insurance

  • Enjoy potential cost savings as your responsibilities in life evolve
  • Guaranteed lifetime protection with a limited premium paying term
  • Guaranteed refund of premiums
  • Guaranteed maturity benefit

Term Protect Advantage

  • Affordable protection coverage
  • Flexible premium and policy term
  • Guaranteed surrender value
  • Boost your coverage with Guaranteed Insurability Option (GIO)
  • Convertibility benefit
  • Unemployment support benefit


Wealth Builder
  • Build wealth through long-term accumulation
  • Flexibility to build the plan according to your preference
  • Policy continuity to ensure the cash value keeps growing
A man paddling kayak through river

Retirement Income II

  • Full flexibility, retire on your own terms
  • Secure your retirement plan with in-built benefits
  • Additional income in the event of unexpected illnesses
A girl enjoying piggyback ride on father

Savings Protector II

  • Protecting your commitments
  • Guarantee capital even during market downturn
  • Flexibility to meet your goals
A grandfather and grandson are playing football.

Goal Builder

  • Optimise wealth growth with a range of funds and unlimited fund switching
  • Enjoy peace of mind with lifelong protection


A couple is looking at a map on train.

International Health Insurance

  • Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout your hospital treatment
  • Out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs and dressings and necessary diagnostic tests, and vaccinations up to the limits shown
  • Depending on where in the world you reside, travel to or wish to receive treatment, there are 3 geographical areas of cover designed to suit your needs: Asia, Worldwide excluding USA, and Worldwide

Enjoy up to SGD600 shopping vouchers when you purchase an InternationalExclusive health insurance plan. Valid till 31st December 2022.

A kid visits doctor with her mother.

Health Insurance

  • Reimburses you in full up to the annual limit for all your eligible expenses
  • We also go the extra mile to give you a wider range of benefits

Enjoy SGD100 shopping vouchers when you purchase a SmartCare Optimum Enhanced insurance plan. Valid till 31st December 2022.

A doctor is discussing medical record with patient.

Early Critical Care Insurance

  • Covers 102 conditions
  • Provides 100% payout even for early stage critical illness
  • Covering illnesses not commonly insured in Singapore
  • Affordable premiums and comprehensive coverage


A son is hugging with his mother.

Mortgage Protector Insurance

  • With a wide range of terms available from 10 to 40 years, and interest rate from 1% to 10% to match your mortgage plan.
  • Premium payment term will end four years before the end of policy term, while you continue to enjoy full coverage.
  • Option to pay your premiums in yearly, half-yearly, quarterly or monthly instalments.