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Men and women are standing on a car; image used for HSBC Car Insurance.

Car insurance

Protecting you and your passengers while you are on the road, with the flexibility of choosing your preferred car workshop and more

Cover your car against accidental damage and theft. We have a range of plans to suit your needs and budget.

Special offers

From now till 19 March 2024, enjoy at least SGD100 gift vouchers when you buy a car insurance plan.

Features

  • Car loan protection
    MotorMax Plus offers SGD100,000 worth of car loan benefits to cover any outstanding car loan if the policyholder dies in a car accident.
  • New for old replacement
    If your car becomes irreparable after an accident, we will replace it with a brand new one as long as your original car is less than 12 months old.
  • Claims made easy
    Wherever possible, you deal with only one motor insurance claims specialist throughout your case. Rest assured that we will come to your aid even in third-party liability claims.
  • Quicker repair approval
    Faster approval now for simple repairs! With MSIG’s Video Interaction Technology, our surveyors can assess and approve your car repairs virtually. Watch to learn more.

Click here for list of MSIG authorised car workshops

Summary of Benefits

Key coverage of MotorMax & MotorMax Plus
Benefits Summary Limit of Liability for MotorMax Limit of Liability for MotorMax Plus
Comprehensive Coverage of insured vehicle against accidental loss or damage    
Liability to Third Parties    
Personal Accident Benefits    
Medical Expenses    
Choice of workshop for accident repairs to insured vehicle MSIG's authorised workshops Any workshop
Transport Allowance while the insured vehicle undergoes repairs following accident damage Not covered  

New for Old Replacement (High performance, sports makes and high value vehicles excluded)

Not covered  

Loan Protection Benefits

Pays the outstanding loan amount in respect of the insured vehicle following accidental death of the Policyholder in direct connection with the insured vehicle

Not covered  

Windscreen

Windscreen cover due to breakage, subject to excess of SGD100 for each claim

   

24 hours Automobile and Medical Assistance Services

   
Key coverage of MotorMax & MotorMax Plus
Benefits Summary Comprehensive Coverage of insured vehicle against accidental loss or damage
Limit of Liability for MotorMax  
Limit of Liability for MotorMax Plus  
Benefits Summary Liability to Third Parties
Limit of Liability for MotorMax  
Limit of Liability for MotorMax Plus  
Benefits Summary Personal Accident Benefits
Limit of Liability for MotorMax  
Limit of Liability for MotorMax Plus  
Benefits Summary Medical Expenses
Limit of Liability for MotorMax  
Limit of Liability for MotorMax Plus  
Benefits Summary Choice of workshop for accident repairs to insured vehicle
Limit of Liability for MotorMax MSIG's authorised workshops
Limit of Liability for MotorMax Plus Any workshop
Benefits Summary Transport Allowance while the insured vehicle undergoes repairs following accident damage
Limit of Liability for MotorMax Not covered
Limit of Liability for MotorMax Plus  
Benefits Summary

New for Old Replacement (High performance, sports makes and high value vehicles excluded)

Limit of Liability for MotorMax Not covered
Limit of Liability for MotorMax Plus  
Benefits Summary

Loan Protection Benefits

Pays the outstanding loan amount in respect of the insured vehicle following accidental death of the Policyholder in direct connection with the insured vehicle

Limit of Liability for MotorMax Not covered
Limit of Liability for MotorMax Plus  
Benefits Summary

Windscreen

Windscreen cover due to breakage, subject to excess of SGD100 for each claim

Limit of Liability for MotorMax  
Limit of Liability for MotorMax Plus  
Benefits Summary

24 hours Automobile and Medical Assistance Services

Limit of Liability for MotorMax  
Limit of Liability for MotorMax Plus  

Learn more about the full coverage details.

How to buy car insurance

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