HomeSurance Classic | Home Insurance Plan

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HomeSurance

Home Insurance – HomeSurance Classic

Your home is more than just a roof over your head - it's a place you have spent considerable time, effort and money doing up. And when it comes to the things that make your house a home, you can have peace of mind with HomeSurance Classic. With a choice of three levels of comprehensive coverage each at an affordable premium, HomeSurance Classic is the convenient, inexpensive way to protect the things you cherish most.

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Special Offer

From 1 to 30 April 2019, enjoy 50% premium discount* and S$20 IKEA gift card* when you purchase Home Content insurance plan.

Terms and Conditions apply. Click here for more details.

Features

"All risks" coverage

Protect you and your family assets and valuables from Fire, Burglary and Accidental damage including riot, malicious act, lightning, thunderbolt, explosion, collision or impact from falling tree branches or vehicles.
Personal liability

HomeSurance Classic indemnifies you should you be liable to pay compensation for bodily injury or damage to property up to S$1,000,000. Examples include falling flower pots from your property, slippery floors and accidental breakage of your neighbour's property or valuables.

Ease of application

You need not go through the inconvenience of itemising your posessions at the point of application. These include everything from jewellery and silverware to fine art and coin collections. The insurable items (with the exception of clothing, linen, wallpaper, floor coverings and pedal cycles) will be settled on a "new for old" basis.

Benefits table
Coverage details
Coverage	New replacement cost/ insured limits
Interior decoration/ refurbishment protection coverage	15% of sum insured or up to S$20,000, whichever is higher
Household removal coverage	15% of sum insured
Temporary furniture 15% depositories coverage	15% of sum insured- or up to S$20,000, whichever is higher
Property temporarily removed coverage	15% of sum insured or up to S$20,000, whichever is higher
Alternative accommodation and/or rent coverage	7.5% of sum insured or up to S$10,000, whichever is higher
Locks and keys coverage	Up to S$1,000
Money coverage	Up to S$1,000
Credit Cards coverage	Up to S$1,500
Replacement of personal documents coverage	Up to S$1,500
Frozen food coverage	Up to S$500
Damage to external TV/ radio antenna coverage	Up to S$250
Home alteration coverage	Up to S$10,000
Damage to doors or windows coverage	Up to S$10,000
Accidental death of pedigree pet coverage	Up to S$500 for any one accident
Removal of debris coverage	Up to S$3,500
Personal liabilities coverage	S$1,000,000
Personal accident protection coverage	S$10,000 per person

Benefits table
Coverage details
Coverage	Interior decoration/ refurbishment protection coverage
New replacement cost/ insured limits	15% of sum insured or up to S$20,000, whichever is higher

Coverage	Household removal coverage
New replacement cost/ insured limits	15% of sum insured

Coverage	Temporary furniture 15% depositories coverage
New replacement cost/ insured limits	15% of sum insured- or up to S$20,000, whichever is higher

Coverage	Property temporarily removed coverage
New replacement cost/ insured limits	15% of sum insured or up to S$20,000, whichever is higher

Coverage	Alternative accommodation and/or rent coverage
New replacement cost/ insured limits	7.5% of sum insured or up to S$10,000, whichever is higher

Coverage	Locks and keys coverage
New replacement cost/ insured limits	Up to S$1,000

Coverage	Money coverage
New replacement cost/ insured limits	Up to S$1,000

Coverage	Credit Cards coverage
New replacement cost/ insured limits	Up to S$1,500

Coverage	Replacement of personal documents coverage
New replacement cost/ insured limits	Up to S$1,500

Coverage	Frozen food coverage
New replacement cost/ insured limits	Up to S$500

Coverage	Damage to external TV/ radio antenna coverage
New replacement cost/ insured limits	Up to S$250

Coverage	Home alteration coverage
New replacement cost/ insured limits	Up to S$10,000

Coverage	Damage to doors or windows coverage
New replacement cost/ insured limits	Up to S$10,000

Coverage	Accidental death of pedigree pet coverage
New replacement cost/ insured limits	Up to S$500 for any one accident

Coverage	Removal of debris coverage
New replacement cost/ insured limits	Up to S$3,500

Coverage	Personal liabilities coverage
New replacement cost/ insured limits	S$1,000,000

Coverage	Personal accident protection coverage
New replacement cost/ insured limits	S$10,000 per person

Note:

An excess of S$50 is applicable for all claims arising from accidental damage
Valuables are covered for up to 35% of the main coverage limit
Each item, pair or set of valuables is subject to a maximum claim of 3.5% of sum insured or S$7,500, whichever is lower
Each item, pair or set of non-valuables is subject to a maximum claim of 15% of sum insured
Personal injury to family members benefit will only be payable due to an accident occurring before the benefit expires

Find out more about HomeSurance

Request a callback

Leave us your details and we'll get back to you within 3 business days.

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Call us

Call (65) 6880 4070.

Email us

Email at banca_hsbc@axa.com.sg.

HomeSurance Classic is underwritten by AXA Insurance Pte Ltd. and distributed by HSBC Bank (Singapore) Limited ("HBSP"). It is not an obligation of, deposit in or guaranteed by HBSP.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AXA Insurance Pte Ltd. or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

This web page contains only general information. This web page does not constitute, or form any part of any offer for sale, or solicitation of any offer to buy, any insurance product nor shall it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. It is also not intended to provide any insurance or financial advice. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at AXA Insurance Pte Ltd. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

AXA Insurance Pte Ltd.'s authorised agents or distributors, including HBSP (together "the Agents”) are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from AXA Insurance Pte Ltd. in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

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