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Home Insurance

Comfort is protecting your cherished family moments with HomeSurance Classic home insurance

Home Insurance – HomeSurance Classic

Your home is more than just a roof over your head - it's a place you have spent considerable time, effort and money doing up. And when it comes to the things that make your house a home, you can have peace of mind with HomeSurance Classic. With a choice of three levels of comprehensive coverage each at an affordable premium, HomeSurance Classic is the convenient, inexpensive way to protect the things you cherish most.

Special Offer

From 19 to 31 January 2022, enjoy 40% discount* and SGD40 shopping voucher* when you purchase a Home Content insurance plan.

*Terms and Conditions apply

Features

  • "All risks" coverage

    Protect you and your family assets and valuables from Fire, Burglary and Accidental damage including riot, malicious act, lightning, thunderbolt, explosion, collision or impact from falling tree branches or vehicles.

  • Personal liability

    HomeSurance Classic indemnifies you should you be liable to pay compensation for bodily injury or damage to property up to SGD1,000,000. Examples include falling flower pots from your property, slippery floors and accidental breakage of your neighbour's property or valuables.

  • Ease of application

    You need not go through the inconvenience of itemising your posessions at the point of application. These include everything from jewellery and silverware to fine art and coin collections. The insurable items (with the exception of clothing, linen, wallpaper, floor coverings and pedal cycles) will be settled on a "new for old" basis.

Benefits table                                                                                                               Coverage details

Coverage New replacement cost/ insured limits
Household removal coverage 15% of sum insured

Temporary furniture depositories coverage

15% of sum insured- or up to SGD20,000, whichever is higher
Property temporarily removed coverage 15% of sum insured or up to SGD20,000, whichever is higher
Alternative accommodation and/or rent coverage 7.5% of sum insured or up to SGD10,000, whichever is higher
Locks and keys coverage Up to SGD1,000
Money coverage Up to SGD1,000
Credit Cards coverage Up to SGD1,500
Legal Documents Up to SGD 1,000
Frozen food coverage Up to SGD750
Home alteration coverage Up to SGD10,000
Breakage of Fixed Glass and Mirrors Up to SGD 5,000
Accidental death of pedigree pet coverage Up to SGD500 for any one accident
Home Assistance Hotline Services Up to SGD 300 per occurrence
Personal liabilities coverage SGD1,000,000
Personal accident protection coverage SGD10,000 per person

Benefits table                                                                                                               Coverage details

Coverage Household removal coverage
New replacement cost/ insured limits 15% of sum insured
Coverage

Temporary furniture depositories coverage

New replacement cost/ insured limits 15% of sum insured- or up to SGD20,000, whichever is higher
Coverage Property temporarily removed coverage
New replacement cost/ insured limits 15% of sum insured or up to SGD20,000, whichever is higher
Coverage Alternative accommodation and/or rent coverage
New replacement cost/ insured limits 7.5% of sum insured or up to SGD10,000, whichever is higher
Coverage Locks and keys coverage
New replacement cost/ insured limits Up to SGD1,000
Coverage Money coverage
New replacement cost/ insured limits Up to SGD1,000
Coverage Credit Cards coverage
New replacement cost/ insured limits Up to SGD1,500
Coverage Legal Documents
New replacement cost/ insured limits Up to SGD 1,000
Coverage Frozen food coverage
New replacement cost/ insured limits Up to SGD750
Coverage Home alteration coverage
New replacement cost/ insured limits Up to SGD10,000
Coverage Breakage of Fixed Glass and Mirrors
New replacement cost/ insured limits Up to SGD 5,000
Coverage Accidental death of pedigree pet coverage
New replacement cost/ insured limits Up to SGD500 for any one accident
Coverage Home Assistance Hotline Services
New replacement cost/ insured limits Up to SGD 300 per occurrence
Coverage Personal liabilities coverage
New replacement cost/ insured limits SGD1,000,000
Coverage Personal accident protection coverage
New replacement cost/ insured limits SGD10,000 per person

Note:

  • An excess of SGD50 is applicable for all claims arising from accidental damage
  • Valuables are covered for up to 35% of the main coverage limit
  • Each item, pair or set of valuables is subject to a maximum claim of 3.5% of sum insured or SGD7,500, whichever is lower
  • Each item, pair or set of non-valuables is subject to a maximum claim of 15% of sum insured
  • Personal injury to family members benefit will only be payable due to an accident occurring before the benefit expires

ArtPlus to protect your valuable art and more

ArtPlus is high-value household insurance solution. In addition to providing specialised insurance for art and collectibles, it also covers buildings, general contents, jewellery and watches, and personal liability. It is the only collections-led insurance policy available in the market.

Features

  • Worldwide cover for home contents

    Your home's contents are covered worldwide, with complimentary transit cover during removal or temporary storage with a high per article limit for your specified and unspecified items.

  • Automatic coverage for new property

    We cover your newly acquired property automatically up to 25% of your Total Sum Insured.

  • Pair, sets or parts cover

    If part of a pair or set of fine art items is damaged, you can choose to claim a total loss to receive full payment on the pair or set.

  • Worldwide transit and temporary storage coverage

    We cover your artwork while it is in transit and can provide temporary storage in locations all over the world.

  • Agreed value basis

    All your items can be insured at values agreed upon between you and our underwriters.

  • Worldwide personal liability

    Coverage for your personal liability wherever you are in the world.

Find out more

Request a callback

Leave us your details and we'll get back to you within 3 business days. 

Call us (AXA Singapore)

Call us at (65) 6880 4070 if you have any questions.

Email us

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