HSBC Revolution Credit Card

HSBC SG
Credit Cards
Revolution Credit Card

Load up on 10X Reward points on online and contactless spending

Give life an extra spark with up to 10X Reward points¹ - that's equivalent to 4 miles or 2.5% cashback for every dollar you spend. What's more, there's no annual credit card fee!

Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together.

Apply now for a revolution credit card

Request a call from us about enquire for revolution credit card

Check your eligibility

Get a sign-up gift on us: Choose either a Samsonite Prestige 69cm Spinner Exp luggage worth SGD670, or SGD150 cashback, when you spend at least SGD1,000 and give marketing consent upon applying. Existing cardholders will still be eligible for SGD50 cashback. Other T&Cs apply.

Your card benefits, in a nutshell

10X Reward Points with online and contactless payments

No minimum spend required! Enjoy 10X Reward points from the moment you start spending be it shopping online or making contactless payments through Visa payWave, Apple Pay or Google Pay.
1X Reward point for all other types of spending

There's no cap on the Reward points you can earn on everything else!
No annual fee

We'll waive yearly credit card charges.
Be rewarded with additional cashback

Earn additional 1% HSBC Everyday+ Cashback² with your HSBC Everyday Global Account
Greater flexibility

Use the HSBC Singapore app to offset your spending with Reward points or split your purchases into monthly instalments.

Discover the new HSBC Revolution Credit Card

Download Transcript of HSBC revolution credit card video. This link will open in a new window

Get up close and personal with your HSBC Revolution Credit Card

Amp up your lifestyle with a host of rewards

Redeem exciting gifts and lifestyle experiences with the new 10X Reward points when you make online or contactless payments. And the best part? There's no minimum spending you need to worry about - you'll rack up Reward points from the very first dollar spent!

Reward points you can earn
Transactions	Monthly amount spent	Reward points earned
Online purchases	SGD380	3,800 (10X Reward points)
Contactless payment for dining out	SGD300	3,000 (10X Reward points)
Contactless payment for groceries	SGD300	3,000 (10X Reward points)
Others	SGD200	200 (1x Reward point)
Total	SGD1,180	10,000 Reward points
Total per year	SGD14,160	120,000 Reward points

Reward points you can earn
Transactions	Online purchases
Monthly amount spent	SGD380
Reward points earned	3,800 (10X Reward points)

Transactions	Contactless payment for dining out
Monthly amount spent	SGD300
Reward points earned	3,000 (10X Reward points)

Transactions	Contactless payment for groceries
Monthly amount spent	SGD300
Reward points earned	3,000 (10X Reward points)

Transactions	Others
Monthly amount spent	SGD200
Reward points earned	200 (1x Reward point)

Transactions	Total
Monthly amount spent	SGD1,180
Reward points earned	10,000 Reward points

Transactions	Total per year
Monthly amount spent	SGD14,160
Reward points earned	120,000 Reward points

And what would you be able to do with 120,000 Reward points?

Plenty! You'll be able to redeem SGD450 in dining vouchers or get SGD300 worth of cash rebates with our Pay with Points programme. Or if it's air miles you prefer, you can earn them at 4 miles per dollar spent, making this one of the best credit cards for mileage. You'll have 40,000 miles - enough to redeem a return air ticket to Perth!

Travel Companion

Planning to travel? But first, check out the latest travel and health restrictions for your trip.

Real-time COVID-19 restrictions and travel requirements
Latest quarantine protocols
COVID-19 test booking (if required)

Visit here for more details.

Your quest for the best version of you

A conscious way of living means prioritising your health. That's right - the journey to becoming the healthiest and fittest you've ever been starts now! Need a good way to motivate yourself to get off the couch or a push to lace up your running shoes? We'll give you 10X Reward points when you make online or contactless payments with our fitness and wellness rewards partners.

Your finances at your fingertips

Want to consciously stay on top of your finances and manage your bills seamlessly? Check out all the ways you can manage your credit card and your cash:

Activate your credit card
Access your credit card details instantly
Opt to pay for big ticket purchases in monthly instalments
Offset your spending with your Reward points and get more bang for your buck
View and download up to 12 months of credit card eStatement

A few minutes and a few clicks is all you need to get your HBSC Revolution Credit Card with the HSBC Singapore app.

Unlock additional 1% cashback with HSBC Everyday+

You'll earn additional 1% cashback² on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save	Step 2: Transact
Deposit fresh funds of minimum SGD2,000 for HSBC Personal Banking customers or SGD5,000 for HSBC Premier customers into your HSBC Everyday Global Account each calendar month.	Perform a minimum of 5 eligible transactions each calendar month.

You'll earn additional 1% cashback² on your credit card spending with HSBC Everyday+ Rewards Programme when you:
Step 1: Save	Deposit fresh funds of minimum SGD2,000 for HSBC Personal Banking customers or SGD5,000 for HSBC Premier customers into your HSBC Everyday Global Account each calendar month.
Step 2: Transact	Perform a minimum of 5 eligible transactions each calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD300 for HSBC Personal Banking customers, and SGD500 for HSBC Premier customers.

Find out more about HSBC Everyday Global Account (EGA) page

Exclusive bundle deal: Enjoy up to SGD200 cashback when you sign up for an HSBC credit card and the HSBC Everyday Global Account. T&Cs apply.

Find out more to visit HSBC personal banking page

Let nothing stop your journey to a conscious lifestyle

Conscious living with Jamie Pang

Watch now: Get in tip-top shape with fitness enthusiast Jamie Pang as she shares tips on how to push yourself further and lead a health-centred life.

#WhyStopHere #Changemakers

Download Transcript for more details Download

Conscious living with Rachel Lim

Watch now: Find out how fashion mogul Rachel Lim constantly evolves her business and consciously weaves money management into her lifestyle.

#WhyStopHere #Changemakers

Download Transcript for more details Download

Conscious living with Sonia Chew

Watch now: Take the lead from radio DJ Sonia Chew, as she shows you how she relentlessly pursues her passion.

#WhyStopHere #Changemakers

Download Transcript for more details Download

Important information and links

Regarding the credit card

Credit limit

Your credit limit is subject to our review and approval. It is possible that the credit limit we eventually grant you may be lower than the preferred credit limit you initially requested.

Finance charges

A finance charge is applied to the amount withdrawn from the day the transaction is posted to your account until the date the credit card payment is made in full or the next statement date, whichever is earlier.

Effective rate: 26.9% p.a. (minimum)

Minimum charge: SGD2.50

Annual Fee

We're waiving your HSBC Revolution Credit Card annual fee.

Eligibility and Documents Required

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For salaried employees	For commission-based earners	For self-employed
NRIC (front and back)
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)	(Preferred)	(Preferred)	(Preferred)
(B) Latest 3 months' computerised pay slips
Latest 1 year' Notice of Assessment		(not required if (A) is provided)	(not required if (A) is provided)
Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	NRIC (front and back)
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees	(Preferred)
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners	(not required if (A) is provided)
For self-employed	(not required if (A) is provided)

Documents/Requirements	Proof of billing address (for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)
For salaried employees
For commission-based earners
For self-employed

To be eligible, you must:

be at least 21 years old
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass to complete your application quicker.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	For commission-based earners	For self-employed
Passport
Employment Pass / S Pass^*
(A) Notice of Assessment via Myinfo (Singpass login required); OR	(Preferred)	(Preferred)
(B) Latest 1 year' Notice of Assessment
Latest 3 months' computerised pay slips
S Pass holders: Latest 3 months' bank statements, showing salary crediting
Proof of billing address

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements	Passport
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Employment Pass / S Pass^*
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	(A) Notice of Assessment via Myinfo (Singpass login required); OR
For salaried employees
For commission-based earners	(Preferred)
For self-employed	(Preferred)

Documents/Requirements	(B) Latest 1 year' Notice of Assessment
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Latest 3 months' computerised pay slips
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	S Pass holders: Latest 3 months' bank statements, showing salary crediting
For salaried employees
For commission-based earners
For self-employed

Documents/Requirements	Proof of billing address
For salaried employees
For commission-based earners
For self-employed

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Redeem a sign-up gift

You can select one of the following*:

Samsonite Prestige 69cm Spinner Exp with built-in scale, worth SGD670

OR SGD150 cashback

Already hold an HSBC credit card? You'll still be eligible to receive SGD50 cashback when you consent to our marketing communications.

* Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.

How to apply

New to HSBC credit cards?

Apply for a new card with sign up gift

Already have an HSBC credit card?

Apply for another card with sign up gift This link will open in a new window

Leave us your details

Leave us your contact details or SMS HSAPP <space> your name to 74722. We'll be in touch in 3 working days to assist with your application.

Request a call back to leave us your details.

Continue your application

Resume your application via the link in the SMS and/or email we have sent to you. To receive the link again, call us at 1800 4722 669.

Upload your supporting documents on the document upload page

Get a supplementary card

Share the privileges, benefits and convenience of HSBC credit cards with your loved ones.

Earn Reward points for all spending charged to your supplementary cards
Apply for up to 5 supplementary cards, with no annual credit card fees
Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

To apply:

SMS HSAPP SUPP <space> Name <space> NRIC to 74722.

Frequently asked questions

Online purchases refer to all posted qualified retail transactions made via the internet, either done locally or abroad, for the purchase of goods or services provided by any merchants. This includes credential-on-file payments that require you to store your credit card information with a merchant or payment facilitator to make future purchases.

Terms and conditions apply on qualifying transactions. Click here for more details.

Contactless payments refer to all posted qualified retail transactions made by tapping your card (payWave) or your mobile wallet (Apple Pay or Google Pay) at any Visa payWave terminal reader, either locally or abroad.

The following transactions that fall within the list of Merchant Category Codes (MCC) below, qualify for 10x Reward points:

transactions made via online merchant sites processed as online transactions, or
transactions made via contactless payments (payWave, Apple Pay and Google Pay payment methods).

Merchant Category Codes
Category	Merchant Category Codes (MCC)
Travel related merchants such as airlines, car rental facilities, lodging, cruise lines and travel agencies	3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511, 4722, 7011
Department stores and retail stores	4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999
Supermarkets, dining establishments and food delivery services	5411, 5441, 5462, 5499, 5811, 5812, 5813, 5814
Others, such as transportation and membership clubs	4121, 7997

Merchant Category Codes
Category	Travel related merchants such as airlines, car rental facilities, lodging, cruise lines and travel agencies
Merchant Category Codes (MCC)	3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511, 4722, 7011

Category	Department stores and retail stores
Merchant Category Codes (MCC)	4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999

Category	Supermarkets, dining establishments and food delivery services
Merchant Category Codes (MCC)	5411, 5441, 5462, 5499, 5811, 5812, 5813, 5814

Category	Others, such as transportation and membership clubs
Merchant Category Codes (MCC)	4121, 7997

1X Reward point will be accorded for every dollar spent above SGD1,000 on online purchases and contactless payments every month.

The 10X Reward Points earned from eligible transactions is made up of 2 parts and will be credited separately:

Base Points (1X)
Bonus Points (9X)

Base Points (1X) will be credited into your account based on your statement cycle. Bonus Points (9X) will be credited into your account by the last day of the following calendar month from the posted transaction date in your card account. Bonus Points (9X) will be reflected in your statement by the last day of the second calendar month.

For example, a SGD20 online transaction is posted on 27 February. Base Points (1X) of 20 Reward Points will credited by your next statement cycle while the Bonus Points of 180 Reward Points (9X) will be credited by 31 March.

The purchase you made is likely an excluded transaction which will not earn you any Reward points.

Such transactions include donations, quasi-cash transactions (i.e. cryptocurrency transactions), payments to education institution, cleaning, maintenance and janitorial services or insurance companies.

For the full list of excluded transactions, please refer to point 4 in the Terms and Conditions for details.

See all FAQs about HSBC Credit Cards

HSBC credit card promotions

Petrol savings

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Get instant discounts of up to 16% off petrol at Caltex stations or 14% off at Shell stations.

ENTERTAINER with HSBC

to learn more about ENTERTAINER This link will open in a new window

Discover over 1,000 amazing 1-for-1 and more offers on dining, leisure attractions, hotels and wellness worldwide. Look forward to exciting offers at your favourite restaurants such as Hoshino Coffee, Perch, Brotzeit German Bier Bar & Restaurant and many more.

Exclusive online offers

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Shop online from the comforts of your own home to enjoy great discounts with your HSBC credit card.

home&Away

Enjoy fabulous credit and debit card offers, no matter where in the world you may be. This link will open in a new window

Enjoy fabulous credit and debit card offers, no matter where in the world you may be.

HSBC credit card features and services

Spend Instalment Plan

Manage your finances by paying for your purchases in smaller instalments.

Balance Transfer

New Revolution Credit Card cardholders³ can get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months, with no processing fee.

Apple Pay

Pay for your purchases in stores, on apps and online with your iPhone, Apple Watch, iPad or Macbook with one simple tap - no more having to rustle through your wallet to find your cards or cash!

Google Pay^TM

to learn more about Google pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device – there's no need to fumble for your cards or cash.

Visa payWave

If you're making a purchase below SGD200, simply wave your Visa payWave enabled credit card in front of a secured reader and you're good to go.

Virtual Card

Lighten the load on your wallet and use your credit cards virtually on your mobile phone with the HSBC Singapore app. No more worries about forgetting to take your wallet out the door!

SimplyGo

Want to skip the chore of constantly having to top up your EZ-Link card every time it runs low? Simply tap to pay for your bus and train fares with your HSBC credit card or through Apple Pay and Google Pay. You'll even be able to kill two birds with one stone and earn 1X Reward point for every dollar you spend on public transport.

Travel insurance

Receive travel insurance of up to SGD300,000 for you and your family. Charge the full cost of your air ticket to your HSBC Revolution Credit Card and receive travel insurance coverage against flight inconvenience and personal accident. Read the policy in detail.

Things you should know

Disclaimer

^*With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

¹Capped at 10,000 Reward points per calendar month on eligible purchases. For more details, refer to the full HSBC Revolution Credit Card's 10X Reward points programme's terms and conditions.

²HSBC Everyday+ Rewards Programme T&Cs apply. Find out more.

³All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

Load up on 10X Reward points on online and contactless spending

Your card benefits, in a nutshell

Discover the new HSBC Revolution Credit Card

Get up close and personal with your HSBC Revolution Credit Card

Amp up your lifestyle with a host of rewards

Here are some fun ways you can chalk up more Reward points

Travel Companion

Your quest for the best version of you

Your finances at your fingertips

Unlock additional 1% cashback with HSBC Everyday+

Let nothing stop your journey to a conscious lifestyle

Conscious living with Jamie Pang

Conscious living with Rachel Lim

Conscious living with Sonia Chew

Important information and links

Relevant documents for credit cardholders

Additional information

Eligibility and Documents Required

Singaporean/Permanent Resident

Foreigner

International Credit History

Redeem a sign-up gift

You can select one of the following*:

How to apply

New to HSBC credit cards?

Already have an HSBC credit card?

Leave us your details

Already made an application?

Get a supplementary card

Frequently asked questions

What do online purchases refer to?

What do contactless payments refer to?

What are the transactions that qualify for 10X Reward points?

What happens when my total monthly spending on online purchases and/or contactless payments exceeds SGD1,000?

When will I get my 10X Reward Points?

Why did I not earn any Reward Points on my purchase?

HSBC credit card promotions

Petrol savings

ENTERTAINER with HSBC

Exclusive online offers

home&Away

HSBC credit card features and services

Spend Instalment Plan

Balance Transfer

Apple Pay

Google PayTM

Visa payWave

Virtual Card

SimplyGo

Travel insurance

Things you should know

Disclaimer

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