HSBC Revolution Credit Card

HSBC SG
Credit Cards
Revolution Credit Card

Load up on 10X Reward points on online and contactless spending

Give life an extra spark with your HSBC Revolution Credit Card and revel in the privileges it will bring. You'll receive 10X Reward points², or 4 miles for every dollar you spend. What's more, we've thrown in another cool perk: no annual credit card fee!

Apply now for a revolution credit card

Request a call from us about enquire for revolution credit card

Check your eligibility

Redeem a sign-up gift, totally on us: Choose from SGD200 Lazada and RedMart vouchers or SGD180 cashback + receive SGD20 worth of Lazada and RedMart vouchers when you apply online with MyInfo via Singpass. Find out more

Your card, in a nutshell

10X Reward points for your online payments

Load up on 10X Reward points when you shop online, order food delivery or make future travel bookings.
10X Reward points for contactless payments

Get 10X Reward points when you make payments through Visa payWave and Apple Pay.
1X Reward point for all other types of spending

There's no cap on the Reward points you can earn on everything else!
No annual fee

We'll waive yearly credit card charges.
Virtual card

Access and pay with your HSBC Revolution Credit Card on your mobile phone.
Greater flexibility

Use the HSBC Singapore app to offset your spending with Reward points or split your purchases into monthly instalments.

Discover the new HSBC Revolution Credit Card

Download Transcript of HSBC revolution credit card video. This link will open in a new window

Get up close and personal with your HSBC Revolution Credit Card

Amp up your lifestyle with a host of rewards

Redeem exciting gifts and lifestyle experiences with the new 10X Reward points when you make online or contactless payments. And the best part? There's no minimum spending you need to worry about - you'll rack up Reward points from the very first dollar spent!

Reward points you can earn
Transactions	Monthly amount spent	Reward points earned
Online purchases	SGD380	3,800 (10X Reward points)
Contactless payment for dining out	SGD300	3,000 (10X Reward points)
Contactless payment for groceries	SGD300	3,000 (10X Reward points)
Others	SGD200	200 (1x Reward point)
Total	SGD1,180	10,000 Reward points
Total per year	SGD14,160	120,000 Reward points

Reward points you can earn
Transactions	Online purchases
Monthly amount spent	SGD380
Reward points earned	3,800 (10X Reward points)

Transactions	Contactless payment for dining out
Monthly amount spent	SGD300
Reward points earned	3,000 (10X Reward points)

Transactions	Contactless payment for groceries
Monthly amount spent	SGD300
Reward points earned	3,000 (10X Reward points)

Transactions	Others
Monthly amount spent	SGD200
Reward points earned	200 (1x Reward point)

Transactions	Total
Monthly amount spent	SGD1,180
Reward points earned	10,000 Reward points

Transactions	Total per year
Monthly amount spent	SGD14,160
Reward points earned	120,000 Reward points

And what would you be able to do with 120,000 Reward points?

Plenty! You'll be able to redeem SGD450 in dining vouchers or get SGD300 worth of cash rebates with our Pay with Points programme. Or if it's air miles you prefer, you can earn them at 4 miles per dollar spent, making this one of the best credit cards for mileage. You'll have 40,000 miles - enough to redeem a return air ticket to Perth!

Your ticket to a fulfilling life

A life well lived is a life consciously driven by your passions and aspirations. And why not load up on Reward points while you're pursuing your dreams? You'll get 10X Reward points or 4 miles for every dollar you spend on online and contactless payments.

Your quest for the best version of you

A conscious way of living means prioritising your health. That's right - the journey to becoming the healthiest and fittest you've ever been starts now! Need a good way to motivate yourself to get off the couch or a push to lace up your running shoes? We'll give you 10X Reward points when you make online or contactless payments with our fitness and wellness rewards partners.

Your finances at your fingertips

Want to consciously stay on top of your finances and manage your bills seamlessly? Check out all the ways you can manage your credit card and your cash:

Activate your credit card
Access your credit card details instantly
Opt to pay for big ticket purchases in monthly instalments
Offset your spending with your Reward points and get more bang for your buck
View and download up to 12 months of credit card eStatement

A few minutes and a few clicks is all you need to get your HBSC Revolution Credit Card with the HSBC Singapore app.

Let nothing stop your journey to a conscious lifestyle

Conscious living with Jamie Pang

Watch now: Get in tip-top shape with fitness enthusiast Jamie Pang as she shares tips on how to push yourself further and lead a health-centred life.

#WhyStopHere #Changemakers

Download Transcript for more details Download

Conscious living with Rachel Lim

Watch now: Find out how fashion mogul Rachel Lim constantly evolves her business and consciously weaves money management into her lifestyle.

#WhyStopHere #Changemakers

Download Transcript for more details Download

Conscious living with Sonia Chew

Watch now: Take the lead from radio DJ Sonia Chew, as she shows you how she relentlessly pursues her passion.

#WhyStopHere #Changemakers

Download Transcript for more details Download

Important information and links

Updates regarding HSBC credit card rewards and cashback programmes: We are updating the categories of qualifying and eligible transactions in the terms and conditions applicable to our rewards and cashback programmes with effect from 1 July 2020. Please refer to https://www.hsbc.com.sg/help/important-notices for further details.

Credit limit

Your credit limit is subject to our review and approval. It is possible that the credit limit we eventually grant you may be lower than the preferred credit limit you initially requested.

Finance charges

A finance charge is applied to the amount withdrawn from the day the transaction is posted to your account until the date the credit card payment is made in full or the next statement date, whichever is earlier.

Effective rate: 25.9% p.a. (minimum).

Minimum charge: SGD2.50.

Annual Fee

We're waiving your HSBC Revolution Credit Card annual fee.

Who can apply for an HSBC Revolution Credit Card?

To qualify for the card, you must:

be at least 21 years old
have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirements

Apply using MyInfo via SingPass and save the hassle of having to provide supporting documents.

If you're not submitting your application using MyInfo, you'll need the following supporting documents:

ID documents of the primary and any supplementary applicants
Income documents of the primary applicant

Redeem a sign-up gift

New HSBC credit cardholders will get a choice of sign-up gift after successfully applying for the HSBC Revolution Credit Card.

Choose from

SGD200 Lazada and RedMart vouchers

Existing HSBC credit cardholders will be eligible to receive SGD30 cashback

Or

SGD180 cashback

Plus

Get SGD20 worth of Lazada and RedMart vouchers

when you apply online with MyInfo via SingPass

To qualify for the gift, you must charge a minimum spending of SGD800 within the qualifying spending period to your newly-approved credit card and fulfill the conditions set out for the offer.

For details on the terms used here and more information on this promotion (such as eligibility, qualifying transactions, qualifying spending period and exclusions), refer to the terms and conditions for the HSBC credit card sign-up promotion.

For the Lazada and RedMart vouchers usage terms and frequently asked questions, please refer here.

How to apply

New to HSBC credit cards?

Apply online in just a few easy steps and choose your sign-up gift.

Apply for a new card with sign up gift

Already have an HSBC credit card?

If you're an existing HSBC credit cardholder, you'll be eligible for SGD30 cashback when you apply for the HSBC Revolution Credit Card. And that's not all! You'll also receive SGD20 worth of Lazada and RedMart vouchers if you apply with MyInfo via SingPass.

Other terms and conditions apply.

Apply for another card with sign up gift This link will open in a new window

Leave us your details

Leave us your contact details or SMS HSAPP <space> your name to 74722. We'll be in touch in 3 working days to assist with your application.

Request a call back to leave us your details. This link will open in a new window

Continue your application

Retrieve your application

Upload your supporting documents

Frequently asked questions

Online purchases refer to all posted qualified retail transactions made via the internet, either done locally or abroad, for the purchase of goods or services provided by any merchants. This includes credential-on-file payments that require you to store your credit card information with a merchant or payment facilitator to make future purchases.

Terms and conditions apply on qualifying transactions. Click here for more details.

Contactless payments refer to all posted qualified retail transactions made by tapping your card (payWave) or your mobile wallet (Apple Pay) at any Visa payWave terminal reader, either locally or abroad.

The following transactions that fall within the list of Merchant Category Codes (MCC) below, qualify for 10x Reward points:

transactions made via online merchant sites processed as online transactions, or
transactions made via contactless payments (payWave and Apple Pay payment methods).

Merchant Category Codes
Category	Merchant Category Codes (MCC)
Travel related merchants such as airlines, car rental facilities, lodging, cruise lines and travel agencies	3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511, 4722, 7011
Department stores and retail stores	4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999
Supermarkets, dining establishments and food delivery services	5411, 5441, 5462, 5499, 5811, 5812, 5813, 5814
Others, such as transportation and membership clubs	4121, 7997

Merchant Category Codes
Category	Travel related merchants such as airlines, car rental facilities, lodging, cruise lines and travel agencies
Merchant Category Codes (MCC)	3000 to 3350, 3351 to 3500, 3501 to 3999, 4411, 4511, 4722, 7011

Category	Department stores and retail stores
Merchant Category Codes (MCC)	4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732 to 5735, 5912, 5942, 5944 to 5949, 5964 to 5970, 5992, 5999

Category	Supermarkets, dining establishments and food delivery services
Merchant Category Codes (MCC)	5411, 5441, 5462, 5499, 5811, 5812, 5813, 5814

Category	Others, such as transportation and membership clubs
Merchant Category Codes (MCC)	4121, 7997

Additionally, transactions that fall under the "Excluded Transactions" list don't qualify for 10X Reward points. Click here for details on such transactions.

1X Reward point will be accorded for every dollar spent above SGD1,000 on online purchases and contactless payments every month.

See all FAQs about HSBC Credit Cards

HSBC credit card promotions

Petrol savings

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Get instant discounts of up to 16% off petrol at Caltex stations or 14% off at Shell stations.

ENTERTAINER with HSBC

to learn more about ENTERTAINER This link will open in a new window

Discover over 1,000 amazing 1-for-1 dining, leisure attractions, hotels and wellness offers worldwide. Look forward to exciting offers at your favourite restaurants such as Fat Cow, The Marmalade Pantry, Hoshino Coffee and many more.

Plus, enjoy 25% off your total bill at Express merchants for takeaway and casual dining.

Exclusive online offers

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Shop online from the comforts of your own home to enjoy great discounts with your HSBC credit card.

home&Away

Enjoy fabulous credit and debit card offers, no matter where in the world you may be. This link will open in a new window

Enjoy fabulous credit and debit card offers, no matter where in the world you may be.

HSBC credit card features and services

Spend Instalment Plan

Manage your finances by paying for your purchases in smaller instalments.

Balance Transfer

New Revolution Credit Card cardholders³ can get extra cash at a one-time preferential rate of 1.68% p.a. for 6 months, with no processing fee.

SimplyGo

Want to skip the chore of constantly having to top up your EZ-Link card every time it runs low? Simply tap to pay for your bus and train fares with your HSBC credit card or through Apple Pay. You'll even be able to kill two birds with one stone and earn 1X Reward point for every dollar you spend on public transport.

Apple Pay

Pay for your purchases in stores, on apps and online with your iPhone, Apple Watch, iPad or Macbook with one simple tap - no more having to rustle through your wallet to find your cards or cash!

Visa payWave

If you're making a purchase below SGD200, simply wave your Visa payWave enabled credit card in front of a secured reader and you're good to go.

Virtual Card

Lighten the load on your wallet and use your credit cards virtually on your mobile phone with the HSBC Singapore app. No more worries about forgetting to take your wallet out the door!

Travel insurance

Enjoy peace of mind with complimentary travel insurance coverage of up to SGD300,000 when you charge your travel expenses to your credit card.

Flight inconvenience insurance (PDF) View axa travel inconvenience table pdf. This link will open in a new window

Personal travel accident insurance (PDF) View axa travel accident insurance table. This link will open in a new window

Refer a friend

Get up to SGD250 in cash rebates when you refer your family and friends to apply for HSBC credit cards. Terms and conditions apply.

Refer a friend today to learn more about refer a friend

HSBC's Credit Card Referral Programme Terms and Conditions This link will open in a new window

Get a supplementary card

Share the privileges, benefits and convenience of HSBC credit cards with your loved ones.

Earn Reward points for all spending charged to your supplementary cards
Apply for up to 5 supplementary cards, with no annual credit card fees
Supplementary cardholders must be at least 18 years old

Terms and conditions apply.

To apply:
SMS HSAPP SUPP <space> Name <space> NRIC to 74722.

Things you should know

Disclaimer

¹Subject to selected spending categories

²Capped at 10,000 Reward points per calendar month on eligible purchases. For more details, refer to the full HSBC Revolution Credit Card's 10X Reward points programme's terms and conditions.

Load up on 10X Reward points on online and contactless spending

Your card, in a nutshell

Discover the new HSBC Revolution Credit Card

Get up close and personal with your HSBC Revolution Credit Card

Amp up your lifestyle with a host of rewards

Here are some fun ways you can chalk up more Reward points

Your ticket to a fulfilling life

Your quest for the best version of you

Your finances at your fingertips

Let nothing stop your journey to a conscious lifestyle

Conscious living with Jamie Pang

Conscious living with Rachel Lim

Conscious living with Sonia Chew

Important information and links

Relevant documents for credit cardholders

Additional information

Who can apply for an HSBC Revolution Credit Card?

What do you need to apply for the card?

Redeem a sign-up gift

Choose from

SGD200 Lazada and RedMart vouchers

Or

SGD180 cashback

Plus

Get SGD20 worth of Lazada and RedMart vouchers

More details

How to apply

New to HSBC credit cards?

Already have an HSBC credit card?

Leave us your details

Already made an application?

Frequently asked questions

What do online purchases refer to?

What do contactless payments refer to?

What are the transactions that qualify for 10X Reward points?

What happens when my total monthly spending on online purchases and/or contactless payments exceeds SGD1,000?

HSBC credit card promotions

Petrol savings

ENTERTAINER with HSBC

Exclusive online offers

home&Away

HSBC credit card features and services

Spend Instalment Plan

Balance Transfer

SimplyGo

Apple Pay

Visa payWave

Virtual Card

Travel insurance

Refer a friend

Get a supplementary card

Things you should know

Disclaimer

1Subject to selected spending categories

2Capped at 10,000 Reward points per calendar month on eligible purchases. For more details, refer to the full HSBC Revolution Credit Card's 10X Reward points programme's terms and conditions.

3All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

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¹Subject to selected spending categories

²Capped at 10,000 Reward points per calendar month on eligible purchases. For more details, refer to the full HSBC Revolution Credit Card's 10X Reward points programme's terms and conditions.

³All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.