HSBC Revolution Credit Card

HSBC SG
Credit Cards
Revolution

Enjoy 5x Reward with no minimum spend

You'll earn 5x Reward on online purchases, local dining and entertainment. That's 2 miles for every dollar you charge.

Apply now for a revolution credit card

Let us call you back about enquire for revolution credit card

Check eligibility here

Redeem a sign-up gift: Choose from a Samsonite Prestige 69cm Spinner Exp or SGD150 cashback + receive SGD20 worth of Grab rides when you apply online with MyInfo via Singpass. Find out more

At a glance

Accelerated Reward

Get 5x Reward points for every dollar charged on online, local dining and entertainment – that’s two miles for every dollar. 1 Reward point for every dollar charged on anything else.
No minimum spend required

Start accumulating Reward points starting from your very first dollar.
Low 1.68% balance transfer offer

With our one-time promotional rate of 1.68% p.a. for 6 months, you'll be able to enjoy greater financial freedom.

Refer a friend and be rewarded

Get up to SGD250 worth of cash rebate when you refer your family and friends to HSBC Credit Cards.
Boost your reward potential

Add a supplementary cardholder to your account to consolidate your spending and earn reward quicker.

Take a closer look

Get rewarded for your online purchases

Reward your fun-loving self with 5x Reward on online purchases including airlines, movies, concert tickets, hotels, taxi booking, food orders, insurance premiums and online shopping.

Excludes brokerages/securities and money payment/transfer websites.

Get rewarded for your wine and dine

Have fun with friends and family while earning 5x Reward on local dining and entertainment transactions at restaurants, cafes, fast food outlets. clubs, bars and family KTVs.

Excludes dining and entertainment merchants within hotels.

Woman using smartphone and card on street

And keep earning on your other purchases

You won't miss out on anything that catches your fancy. You'll get 1 Reward point for every dollar spent on everything else.

A host of reward are yours for the taking

With an accelerated earn rate on dining, entertainment and online purchases, you can redeem your most desired gift or go on your favourite trip on miles quicker.

Plus, you can save up your points for something special. Your points don't expire after a year – you have up to 3 years to redeem them.

Table of illustration for reward points earned.
Transaction type	Amount spent per month	Rewards Points earned
Online	SGD600	3,000 (with 5x Reward)
Dining	SGD500	2,500 (with 5x Reward)
Entertainment	SGD250	1,250 (with 5x Reward)
Others	SGD150	150 (with 1x Reward)
Total	SGD1,500	6,900
Total per year	SGD18,000	82,800

Table of illustration for reward points earned.
Transaction type	Online
Amount spent per month	SGD600
Rewards Points earned	3,000 (with 5x Reward)

Transaction type	Dining
Amount spent per month	SGD500
Rewards Points earned	2,500 (with 5x Reward)

Transaction type	Entertainment
Amount spent per month	SGD250
Rewards Points earned	1,250 (with 5x Reward)

Transaction type	Others
Amount spent per month	SGD150
Rewards Points earned	150 (with 1x Reward)

Transaction type	Total
Amount spent per month	SGD1,500
Rewards Points earned	6,900

Transaction type	Total per year
Amount spent per month	SGD18,000
Rewards Points earned	82,800

Spend an average of SGD1,500 a month to accumulate enough points within a year to redeem return air ticket to Hong Kong, SGD300 worth of Dining vouchers or SGD240 worth of Shopping vouchers, and more.

Things to know

Changes to HSBC credit card terms and conditions:

We will be revising our HSBC credit card terms and conditions to make them simpler and more easily understood. These revisions will not affect your existing rights as an HSBC credit cardholder.

These changes will take effect from 20 April 2020. For more information, please view our revised terms and conditions.

Regarding the credit card

Credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 25.9% p.a. (minimum)

Minimum charge: SGD2.50

Annual Fee

Your annual fee is waived for the first 2 years from your card's issue date. From year 3 onwards, the annual fee will be waived if you spend more than SGD12,500 per year.

Who can apply

To apply, you must:

be at least 21 years of age
have a minimum annual income of SGD30,000 (Singaporeans and Permanent Residents)
For self-employed and commission-based Singaporeans or Permanent Residents, a minimum annual income of SGD40,000 is required
For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required
If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

You'll need to give us these supporting documents with your application.

Completed and signed Letter of Instruction (PDF)
ID documents of the primary and any supplementary applicants
Income documents of the primary applicant

What documents are acceptable? Modal

Sign-up gift

For a limited time, apply for a new HSBC Revolution Credit Card and you'll receive a sign-up gift from us.

Choose from a Samsonite Luggage

Prestige 69cm Spinner Exp

with built-in scale (worth SGD670)

For existing cardholders, you'll be eligible to receive SGD30 cashback.

Or cashback

SGD150

Plus, get SGD20 worth of Grab rides

when you apply online with MyInfo via SingPass.

To qualify for the gift, you must charge a minimum spend of SGD800 within the qualifying spend period to your newly-approved card and fulfill the conditions set out for the offer.

For details on the defined terms used here and further details on this Promotion (such as Eligible Applicant, Qualifying Transactions, Qualifying Spend Period and applicable exclusions), please refer to the terms and conditions.

How to apply

New to HSBC credit cards?

Choose your sign-up gift and apply online.

Apply for a new card with sign up gift

Already have an HSBC credit card?

If you're an existing credit cardholder, apply for the HSBC Revolution card and be eligible for a SGD30 cashback sign-up bonus. You're also receive the SGD20 worth of Grab rides if you apply with MyInfo. Other terms and conditions apply.

Apply for another card with sign up gift This link will open in a new window

Leave us your details

Leave us your contact details or SMS HSAPP <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Request a call back about the Revolution credit card This link will open in a new window

Continue your application

Submit CPF statement

Frequently asked questions

The credit limit is subject to our review and approval. Where you've requested a specific credit limit, the amount we grant may be lower than you requested.

Finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date payment is made in full or the next statement date, whichever is earlier.

Effective Rate: 25.9% p.a. (minimum)

Minimum Charge: SGD2.50

To start converting your Rewards points into KrisFlyer miles or Asia Miles™, sign up for HSBC Mileage Programme at an annual fee of SGD40 (subject to GST). Alternatively, redeem the Mileage Programme fee waiver at 9,000 Rewards Points.

Every 25,000 Rewards points can be exchanged for 10,000 air miles.

See all FAQs about HSBC Credit Cards

HSBC Card promotions

Save on petrol

This link will open in a new window

Get up to 16% instant discounts at Caltex stations or 14% instant discounts at Shell stations.

home&Away

This link will open in a new window

Enjoy fabulous credit and debit card offers, whether you're at home or travelling around the world.

ENTERTAINER with HSBC

This link will open in a new window

Enjoy over 1,000 complimentary 1-for-1 offers on dining, lifestyle and hotels.

Golden Village

This link will open in a new window

From SGD7 per ticket onwards at Golden Village with the HSBC Movie Card.

HSBC Card features and services

Spend Instalment Plan

Manage your finances by dividing your purchases into smaller instalments.

Balance Transfer

Transfer your credit card balances or credit lines to HSBC, with a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee for new cardholders.

SimplyGo

Skip the top-ups and simply tap to pay for

your bus and train fares with your card or

via Apple Pay. Every dollar charged earns

you 1 Reward point.

Apple Pay

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad and Mac with just a touch.

Visa payWave

For purchases below SGD200, simply wave your Visa payWave enabled credit card in front of a secured reader and go.

Virtual Card

Lighten your purse load and use your credit cards on your mobile phone with the HSBC Singapore app.

Travel insurance

Enjoy peace of mind with complimentary travel insurance coverage up to SGD300,000 when you charge your travel expenses to your credit card.

Flight inconvenience insurance (PDF) View axa travel inconvenience table This link will open in a new window

Personal travel accident insurance (PDF) View axa travel accident insurance table This link will open in a new window

Refer a friend

Get up to SGD250 worth of cash rebate when you refer your family and friends to HSBC Credit Cards. Terms and conditions apply.

Refer a friend today This link will open in a new window

HSBC’s Credit Card Referral Programme Terms and Conditions This link will open in a new window

Get a supplementary card

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

Earn Reward points for all spends made on the supplementary cards
Up to five supplementary cards, free for life
Supplementary cardholders must be at least 18 years old

Terms and conditions apply. Refer to application form for details.

Download application (PDF) This link will open in a new window

Or SMS HSAPP SUPP <space> Name <space>
NRIC to 74722 to apply.

Enjoy 5x Reward with no minimum spend

At a glance

Take a closer look

Get rewarded for your online purchases

Get rewarded for your wine and dine

And keep earning on your other purchases

A host of reward are yours for the taking

Illustration

Things to know

Related documents

Other related information

Who can apply

See what you need to apply

Sign-up gift

Choose from a Samsonite Luggage

Or cashback

Plus, get SGD20 worth of Grab rides

More detail

How to apply

New to HSBC credit cards?

Already have an HSBC credit card?

Leave us your details

Already made an application?

Frequently asked questions

What will my credit limit be?

What is the finance charge and how is it calculated?

Can I convert my Reward points into air miles?

HSBC Card promotions

Save on petrol

home&Away

ENTERTAINER with HSBC

Golden Village

HSBC Card features and services

Spend Instalment Plan

Balance Transfer

SimplyGo

Apple Pay

Visa payWave

Virtual Card

Travel insurance

Refer a friend

Get a supplementary card

You might be interested in

HSBC Advance

Premier Mastercard