When it comes to your lifestyle, you have plenty of choices. So why shouldn't your home loan be just as flexible?
More than just a mortgage, a home loan is an integral part of your financial planning. It should be flexible enough to fit in with your unique financial situation, and be a solution that's as individual as you are. With so many different factors to consider, you'll need to start with the right advice to get the loan that works for you. HSBC home loans are the ideal way to start financing your dream home.
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Peg your home loan interest rate to the new 1-month Compounded SORA+ benchmark rate for greater transparency and flexibility. Learn more about HSBC SORA-pegged home loans.
+ The Singapore Overnight Rate Average ("SORA") is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8am and 6.15pm. SORA has been selected as a new interest rate benchmark rate in Singapore, which will eventually replace SIBOR.
Fixed rate loan
HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account.1
This simple, effective link between your home loan and current account1 through SmartMortgage will help you:
- Reduce the interest payable on your mortgage
With SmartMortgage, the interest earned on your current account1 will offset the interest payable on your home loan. Paying less interest means that you can save more and pay off your home loan in less time.
- Manage your finances the way you want
With SmartMortgage, your current account1 is linked to your home loan, giving you flexibility to maximise control in the management of your finances and savings.
The Bank reserves the right to adjust the SmartMortgage Current Account interest rate.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme by law.