Links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account1.
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- Reduce the interest payable on your mortgageWith SmartMortgage, the interest2 earned on your current account1 will offset the interest payable on your home loan. Paying less interest means that you can save more and pay off your home loan in less time.
- Manage your finances the way you wantWith SmartMortgage, your current account1 is linked to your home loan, giving you flexibility to maximise control in the management of your finances and savings.
Select the right loan
Buy a new property
HSBC Home Loans are the ideal way to start financing your dream home.
Get a home equity loan
Tap into the value of your home to capture investment or business opportunities.
Buy a property for commercial use
With the HSBC Investment Property loan, you can enjoy competitive rates and benefits.
1SmartMortgage current account terms and conditions.
The Bank reserves the right to adjust the SmartMortgage current account interest rate.
2SIBOR-pegged SmartMortgage terms and conditions.
SIBOR refers to the 1-month or 3-month Singapore Interbank Offered Rate for Singapore Dollar fixed at 11 a.m. Singapore time by the Association of Banks in Singapore (ABS) on the first business day of the calendar month.
The applicable interest rates, discounts and terms are subject to changes and HSBC's right of review.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.