Links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account1.
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Reduce the interest payable on your mortgage
With SmartMortgage, the interest earned on your current account1 will offset the interest payable on your home loan. Paying less interest means that you can save more and pay off your home loan in less time.
Manage your finances the way you want
With SmartMortgage, your current account1 is linked to your home loan, giving you flexibility to maximise control in the management of your finances and savings.
Select the right loan
Buy a new property
HSBC Home Loans are the ideal way to start financing your dream home.
Get a home equity loan
Tap into the value of your home to capture investment or business opportunities.
Buy a property for commercial use
With the HSBC Investment Property loan, you can enjoy competitive rates and benefits.
1SmartMortgage current account terms and conditions.
The Bank reserves the right to adjust the SmartMortgage current account interest rate.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law.