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HSBC Everyday Global Account (EGA)

Unlock rewards easily with 1% cashback and enjoy up to SGD300 bonus cash reward. T&Cs apply.

What can you do with EGA?

Introducing a multi-currency account2 that meets your transactional needs in up to 11 different currencies.

  • $0 fees in 10 currencies for retail purchases and cash withdrawals

  • Send money internationally with the HSBC Global Money Transfers

  • Unlock more benefits with HSBC Everyday+ Rewards Programme

Earn

1% Cashback

on all eligible spends on your HSBC Credit Cards, HSBC Everyday Global Debit Card and GIRO bill payments.

Earn

1% p.a. Bonus Interest

on your incremental SGD average daily balances.

Receive a total of up to

SGD800

in Cashback and Bonus Interest each month through HSBC Everyday+ Rewards Programme.

Calculate your rewards here.

Start earning your Cashback and Bonus Interest in 2 simple steps

Step 1: Save Step 2: Transact
Deposit at least SGD2000**/5000* into your Everyday Global Account each month. Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.

Start earning your Cashback and Bonus Interest in 2 simple steps

Step 1: Save Deposit at least SGD2000**/5000* into your Everyday Global Account each month.
Step 2: Transact Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.

*Applicable for Jade and Premier customers only.
** Applicable for Personal Banking customers only.
Caps apply. For definition of the capitalized terms used here and further details on the HSBC Everyday+ Rewards Programme and applicable exclusions, please refer to the full terms and conditions here.

Open an account today

New to Bank customer

Enjoy faster application with Myinfo via Singpass.

Already an HSBC customer?

If you are an existing customer and prefer to speak to a representative

Welcome rewards

  • Start a new relationship with HSBC and enjoy the following welcome rewards:

HSBC Personal Banking

Sign up for the HSBC Everyday Global Account and get up to SGD1,070 in rewards when you bank, spend and invest.

HSBC Premier

Get up to SGD5,500 cash credit when you sign up for HSBC Premier.

Exclusive Offers

Earn up to 1.05% p.a. interest on your SGD savings with your Everyday Global Account. To register, send an SMS to 74722 with the following format from 1 July to 31 July 2022. Terms & Conditions apply.
 

EGA<space>first 9-digit of your Everyday Global Account number (e.g. EGA 123456789)

How can an Everyday Global Account help you?

Transact with HSBC Everyday Global Debit Card

The multi-currency debit card that lets you stretch your dollar wherever you are.

 

  • $0 fee1 in 10 currencies for your retail purchase, online shopping and cash withdrawal
  • $0 overseas cash withdrawal fee1 across HSBC ATMs worldwide
  • Take control of your spend by converting foreign currencies at your preferred rate

Have an HSBC Everyday Global Account, but not the Debit Card?

Click here to apply now.

 

Make faster international transfers that are fee-free3 with your HSBC Everyday Global Account on the HSBC Singapore app.

 

  • Over 50 countries/territories like a local (i.e. Send like a local)
  • China via UnionPay cards issued in Mainland China (only from non-RMB account)
  • Over 200 countries/territories via SWIFT
  • Other third-party HSBC accounts instantly4

Get up to a SGD60 rebate when you send money internationally via Global Money Transfers. Offer valid from 15 May 2022 until 15 July 2022. Terms and conditions apply.

Manage your money with HSBC Singapore app

A simple and secure way to manage your money at your convenience.

 

  • Make FX transactions and view real-time exchange rates
  • Transfer money between your global HSBC accounts across 7 countries/territories
  • See a consolidated view of your bank accounts and relevant government data on the app with HSBC FinConnect
  • Manage your international payees and transfer money to over 200 countries and territories

Click here to register for online banking today!

Select your HSBC relationship and apply online in minutes

New to bank customer

Apply for HSBC Everyday Global Account (Premier)

I'd like to qualify using my:

Minimum balance - Keep a minimum Total Relationship Balance (TRB) of SGD200,000 (or its equivalent in foreign currencies)

Monthly salary - Credit a minimum monthly salary of SGD15,000 into my account (applicable to applicants residing in Singapore only)

Learn more about the fees & charges, and deposit interest rates.

New to bank customer

Apply for HSBC Everyday Global Account (Personal Banking)

I'd like to qualify using my:

Minimum Balance - Keep a minimum average daily balance of SGD2,000 (or its equivalent) in a single currency or in combined currencies.

Existing customer with online banking access

If you are an existing customer and prefer to speak to a representative

You can also contact your Relationship Manager, or call our banking hotline at: 1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669).

You might be interested in

 

SGD0 overseas cash withdrawal fee across all ATMs worldwide.

 
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Be rewarded with SGD50 cash credit per successful referral, referrals made under the HSBC Jade or Premier Referral Programmes will not be eligible for this promotion.

 

Earn up to 3.5% cashback on all your purchases when you spend with your credit card and bank with your Everyday Global Account. That's over SGD4,000 in cashback annually.

 
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Set up payments to billing organisations in minutes with eGIRO.

Things you should know

Disclaimer

1Terms and conditions relating to HSBC Debit Card Cardholder's Agreement apply.

2This account does not support cheque book facilities.

3Most transfers are fee-free but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer.

Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.

4Foreign exchange transactions involving the following currencies: Bermudian Dollar, Egyptian Pound, Qatari Riyal, Indonesian Rupiah, Sri Lankan Rupee, Malaysian Ringgit, Vietnamese Dong, Philippine Peso and Omani Rial may not be processed instantly over the weekend and public holidays.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.