What can you do with EGA?
Introducing a multi-currency account2 that meets your transactional needs in 11 different currencies.
- $0 fees in 10 currencies for retail purchases and cash withdrawals
- Send money internationally with the HSBC Global Money Transfers
- Unlock more benefits with HSBC Everyday+ Rewards Programme
Open an account today
on all eligible spends on your HSBC Credit Cards, HSBC Everyday Global Debit Card and GIRO bill payments.
1% p.a. Bonus Interest
on your incremental SGD average daily balances.
Receive a total of up to
in Cashback and Bonus Interest each month through HSBC Everyday+ Rewards Programme.
|Step 1: Save||Step 2: Transact|
|Deposit at least SGD2,000/5,0005 into your Everyday Global Account each month.||Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.|
|Step 1: Save||Deposit at least SGD2,000/5,0005 into your Everyday Global Account each month.|
|Step 2: Transact||Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.|
Plus, earn One-time Bonus Cash Reward
when you're new to the HSBC Everyday+ Rewards Programme.
Caps apply. For definition of the capitalized terms used here and further details on the HSBC Everyday+ Rewards Programme and applicable exclusions, please refer to the full terms and conditions here.
- Start a new relationship with HSBC and enjoy the following welcome rewards:
HSBC Personal Banking
Sign up for the HSBC Everyday Global Account and get up to SGD1,570 in rewards when you bank, spend, insure and invest.
Get up to SGD5,500 cash credit when you sign up for HSBC Premier.
Earn up to 5.05% p.a. interest on your SGD savings with your Everyday Global Account. To register, send an SMS to 74722 with the following format from 1 June to 30 June 2023. Terms & Conditions apply.
EGA<space>first 9-digit of your Everyday Global Account number (e.g. EGA 123456789)
Here's how you can earn up to 5.05% p.a.:
- Up to 4.00% p.a. bonus interest from Everyday Global Account Bonus Interest Promotion
- 0.05% p.a. Everyday Global Account's prevailing interest rate
Plus, get an additional 1.00% p.a. when you qualify for the HSBC Everyday+ Rewards Programme.
Get started in minutes
New to HSBC and living in Singapore?
You can apply for an Everyday Global Account on the HSBC Singapore app.
It would be helpful to have these documents on hand before you apply:
If you're a foreigner applying via MyInfo:
- a copy of your passport
If you're applying via HSBC EasyID:
- an original identity document such as your Singapore NRIC, Malaysia MyKad or your passport
- proof of your latest address, such as a utility bill, phone bill, government-issued identity documents or bank statements that clearly indicate your residential address in Singapore
You can also learn more about our fees and charges and deposit interest rates.
Existing HSBC customer
Existing banking customer with online banking access
If you only have credit card or insurance products with us
How to apply via online banking
HSBC Sure-Win Everyday Promotion
Get ready to qualify for the HSBC Everyday+ from 1 May 2023 to 31 October 2023, play the Sure-Win game and win attractive prizes. What’s more? Continue to qualify for the HSBC Everyday+ to accumulate more chances for the Grand Lucky Draw. Terms and Conditions apply.6
Sure-Win spins will be awarded in the form of unique codes and sent via SMS within 60 calendar days from the date of the HSBC Everyday+ qualification. The game will be accessible from 1 June 2023, and Sure-Win spins must be used by 30 November 2023.
3 simple steps to win more
- Step 1: Register
Register by sending an SMS in the following format to 74722:
SUREWIN<space> First 9 digits of your Everyday Global Account Number
(For example: SUREWIN 123456789)
- Step 3: Win more
Repeat step 2 each month between 1 May and 31 October 2023 to earn up to 6 Sure-Win spins.
Global Money Transfers Promotion
Get SGD20 Lazada voucher when you transfer money internationally via Global Money Transfers from your Everyday Global Account on the HSBC Singapore app. Valid from 1 May until 31 Aug 2023.
How can an Everyday Global Account help you?
Transact with HSBC Everyday Global Debit Card
The multi-currency debit card that lets you stretch your dollar wherever you are.
- $0 fee1 in 10 currencies for your retail purchase, online shopping and cash withdrawal
- $0 overseas cash withdrawal fee1 across HSBC ATMs worldwide
- Take control of your spend by converting foreign currencies at your preferred rate
Have an HSBC Everyday Global Account, but not the Debit Card?
Click here to apply now.
Send money internationally with HSBC Global Money Transfers
Make faster international transfers that are fee-free3 with your HSBC Everyday Global Account on the HSBC Singapore app.
- Over 50 countries/territories like a local (i.e. Send like a local)
- China via UnionPay cards issued in Mainland China (only from non-RMB account)
- Over 200 countries/territories via SWIFT
- Other third-party HSBC accounts instantly4
Manage your money with HSBC Singapore app
A simple and secure way to manage your money at your convenience.
- Make FX transactions and view real-time exchange rates
- Transfer money between your global HSBC accounts across 27 countries/territories
- See a consolidated view of your bank accounts and relevant government data on the app with HSBC FinConnect
- Manage your international payees and transfer money to over 200 countries and territories
Click here to register for online banking today!
You might be interested in
Refer your family and friends
Be rewarded with SGD50 cash credit per successful referral, referrals made under the HSBC Premier Referral Programmes will not be eligible for this promotion.
HSBC Advance Credit Card
Earn up to 3.5% cashback on all your purchases when you spend with your credit card and bank with your Everyday Global Account. That's over SGD4,000 in cashback annually.
Electronic GIRO (eGIRO)
Set up payments to billing organisations in minutes with eGIRO.
Things you should know
Terms and conditions
Fees and charges
Deposit interest rates
Frequently asked questions
1Terms and conditions relating to HSBC Account User Agreement apply.
2This account does not support cheque book facilities.
3Most transfers are fee-free but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer.
Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.
4Foreign exchange transactions involving the following currencies: Bermudian Dollar, Egyptian Pound, Qatari Riyal, Indonesian Rupiah, Sri Lankan Rupee, Malaysian Ringgit, Vietnamese Dong, Philippine Peso and Omani Rial may not be processed instantly over the weekend and public holidays.
5Terms and conditions for the HSBC Everyday+ Rewards Programme apply. Please visit hsbc.com.sg/ega to visit HSBC Everyday Global Account (EGA) page for more details.
6Terms and Conditions governing the HSBC Sure-Win Everyday Promotion apply.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.