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HSBC Everyday Global Account (EGA)

The multi-currency account you can carry with you in one card wherever you go.

What can you do with EGA?

Introducing a multi-currency account that meets your transactional needs in up to 11 different currencies:

  • Get real-time exchange rates with Online GetRate
  • Instant worldwide transfers to your other HSBC accounts with Global Transfers
  • Perform FX transactions through HSBC Singapore app
  • Earn tiered interest rates: the more you save the higher the interest1

Open an account today

New to Bank customer

Enjoy faster application with Myinfo via Singpass.

Existing customer with online banking access

Welcome Rewards

Receive SGD50 cash credit when you sign up for an Everyday Global Account and do either of the following:

  • Make a recurring deposit of at least SGD3,500 per month for 3 consecutive months.


  • Maintain a Total Relationship Balance of at least SGD10,000 for 3 months.

Promotion is exclusively for new HSBC deposit or savings account customers. Customers who participate in HSBC Jade or Premier Welcome Reward Promotions will not be eligible.

Terms and conditions apply.

Apply for HSBC Everyday Global Account

Already an HSBC customer?

You can apply for the Everyday Global Account via Online Banking. Online applications normally take 2 working days to complete.

New to HSBC?

Enjoy faster application with Myinfo via Singpass.

Alternatively, leave your contact details and we will contact you on the next steps.

Not registered for Online Banking?

You can also contact your Relationship Manager, or call our banking hotline at: 1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669).

HSBC Everyday Global Debit Card

A woman holding a camera.

The multi-currency debit card that lets you stretch your dollar wherever you are:

  • $0 fee in 10 currencies for your retail purchase, online shopping and cash withdrawal
  • $0 overseas cash withdrawal fee across HSBC ATMs worldwide
  • Take control of your spend by converting foreign currencies at your preferred rate

Have an HSBC Everyday Global Account, but not the Debit Card? Click here to apply now.

Related promotions

two women are looking on the tablet; images used for HSBC Everyday Global Account.

Earn up to SGD4,000 reward with your Everyday Global Account in September 2020.

Skyscrapers in city; image used for HSBC Singapore Everyday Global Debit Card

SGD0 overseas cash withdrawal fee across all ATMs worldwide.

Women chatting on seaside; image used for Terms and Conditions Governing HSBC Everyday Global Debit.
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Activate your Debit Card and enjoy up to SGD15 rebate with your first transaction of each currency.

A happy family shopping in supermarket; image used for HSBC Singapore Everyday Global Debit Card.

Enjoy 5% rebate each month with min. 5 transactions of min. spend of SGD600, on everyday essentials.

Share your HSBC banking experience

Introduce your friends and family to a new banking relationship with HSBC Everyday Global Account so that they may share the experience and reap the benefits. Be rewarded with SGD50 cash credit per successful referral, up to 3 rewards per referrer.

Referrals made under the HSBC Jade or Premier Referral Programmes will not be eligible for this promotion.

Terms and Conditions apply.


1Interest rates are calculated on a daily basis and credited on a monthly basis.

2This account does not support General Interbank Recurring Order (GIRO) or cheque book facilities.

3Deposits into any renminbi ("rmb") Deposit Account shall be by way of foreign exchange conversion from non-rmb denominated currency(ies) only, save for transfers between a rmb Time Deposit Account and rmb Everyday Global Account opened hereunder. Withdrawals from any rmb Deposit Account shall be by way foreign exchange conversion into non-rmb denominated currency(ies) only, save for transfers between a rmb Time Deposit Account and rmb Everyday Global Account
opened hereunder. The deposit in your rmb Deposit Account shall be converted from rmb to another freely convertible currency for withdrawal, at the Bank's prevailing exchange rate. Renminbi is not a freely convertible currency and is subject to changes in regulations initiated by mainland China and/or the Chinese authorities. There may be a gain or loss when you convert foreign currency. Customers are advised to make their own independent judgment in consideration whether to place the rmb deposit. For customers who wish to open renminbi Time Deposit Account, please also refer to Renminbi Deposit Account Terms and Conditions.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.