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HSBC Everyday Global Account (EGA)

Enjoy up to SGD800 cash rewards with the HSBC Everyday+ Rewards Programme. T&Cs apply.

What can you do with EGA?

A multi-currency account[@accounts-cheque-not-supported] that meets your transactional needs in 11 different currencies. 

Everyday Global Account (EGA) benefits

No fees, no fuss

Shop and withdraw cash in 10 currencies at $0 fees

Transfers made easy

Send money internationally with the HSBC Global Money Transfers[@accounts-transfer-fees]

Banking that rewards you

Unlock more benefits with HSBC Everyday+ Rewards Programme[@accounts-everydayplus-rewards-terms]

Exchange currencies anytime

Make FX transactions with real-time exchange rates at your convenience. See available currencies

June Everyday Global Account Bonus Interest Promotion

Earn up to 4.45% p.a. interest on your SGD savings with your Everyday Global Account. To register, send an SMS to 74722 with the following format from 16 June to 30 June 2024. Terms & Conditions apply

EGA<Space>first 9-digit of your Everyday Global Account number (e.g. EGA 123456789)

Here's how you can earn up to 4.45% p.a.: 

- 3.40% p.a. Everyday Global Account Bonus Interest

- 0.05% p.a. Everyday Global Account's prevailing interest rate

- Additional 1.00% p.a. when you qualify for the HSBC Everyday+ Rewards Programme

Earn up to SGD800 cash rewards with the HSBC Everyday+ Rewards Programme

Cashback on all eligible spends

Get 1% cashback on all eligible spends with your HSBC Everyday Global Debit Card

Cashback on eligible GIRO payments

Get 1% cashback on all eligible GIRO bill payments

1% p.a. Bonus Interest

Enjoy Bonus Interest on your incremental SGD average daily balances

Up to SGD300 bonus cash reward

Earn a one-time bonus cash reward of SGD300 or SGD150 when you're new to the HSBC Everyday+ Rewards Programme[@accounts-everydayplus-rewards-terms]

Calculate your monthly cash rewardsNew to HSBC? Visit our HSBC Premier or HSBC Personal Banking to find out more about our Welcome Rewards

Just 2 steps to start earning your cashback and Bonus Interest

  • Step 1: Save
    Deposit at least SGD2,000 or SGD5,000[@accounts-everydayplus-rewards-terms]
  • Step 2: Transact
    Make at least 5 eligible transactions[@accounts-everydayplus-rewards-terms]

Welcome rewards

HSBC Personal Banking

Sign up for an HSBC Everyday Global Account and get up to SGD1,000 in rewards when you bank, spend, and invest.


Terms and Conditions Apply

HSBC Premier

Get up to SGD27,100 in rewards when you sign up for HSBC Premier.


Terms and Conditions Apply

Get started in minutes

Current HSBC banking customers

If you have an HSBC bank account, you can apply via online banking.

New to HSBC and living in Singapore?

You are eligible to apply for an Everyday Global account on the HSBC Singapore app if you currently don't have an:

  • HSBC credit card
  • HSBC bank account
  • HSBC mortgage
  • HSBC insurance
Scan the QR code to download app

Required documents for application

You'll need the following documents on hand before you apply.

Applying via Myinfo

For foreigners applying via Myinfo, please have your physical passport ready. You'll need to upload an image of the ID page.

For Singaporeans or residents of Singapore, we recommend applying with Myinfo for faster processing. If you don't have Myinfo, you'll need to apply with HSBC EasyID.

Applying via HSBC EasyID

You'll need:

  • an original identity document — such as your Singapore NRIC, Malaysia MyKad, or your passport
  • proof of your latest address — such as a utility bill, phone bill, government-issued identity documents or bank statements — that clearly indicate your name and Singapore residential address.

Additional information

You might also be interested in

$0 fee on your retail purchase online shopping and cash withdrawal

Be rewarded with SGD50 cash credit per successful referral. Referrals made under HSBC Premier Referral Programmes will not be eligible for this promotion.

Terms and conditions apply

Earn up to 5% cashback or 10× Reward points with your HSBC Credit Cards, plus additional 1% cashback with HSBC Everyday Global Account.
Make faster international transfers for free with your HSBC Everyday Global Account on the HSBC Singapore app.

Important information

    Deposit Insurance Scheme

    Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. 

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