Top of main content

Singapore Dollar Deposit Rates

Singapore Dollar Time Deposit rates - For Personal Banking Customers

Personal Banking Interest Rates (p.a)
Placement Amount
1 Month
3 Month
6 Month
12 Month
24 Month
SGD5,000 - SGD49,999
0.05%
0.10%
0.15%
0.25%
1.40%
SGD50,000 - SGD99,999
0.05%
0.10%
0.15%
0.25%
1.40%
SGD100,000 - SGD199,999
0.05%
0.10%
0.15%
0.25%
1.40%
SGD200,000 - SGD499,999
0.05%
0.10%
0.15%
0.25%
1.40%
SGD500,000 - SGD999,999
0.05%
0.10%
0.15%
0.25%
1.40%
SGD1,000,000 and above
0.05%
0.10%
0.15%
0.25%
1.40%
Personal Banking Interest Rates (p.a)
Placement Amount
SGD5,000 - SGD49,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.40%
Placement Amount
SGD50,000 - SGD99,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.40%
Placement Amount
SGD100,000 - SGD199,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.40%
Placement Amount
SGD200,000 - SGD499,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.40%
Placement Amount
SGD500,000 - SGD999,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.40%
Placement Amount
SGD1,000,000 and above
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.40%

Singapore Dollar Time Deposit rates - exclusively for HSBC Advance only

HSBC Advance Interest Rates (p.a)
Placement Amount
1 Month
3 Month
6 Month
12 Month
24 Month
SGD5,000 - SGD49,999
0.05%
0.10%
0.15%
0.25%
1.45%
SGD50,000 - SGD99,999
0.05%
0.10%
0.15%
0.25%
1.45%
SGD100,000 - SGD199,999
0.05%
0.10%
0.15%
0.25%
1.45%
SGD200,000 - SGD499,999
0.05%
0.10%
0.15%
0.25%
1.45%
SGD500,000 - SGD999,999
0.05%
0.10%
0.15%
0.25%
1.45%
SGD1,000,000 and above
0.05%
0.10%
0.15%
0.25%
1.45%
HSBC Advance Interest Rates (p.a)
Placement Amount
SGD5,000 - SGD49,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.45%
Placement Amount
SGD50,000 - SGD99,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.45%
Placement Amount
SGD100,000 - SGD199,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.45%
Placement Amount
SGD200,000 - SGD499,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.45%
Placement Amount
SGD500,000 - SGD999,999
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.45%
Placement Amount
SGD1,000,000 and above
1 Month
0.05%
3 Month
0.10%
6 Month
0.15%
12 Month
0.25%
24 Month
1.45%

Singapore Dollar Time Deposit rates - exclusively for HSBC Premier only

HSBC Premier Interest Rates (p.a)
Placement Amount
1 Month
3 Month
6 Month
12 Month
24 Month
SGD5,000 - SGD49,999
0.08%
0.13% 
0.18% 
0.28% 
1.50%
SGD50,000 - SGD99,999
0.08% 
0.13% 
0.18% 
0.28% 
1.50%
SGD100,000 - SGD199,999
0.08% 
0.13% 
0.18% 

0.28% 
1.50%
SGD200,000 - SGD499,999
0.08% 
0.13% 
0.18% 

0.28% 
1.50%
SGD500,000 - SGD999,999
0.08% 
0.13% 
0.18% 

0.28% 
1.50%
SGD1,000,000 and above
0.08% 
0.13% 
0.18% 

0.28% 
1.50%
HSBC Premier Interest Rates (p.a)
Placement Amount
SGD5,000 - SGD49,999
1 Month
0.08%
3 Month
0.13% 
6 Month
0.18% 
12 Month
0.28% 
24 Month
1.50%
Placement Amount
SGD50,000 - SGD99,999
1 Month
0.08% 
3 Month
0.13% 
6 Month
0.18% 
12 Month
0.28% 
24 Month
1.50%
Placement Amount
SGD100,000 - SGD199,999
1 Month
0.08% 
3 Month
0.13% 
6 Month
0.18% 

12 Month
0.28% 
24 Month
1.50%
Placement Amount
SGD200,000 - SGD499,999
1 Month
0.08% 
3 Month
0.13% 
6 Month
0.18% 

12 Month
0.28% 
24 Month
1.50%
Placement Amount
SGD500,000 - SGD999,999
1 Month
0.08% 
3 Month
0.13% 
6 Month
0.18% 

12 Month
0.28% 
24 Month
1.50%
Placement Amount
SGD1,000,000 and above
1 Month
0.08% 
3 Month
0.13% 
6 Month
0.18% 

12 Month
0.28% 
24 Month
1.50%

Singapore Dollar Time Deposit rates - exclusively for HSBC Jade only

HSBC Jade Interest Rates (p.a)
Placement amount
1 Month 3 Month 6 Month
12 Month
24 Month
SGD5,000 - SGD49,999
0.13%
0.18%
0.23%
0.33%
1.55%
SGD50,000 - SGD99,999
0.13%
0.18%
0.23%
0.33%
1.55%
SGD100,000 - SGD199,999
0.13%
0.18%
0.23%
0.33%
1.55%
SGD200,000 - SGD499,999
0.13%
0.18%
0.23%
0.33%
1.55%
SGD500,000 - SGD999,999 0.13%
0.18%
0.23%
0.33%
1.55%
SGD1,000,000 and above
0.13%
0.18%
0.23%
0.33%
1.55%
HSBC Jade Interest Rates (p.a)
Placement amount
SGD5,000 - SGD49,999
1 Month 0.13%
3 Month 0.18%
6 Month
0.23%
12 Month
0.33%
24 Month
1.55%
Placement amount
SGD50,000 - SGD99,999
1 Month 0.13%
3 Month 0.18%
6 Month
0.23%
12 Month
0.33%
24 Month
1.55%
Placement amount
SGD100,000 - SGD199,999
1 Month 0.13%
3 Month 0.18%
6 Month
0.23%
12 Month
0.33%
24 Month
1.55%
Placement amount
SGD200,000 - SGD499,999
1 Month 0.13%
3 Month 0.18%
6 Month
0.23%
12 Month
0.33%
24 Month
1.55%
Placement amount
SGD500,000 - SGD999,999
1 Month 0.13%
3 Month 0.18%
6 Month
0.23%
12 Month
0.33%
24 Month
1.55%
Placement amount
SGD1,000,000 and above
1 Month 0.13%
3 Month 0.18%
6 Month
0.23%
12 Month
0.33%
24 Month
1.55%

Singapore Dollar HSBC Flexi Account

HSBC Flexi Account Interest Rates (p.a)
SGD Interest rate
First SGD4,999.99
0.01%
From SGD5,000 to SGD14,999.99
0.01%
From SGD15,000 to SGD49,999.99
0.01%
From SGD50,000 and above
0.01%
HSBC Flexi Account Interest Rates (p.a)
SGD First SGD4,999.99
Interest rate 0.01%
SGD From SGD5,000 to SGD14,999.99
Interest rate 0.01%
SGD From SGD15,000 to SGD49,999.99
Interest rate 0.01%
SGD From SGD50,000 and above
Interest rate 0.01%

Singapore Dollar HSBC eFlexi Account

HSBC eFlexi Account Interest Rates (p.a)
SGD Interest rate
First SGD4,999.99
0.01%
From SGD5,000 to SGD14,999.99
0.01%
From SGD15,000 to SGD49,999.99
0.01%
From SGD50,000 and above
0.01%
HSBC eFlexi Account Interest Rates (p.a)
SGD First SGD4,999.99
Interest rate 0.01%
SGD From SGD5,000 to SGD14,999.99
Interest rate 0.01%
SGD From SGD15,000 to SGD49,999.99
Interest rate 0.01%
SGD From SGD50,000 and above
Interest rate 0.01%
HSBC eFlexi Account Salary Bonus Interest rate (p.a)
Account Package
Minimum salary amount that must be credited to the HSBC eFlexi Account in each calendar month in order to receive the Salary Bonus Interest
HSBC eFlexi Account average daily balance cap applicable to the calculation of the Salary Bonus Interest 
Salary Bonus Interest rate (p.a)
HSBC Premier customers
SGD2,000
SGD100,000
1.00%
HSBC Advance customers
SGD2,000
SGD50,000
1.00%
Other Retail Banking customers
SGD2,000
SGD25,000
1.00%
HSBC eFlexi Account Salary Bonus Interest rate (p.a)
Account Package
HSBC Premier customers
Minimum salary amount that must be credited to the HSBC eFlexi Account in each calendar month in order to receive the Salary Bonus Interest
SGD2,000
HSBC eFlexi Account average daily balance cap applicable to the calculation of the Salary Bonus Interest 
SGD100,000
Salary Bonus Interest rate (p.a)
1.00%
Account Package
HSBC Advance customers
Minimum salary amount that must be credited to the HSBC eFlexi Account in each calendar month in order to receive the Salary Bonus Interest
SGD2,000
HSBC eFlexi Account average daily balance cap applicable to the calculation of the Salary Bonus Interest 
SGD50,000
Salary Bonus Interest rate (p.a)
1.00%
Account Package
Other Retail Banking customers
Minimum salary amount that must be credited to the HSBC eFlexi Account in each calendar month in order to receive the Salary Bonus Interest
SGD2,000
HSBC eFlexi Account average daily balance cap applicable to the calculation of the Salary Bonus Interest 
SGD25,000
Salary Bonus Interest rate (p.a)
1.00%

Singapore Dollar HSBC Advance Account

SGD HSBC Advance Account Interest Rates (p.a)
SGD
Interest rate 
First SGD4,999.99
0.01%
From SGD5,000 to SGD14,999.99
0.01%
From SGD15,000 to SGD49,999.99
0.01%
From SGD50,000 and above
0.05%
SGD HSBC Advance Account Interest Rates (p.a)
SGD
First SGD4,999.99
Interest rate 
0.01%
SGD
From SGD5,000 to SGD14,999.99
Interest rate 
0.01%
SGD
From SGD15,000 to SGD49,999.99
Interest rate 
0.01%
SGD
From SGD50,000 and above
Interest rate 
0.05%

Singapore Dollar HSBC Premier Account / Premier Lite Savings Account

SGD HSBC Premier Account Interest Rates (p.a)
SGD
Interest rate 
First SGD4,999.99
0.01%
From SGD5,000 to SGD14,999.99
0.01%
From SGD15,000 to SGD49,999.99
0.01%
From SGD50,000 to SGD99,999.99
 0.05%
From SGD100,000 and above
0.07%
SGD HSBC Premier Account Interest Rates (p.a)
SGD
First SGD4,999.99
Interest rate 
0.01%
SGD
From SGD5,000 to SGD14,999.99
Interest rate 
0.01%
SGD
From SGD15,000 to SGD49,999.99
Interest rate 
0.01%
SGD
From SGD50,000 to SGD99,999.99
Interest rate 
 0.05%
SGD
From SGD100,000 and above
Interest rate 
0.07%

Singapore Dollar HSBC Jade Account

SGD HSBC Jade Account Interest Rates (p.a)
SGD
Interest rate
First SGD4,999.99
0.01%
From SGD5,000 to SGD14,999.99
0.01%
From SGD15,000 to SGD49,999.99
0.01%
From SGD50,000 to SGD99,999.99
0.05%
From SGD100,000 to SGD999,999.99
0.07%
From SGD1,000,000.00 and above
0.10%
SGD HSBC Jade Account Interest Rates (p.a)
SGD
First SGD4,999.99
Interest rate
0.01%
SGD
From SGD5,000 to SGD14,999.99
Interest rate
0.01%
SGD
From SGD15,000 to SGD49,999.99
Interest rate
0.01%
SGD
From SGD50,000 to SGD99,999.99
Interest rate
0.05%
SGD
From SGD100,000 to SGD999,999.99
Interest rate
0.07%
SGD
From SGD1,000,000.00 and above
Interest rate
0.10%

Singapore Dollar Passbook and Savings Account / KidzSaver Savings Account

SGD Passbook and Savings Account Interest Rates (p.a)
SGD
Interest rate
First SGD2,000
0.01%
From SGD2,000.01 to SGD49,999.99
0.01%
From SGD50,000 and above
0.01%
SGD Passbook and Savings Account Interest Rates (p.a)
SGD
First SGD2,000
Interest rate
0.01%
SGD
From SGD2,000.01 to SGD49,999.99
Interest rate
0.01%
SGD
From SGD50,000 and above
Interest rate
0.01%

Everyday Global Account interest rates

U.S. dollar
U.S. dollar First USD24,999.99 From USD25,000 to USD99,999.99 From USD100,000 to USD499,999.99 From USD500,000 and above
Interest rate 0% 0% 0% 0%
U.S. dollar
U.S. dollar Interest rate
First USD24,999.99 0%
From USD25,000 to USD99,999.99 0%
From USD100,000 to USD499,999.99 0%
From USD500,000 and above 0%
Australian dollar
Australian dollar First AUD24,999.99 From AUD25,000 to AUD99,999.99 From AUD100,000 to AUD499,999.99 From AUD500,000 and above
Interest rate 0% 0% 0% 0%
Australian dollar
Australian dollar Interest rate
First AUD24,999.99 0%
From AUD25,000 to AUD99,999.99 0%
From AUD100,000 to AUD499,999.99 0%
From AUD500,000 and above 0%
Canadian dollar
Canadian dollar First CAD24,999.99 From CAD25,000 to CAD99,999.99 From CAD100,000 to CAD499,999.99 From CAD500,000 and above
Interest rate 0% 0% 0% 0%
Canadian dollar
Canadian dollar Interest rate
First CAD24,999.99 0%
From CAD25,000 to CAD99,999.99 0%
From CAD100,000 to CAD499,999.99 0%
From CAD500,000 and above 0%
Euro
Euro First EUR24,999.99
From EUR25,000 to EUR99,999.99 From EUR100,000 to EUR499,999.99
From EUR500,000 and above
Interest rate 0% 0% 0% 0%
Euro
Euro Interest rate
First EUR24,999.99
0%
From EUR25,000 to EUR99,999.99 0%
From EUR100,000 to EUR499,999.99
0%
From EUR500,000 and above
0%
British pound
British Pound First GBP24,999.99
From GBP25,000 to GBP99,999.99 From GBP100,000 to GBP499,999.99 From GBP500,000 and above
Interest rate 0% 0% 0% 0%
British pound
British Pound Interest rate
First GBP24,999.99
0%
From GBP25,000 to GBP99,999.99 0%
From GBP100,000 to GBP499,999.99 0%
From GBP500,000 and above
0%
Hong Kong dollar
Hong Kong dollar First HKD24,999.99 From HKD25,000 to HKD99,999.99 From HKD100,000 to HKD499,999.99 From HKD500,000 and above
Interest rate 0% 0% 0% 0%
Hong Kong dollar
Hong Kong dollar Interest rate
First HKD24,999.99 0%
From HKD25,000 to HKD99,999.99 0%
From HKD100,000 to HKD499,999.99 0%
From HKD500,000 and above 0%
Japanese Yen
Japanese Yen First GPY999,999.99
From GPY1,000,000 to GPY4,999,999.99
From GPY5,000,000 to GPY
9,999,999.99
From GPY10,000,000.00 and above
Interest rate 0% 0% 0% 0%
Japanese Yen
Japanese Yen Interest rate
First GPY999,999.99
0%
From GPY1,000,000 to GPY4,999,999.99
0%
From GPY5,000,000 to GPY
9,999,999.99
0%
From GPY10,000,000.00 and above
0%
Swiss Franc
Swiss Franc First CHF24,999.99 From CHF25,000 to CHF99,999.99 From CHF100,000 to CHF 499,999.99 From CHF500,000 and above
Interest rate 0% 0% 0% 0%
Swiss Franc
Swiss Franc Interest rate
First CHF24,999.99 0%
From CHF25,000 to CHF99,999.99 0%
From CHF100,000 to CHF 499,999.99 0%
From CHF500,000 and above 0%
New Zealand dollar
New Zealand dollar First NZD24,999.99 From NZD25,000 to NZD99,999.99 From NZD100,000 to NZD499,999.99 From NZD500,000 and above
Interest rate 0% 0% 0% 0.15%
New Zealand dollar
New Zealand dollar Interest rate
First NZD24,999.99 0%
From NZD25,000 to NZD99,999.99 0%
From NZD100,000 to NZD499,999.99 0%
From NZD500,000 and above 0.15%
Singapore dollar
Singapore dollar First SGD24,999.99 From SGD25,000 to SGD99,999.99 From SGD100,000 to SGD499,999.99 From SGD500,000 and above
Interest rate 0.05% 0.10% 0.15% 0.25%
Singapore dollar
Singapore dollar Interest rate
First SGD24,999.99 0.05%
From SGD25,000 to SGD99,999.99 0.10%
From SGD100,000 to SGD499,999.99 0.15%
From SGD500,000 and above 0.25%
Renminbi
Renminbi First CNY9,999.99

From CNY10,000 to

349,999.99

From CNY350,000 to

CNY999,999.99

From CNY1,000,000 to

CNY4,999,999.99

From CNY5,000,000

and above

Interest rate 0.50%
0.50%
0.50%
0.50%
0.50%
Renminbi
Renminbi Interest rate
First CNY9,999.99
0.50%

From CNY10,000 to

349,999.99

0.50%

From CNY350,000 to

CNY999,999.99

0.50%

From CNY1,000,000 to

CNY4,999,999.99

0.50%

From CNY5,000,000

and above

0.50%