Promotional offers

Sign up for HSBC Personal Line of Credit Instalment Plan.

Sign-up gift

Receive SGD108 cashback1 upon approval.

Also, enjoy the following promotional interest rates:
Tenor (years)
Equivalent Flat Interest Rate (p.a.)2
Applied/Effective Interest Rate (p.a.)3
Processing fee4
1-2
4.8%
9%
Waived
3-7
3.7%
7%
Waived
Also, enjoy the following promotional interest rates:
Tenor (years)
1-2
Equivalent Flat Interest Rate (p.a.)2
4.8%
Applied/Effective Interest Rate (p.a.)3
9%
Processing fee4
Waived
Tenor (years)
3-7
Equivalent Flat Interest Rate (p.a.)2
3.7%
Applied/Effective Interest Rate (p.a.)3
7%
Processing fee4
Waived

1Terms and conditions apply.

2Flat interest rate is for reference only and is based on a front-end add-on calculation method (Interest = instalment plan principal x flat interest rate x instalment plan tenor).

3Effective Interest Rate (EIR) is inclusive of processing fee computed based on 1% of approved instalment plan amount, subject to a minimum of SGD88, where applicable. The Bank will apply the Applied Interest Rate (net processing fee) on the instalment plan amount on a reducing balance method.

4Fees and charges apply.

Features & benefits

  • Supporting documents are not required.
  • Fixed monthly repayments with choice of tenor between 1 and 7 years.
  • Reinstatement of available credit limit upon monthly repayment.

How much can you expect to repay each month?

Enter the amount you would like to borrow to find out how much you would pay on a personal line of credit instalment plan.

dpws-tools--l-m-r-calculator

Interest is calculated using the reducing balance method.

Calculation shown above is indicative and for illustrative purposes only.

Promotional rate of 7% p.a. is only applicable to customers who are taking up a loan with tenor between 3 - 7 years.

General and Promotions terms & conditions apply.

Apply now for a HSBC Personal Line of Credit Instalment Plan

Apply by SMS

Simply SMS PIP<space>NAME<space>12-digit Personal Line of Credit account number to 74722.

A HSBC customer service officer will contact you on your application within 3 working days.

Apply by phone

Simply contact us on 1800-HSBC NOW (4722 669)

Or leave us your contact details and we will be in touch within 3 working days (during office hours).

Things to Note