Flash Sale – get additional cashback of up to SGD1,0004
Get rewarded with additional cashback of up to SGD1,000 (0.5% of approved loan amount) on top of the promotional offers when you get an approved Personal Line of Credit Instalment Plan with a minimum loan size of SGD10,000 and tenor of at least 2 years. Limited time only.
Promotional offers – get cashback of up to SGD2,100
| Tenor (years) |
Equivalent Flat Interest Rate2 (p.a.) |
Applied/Effective Interest Rate3 (p.a.) |
|---|---|---|
| 1-7 |
From 3.2% |
From 6% |
| Tenor (years) |
1-7 |
|---|---|
| Equivalent Flat Interest Rate2 (p.a.) |
From 3.2% |
| Applied/Effective Interest Rate3 (p.a.) |
From 6% |
| Promotional offers |
Cashback |
|---|---|
Personal Line of Credit cashback promotion |
SGD100 |
Personal Line of Credit Instalment Plan cashback promotion Subject to min. 2 years tenor |
1% |
| Total Cashback |
Up to SGD2,100 |
| Promotional offers |
Personal Line of Credit cashback promotion |
|---|---|
Cashback |
SGD100 |
| Promotional offers |
Personal Line of Credit Instalment Plan cashback promotion Subject to min. 2 years tenor |
Cashback |
1% |
| Promotional offers |
Total Cashback |
Cashback |
Up to SGD2,100 |
1The promotional interest rate ranges from 3.2% p.a. (EIR 6% p.a.) to a maximum of 8.2% p.a. (EIR 14.0% p.a.) is based on your personal credit profile and other factors determined by the Bank. HSBC Premier customer will enjoy promotional interest rate of 2.6% p.a. (EIR 5% p.a.). Terms and Conditions apply.
2Effective Interest Rate (EIR) is inclusive of processing fee computed based on 1% of approved instalment plan amount, subject to a minimum of SGD88, where applicable. The Bank will apply the Applied Interest Rate (net processing fee) on the instalment plan amount on a reducing balance method.
3Equivalent flat interest rate is for reference only and is based on a front-end add-on calculation method (Interest = instalment plan principal x flat interest rate x instalment plan tenor).
Calculate the monthly instalment of your personal loan
dpws-tools-calculator-creator
Interest is calculated using the reducing balance method.
Calculation shown above is indicative and for illustrative purposes only based on effective interest rate of 6% p.a.
Features & benefits
- Supporting documents are not required.
- Fixed monthly repayments with choice of tenor between 1 and 7 years.
- Reinstatement of available credit limit upon monthly repayment.
Apply now for a HSBC Personal Line of Credit Instalment Plan
Apply online
Existing to HSBC Personal Line of Credit?
If you do not have an existing HSBC Personal Line of Credit