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Personal Loans - Personal Line of Credit Instalment Plan

Enjoy promotional interest rates from as low as 3.2% p.a. (EIR 6% p.a.) with no processing fee.

Flash Sale – get additional cashback of up to SGD1,0004

Get rewarded with additional cashback of up to SGD1,000 (0.5% of approved loan amount) on top of the promotional offers when you get an approved Personal Line of Credit Instalment Plan with a minimum loan size of SGD10,000 and tenor of at least 2 years. Limited time only.

Promotional offers – get cashback of up to SGD2,100

Enjoy promotional interest rates1 from as low as 3.2% p.a. (EIR 6% p.a.2) with no processing fee.

Existing Premier customers can enjoy a preferential interest rate of 2.6% p.a. (EIR 5% p.a.)1

Tenor (years)
Equivalent Flat Interest Rate2 (p.a.)
Applied/Effective Interest Rate3 (p.a.)
1-7
From 3.2%
From 6%

Enjoy promotional interest rates1 from as low as 3.2% p.a. (EIR 6% p.a.2) with no processing fee.

Existing Premier customers can enjoy a preferential interest rate of 2.6% p.a. (EIR 5% p.a.)1

Tenor (years)
1-7
Equivalent Flat Interest Rate2 (p.a.)
From 3.2%
Applied/Effective Interest Rate3 (p.a.)
From 6%

Apply online and get cashback of up to SGD2,1004 on approval.

Promotional offers

Cashback

Personal Line of Credit cashback promotion

SGD100

Personal Line of Credit Instalment Plan cashback promotion

Subject to min. 2 years tenor

1%
Total Cashback
Up to SGD2,100

Apply online and get cashback of up to SGD2,1004 on approval.

Promotional offers

Personal Line of Credit cashback promotion

Cashback

SGD100
Promotional offers

Personal Line of Credit Instalment Plan cashback promotion

Subject to min. 2 years tenor

Cashback

1%
Promotional offers
Total Cashback

Cashback

Up to SGD2,100

1The promotional interest rate ranges from 3.2% p.a. (EIR 6% p.a.) to a maximum of 8.2% p.a. (EIR 14.0% p.a.) is based on your personal credit profile and other factors determined by the Bank. HSBC Premier customer will enjoy promotional interest rate of 2.6% p.a. (EIR 5% p.a.). Terms and Conditions apply.

2Effective Interest Rate (EIR) is inclusive of processing fee computed based on 1% of approved instalment plan amount, subject to a minimum of SGD88, where applicable. The Bank will apply the Applied Interest Rate (net processing fee) on the instalment plan amount on a reducing balance method.

3Equivalent flat interest rate is for reference only and is based on a front-end add-on calculation method (Interest = instalment plan principal x flat interest rate x instalment plan tenor).

4Terms and conditions apply.

Calculate the monthly instalment of your personal loan

dpws-tools-calculator-creator

Interest is calculated using the reducing balance method.

Calculation shown above is indicative and for illustrative purposes only based on effective interest rate of 6% p.a.

Features & benefits

  • Supporting documents are not required.
  • Fixed monthly repayments with choice of tenor between 1 and 7 years.
  • Reinstatement of available credit limit upon monthly repayment.

Apply now for a HSBC Personal Line of Credit Instalment Plan

Apply online

Existing to HSBC Personal Line of Credit?

If you do not have an existing HSBC Personal Line of Credit

Things to Note