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Two women are in a food truck; image used for HSBC Singapore Bank Loans

HSBC Bank Loans

Enjoy peace of mind while pursuing your ambition

Personal loans

  • Loan up to 8 times your monthly income
  • Choice of fixed or flexible repayment
  • Affordable interest rates
  • Easy access to extra cash via Debit Card, funds transfer via Online Banking or withdrawal from ATM

Get rewarded with up to SGD3,000 in cashback and promotional interest rate from 4.0% p.a. (EIR 7.5% p.a.) with no processing fee.

Debt consolidation plan

  • Consolidation of outstanding balance
  • Attractive interest rates
  • Loan tenor available of up to 10 years for affordable monthly repayment
  • Revolving credit facility to manage your daily financial needs

Enjoy promotional interest rate from 3.4% p.a. (EIR 6.5% p.a.) and 5% cashback.

Home loans

Enjoy attractive interest rates and greater flexibility with HSBC Home Loans.
  • Choice of lock-in and no lock-in packages
  • Customised interest rate packages

Enjoy exclusive privileges for HSBC Premier customers

International Mortgage

Whether you're looking to diversify your portfolio by investing in an Australian property for your family's future or to refinance an existing Australian property, you can finance your property abroad locally.
  • Option of Australian Dollar (AUD) and Singapore Dollar (SGD) financing
  • Loan tenor of up to 30 years (subject to loan expiry by age 70)
  • Loan amount of up to 70% (for AUD loan) and 60% (for SGD loan) of purchase price or property value, whichever is lower
  • Property location: Adelaide, Brisbane, Perth, Melbourne, Sydney

Investment financing

Maximise your financial flexibility with low interest rates, no minimum monthly repayments and flexible repayments with our Wealth Portfolio Lending facility.
  • Access extra funds without cashing out on investments
  • No minimum income requirement
  • Extra value without extra fees
  • Attractive interest rates

50% to 100% Maximum Advance Ratio

Maximum Advance Ratio is the maximum percentage of the value of an asset for which HSBC is willing to loan against through the Wealth Portfolio Lending facility. The actual Advance Ratio on each asset is subject to HSBC's approval