Personal loans
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Loan up to 8 times your monthly income
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Choice of fixed or flexible repayment
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Affordable interest rates
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Easy access to extra cash via Debit Card, funds transfer via Online Banking or withdrawal from ATM
Get rewarded with up to SGD3,000 in cashback and promotional interest rate from 4.0% p.a. (EIR 7.5% p.a.) with no processing fee.
Debt consolidation plan
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Consolidation of outstanding balance
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Attractive interest rates
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Loan tenor available of up to 10 years for affordable monthly repayment
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Revolving credit facility to manage your daily financial needs
Enjoy promotional interest rate from 3.4% p.a. (EIR 6.5% p.a.) and 5% cashback.
Home loans
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Choice of lock-in and no lock-in packages
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Customised interest rate packages
Enjoy exclusive privileges for HSBC Premier customers
International Mortgage
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Option of Australian Dollar (AUD) and Singapore Dollar (SGD) financing
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Loan tenor of up to 30 years (subject to loan expiry by age 70)
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Loan amount of up to 70% (for AUD loan) and 60% (for SGD loan) of purchase price or property value, whichever is lower
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Property location: Adelaide, Brisbane, Perth, Melbourne, Sydney
Investment financing
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Access extra funds without cashing out on investments
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No minimum income requirement
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Extra value without extra fees
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Attractive interest rates
50% to 100% Maximum Advance Ratio
Maximum Advance Ratio is the maximum percentage of the value of an asset for which HSBC is willing to loan against through the Wealth Portfolio Lending facility. The actual Advance Ratio on each asset is subject to HSBC's approval