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Loans

Enjoy peace of mind while pursuing your ambition

Personal loan

With fixed monthly repayments, low interest rates and long loan tenor of up to 7 years, seize the opportunity to get more done with HSBC's Personal Loan.
  • Loan amount of up to 8 times your monthly income
  • Fixed monthly repayments with choice of 1-7 years loan tenor
  • Longest loan tenor of up to 7 years
  • Redraw on your existing personal loan with no processing fee
  • Quick decision based on 1 minute approval in-principle

Apply online now to enjoy promotional interest rate from 3.7%p.a. (EIR 7%p.a.), S$50 cashback and S$88 processing fee waiver.

Personal line of credit

Enjoy extra cash of up to 6X your monthly salary! Plus you pay interest only on what you use and enjoy flexibility on your monthly repayments.
  • Affordable interest rates (you pay interest only on what you use)
  • Annual fee waiver
  • Enjoy flexibility on your monthly repayment
  • Get access to cash via withdrawal from ATM, Funds Transfer via iBanking, swiping your Debit Card or complimentary Personal Line of Credit chequebook

Enjoy 0% interest for 6 months with processing fee from 1% (EIR 2.17% p.a.) on Balance Transfer

Debt consolidation plan

HSBC's Debt Consolidation Plan is a refinancing programme to consolidate the outstanding balances from all your existing unsecured credit facilities and is bundled with a revolving credit facility as a convenient mode for managing your daily essentials.
  • Consolidation of outstanding balance
  • Attractive interest rates
  • Loan tenor available of up to 10 years for affordable monthly repayment
  • Revolving credit facility to manage your daily financial needs

Enjoy promotional interest rates from 4% p.a. (EIR 7.5% p.a.), S$100 cash back (online exclusive) and processing fee waiver

Home loans

Enjoy attractive interest rates and greater flexibility with HSBC Home Loans.
  • Choice of lock-in and no lock-in packages
  • Customised interest rate packages
  • Complimentary services with your home loan

Enjoy exclusive privileges for HSBC Advance and HSBC Premier customers.

Investment financing

Maximise your financial flexibility with low interest rates, no minimum monthly repayments and flexible repayments on our secured overdraft facility.
  • Flexible cash management
  • Grow your earning potential
  • Extra value without extra fees
  • Attractive interest rates

50% to 100% Maximum Advance Ratio

Maximum Advance Ratio is the maximum percentage of the value of an security for which Bank is willing to extend Investment Financing. Actual Maximum Advance Ratio to be granted for the facility is subject to the Bank's approval.