Travel Insurance - SmartTraveller
Whether you're travelling for vacation or business, studying overseas or visiting family abroad, SmartTraveller knows just what you need to ensure that you and your loved ones are well covered for your travels.
Special Offers
From 1 to 31 August 2020, you will enjoy
- Up to 52% discount* and SGD100 shopping vouchers* when you purchase any Comprehensive Annual Multi-trip travel insurance plan.
*Terms and Conditions apply
Features
- Pays up to $S20,000 under Trip Curtailment even if you've to remain overseas for medical treatment
- Pays up to SGD12,000 for the unrecoverable deposits under Trip Cancellation
- Only buy what you need by choosing from these add-on benefits: Golf Equipment Cover, Sport Equipment Cover, Pet Care, Rental Vehicle Excess Cover and Safety (Hijacking, Kidnap and Hostage and Home Care)
- Your Personal Accident cover starts 3 hours before departure
- High medical coverage of up to SGD600,000 for medical and accidental dental treatment whilst overseas
- Automatic extension of policy for up to 30 days if you are hospitalized (or placed under compulsory quarantine) while overseas upon the written advice of a Doctor
- Receive up to SGD10,000 for lost personal effects and reimbursement to replace the essential items
- Covers leisure amateeur sports such as bungee jumping, parachuting, sky diving and scuba diving
- Automatic extension of policy for up to 72 hours if you are unable to complete your trip as planned due to Public Transport delays that are not your fault
Summary of benefits
| Benefit | Age | Essential Plan - Sum insured per insured person (per trip) | Comprehensive Plan - Sum insured per insured person (per trip) |
|---|---|---|---|
| Double Public Transport Coverage | Adult up to 70 years old | SGD400,000 | SGD700,000 |
| Double Public Transport Coverage |
Adult above 70 years old | SGD150,000 |
SGD200,000 |
| Double Public Transport Coverage |
Child | SGD150,000 |
SGD200,000 |
| Accidental Death and Permanent Disablement |
Adult up to 70 years old | SGD200,000 | SGD350,000 |
| Accidental Death and Permanent Disablement |
Adult above 70 years old | SGD75,000 |
SGD100,000 |
| Accidental Death and Permanent Disablement |
Child | SGD75,000 |
SGD100,000 |
| Compassionate Visit Benefit | n/a | SGD5,000 | SGD10,000 |
| Special Grant | n/a | SGD4,000 | SGD8,000 |
| Child Education Grant | n/a | SGD16,000 | SGD32,000 |
| Benefit per Child | n/a | SGD4,000 | SGD8,000 |
| Benefit | Double Public Transport Coverage |
|---|---|
| Age | Adult up to 70 years old |
| Essential Plan - Sum insured per insured person (per trip) | SGD400,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD700,000 |
| Benefit |
Double Public Transport Coverage |
| Age | Adult above 70 years old |
| Essential Plan - Sum insured per insured person (per trip) |
SGD150,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD200,000 |
| Benefit |
Double Public Transport Coverage |
| Age | Child |
| Essential Plan - Sum insured per insured person (per trip) |
SGD150,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD200,000 |
| Benefit |
Accidental Death and Permanent Disablement |
| Age | Adult up to 70 years old |
| Essential Plan - Sum insured per insured person (per trip) | SGD200,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD350,000 |
| Benefit |
Accidental Death and Permanent Disablement |
| Age | Adult above 70 years old |
| Essential Plan - Sum insured per insured person (per trip) |
SGD75,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD100,000 |
| Benefit |
Accidental Death and Permanent Disablement |
| Age | Child |
| Essential Plan - Sum insured per insured person (per trip) |
SGD75,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD100,000 |
| Benefit | Compassionate Visit Benefit |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD5,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD10,000 |
| Benefit | Special Grant |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD4,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD8,000 |
| Benefit | Child Education Grant |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD16,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD32,000 |
| Benefit | Benefit per Child |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD4,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD8,000 |
| Benefit | Age | Essential Plan - Sum insured per insured person (per trip) | Comprehensive Plan - Sum insured per insured person (per trip) |
|---|---|---|---|
| Overseas Medical Expenses | Adult up to 70 years old | SGD300,000 | SGD600,000 |
| Overseas Medical Expenses | Adult above 70 years old | SGD50,000 |
SGD100,000 |
| Overseas Medical Expenses | Child | SGD250,000 |
SGD500,000 |
| Pregnancy Related Expenses | n/a | SGD4,000 | SGD8,000 |
| Hospital Visit Benefit | n/a | SGD5,000 |
SGD10,000 |
| Child Care Benefit | n/a | SGD5,000 |
SGD10,000 |
| Overseas Hospitalisation Allowance | n/a | SGD20,000 | SGD40,000 |
| Quarantine Allowance for Infectious Disease (Overseas) | n/a | SGD350 | SGD700 |
| Pay for each full day of quarantine (Overseas) | n/a | SGD50 | SGD50 |
| Post-trip medical expenses | Adult up to 70 years old |
SGD30,000 | SGD60,000 |
| Post-trip medical expenses | Adult above 70 years old |
SGD3,000 |
SGD6,000 |
| Post-trip medical expenses | Child | SGD10,000 |
SGD20,000 |
| Hospitalisation Allowance in Singapore | n/a | SGD500 |
SGD1,000 |
| Quarantine Allowance for Infectious Disease (Singapore) | n/a | SGD350 | SGD700 |
| Pay for each full day of quarantine (Singapore) | n/a | SGD50 | SGD50 |
| Benefit | Overseas Medical Expenses |
|---|---|
| Age | Adult up to 70 years old |
| Essential Plan - Sum insured per insured person (per trip) | SGD300,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD600,000 |
| Benefit | Overseas Medical Expenses |
| Age | Adult above 70 years old |
| Essential Plan - Sum insured per insured person (per trip) |
SGD50,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD100,000 |
| Benefit | Overseas Medical Expenses |
| Age | Child |
| Essential Plan - Sum insured per insured person (per trip) |
SGD250,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD500,000 |
| Benefit | Pregnancy Related Expenses |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD4,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD8,000 |
| Benefit | Hospital Visit Benefit |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) |
SGD5,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD10,000 |
| Benefit | Child Care Benefit |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) |
SGD5,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD10,000 |
| Benefit | Overseas Hospitalisation Allowance |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD20,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD40,000 |
| Benefit | Quarantine Allowance for Infectious Disease (Overseas) |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD350 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD700 |
| Benefit | Pay for each full day of quarantine (Overseas) |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD50 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD50 |
| Benefit | Post-trip medical expenses |
| Age |
Adult up to 70 years old |
| Essential Plan - Sum insured per insured person (per trip) | SGD30,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD60,000 |
| Benefit | Post-trip medical expenses |
| Age |
Adult above 70 years old |
| Essential Plan - Sum insured per insured person (per trip) |
SGD3,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD6,000 |
| Benefit | Post-trip medical expenses |
| Age | Child |
| Essential Plan - Sum insured per insured person (per trip) |
SGD10,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD20,000 |
| Benefit | Hospitalisation Allowance in Singapore |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) |
SGD500 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD1,000 |
| Benefit | Quarantine Allowance for Infectious Disease (Singapore) |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD350 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD700 |
| Benefit | Pay for each full day of quarantine (Singapore) |
| Age | n/a |
| Essential Plan - Sum insured per insured person (per trip) | SGD50 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD50 |
| Benefit | Essential Plan - Sum insured per insured person (per trip) | Comprehensive Plan - Sum insured per insured person (per trip) |
|---|---|---|
| Emergency Medical Evacuation | Unlimited | Unlimited |
| Emergency Medical Repatriation | Unlimited |
Unlimited |
| Repatriation of Mortal Remains back to Singapore | Unlimited |
Unlimited |
| Emergency Personal Mobile Phone Charges | SGD150 | SGD300 |
| Emergency Personal Mobile Phone Charges - limit per day |
SGD50 |
SGD50 |
| Benefit | Emergency Medical Evacuation |
|---|---|
| Essential Plan - Sum insured per insured person (per trip) | Unlimited |
| Comprehensive Plan - Sum insured per insured person (per trip) |
Unlimited |
| Benefit | Emergency Medical Repatriation |
| Essential Plan - Sum insured per insured person (per trip) |
Unlimited |
| Comprehensive Plan - Sum insured per insured person (per trip) |
Unlimited |
| Benefit | Repatriation of Mortal Remains back to Singapore |
| Essential Plan - Sum insured per insured person (per trip) |
Unlimited |
| Comprehensive Plan - Sum insured per insured person (per trip) |
Unlimited |
| Benefit | Emergency Personal Mobile Phone Charges |
| Essential Plan - Sum insured per insured person (per trip) | SGD150 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD300 |
| Benefit |
Emergency Personal Mobile Phone Charges - limit per day |
| Essential Plan - Sum insured per insured person (per trip) |
SGD50 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD50 |
| Benefit | Essential Plan - Sum insured per insured person (per trip) | Comprehensive Plan - Sum insured per insured person (per trip) |
|---|---|---|
| Trip Cancellation | SGD6,000 | SGD12,000 |
| Trip Postponement | SGD800 |
SGD1,600 |
| Replacement of Travelers | SGD500 |
SGD1,000 |
| Financial Collapse of Travel Agency | SGD3,000 | SGD6,000 |
| Trip Curtailment | SGD10,000 |
SGD20,000 |
| (A) Travel Delay | SGD1,000 |
SGD2,000 |
| (B) Alternative Travel Arrangement | SGD1,000 | SGD2,000 |
| Benefit limit for every 6 hours of delay (Overseas) | SGD100 | SGD100 |
| Benefit limit for every 6 hours of delay (Singapore) |
SGD100 | SGD100 |
| Travel Diversion | SGD1,000 | SGD2,000 |
| Pay for every 6 hours of delay (Overseas) | SGD100 |
SGD100 |
| Overbooked Flight | SGD200 |
SGD400 |
| Travel Misconnection | SGD100 |
SGD200 |
| Benefit | Trip Cancellation |
|---|---|
| Essential Plan - Sum insured per insured person (per trip) | SGD6,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD12,000 |
| Benefit | Trip Postponement |
| Essential Plan - Sum insured per insured person (per trip) |
SGD800 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD1,600 |
| Benefit | Replacement of Travelers |
| Essential Plan - Sum insured per insured person (per trip) |
SGD500 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD1,000 |
| Benefit | Financial Collapse of Travel Agency |
| Essential Plan - Sum insured per insured person (per trip) | SGD3,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD6,000 |
| Benefit | Trip Curtailment |
| Essential Plan - Sum insured per insured person (per trip) |
SGD10,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD20,000 |
| Benefit | (A) Travel Delay |
| Essential Plan - Sum insured per insured person (per trip) |
SGD1,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD2,000 |
| Benefit | (B) Alternative Travel Arrangement |
| Essential Plan - Sum insured per insured person (per trip) | SGD1,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD2,000 |
| Benefit | Benefit limit for every 6 hours of delay (Overseas) |
| Essential Plan - Sum insured per insured person (per trip) | SGD100 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD100 |
| Benefit |
Benefit limit for every 6 hours of delay (Singapore) |
| Essential Plan - Sum insured per insured person (per trip) | SGD100 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD100 |
| Benefit | Travel Diversion |
| Essential Plan - Sum insured per insured person (per trip) | SGD1,000 |
| Comprehensive Plan - Sum insured per insured person (per trip) | SGD2,000 |
| Benefit | Pay for every 6 hours of delay (Overseas) |
| Essential Plan - Sum insured per insured person (per trip) |
SGD100 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD100 |
| Benefit | Overbooked Flight |
| Essential Plan - Sum insured per insured person (per trip) |
SGD200 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD400 |
| Benefit | Travel Misconnection |
| Essential Plan - Sum insured per insured person (per trip) |
SGD100 |
| Comprehensive Plan - Sum insured per insured person (per trip) |
SGD200 |
| Benefit | ESSENTIAL PLAN - Sum insured per insured person (per trip) | COMPREHENSIVE PLAN - Sum insured per insured person (per trip) |
|---|---|---|
| Baggage Delay | SGD1,200 | SGD1,800 |
| Pay for every 6 hours of baggage delay (Overseas) | SGD150 |
SGD150 |
| Loss/Damage to Baggage and Personal Belongings | SGD5,000 |
SGD10,000 |
| Loss/Damage to Baggage and Personal Belongings - limit per article |
SGD500 | SGD500 |
| Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables |
SGD800 |
SGD800 |
| Laptops, Wireless Handheld Device and Mobile Phone | SGD2,000 |
SGD2,000 |
| Purchase of Essential Items | SGD250 | SGD500 |
| Personal Money and Travel Documents | SGD2,500 | SGD5,000 |
| Fraudulent Use of Credit Card | SGD1,500 | SGD3,000 |
| Personal Liability | SGD500,000 | SGD1,000,000 |
| Adventure Cover | Covered |
Covered |
| Full Terrorism Cover | Covered | Covered |
| Benefit | Baggage Delay |
|---|---|
| ESSENTIAL PLAN - Sum insured per insured person (per trip) | SGD1,200 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) | SGD1,800 |
| Benefit | Pay for every 6 hours of baggage delay (Overseas) |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) |
SGD150 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) |
SGD150 |
| Benefit | Loss/Damage to Baggage and Personal Belongings |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) |
SGD5,000 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) |
SGD10,000 |
| Benefit |
Loss/Damage to Baggage and Personal Belongings - limit per article |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) | SGD500 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) | SGD500 |
| Benefit |
Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) |
SGD800 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) |
SGD800 |
| Benefit | Laptops, Wireless Handheld Device and Mobile Phone |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) |
SGD2,000 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) | SGD2,000 |
| Benefit | Purchase of Essential Items |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) | SGD250 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) | SGD500 |
| Benefit | Personal Money and Travel Documents |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) | SGD2,500 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) | SGD5,000 |
| Benefit | Fraudulent Use of Credit Card |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) | SGD1,500 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) | SGD3,000 |
| Benefit | Personal Liability |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) | SGD500,000 |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) | SGD1,000,000 |
| Benefit | Adventure Cover |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) |
Covered |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) |
Covered |
| Benefit | Full Terrorism Cover |
| ESSENTIAL PLAN - Sum insured per insured person (per trip) | Covered |
| COMPREHENSIVE PLAN - Sum insured per insured person (per trip) |
Covered |
| Benefit Category | Benefit | Sum insured per insured person (per trip) |
|---|---|---|
| Golf Equipment | Loss / Damage to Golf Equipment | SGD2,500 |
| Golf Equipment |
Hired Golf Equipment | SGD500 |
| Golf Equipment |
Hole-in-One Celebration | SGD500 |
| Sports Equipment | Sports Equipment |
SGD3,000 |
| Pet Care | Pet Care | SGD1,500 |
| Rental Car Excess | Rental Car Excess | SGD2,000 |
| Safety | Hijacking | SGD5,000 |
| Safety | Kidnap & Hostage | SGD10,000 |
| Safety | Home Care Benefit | SGD10,000 |
| Benefit Category | Golf Equipment |
|---|---|
| Benefit | Loss / Damage to Golf Equipment |
| Sum insured per insured person (per trip) | SGD2,500 |
| Benefit Category |
Golf Equipment |
| Benefit | Hired Golf Equipment |
| Sum insured per insured person (per trip) |
SGD500 |
| Benefit Category |
Golf Equipment |
| Benefit | Hole-in-One Celebration |
| Sum insured per insured person (per trip) |
SGD500 |
| Benefit Category | Sports Equipment |
| Benefit |
Sports Equipment |
| Sum insured per insured person (per trip) | SGD3,000 |
| Benefit Category | Pet Care |
| Benefit | Pet Care |
| Sum insured per insured person (per trip) |
SGD1,500 |
| Benefit Category | Rental Car Excess |
| Benefit | Rental Car Excess |
| Sum insured per insured person (per trip) |
SGD2,000 |
| Benefit Category | Safety |
| Benefit | Hijacking |
| Sum insured per insured person (per trip) | SGD5,000 |
| Benefit Category | Safety |
| Benefit | Kidnap & Hostage |
| Sum insured per insured person (per trip) | SGD10,000 |
| Benefit Category | Safety |
| Benefit | Home Care Benefit |
| Sum insured per insured person (per trip) | SGD10,000 |
Geographical coverage
- Regional: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Mongolia, Myanmar, New Zealand, Sri Lanka, Taiwan, Philippines, Thailand, Timor-Leste and Vietnam
- Global: Travel to the rest of the world including Nepal, Tibet and countries under Regional. However it excludes Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria
How to buy SmartTraveller
Buy SmartTraveller online now
Call us
Call on (65) 6880 4070 if you have any questions.
Email us
Email at banca_hsbc@axa.com.sg if you have any questions.
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