Travel Insurance - SmartTraveller

Whether you're travelling for vacation or business, studying overseas or visiting family abroad, SmartTraveller knows just what you need to ensure that you and your loved ones are well covered for your travels.

Special Offers

From 1 to 31 January 2020, you will enjoy

  • 30% discount* when you purchase any Single Trip travel insurance plan.
  • Up to 50% discount* and SGD300 shopping voucher* when you purchase any Comprehensive Annual Multi-trip travel insurance plan.

*Terms and Conditions apply

Features

  • Pays up to $S20,000 under Trip Curtailment even if you've to remain overseas for medical treatment
  • Pays up to SGD12,000 for the unrecoverable deposits under Trip Cancellation
  • Only buy what you need by choosing from these add-on benefits: Golf Equipment Cover, Sport Equipment Cover, Pet Care, Rental Vehicle Excess Cover and Safety (Hijacking, Kidnap and Hostage and Home Care)
  • Your Personal Accident cover starts 3 hours before departure
  • High medical coverage of up to SGD600,000 for medical and accidental dental treatment whilst overseas
  • Automatic extension of policy for up to 30 days if you are hospitalized (or placed under compulsory quarantine) while overseas upon the written advice of a Doctor
  • Receive up to SGD10,000 for lost personal effects and reimbursement to replace the essential items
  • Covers leisure amateeur sports such as bungee jumping, parachuting, sky diving and scuba diving
  • Automatic extension of policy for up to 72 hours if you are unable to complete your trip as planned due to Public Transport delays that are not your fault

Summary of benefits

Personal accident benefits
Benefit Age Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Double Public Transport Coverage Adult up to 70 years old SGD500,000 SGD1,000,000
Double Public Transport Coverage
Adult above 70 years old SGD200,000
SGD400,000
Double Public Transport Coverage
Child SGD200,000
SGD400,000
Accidental Death and Permanent Disablement
Adult up to 70 years old SGD250,000 SGD500,000
Accidental Death and Permanent Disablement
Adult above 70 years old SGD100,000
SGD200,000
Accidental Death and Permanent Disablement
Child SGD100,000
SGD200,000
Compassionate Visit Benefit n/a SGD5,000 SGD10,000
Special Grant n/a SGD4,000 SGD8,000
Child Education Grant n/a SGD16,000 SGD32,000
Benefit per Child n/a SGD4,000 SGD8,000
Personal accident benefits
Benefit Double Public Transport Coverage
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD500,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD1,000,000
Benefit Double Public Transport Coverage
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD200,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD400,000
Benefit Double Public Transport Coverage
Age Child
Essential Plan - Sum insured per insured person (per trip) SGD200,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD400,000
Benefit Accidental Death and Permanent Disablement
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD250,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD500,000
Benefit Accidental Death and Permanent Disablement
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD100,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD200,000
Benefit Accidental Death and Permanent Disablement
Age Child
Essential Plan - Sum insured per insured person (per trip) SGD100,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD200,000
Benefit Compassionate Visit Benefit
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD5,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD10,000
Benefit Special Grant
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD4,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD8,000
Benefit Child Education Grant
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD16,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD32,000
Benefit Benefit per Child
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD4,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD8,000
Medical expenses benefits
Benefit Age Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Overseas Medical Expenses Adult up to 70 years old SGD300,000 SGD600,000
Overseas Medical Expenses Adult above 70 years old SGD50,000
SGD100,000
Overseas Medical Expenses Child SGD250,000
SGD500,000
Pregnancy Related Expenses n/a SGD4,000 SGD8,000
Hospital Visit Benefit n/a SGD5,000
SGD10,000
Child Care Benefit n/a SGD5,000
SGD10,000
Overseas Hospitalisation Allowance n/a SGD20,000 SGD40,000
Quarantine Allowance for Infectious Disease (Overseas) n/a SGD350 SGD700
Pay for each full day of quarantine (Overseas) n/a SGD16,000 SGD32,000
Post-trip medical expenses Adult up to 70 years old
SGD30,000 SGD60,000
Post-trip medical expenses Adult above 70 years old
SGD3,000
SGD6,000
Post-trip medical expenses Child SGD10,000
SGD20,000
Hospitalisation Allowance in Singapore n/a SGD500
SGD1,000
Quarantine Allowance for Infectious Disease (Singapore) n/a SGD350 SGD700
Pay for each full day of quarantine (Singapore) n/a SGD50 SGD50
Medical expenses benefits
Benefit Overseas Medical Expenses
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD300,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD600,000
Benefit Overseas Medical Expenses
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD50,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD100,000
Benefit Overseas Medical Expenses
Age Child
Essential Plan - Sum insured per insured person (per trip) SGD250,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD500,000
Benefit Pregnancy Related Expenses
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD4,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD8,000
Benefit Hospital Visit Benefit
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD5,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD10,000
Benefit Child Care Benefit
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD5,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD10,000
Benefit Overseas Hospitalisation Allowance
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD20,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD40,000
Benefit Quarantine Allowance for Infectious Disease (Overseas)
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD350
Comprehensive Plan - Sum insured per insured person (per trip) SGD700
Benefit Pay for each full day of quarantine (Overseas)
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD16,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD32,000
Benefit Post-trip medical expenses
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD30,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD60,000
Benefit Post-trip medical expenses
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) SGD3,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD6,000
Benefit Post-trip medical expenses
Age Child
Essential Plan - Sum insured per insured person (per trip) SGD10,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD20,000
Benefit Hospitalisation Allowance in Singapore
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD500
Comprehensive Plan - Sum insured per insured person (per trip) SGD1,000
Benefit Quarantine Allowance for Infectious Disease (Singapore)
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD350
Comprehensive Plan - Sum insured per insured person (per trip) SGD700
Benefit Pay for each full day of quarantine (Singapore)
Age n/a
Essential Plan - Sum insured per insured person (per trip) SGD50
Comprehensive Plan - Sum insured per insured person (per trip) SGD50
24-hour emergency assistance benefits
Benefit Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Emergency Medical Evacuation Unlimited Unlimited
Emergency Medical Repatriation Unlimited
Unlimited
Repatriation of Mortal Remains back to Singapore Unlimited
Unlimited
Emergency Personal Mobile Phone Charges SGD150 SGD300
Emergency Personal Mobile Phone Charges - limit per day

SGD50
SGD50
24-hour emergency assistance benefits
Benefit Emergency Medical Evacuation
Essential Plan - Sum insured per insured person (per trip) Unlimited
Comprehensive Plan - Sum insured per insured person (per trip) Unlimited
Benefit Emergency Medical Repatriation
Essential Plan - Sum insured per insured person (per trip) Unlimited
Comprehensive Plan - Sum insured per insured person (per trip) Unlimited
Benefit Repatriation of Mortal Remains back to Singapore
Essential Plan - Sum insured per insured person (per trip) Unlimited
Comprehensive Plan - Sum insured per insured person (per trip) Unlimited
Benefit Emergency Personal Mobile Phone Charges
Essential Plan - Sum insured per insured person (per trip) SGD150
Comprehensive Plan - Sum insured per insured person (per trip) SGD300
Benefit Emergency Personal Mobile Phone Charges - limit per day

Essential Plan - Sum insured per insured person (per trip) SGD50
Comprehensive Plan - Sum insured per insured person (per trip) SGD50
Travel inconveniences benefits
Benefit Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Trip Cancellation SGD6,000 SGD12,000
Trip Postponement SGD800
SGD1,600
Replacement of Travelers SGD500
SGD1,000
Financial Collapse of Travel Agency SGD3,000 SGD6,000
Trip Curtailment SGD10,000
SGD20,000
(A) Travel Delay SGD1,000
SGD2,000
(B) Alternative Travel Arrangement SGD1,000 SGD2,000
Benefit limit for every 6 hours of delay (Overseas) SGD100 SGD100
Benefit limit for every 6 hours of delay (Singapore)
SGD100 SGD100
Travel Diversion SGD1,000 SGD2,000
Pay for every 6 hours of delay (Overseas) SGD100
SGD100
Overbooked Flight SGD200
SGD400
Travel Misconnection SGD100
SGD200
Travel inconveniences benefits
Benefit Trip Cancellation
Essential Plan - Sum insured per insured person (per trip) SGD6,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD12,000
Benefit Trip Postponement
Essential Plan - Sum insured per insured person (per trip) SGD800
Comprehensive Plan - Sum insured per insured person (per trip) SGD1,600
Benefit Replacement of Travelers
Essential Plan - Sum insured per insured person (per trip) SGD500
Comprehensive Plan - Sum insured per insured person (per trip) SGD1,000
Benefit Financial Collapse of Travel Agency
Essential Plan - Sum insured per insured person (per trip) SGD3,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD6,000
Benefit Trip Curtailment
Essential Plan - Sum insured per insured person (per trip) SGD10,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD20,000
Benefit (A) Travel Delay
Essential Plan - Sum insured per insured person (per trip) SGD1,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD2,000
Benefit (B) Alternative Travel Arrangement
Essential Plan - Sum insured per insured person (per trip) SGD1,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD2,000
Benefit Benefit limit for every 6 hours of delay (Overseas)
Essential Plan - Sum insured per insured person (per trip) SGD100
Comprehensive Plan - Sum insured per insured person (per trip) SGD100
Benefit Benefit limit for every 6 hours of delay (Singapore)
Essential Plan - Sum insured per insured person (per trip) SGD100
Comprehensive Plan - Sum insured per insured person (per trip) SGD100
Benefit Travel Diversion
Essential Plan - Sum insured per insured person (per trip) SGD1,000
Comprehensive Plan - Sum insured per insured person (per trip) SGD2,000
Benefit Pay for every 6 hours of delay (Overseas)
Essential Plan - Sum insured per insured person (per trip) SGD100
Comprehensive Plan - Sum insured per insured person (per trip) SGD100
Benefit Overbooked Flight
Essential Plan - Sum insured per insured person (per trip) SGD200
Comprehensive Plan - Sum insured per insured person (per trip) SGD400
Benefit Travel Misconnection
Essential Plan - Sum insured per insured person (per trip) SGD100
Comprehensive Plan - Sum insured per insured person (per trip) SGD200
Personal belongings benefits
Benefit ESSENTIAL PLAN - Sum insured per insured person (per trip) COMPREHENSIVE PLAN - Sum insured per insured person (per trip)
Baggage Delay SGD1,000 SGD2,000
Pay for every 6 hours of baggage delay (Overseas) SGD200
SGD200
Loss/Damage to Baggage and Personal Belongings SGD5,000
SGD10,000
Loss/Damage to Baggage and Personal Belongings - limit per article
SGD800 SGD800
Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables
SGD500
SGD500
Laptops, Wireless Handheld Device and Mobile Phone SGD2,000
SGD2,000
Purchase of Essential Items SGD250 SGD500
Personal Money and Travel Documents SGD2,500 SGD5,000
Fraudulent Use of Credit Card SGD1,500 SGD3,000
Personal Liability SGD500,000 SGD1,000,000
Adventure Cover Covered
Covered
Full Terrorism Cover Covered Covered
Personal belongings benefits
Benefit Baggage Delay
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD1,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD2,000
Benefit Pay for every 6 hours of baggage delay (Overseas)
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD200
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD200
Benefit Loss/Damage to Baggage and Personal Belongings
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD5,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD10,000
Benefit Loss/Damage to Baggage and Personal Belongings - limit per article
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD800
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD800
Benefit Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD500
Benefit Laptops, Wireless Handheld Device and Mobile Phone
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD2,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD2,000
Benefit Purchase of Essential Items
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD250
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD500
Benefit Personal Money and Travel Documents
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD2,500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD5,000
Benefit Fraudulent Use of Credit Card
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD1,500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD3,000
Benefit Personal Liability
ESSENTIAL PLAN - Sum insured per insured person (per trip) SGD500,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) SGD1,000,000
Benefit Adventure Cover
ESSENTIAL PLAN - Sum insured per insured person (per trip) Covered
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) Covered
Benefit Full Terrorism Cover
ESSENTIAL PLAN - Sum insured per insured person (per trip) Covered
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) Covered
Lifestyle add-ons
Benefit Category Benefit Sum insured per insured person (per trip)
Golf Equipment Loss / Damage to Golf Equipment SGD2,500
Golf Equipment
Hired Golf Equipment SGD500
Golf Equipment
Hole-in-One Celebration SGD500
Sports Equipment Sports Equipment
SGD3,000
Pet Care Pet Care SGD1,500
Rental Car Excess Rental Car Excess SGD2,000
Safety Hijacking SGD5,000
Safety Kidnap & Hostage SGD10,000
Safety Home Care Benefit SGD10,000
Lifestyle add-ons
Benefit Category Golf Equipment
Benefit Loss / Damage to Golf Equipment
Sum insured per insured person (per trip) SGD2,500
Benefit Category Golf Equipment
Benefit Hired Golf Equipment
Sum insured per insured person (per trip) SGD500
Benefit Category Golf Equipment
Benefit Hole-in-One Celebration
Sum insured per insured person (per trip) SGD500
Benefit Category Sports Equipment
Benefit Sports Equipment
Sum insured per insured person (per trip) SGD3,000
Benefit Category Pet Care
Benefit Pet Care
Sum insured per insured person (per trip) SGD1,500
Benefit Category Rental Car Excess
Benefit Rental Car Excess
Sum insured per insured person (per trip) SGD2,000
Benefit Category Safety
Benefit Hijacking
Sum insured per insured person (per trip) SGD5,000
Benefit Category Safety
Benefit Kidnap & Hostage
Sum insured per insured person (per trip) SGD10,000
Benefit Category Safety
Benefit Home Care Benefit
Sum insured per insured person (per trip) SGD10,000

Geographical coverage

  • Regional: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Mongolia, Myanmar, New Zealand, Sri Lanka, Taiwan, Philippines, Thailand, Timor-Leste and Vietnam
  • Global: Travel to the rest of the world including Nepal, Tibet and countries under Regional. However it excludes Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

How to buy SmartTraveller

Buy SmartTraveller online now

Call us

Call on (65) 6880 4070 if you have any questions.

Email us

Email at banca_hsbc@axa.com.sg if you have any questions.

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