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Travel Insurance

Happiness is exploring new territories comfortably with SmartTraveller travel insurance

Travel Insurance - SmartTraveller

Whether you're travelling for vacation or business, studying overseas or visiting family abroad, SmartTraveller knows just what you need to ensure that you and your loved ones are well covered for your travels.

Special Offers

From 1 to 15 December 2018, you will enjoy:

Enjoy 30% discount when you purchase Single Trip travel insurance plan

Enjoy up to 50% discount and uo to S$100 Shopping voucher when you purchase of any Comprehensive Annual Multi-trip travel insurance plan.

Terms and conditions, click here for more details. 

Features

  • Pays up to $S20,000 under Trip Curtailment even if you've to remain overseas for medical treatment
  • Pays up to S$12,000 for the unrecoverable deposits under Trip Cancellation
  • Only buy what you need by choosing from these add-on benefits: Golf Equipment Cover, Sport Equipment Cover, Pet Care, Rental Vehicle Excess Cover and Safety (Hijacking, Kidnap and Hostage and Home Care)
  • Your Personal Accident cover starts 3 hours before departure
  • High medical coverage of up to S$600,000 for medical and accidental dental treatment whilst overseas
  • Automatic extension of policy for up to 30 days if you are hospitalized (or placed under compulsory quarantine) while overseas upon the written advice of a Doctor
  • Receive up to S$10,000 for lost personal effects and reimbursement to replace the essential items
  • Covers leisure amateeur sports such as bungee jumping, parachuting, sky diving and scuba diving
  • Automatic extension of policy for up to 72 hours if you are unable to complete your trip as planned due to Public Transport delays that are not your fault

Summary of benefits

Personal accident benefits
Benefit Age Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Double Public Transport Coverage Adult up to 70 years old S$500,000 S$1,000,000
Double Public Transport Coverage
Adult above 70 years old S$200,000
S$400,000
Double Public Transport Coverage
Child S$200,000
S$400,000
Accidental Death and Permanent Disablement
Adult up to 70 years old S$250,000 S$500,000
Accidental Death and Permanent Disablement
Adult above 70 years old S$100,000
S$200,000
Accidental Death and Permanent Disablement
Child S$100,000
S$200,000
Compassionate Visit Benefit n/a S$5,000 S$10,000
Special Grant n/a S$4.000 S$8,000
Child Education Grant n/a S$16,000 S$32,000
Benefit per Child n/a S$4,000 S$8,000
Personal accident benefits
Benefit Double Public Transport Coverage
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) S$500,000
Comprehensive Plan - Sum insured per insured person (per trip) S$1,000,000
Benefit Double Public Transport Coverage
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) S$200,000
Comprehensive Plan - Sum insured per insured person (per trip) S$400,000
Benefit Double Public Transport Coverage
Age Child
Essential Plan - Sum insured per insured person (per trip) S$200,000
Comprehensive Plan - Sum insured per insured person (per trip) S$400,000
Benefit Accidental Death and Permanent Disablement
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) S$250,000
Comprehensive Plan - Sum insured per insured person (per trip) S$500,000
Benefit Accidental Death and Permanent Disablement
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) S$100,000
Comprehensive Plan - Sum insured per insured person (per trip) S$200,000
Benefit Accidental Death and Permanent Disablement
Age Child
Essential Plan - Sum insured per insured person (per trip) S$100,000
Comprehensive Plan - Sum insured per insured person (per trip) S$200,000
Benefit Compassionate Visit Benefit
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$5,000
Comprehensive Plan - Sum insured per insured person (per trip) S$10,000
Benefit Special Grant
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$4.000
Comprehensive Plan - Sum insured per insured person (per trip) S$8,000
Benefit Child Education Grant
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$16,000
Comprehensive Plan - Sum insured per insured person (per trip) S$32,000
Benefit Benefit per Child
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$4,000
Comprehensive Plan - Sum insured per insured person (per trip) S$8,000
Medical expenses benefits
Benefit Age Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Overseas Medical Expenses Adult up to 70 years old S$300,000 S$600,000
Overseas Medical Expenses Adult above 70 years old S$50,000
S$100,000
Overseas Medical Expenses Child S$250,000
S$500,000
Pregnancy Related Expenses n/a S$4,000 S$8,000
Hospital Visit Benefit n/a S$5,000
S$10,000
Child Care Benefit n/a S$5,000
S$10,000
Overseas Hospitalisation Allowance n/a S$20,000 S$40,000
Quarantine Allowance for Infectious Disease (Overseas) n/a S$350 S$700
Pay for each full day of quarantine (Overseas) n/a S$16,000 S$32,000
Post-trip medical expenses Adult up to 70 years old
S$30,000 S$60,000
Post-trip medical expenses Adult above 70 years old
S$3,000
S$6,000
Post-trip medical expenses Child S$10,000
S$20,000
Hospitalisation Allowance in Singapore n/a S$500
S$1,000
Quarantine Allowance for Infectious Disease (Singapore) n/a S$350 S$700
Pay for each full day of quarantine (Singapore) n/a S$50 S$50
Medical expenses benefits
Benefit Overseas Medical Expenses
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) S$300,000
Comprehensive Plan - Sum insured per insured person (per trip) S$600,000
Benefit Overseas Medical Expenses
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) S$50,000
Comprehensive Plan - Sum insured per insured person (per trip) S$100,000
Benefit Overseas Medical Expenses
Age Child
Essential Plan - Sum insured per insured person (per trip) S$250,000
Comprehensive Plan - Sum insured per insured person (per trip) S$500,000
Benefit Pregnancy Related Expenses
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$4,000
Comprehensive Plan - Sum insured per insured person (per trip) S$8,000
Benefit Hospital Visit Benefit
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$5,000
Comprehensive Plan - Sum insured per insured person (per trip) S$10,000
Benefit Child Care Benefit
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$5,000
Comprehensive Plan - Sum insured per insured person (per trip) S$10,000
Benefit Overseas Hospitalisation Allowance
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$20,000
Comprehensive Plan - Sum insured per insured person (per trip) S$40,000
Benefit Quarantine Allowance for Infectious Disease (Overseas)
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$350
Comprehensive Plan - Sum insured per insured person (per trip) S$700
Benefit Pay for each full day of quarantine (Overseas)
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$16,000
Comprehensive Plan - Sum insured per insured person (per trip) S$32,000
Benefit Post-trip medical expenses
Age Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip) S$30,000
Comprehensive Plan - Sum insured per insured person (per trip) S$60,000
Benefit Post-trip medical expenses
Age Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip) S$3,000
Comprehensive Plan - Sum insured per insured person (per trip) S$6,000
Benefit Post-trip medical expenses
Age Child
Essential Plan - Sum insured per insured person (per trip) S$10,000
Comprehensive Plan - Sum insured per insured person (per trip) S$20,000
Benefit Hospitalisation Allowance in Singapore
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$500
Comprehensive Plan - Sum insured per insured person (per trip) S$1,000
Benefit Quarantine Allowance for Infectious Disease (Singapore)
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$350
Comprehensive Plan - Sum insured per insured person (per trip) S$700
Benefit Pay for each full day of quarantine (Singapore)
Age n/a
Essential Plan - Sum insured per insured person (per trip) S$50
Comprehensive Plan - Sum insured per insured person (per trip) S$50
24-hour emergency assistance benefits
Benefit Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Emergency Medical Evacuation Unlimited Unlimited
Emergency Medical Repatriation Unlimited
Unlimited
Repatriation of Mortal Remains back to Singapore Unlimited
Unlimited
Emergency Personal Mobile Phone Charges S$150 S$300
Emergency Personal Mobile Phone Charges - limit per day

S$50
S$50
24-hour emergency assistance benefits
Benefit Emergency Medical Evacuation
Essential Plan - Sum insured per insured person (per trip) Unlimited
Comprehensive Plan - Sum insured per insured person (per trip) Unlimited
Benefit Emergency Medical Repatriation
Essential Plan - Sum insured per insured person (per trip) Unlimited
Comprehensive Plan - Sum insured per insured person (per trip) Unlimited
Benefit Repatriation of Mortal Remains back to Singapore
Essential Plan - Sum insured per insured person (per trip) Unlimited
Comprehensive Plan - Sum insured per insured person (per trip) Unlimited
Benefit Emergency Personal Mobile Phone Charges
Essential Plan - Sum insured per insured person (per trip) S$150
Comprehensive Plan - Sum insured per insured person (per trip) S$300
Benefit Emergency Personal Mobile Phone Charges - limit per day

Essential Plan - Sum insured per insured person (per trip) S$50
Comprehensive Plan - Sum insured per insured person (per trip) S$50
Travel inconveniences benefits
Benefit Essential Plan - Sum insured per insured person (per trip) Comprehensive Plan - Sum insured per insured person (per trip)
Trip Cancellation S$6,000 S$12,000
Trip Postponement S$800
S$1,600
Replacement of Travelers S$500
S$1,000
Financial Collapse of Travel Agency S$3,000 S$6,000
Trip Curtailment S$10,000
S$20,000
(A) Travel Delay S$1,000
S$2,000
(B) Alternative Travel Arrangement S$1,000 S$2,000
Benefit limit for every 6 hours of delay (Overseas) S$100 S$100
Benefit limit for every 6 hours of delay (Singapore)
S$100 S$100
Travel Diversion S$1,000 S$2,000
Pay for every 6 hours of delay (Overseas) S$100
S$100
Overbooked Flight S$200
S$400
Travel Misconnection S$100
S$200
Travel inconveniences benefits
Benefit Trip Cancellation
Essential Plan - Sum insured per insured person (per trip) S$6,000
Comprehensive Plan - Sum insured per insured person (per trip) S$12,000
Benefit Trip Postponement
Essential Plan - Sum insured per insured person (per trip) S$800
Comprehensive Plan - Sum insured per insured person (per trip) S$1,600
Benefit Replacement of Travelers
Essential Plan - Sum insured per insured person (per trip) S$500
Comprehensive Plan - Sum insured per insured person (per trip) S$1,000
Benefit Financial Collapse of Travel Agency
Essential Plan - Sum insured per insured person (per trip) S$3,000
Comprehensive Plan - Sum insured per insured person (per trip) S$6,000
Benefit Trip Curtailment
Essential Plan - Sum insured per insured person (per trip) S$10,000
Comprehensive Plan - Sum insured per insured person (per trip) S$20,000
Benefit (A) Travel Delay
Essential Plan - Sum insured per insured person (per trip) S$1,000
Comprehensive Plan - Sum insured per insured person (per trip) S$2,000
Benefit (B) Alternative Travel Arrangement
Essential Plan - Sum insured per insured person (per trip) S$1,000
Comprehensive Plan - Sum insured per insured person (per trip) S$2,000
Benefit Benefit limit for every 6 hours of delay (Overseas)
Essential Plan - Sum insured per insured person (per trip) S$100
Comprehensive Plan - Sum insured per insured person (per trip) S$100
Benefit Benefit limit for every 6 hours of delay (Singapore)
Essential Plan - Sum insured per insured person (per trip) S$100
Comprehensive Plan - Sum insured per insured person (per trip) S$100
Benefit Travel Diversion
Essential Plan - Sum insured per insured person (per trip) S$1,000
Comprehensive Plan - Sum insured per insured person (per trip) S$2,000
Benefit Pay for every 6 hours of delay (Overseas)
Essential Plan - Sum insured per insured person (per trip) S$100
Comprehensive Plan - Sum insured per insured person (per trip) S$100
Benefit Overbooked Flight
Essential Plan - Sum insured per insured person (per trip) S$200
Comprehensive Plan - Sum insured per insured person (per trip) S$400
Benefit Travel Misconnection
Essential Plan - Sum insured per insured person (per trip) S$100
Comprehensive Plan - Sum insured per insured person (per trip) S$200
Personal belongings benefits
Benefit ESSENTIAL PLAN - Sum insured per insured person (per trip) COMPREHENSIVE PLAN - Sum insured per insured person (per trip)
Baggage Delay S$1,000 S$2,000
Pay for every 6 hours of baggage delay (Overseas) S$200
S$200
Loss/Damage to Baggage and Personal Belongings S$5,000
S$10,000
Loss/Damage to Baggage and Personal Belongings - limit per article
S$800 S$800
Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables
S$500
S$500
Laptops, Wireless Handheld Device and Mobile Phone S$2,000
S$2,000
Purchase of Essential Items S$250 S$500
Personal Money and Travel Documents S$2,500 S$5,000
Fraudulent Use of Credit Card S$1,500 S$3,000
Personal Liability S$500,000 S$1,000,000
Adventure Cover Covered
Covered
Full Terrorism Cover Covered Covered
Personal belongings benefits
Benefit Baggage Delay
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$1,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$2,000
Benefit Pay for every 6 hours of baggage delay (Overseas)
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$200
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$200
Benefit Loss/Damage to Baggage and Personal Belongings
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$5,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$10,000
Benefit Loss/Damage to Baggage and Personal Belongings - limit per article
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$800
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$800
Benefit Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$500
Benefit Laptops, Wireless Handheld Device and Mobile Phone
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$2,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$2,000
Benefit Purchase of Essential Items
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$250
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$500
Benefit Personal Money and Travel Documents
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$2,500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$5,000
Benefit Fraudulent Use of Credit Card
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$1,500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$3,000
Benefit Personal Liability
ESSENTIAL PLAN - Sum insured per insured person (per trip) S$500,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) S$1,000,000
Benefit Adventure Cover
ESSENTIAL PLAN - Sum insured per insured person (per trip) Covered
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) Covered
Benefit Full Terrorism Cover
ESSENTIAL PLAN - Sum insured per insured person (per trip) Covered
COMPREHENSIVE PLAN - Sum insured per insured person (per trip) Covered
Lifestyle add-ons
Benefit Category Benefit Sum insured per insured person (per trip)
Golf Equipment Loss / Damage to Golf Equipment S$2,500
Golf Equipment
Hired Golf Equipment S$500
Golf Equipment
Hole-in-One Celebration S$500
Sports Equipment Sports Equipment
S$3,000
Pet Care Pet Care S$1,500
Rental Car Excess Rental Car Excess S$2,000
Safety Hijacking S$5,000
Safety Kidnap & Hostage S$10,000
Safety Home Care Benefit S$10,000
Lifestyle add-ons
Benefit Category Golf Equipment
Benefit Loss / Damage to Golf Equipment
Sum insured per insured person (per trip) S$2,500
Benefit Category Golf Equipment
Benefit Hired Golf Equipment
Sum insured per insured person (per trip) S$500
Benefit Category Golf Equipment
Benefit Hole-in-One Celebration
Sum insured per insured person (per trip) S$500
Benefit Category Sports Equipment
Benefit Sports Equipment
Sum insured per insured person (per trip) S$3,000
Benefit Category Pet Care
Benefit Pet Care
Sum insured per insured person (per trip) S$1,500
Benefit Category Rental Car Excess
Benefit Rental Car Excess
Sum insured per insured person (per trip) S$2,000
Benefit Category Safety
Benefit Hijacking
Sum insured per insured person (per trip) S$5,000
Benefit Category Safety
Benefit Kidnap & Hostage
Sum insured per insured person (per trip) S$10,000
Benefit Category Safety
Benefit Home Care Benefit
Sum insured per insured person (per trip) S$10,000

Geographical coverage

  • Regional: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Mongolia, Myanmar, New Zealand, Sri Lanka, Taiwan, Philippines, Thailand, Timor-Leste and Vietnam
  • Global: Travel to the rest of the world including Nepal, Tibet and countries under Regional. However it excludes Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

How to buy SmartTraveller

Buy SmartTraveller online now

Call us

Call on (65) 6880 4070 if you have any questions.

Email us

Email at banca_hsbc@axa.com.sg if you have any questions.

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