SmartTraveller | Travel Insurance Plan

HSBC SG
Insurance
SmartTraveller

Travel Insurance - SmartTraveller

Whether you're travelling for vacation or business, studying overseas or visiting family abroad, SmartTraveller knows just what you need to ensure that you and your loved ones are well covered for your travels.

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Special Offers

From 1 to 28 February 2019, you will enjoy

Enjoy 30% discount when you purchase Single Trip travel insurance plan
Enjoy up to 50% discount and up to S$100 Shopping voucher when you purchase of any Comprehensive Annual Multi- trip travel insurance plan.

^*Terms and conditions, click here for more details.

Features

Pays up to $S20,000 under Trip Curtailment even if you've to remain overseas for medical treatment
Pays up to S$12,000 for the unrecoverable deposits under Trip Cancellation
Only buy what you need by choosing from these add-on benefits: Golf Equipment Cover, Sport Equipment Cover, Pet Care, Rental Vehicle Excess Cover and Safety (Hijacking, Kidnap and Hostage and Home Care)

Your Personal Accident cover starts 3 hours before departure
High medical coverage of up to S$600,000 for medical and accidental dental treatment whilst overseas
Automatic extension of policy for up to 30 days if you are hospitalized (or placed under compulsory quarantine) while overseas upon the written advice of a Doctor

Receive up to S$10,000 for lost personal effects and reimbursement to replace the essential items
Covers leisure amateeur sports such as bungee jumping, parachuting, sky diving and scuba diving
Automatic extension of policy for up to 72 hours if you are unable to complete your trip as planned due to Public Transport delays that are not your fault

Summary of benefits

Personal accident benefits
Benefit	Age	Essential Plan - Sum insured per insured person (per trip)	Comprehensive Plan - Sum insured per insured person (per trip)
Double Public Transport Coverage	Adult up to 70 years old	S$500,000	S$1,000,000
Double Public Transport Coverage	Adult above 70 years old	S$200,000	S$400,000
Double Public Transport Coverage	Child	S$200,000	S$400,000
Accidental Death and Permanent Disablement	Adult up to 70 years old	S$250,000	S$500,000
Accidental Death and Permanent Disablement	Adult above 70 years old	S$100,000	S$200,000
Accidental Death and Permanent Disablement	Child	S$100,000	S$200,000
Compassionate Visit Benefit	n/a	S$5,000	S$10,000
Special Grant	n/a	S$4.000	S$8,000
Child Education Grant	n/a	S$16,000	S$32,000
Benefit per Child	n/a	S$4,000	S$8,000

Personal accident benefits
Benefit	Double Public Transport Coverage
Age	Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$500,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$1,000,000

Benefit	Double Public Transport Coverage
Age	Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$200,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$400,000

Benefit	Double Public Transport Coverage
Age	Child
Essential Plan - Sum insured per insured person (per trip)	S$200,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$400,000

Benefit	Accidental Death and Permanent Disablement
Age	Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$250,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$500,000

Benefit	Accidental Death and Permanent Disablement
Age	Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$100,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$200,000

Benefit	Accidental Death and Permanent Disablement
Age	Child
Essential Plan - Sum insured per insured person (per trip)	S$100,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$200,000

Benefit	Compassionate Visit Benefit
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$5,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$10,000

Benefit	Special Grant
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$4.000
Comprehensive Plan - Sum insured per insured person (per trip)	S$8,000

Benefit	Child Education Grant
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$16,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$32,000

Benefit	Benefit per Child
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$4,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$8,000

Medical expenses benefits
Benefit	Age	Essential Plan - Sum insured per insured person (per trip)	Comprehensive Plan - Sum insured per insured person (per trip)
Overseas Medical Expenses	Adult up to 70 years old	S$300,000	S$600,000
Overseas Medical Expenses	Adult above 70 years old	S$50,000	S$100,000
Overseas Medical Expenses	Child	S$250,000	S$500,000
Pregnancy Related Expenses	n/a	S$4,000	S$8,000
Hospital Visit Benefit	n/a	S$5,000	S$10,000
Child Care Benefit	n/a	S$5,000	S$10,000
Overseas Hospitalisation Allowance	n/a	S$20,000	S$40,000
Quarantine Allowance for Infectious Disease (Overseas)	n/a	S$350	S$700
Pay for each full day of quarantine (Overseas)	n/a	S$16,000	S$32,000
Post-trip medical expenses	Adult up to 70 years old	S$30,000	S$60,000
Post-trip medical expenses	Adult above 70 years old	S$3,000	S$6,000
Post-trip medical expenses	Child	S$10,000	S$20,000
Hospitalisation Allowance in Singapore	n/a	S$500	S$1,000
Quarantine Allowance for Infectious Disease (Singapore)	n/a	S$350	S$700
Pay for each full day of quarantine (Singapore)	n/a	S$50	S$50

Medical expenses benefits
Benefit	Overseas Medical Expenses
Age	Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$300,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$600,000

Benefit	Overseas Medical Expenses
Age	Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$50,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$100,000

Benefit	Overseas Medical Expenses
Age	Child
Essential Plan - Sum insured per insured person (per trip)	S$250,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$500,000

Benefit	Pregnancy Related Expenses
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$4,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$8,000

Benefit	Hospital Visit Benefit
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$5,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$10,000

Benefit	Child Care Benefit
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$5,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$10,000

Benefit	Overseas Hospitalisation Allowance
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$20,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$40,000

Benefit	Quarantine Allowance for Infectious Disease (Overseas)
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$350
Comprehensive Plan - Sum insured per insured person (per trip)	S$700

Benefit	Pay for each full day of quarantine (Overseas)
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$16,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$32,000

Benefit	Post-trip medical expenses
Age	Adult up to 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$30,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$60,000

Benefit	Post-trip medical expenses
Age	Adult above 70 years old
Essential Plan - Sum insured per insured person (per trip)	S$3,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$6,000

Benefit	Post-trip medical expenses
Age	Child
Essential Plan - Sum insured per insured person (per trip)	S$10,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$20,000

Benefit	Hospitalisation Allowance in Singapore
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$500
Comprehensive Plan - Sum insured per insured person (per trip)	S$1,000

Benefit	Quarantine Allowance for Infectious Disease (Singapore)
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$350
Comprehensive Plan - Sum insured per insured person (per trip)	S$700

Benefit	Pay for each full day of quarantine (Singapore)
Age	n/a
Essential Plan - Sum insured per insured person (per trip)	S$50
Comprehensive Plan - Sum insured per insured person (per trip)	S$50

24-hour emergency assistance benefits
Benefit	Essential Plan - Sum insured per insured person (per trip)	Comprehensive Plan - Sum insured per insured person (per trip)
Emergency Medical Evacuation	Unlimited	Unlimited
Emergency Medical Repatriation	Unlimited	Unlimited
Repatriation of Mortal Remains back to Singapore	Unlimited	Unlimited
Emergency Personal Mobile Phone Charges	S$150	S$300
Emergency Personal Mobile Phone Charges - limit per day	S$50	S$50

24-hour emergency assistance benefits
Benefit	Emergency Medical Evacuation
Essential Plan - Sum insured per insured person (per trip)	Unlimited
Comprehensive Plan - Sum insured per insured person (per trip)	Unlimited

Benefit	Emergency Medical Repatriation
Essential Plan - Sum insured per insured person (per trip)	Unlimited
Comprehensive Plan - Sum insured per insured person (per trip)	Unlimited

Benefit	Repatriation of Mortal Remains back to Singapore
Essential Plan - Sum insured per insured person (per trip)	Unlimited
Comprehensive Plan - Sum insured per insured person (per trip)	Unlimited

Benefit	Emergency Personal Mobile Phone Charges
Essential Plan - Sum insured per insured person (per trip)	S$150
Comprehensive Plan - Sum insured per insured person (per trip)	S$300

Benefit	Emergency Personal Mobile Phone Charges - limit per day
Essential Plan - Sum insured per insured person (per trip)	S$50
Comprehensive Plan - Sum insured per insured person (per trip)	S$50

Travel inconveniences benefits
Benefit	Essential Plan - Sum insured per insured person (per trip)	Comprehensive Plan - Sum insured per insured person (per trip)
Trip Cancellation	S$6,000	S$12,000
Trip Postponement	S$800	S$1,600
Replacement of Travelers	S$500	S$1,000
Financial Collapse of Travel Agency	S$3,000	S$6,000
Trip Curtailment	S$10,000	S$20,000
(A) Travel Delay	S$1,000	S$2,000
(B) Alternative Travel Arrangement	S$1,000	S$2,000
Benefit limit for every 6 hours of delay (Overseas)	S$100	S$100
Benefit limit for every 6 hours of delay (Singapore)	S$100	S$100
Travel Diversion	S$1,000	S$2,000
Pay for every 6 hours of delay (Overseas)	S$100	S$100
Overbooked Flight	S$200	S$400
Travel Misconnection	S$100	S$200

Travel inconveniences benefits
Benefit	Trip Cancellation
Essential Plan - Sum insured per insured person (per trip)	S$6,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$12,000

Benefit	Trip Postponement
Essential Plan - Sum insured per insured person (per trip)	S$800
Comprehensive Plan - Sum insured per insured person (per trip)	S$1,600

Benefit	Replacement of Travelers
Essential Plan - Sum insured per insured person (per trip)	S$500
Comprehensive Plan - Sum insured per insured person (per trip)	S$1,000

Benefit	Financial Collapse of Travel Agency
Essential Plan - Sum insured per insured person (per trip)	S$3,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$6,000

Benefit	Trip Curtailment
Essential Plan - Sum insured per insured person (per trip)	S$10,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$20,000

Benefit	(A) Travel Delay
Essential Plan - Sum insured per insured person (per trip)	S$1,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$2,000

Benefit	(B) Alternative Travel Arrangement
Essential Plan - Sum insured per insured person (per trip)	S$1,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$2,000

Benefit	Benefit limit for every 6 hours of delay (Overseas)
Essential Plan - Sum insured per insured person (per trip)	S$100
Comprehensive Plan - Sum insured per insured person (per trip)	S$100

Benefit	Benefit limit for every 6 hours of delay (Singapore)
Essential Plan - Sum insured per insured person (per trip)	S$100
Comprehensive Plan - Sum insured per insured person (per trip)	S$100

Benefit	Travel Diversion
Essential Plan - Sum insured per insured person (per trip)	S$1,000
Comprehensive Plan - Sum insured per insured person (per trip)	S$2,000

Benefit	Pay for every 6 hours of delay (Overseas)
Essential Plan - Sum insured per insured person (per trip)	S$100
Comprehensive Plan - Sum insured per insured person (per trip)	S$100

Benefit	Overbooked Flight
Essential Plan - Sum insured per insured person (per trip)	S$200
Comprehensive Plan - Sum insured per insured person (per trip)	S$400

Benefit	Travel Misconnection
Essential Plan - Sum insured per insured person (per trip)	S$100
Comprehensive Plan - Sum insured per insured person (per trip)	S$200

Personal belongings benefits
Benefit	ESSENTIAL PLAN - Sum insured per insured person (per trip)	COMPREHENSIVE PLAN - Sum insured per insured person (per trip)
Baggage Delay	S$1,000	S$2,000
Pay for every 6 hours of baggage delay (Overseas)	S$200	S$200
Loss/Damage to Baggage and Personal Belongings	S$5,000	S$10,000
Loss/Damage to Baggage and Personal Belongings - limit per article	S$800	S$800
Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables	S$500	S$500
Laptops, Wireless Handheld Device and Mobile Phone	S$2,000	S$2,000
Purchase of Essential Items	S$250	S$500
Personal Money and Travel Documents	S$2,500	S$5,000
Fraudulent Use of Credit Card	S$1,500	S$3,000
Personal Liability	S$500,000	S$1,000,000
Adventure Cover	Covered	Covered
Full Terrorism Cover	Covered	Covered

Personal belongings benefits
Benefit	Baggage Delay
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$1,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$2,000

Benefit	Pay for every 6 hours of baggage delay (Overseas)
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$200
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$200

Benefit	Loss/Damage to Baggage and Personal Belongings
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$5,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$10,000

Benefit	Loss/Damage to Baggage and Personal Belongings - limit per article
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$800
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$800

Benefit	Loss/Damage to Baggage and Personal Belongings - maximum total limit for all valuables
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$500

Benefit	Laptops, Wireless Handheld Device and Mobile Phone
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$2,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$2,000

Benefit	Purchase of Essential Items
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$250
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$500

Benefit	Personal Money and Travel Documents
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$2,500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$5,000

Benefit	Fraudulent Use of Credit Card
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$1,500
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$3,000

Benefit	Personal Liability
ESSENTIAL PLAN - Sum insured per insured person (per trip)	S$500,000
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	S$1,000,000

Benefit	Adventure Cover
ESSENTIAL PLAN - Sum insured per insured person (per trip)	Covered
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	Covered

Benefit	Full Terrorism Cover
ESSENTIAL PLAN - Sum insured per insured person (per trip)	Covered
COMPREHENSIVE PLAN - Sum insured per insured person (per trip)	Covered

Lifestyle add-ons
Benefit Category	Benefit	Sum insured per insured person (per trip)
Golf Equipment	Loss / Damage to Golf Equipment	S$2,500
Golf Equipment	Hired Golf Equipment	S$500
Golf Equipment	Hole-in-One Celebration	S$500
Sports Equipment	Sports Equipment	S$3,000
Pet Care	Pet Care	S$1,500
Rental Car Excess	Rental Car Excess	S$2,000
Safety	Hijacking	S$5,000
Safety	Kidnap & Hostage	S$10,000
Safety	Home Care Benefit	S$10,000

Lifestyle add-ons
Benefit Category	Golf Equipment
Benefit	Loss / Damage to Golf Equipment
Sum insured per insured person (per trip)	S$2,500

Benefit Category	Golf Equipment
Benefit	Hired Golf Equipment
Sum insured per insured person (per trip)	S$500

Benefit Category	Golf Equipment
Benefit	Hole-in-One Celebration
Sum insured per insured person (per trip)	S$500

Benefit Category	Sports Equipment
Benefit	Sports Equipment
Sum insured per insured person (per trip)	S$3,000

Benefit Category	Pet Care
Benefit	Pet Care
Sum insured per insured person (per trip)	S$1,500

Benefit Category	Rental Car Excess
Benefit	Rental Car Excess
Sum insured per insured person (per trip)	S$2,000

Benefit Category	Safety
Benefit	Hijacking
Sum insured per insured person (per trip)	S$5,000

Benefit Category	Safety
Benefit	Kidnap & Hostage
Sum insured per insured person (per trip)	S$10,000

Benefit Category	Safety
Benefit	Home Care Benefit
Sum insured per insured person (per trip)	S$10,000

Geographical coverage

Regional: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Mongolia, Myanmar, New Zealand, Sri Lanka, Taiwan, Philippines, Thailand, Timor-Leste and Vietnam
Global: Travel to the rest of the world including Nepal, Tibet and countries under Regional. However it excludes Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

How to buy SmartTraveller

Buy SmartTraveller online now

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Call us

Call on (65) 6880 4070 if you have any questions.

Email us

Email at banca_hsbc@axa.com.sg if you have any questions.

SmartTraveller is underwritten by AXA Insurance Pte Ltd. and distributed by HSBC Bank (Singapore) Limited ("HSBP"). It is not an obligation of, deposit in or guaranteed by HSBP.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AXA Insurance Pte Ltd. or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).

This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at AXA Insurance Pte Ltd.. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

AXA Insurance Pte Ltd.'s authorised agents or distributors, including HSBP (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from AXA Insurance Pte Ltd. in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.