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Enjoy savings on your monthly repayments by refinancing your existing loan.

Switch your existing loan to HSBC

Whether you're coming out of the lock-in period of your existing home loan, or you're just looking for a better deal, we have refinancing options to suit your needs. 

Refinance with HSBC and receive up to SGD2,500 cash incentive.

Ask our Mortgage Specialists about your cash incentive based on your loan amount.


Save on your interest payments

Find a lower interest rate to help you save on interest and lower your monthly repayments.

Customise loan features

Switch to a home loan with features that better suit your needs, such as interest offset, or flexibility for partial prepayment.

What should you know about refinancing?

  • When to refinance
    You may want to refinance your existing loan if you're coming out of your lock-in period, or if you want to secure better interest rates.
  • Applying to refinance your loan
    Speak to one of our Mortgage Specialists. They'll advise you on interest rate options and loan features, and take you through your loan application and acceptance.
  • Conveyancing and valuation
    We'll appoint a lawyer to assist you with refinancing and arrange for a formal valuation of your property. You can receive cash incentive to help offset the legal and valuation fees required. Terms and conditions apply.
  • Other things to note
    Check if there are any fees or subsidy clawbacks that will apply when you refinance your loan. You'll also have to give your current bank a 2 months' written notice, prior to refinancing completion.

Ready to refinance your loan?

Leave us your contact details and we'll be in touch shortly to discuss HSBC Home Loans with you.

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Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
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