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Pregnant woman has lunch with her husband and family, image used for HSBC Jade Legacy Universal Life Plans.

Jade Legacy Universal Life Plans

Secure your legacy and the financial future of your loved ones

Jade Legacy Universal Life Plans

Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life Plan are designed for individuals or business owners who are seeking life insurance protection and potential wealth accumulation.


Your financial circumstances and goals for the future are unique to you. Customise the solution to meet a wide range of estate-planning needs, thus securing your legacy through the generations and the financial future of your loved ones.

Make your wealth last for the people who really matter to you

  • Provide more for your legacy without compromising your retirement lifestyle
    After years of hard work it’s now time to enjoy your retirement. Estate equalisation means you can provide long-term financial security for yourself and your loved ones.
  • Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonus
    With a guaranteed interest rate lock option you can protect your cash values from market volatility whilst providing for your legacy needs.
  • Build a stronger foundation for your future generations with multi-generational planning
    You can transfer the policy to your child and provide for future generations without the need for them to purchase a new one.
  • Preserving the value of the assets you acquired for your loved ones
    Liability management is not just preserving assets, but ensuring that your family would not be saddled with outstanding mortgage, loans or liabilities.  This not only ensures your family’s continued lifestyle, but more importantly, preserves and protects your assets, allowing your legacy to be realised.

Meeting your legacy needs

  • Guaranteed Interest Rate Lock options available
  • Loyalty Bonus of up to 1.5% of the Account Value (Applicable for only Jade Ultra Legacy Universal Life Plans)
  • Multiple currency options available
  • No-Lapse Guarantee Benefit Option
  • Option to convert to a Non-Lapse Guarantee Benefit
  • Charitable Giving Benefit at no additional cost
  • Accelerated Death Benefit at no additional cost
  • Change of eligible Life Insured option
  • Flexibility for multi-generational planning

Get in touch

Call us on 1800-HSBC NOW (4722 669) or find your nearest branch to apply in person.

For all policy servicing - related enquiries, please call (65) 6880 4888.

What else should I know?

As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

More information


Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life Plan are underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No. 199903512M) and distributed by HSBC Bank (Singapore) Limited ("HSBC"). It is not an obligation of, a deposit in, or guaranteed by, HSBC.

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. It does not constitute an offer to buy or sell an insurance product or service. A copy of the Product Summary is available and can be obtained from our authorised product distributor. A person interested in these products should read the relevant Product Summary for details and seek advice from a qualified financial adviser before deciding whether to buy this product. Please also refer to the exact terms and conditions, specific details and exclusions applicable in the policy document.


Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites ( or

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 1 February 2024.

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