Jade Legacy Universal Life Plans
Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life plan are designed for individuals or business owners who are seeking life insurance protection and potential wealth accumulation.
Your financial circumstances and goals for the future are unique to you. Customise the solution to meet a wide range of estate-planning needs, thus securing your legacy through the generations and the financial future of your loved ones.
Make your wealth last for the people who really matter to you
- Provide more for your legacy without compromising your retirement lifestyleAfter years of hard work it’s now time to enjoy your retirement. Estate equalisation means you can provide long-term financial security for yourself and your loved ones.
- Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonusWith a guaranteed interest rate lock option you can protect your cash values from market volatility whilst providing for your legacy needs.
- Build a stronger foundation for your future generations with multi-generational planningYou can transfer the policy to your child and provide for future generations without the need for them to purchase a new one.
- Preserving the value of the assets you acquired for your loved onesLiability management is not just preserving assets, but ensuring that your family would not be saddled with outstanding mortgage, loans or liabilities. This not only ensures your family’s continued lifestyle, but more importantly, preserves and protects your assets, allowing your legacy to be realised.
Meeting your legacy needs
- Guaranteed Interest Rate Lock options available
- Loyalty Bonus of up to 1.5% of the Account Value (Applicable for only Jade Ultra Legacy Universal Life Plans)
- Multiple currency options available
- No-Lapse Guarantee Benefit Option
- Option to convert to a Non-Lapse Guarantee Benefit
- Charitable Giving Benefit at no additional cost
- Accelerated Death Benefit at no additional cost
- Change of eligible Life Insured option
- Flexibility for multi-generational planning
What else should I know?
Buying a life insurance policy is a long term commitment. An early termination of the policy usually incurs a high cost and the surrender value payable may be less than the total premiums paid.
Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life Plan are underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N), 21Collyer Quay #02-01 Singapore 049320 and distributed by HSBC Bank (Singapore) Limited ("HSBC"). It is not an obligation of, a deposit in, or guaranteed by, HSBC.
This webpage contains only general information. It does not constitute an offer to buy or sell an insurance product or service. A person interested in these product should read the relevant product summary for details before deciding whether to buy these product. You may wish to seek advice from a financial consultant before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial consultant, you should consider whether this product in question is suitable for you.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 13 March 2019.
This material is issued by HSBC Bank (Singapore) Limited.