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HSBC FinFit

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What is FinFit?

Financial fitness (FinFit) matters to us all. That's why we created HSBC FinFit, to explore the financial habits, knowledge, planning, security and safety concerns of people in Singapore. Our report findings and the wider FinFit program can help you to:

  • Improve your financial knowledge and habits

  • Develop and fine-tune your financial planning strategy

  • Explore the products and services you need

Find out how FinFit you are. Book your FinFit coaching session now.

View your combined finances securely in one place with HSBC FinConnect.

How financially fit are Singaporeans?

Our recent FinFit study took a look at Singaporeans' financial fitness, and found that we currently score:

67/100

The four pillars that make up this score are:

  • Financial Habits: 70
  • Financial Knowledge: 69
  • Financial Planning: 59
  • Financial Security: 73

This highlights 3 key insights:

58% of Singapore residents are not confident in their retirement.

95% of those with high FinFit scores review their financial plan yearly.

74% of Singapore residents with high FinFit scores use investments to grow their wealth

Source: HSBC SG (Financial Fitness) FinFit Study 2020

How can you become more FinFit?

It's much easier than you think, simply follow these 4 simple steps:

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Establish routines, such as keeping a 6-month cash reserve for rainy days.

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Review your financial plans to prepare for retirement, wealth growth or education.

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Choose investments that work for you and suit your risk tolerance.

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Step 4: Take advantage of HSBC FinFit

Get tips and professional advice to improve your financial fitness.

Boost your financial fitness

FinFit 101

Woman saving her money ; image used for HSBC Singapore how to start building your savings article.
 

Here's how to regularly set money aside and start growing your wealth.

Asian couple searching on internet and making notes; image used for HSBC Singapore Smarter ways to grow your cash article.
 

Whether you're new to investing or an experienced trader, there're more ways than one to boost your cash holdings.

Couple reaching mountain summit; image used for HSBC 8 steps to prepare you for a great retirement article page.
 

Here're 8 steps to help you plan better and take charge of your retirement.

Couple is looking at laptop; image used for HSBC Singapore How much financial protection do you need article page.
 

Working out how much financial protection you need in your wealth planning journey.

Power up your financial fitness journey

Transform the way you manage your finances. #Why stop here?

Safely view your financial data across participating banks with HSBC FinConnect in the HSBC Singapore app.

  • Total net worth computation

  • Breakdown of assets and liabilities

  • Holdings by account types or currencies

  • Myinfo data such as CPF Accounts, Notice of Assessment and HDB Loans

Ready to start investing with us?

Girl getting ready for gym; image used for HSBC Digital Investment Account Opening.
 

Open an Investment Account via HSBC Online or mobile app in a few simple steps. 

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View our range of ESG solutions to support your sustainability ambitions.

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Catch up on the latest market insights for more informed decisions.

Plan your finances better today with more cashback and rewards

Enjoy these rewards when you meet the following criteria:

Criteria Rewards

Complete a FinFit coaching session (Goal Planning report)1

SGD50

Open an investment account1

SGD30
Increase your investment or insurance through eligible Wealth products2
Up to SGD3,750

Trade in Online Securities via a newly opened investment account3

0% brokerage fees
Invest in online Unit Trusts4
0% sales charge on monthly Regular Savings Plan contributions and 1% sales charge for lump sum investments

Retrieve and share your account data with us via HSBC FinConnect5

SGD20
You can get additional rewards when you take the following actions after retrieving and sharing your account data with us via HSBC FinConnect:
-

Transfer-in your Unit Trust from Third Party financial institutions and online trading platforms6

0.2% of transfer-in value

Refinance your mortgage loan from other bank7

Additional SGD80

Take up personal loan8

Additional SGD50

Take up debt consolidation plan9

Additional SGD50

Enjoy these rewards when you meet the following criteria:

Criteria

Complete a FinFit coaching session (Goal Planning report)1

Rewards
SGD50
Criteria

Open an investment account1

Rewards
SGD30
Criteria Increase your investment or insurance through eligible Wealth products2
Rewards
Up to SGD3,750
Criteria

Trade in Online Securities via a newly opened investment account3

Rewards
0% brokerage fees
Criteria Invest in online Unit Trusts4
Rewards
0% sales charge on monthly Regular Savings Plan contributions and 1% sales charge for lump sum investments
Criteria

Retrieve and share your account data with us via HSBC FinConnect5

Rewards
SGD20
Criteria You can get additional rewards when you take the following actions after retrieving and sharing your account data with us via HSBC FinConnect:
Rewards
-
Criteria

Transfer-in your Unit Trust from Third Party financial institutions and online trading platforms6

Rewards
0.2% of transfer-in value
Criteria

Refinance your mortgage loan from other bank7

Rewards
Additional SGD80
Criteria

Take up personal loan8

Rewards
Additional SGD50
Criteria

Take up debt consolidation plan9

Rewards
Additional SGD50

Book your FinFit coaching session now

Get your financial journey started and apply the insights from our FinFit report. Our advisors can help you identify your wealth and finance needs and create your growth strategy.

Disclaimer

1HSBC Plan With Us Wealth Promotion terms and conditions apply.

2HSBC Wealth Reward Promotional terms and conditions apply.

3HSBC Online Securities Trading Promotional terms and conditions apply.

4HSBC Online Unit Trust Promotion terms and conditions apply.

5HSBC Plan With Us Promotional terms and conditions apply.

6HSBC Plan With Us Wealth Promotion for Transfer-in of Unit Trust terms and conditions.

7HSBC Plan With Us Home Loan Reward Promotion terms and conditions.

8HSBC Plan With Us Personal Loans Cashback Promotion terms and conditions.

9HSBC Plan With Us Debt Consolidation Loan Cashback Promotion terms and conditions.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ("product") should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.