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A girl enjoying piggyback ride on father; image used for HSBC Life Savings Protector II.

Savings Protector II

Commitment is staying true to your goals for the future.
Savings Protector II
HSBC Life Savings Protector II provides assurance to your loved ones that they can count on the commitment you make. Seal your commitments with HSBC Life Savings Protector II which will not only protect your savings but provides flexibility to potentially earn higher returns.

Features & benefits

  • Protecting your commitments

    Whether it is planning for a comfortable retirement or providing for your children's education, HSBC Life Savings Protector II can help you to seal your goals. This plan is suitable if you wish to have a higher protection coverage to protect your financial goals.
  • Guarantee through thick and thin
    HSBC Life Savings Protector II guarantees your capital1 at the end of the policy term even during a market downturn. You can also potentially enjoy higher payouts through non-guaranteed reversionary2 and terminal3 bonuses on maturity.
  • Flexibility to meet your goals 
    HSBC Life Savings Protector II can be tailored to best fit your needs. You can choose premium payment terms of 3 or 5 years to suit your financial situation.

Get in touch

Call us

Call us on 1800-HSBC NOW (4722 669) or find your nearest branch to apply in person.

For all policy servicing – related enquiries, please call (65) 6880 4888.

Find a branch

Visit us at any HSBC branch and talk to us in person.

What else should I know?

As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

More information

1Capital is guaranteed at maturity through the guaranteed maturity benefit upon policy expiry without any claims.

2Reversionary bonuses are not guaranteed but once declared, form part of the guaranteed benefits of your policy.

3Terminal bonuses are not guaranteed and may be payable at the end of policy year 5.


HSBC Life Savings Protector II is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No. 199903512M), and distributed by HSBC Bank (Singapore) Limited ("HSBC"). It is not an obligation of, a deposit in, or guaranteed by HSBC.

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Please also refer to the policy contract for the exact terms and conditions, specific details and exclusions of this product.


Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or


This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 1 February 2024.

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