Choose between a fixed or a flexible repayment plan
Fixed repayment

Convert your available credit limit into a fixed instalment plan.
- No documentation required (for existing Personal Line of Credit customers)
- Affordable fixed monthly repayments
- Loan tenor of up to 7 years
Get up to SGD188 worth of cashback and Grabfood vouchers upon approval and enjoy promotional interest rate from 3.4% (EIR 6.5% p.a.) with no processing fee.
If you do not have an existing HSBC Personal Line of Credit
Flexible repayment

Get convenient access to cash available whenever you need.
- Low prevailing interest rates from 12% per annum
- Flexible repayments, and pay only for what you use

Whether it's to finance your personal goals or pay off outstanding credit card bills, take advantage of our limited period promotional interest rates.
- 0% interest for 6 months
- Flexible repayment of as low as 3% of outstanding balance, of SGD15, whichever is higher
- No early repayment fee
Existing to HSBC Personal Line of Credit?
If you do not have an existing HSBC Personal Line of Credit