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Card Instalment Plan

Split big purchases with participating merchants into smaller repayments for greater financial flexibility.

Split big purchases into manageable repayments

Life is full of surprises but your finances don't have to be. Go easy on your wallet – split payments for large purchases into instalments you can repay over a time period that suits you. 

Benefits of a Card Instalment Plan

Own it now

Own your purchase right away, by paying in just 1 instalment – minimum spend applies.

Make flexible repayments

Choose from a range of tenures, ranging from 6 months to 24 months.

Enjoy 0% interest

Split purchases up into monthly, interest-free instalments.

How it works

  1. Pay with your HSBC Credit Card at the checkout at participating merchants, minimum spend of SGD500.
  2. Select your preferred instalment tenure (6, 12 or 24 months).
  3. Repay the sum in fixed monthly repayments with 0% interest.

Things to note

Participating merchants

Our 0% Card Instalment Payment Plan (IPP) is available at selected participating merchants. We've listed them by category.

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