Whether it is to furnish your home, staying trendy with the latest gadgets or booking your travel essentials, split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans.
PayLater Instalment Payment Plan
Make your purchases without worrying about hefty payments. Split your purchases with HSBC credit cards when you see the PayLater logo at participating merchants
- Enjoy 0% interest fee
- Stretch across varying repayment periods from 3 to 24 months at your preferred pace
- Split your transactions from as low as SGD50*
*Applicable for 3-month PayLater Instalment Payment Plan only
0% Card Instalment Payment Plan
Enjoy flexibility and greater financial control with our 0% Card Instalment Payment Plan. Choose to spread your big-ticket purchases over interest free instalments
- 0% interest
- Fixed monthly repayments with choice of repayment period from 6 to 24 months
- Split your big-ticket purchases of minimum SGD500
Spend Instalment
Planning to make a big ticket transaction on your HSBC credit card? Now you can combine multiple credit card transactions into a single instalment plan (minimum SGD500) and spread the repayments over 12 months at interest-free.
Tip: You can apply Spend Instalment on a wide range of transactions, from air tickets to online shopping.
Get started now by signing up via our mobile app. A one-time processing fee (of no more than 5%) may apply.
Participating Merchants
Things to note
Need help? See our frequently asked questions.