HomeSure offers comprehensive coverage for all that's close to your heart – home contents, renovations and your loved ones.
Special offers
From now till 31 July 2024, enjoy 10% premium discount for all HomeSure plans.
Features
- Up to SGD300,000 for renovations, movable household items and personal belongings
- Up to SGD1,000,000 in Worldwide Personal Legal Liability
- Access to MSIG's 24-hour hotline for home emergency services
- Optional coverage for your building for all-round protection of your home and its contents
The limit shown above is based on Supreme Plan. Learn more about the full coverage details.
Summary of benefits
Benefits Summary | Sum Insured (up to) for Supreme Plan | Sum Insured (up to) for Deluxe Plan | Sum Insured (up to) for Classic Plan |
---|---|---|---|
Home Contents and Renovations1:
|
$300,000 | $150,000 | $75,000 |
Worldwide Personal Liability: Personal legal liability for you and your family
|
$1,000,000 | $1,000,000 | $1,000,000 |
Tenant’s Liability: Legal liability arising from you being a tenant in a property that you do not own (sub-limit) | $500,000 | $500,000 | $500,000 |
Worldwide Accidental Death Protection: Covers you, your spouse or your child(ren) in the event of death by accident | $30,000 per adult
$15,000 per child
$75,000 in the aggregate |
$30,000 per adult
$15,000 per child
$75,000 in the aggregate |
$20,000 per adult
$10,000 per child
$50,000 in the aggregate |
Emergency Home Assist: Access to 24-hour MSIG Assist helpline for assistance in Singapore:
|
Available | Available | Available |
Alternative Accommodation or Loss of Rent: Cost of reasonable alternative accommodation, or rent which continues to be payable by you or rent payable to you while your home remains uninhabitable | Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Temporary Furniture Depositories: Cost for storing your furniture temporarily while your home is uninhabitable due to damage |
Up to 15% of the Sum Insured under Home Contents & Renovations | Up to 15% of the Sum Insured under Home Contents & Renovations | Up to 15% of the Sum Insured under Home Contents & Renovations |
Removal of Debris: Cost incurred for removal of debris following damage to items covered under Home Contents and Renovations | Up to 5% of the Sum Insured under Home Contents and Renovations | Up to 5% of the Sum Insured under Home Contents and Renovations | Up to 5% of the Sum Insured under Home Contents and Renovations |
Cost of Temporary Protection: Cost of temporary boarding up or protection pending repairs or replacement following damage to items covered under Home Contents and Renovations | $2,000 | $1,500 | $1,000 |
Replacement of Locks/Keys: Cost of replacing locks and keys to external doors | $1,000 | $1,000 | $1,000 |
Accidental Death of Domestic Pet: Death by motor accident of your domestic dog or cat | $500 | $500 | $500 |
Loss of Money: Loss of personal money due to burglary in your home | $1,000 | $750 | $500 |
Emergency Cash Allowance: Pays for the purchase of essential clothing or personal effects in the event your home is uninhabitable due to a loss or damage for 5 days or more | $2,500 | $2,500 | $2,500 |
Fraudulent Use of Credit/ATM cards: Monetary loss due to unauthorised use of credit cards or ATM cards taken from your home | $1,500 | $1,000 | $750 |
Contents Temporarily Removed: Loss or damage to contents temporarily removed from your home to any residential building or hotel in Singapore | $500 for any 1 item; $15,000 in total in the aggregate for all claims made under this benefit | $500 for any 1 item; $12,000 in total in the aggregate for all claims made under this benefit | $500 for any 1 item; $7,500 in total in the aggregate for all claims made under this benefit |
Accidental breakage of Fixed Mirrors and Glass | $5,000 | $5,000 | $5,000 |
Deterioration of Frozen Food: Cost to replace deteriorated frozen food in the deep freezer of your refrigerator | $750 | $750 | $750 |
Damage to Security Systems: Damage as a result of theft or any attempt thereat | $800 | $600 | $400 |
Conservancy Charges: Pays your monthly service and conservancy charges in the event your home is uninhabitable due to damage caused by an insured event | $800 | $600 | $400 |
Fraud or Dishonesty of Domestic Servants: Monetary loss suffered due to fraud or dishonesty committed by your domestic servant | $500 | $500 | $500 |
Fire Extinguishment Expenses: Cost of replenishment of fire fighting appliances in your home | $3,000 | $2,000 | $1,000 |
Accidental Loss of or Damage to Legal Documents / Loss or damage to title deeds and other legal documents | $1,000 | $1,000 | $1,000 |
Home Alteration due to Disability: Medically necessary modification to or mobility equipment for your home | $10,000 | $10,000 | $10,000 |
Benefits Summary |
Home Contents and Renovations1:
|
---|---|
Sum Insured (up to) for Supreme Plan | $300,000 |
Sum Insured (up to) for Deluxe Plan | $150,000 |
Sum Insured (up to) for Classic Plan | $75,000 |
Benefits Summary |
Worldwide Personal Liability: Personal legal liability for you and your family
|
Sum Insured (up to) for Supreme Plan | $1,000,000 |
Sum Insured (up to) for Deluxe Plan | $1,000,000 |
Sum Insured (up to) for Classic Plan | $1,000,000 |
Benefits Summary | Tenant’s Liability: Legal liability arising from you being a tenant in a property that you do not own (sub-limit) |
Sum Insured (up to) for Supreme Plan | $500,000 |
Sum Insured (up to) for Deluxe Plan | $500,000 |
Sum Insured (up to) for Classic Plan | $500,000 |
Benefits Summary | Worldwide Accidental Death Protection: Covers you, your spouse or your child(ren) in the event of death by accident |
Sum Insured (up to) for Supreme Plan |
$30,000 per adult
$15,000 per child
$75,000 in the aggregate |
Sum Insured (up to) for Deluxe Plan |
$30,000 per adult
$15,000 per child
$75,000 in the aggregate |
Sum Insured (up to) for Classic Plan |
$20,000 per adult
$10,000 per child
$50,000 in the aggregate |
Benefits Summary |
Emergency Home Assist: Access to 24-hour MSIG Assist helpline for assistance in Singapore:
|
Sum Insured (up to) for Supreme Plan | Available |
Sum Insured (up to) for Deluxe Plan | Available |
Sum Insured (up to) for Classic Plan | Available |
Benefits Summary | Alternative Accommodation or Loss of Rent: Cost of reasonable alternative accommodation, or rent which continues to be payable by you or rent payable to you while your home remains uninhabitable |
Sum Insured (up to) for Supreme Plan |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Deluxe Plan |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Classic Plan |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Benefits Summary |
Temporary Furniture Depositories: Cost for storing your furniture temporarily while your home is uninhabitable due to damage |
Sum Insured (up to) for Supreme Plan | Up to 15% of the Sum Insured under Home Contents & Renovations |
Sum Insured (up to) for Deluxe Plan | Up to 15% of the Sum Insured under Home Contents & Renovations |
Sum Insured (up to) for Classic Plan | Up to 15% of the Sum Insured under Home Contents & Renovations |
Benefits Summary | Removal of Debris: Cost incurred for removal of debris following damage to items covered under Home Contents and Renovations |
Sum Insured (up to) for Supreme Plan | Up to 5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Deluxe Plan | Up to 5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Classic Plan | Up to 5% of the Sum Insured under Home Contents and Renovations |
Benefits Summary | Cost of Temporary Protection: Cost of temporary boarding up or protection pending repairs or replacement following damage to items covered under Home Contents and Renovations |
Sum Insured (up to) for Supreme Plan | $2,000 |
Sum Insured (up to) for Deluxe Plan | $1,500 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Replacement of Locks/Keys: Cost of replacing locks and keys to external doors |
Sum Insured (up to) for Supreme Plan | $1,000 |
Sum Insured (up to) for Deluxe Plan | $1,000 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Accidental Death of Domestic Pet: Death by motor accident of your domestic dog or cat |
Sum Insured (up to) for Supreme Plan | $500 |
Sum Insured (up to) for Deluxe Plan | $500 |
Sum Insured (up to) for Classic Plan | $500 |
Benefits Summary | Loss of Money: Loss of personal money due to burglary in your home |
Sum Insured (up to) for Supreme Plan | $1,000 |
Sum Insured (up to) for Deluxe Plan | $750 |
Sum Insured (up to) for Classic Plan | $500 |
Benefits Summary | Emergency Cash Allowance: Pays for the purchase of essential clothing or personal effects in the event your home is uninhabitable due to a loss or damage for 5 days or more |
Sum Insured (up to) for Supreme Plan | $2,500 |
Sum Insured (up to) for Deluxe Plan | $2,500 |
Sum Insured (up to) for Classic Plan | $2,500 |
Benefits Summary | Fraudulent Use of Credit/ATM cards: Monetary loss due to unauthorised use of credit cards or ATM cards taken from your home |
Sum Insured (up to) for Supreme Plan | $1,500 |
Sum Insured (up to) for Deluxe Plan | $1,000 |
Sum Insured (up to) for Classic Plan | $750 |
Benefits Summary | Contents Temporarily Removed: Loss or damage to contents temporarily removed from your home to any residential building or hotel in Singapore |
Sum Insured (up to) for Supreme Plan | $500 for any 1 item; $15,000 in total in the aggregate for all claims made under this benefit |
Sum Insured (up to) for Deluxe Plan | $500 for any 1 item; $12,000 in total in the aggregate for all claims made under this benefit |
Sum Insured (up to) for Classic Plan | $500 for any 1 item; $7,500 in total in the aggregate for all claims made under this benefit |
Benefits Summary | Accidental breakage of Fixed Mirrors and Glass |
Sum Insured (up to) for Supreme Plan | $5,000 |
Sum Insured (up to) for Deluxe Plan | $5,000 |
Sum Insured (up to) for Classic Plan | $5,000 |
Benefits Summary | Deterioration of Frozen Food: Cost to replace deteriorated frozen food in the deep freezer of your refrigerator |
Sum Insured (up to) for Supreme Plan | $750 |
Sum Insured (up to) for Deluxe Plan | $750 |
Sum Insured (up to) for Classic Plan | $750 |
Benefits Summary | Damage to Security Systems: Damage as a result of theft or any attempt thereat |
Sum Insured (up to) for Supreme Plan | $800 |
Sum Insured (up to) for Deluxe Plan | $600 |
Sum Insured (up to) for Classic Plan | $400 |
Benefits Summary | Conservancy Charges: Pays your monthly service and conservancy charges in the event your home is uninhabitable due to damage caused by an insured event |
Sum Insured (up to) for Supreme Plan | $800 |
Sum Insured (up to) for Deluxe Plan | $600 |
Sum Insured (up to) for Classic Plan | $400 |
Benefits Summary | Fraud or Dishonesty of Domestic Servants: Monetary loss suffered due to fraud or dishonesty committed by your domestic servant |
Sum Insured (up to) for Supreme Plan | $500 |
Sum Insured (up to) for Deluxe Plan | $500 |
Sum Insured (up to) for Classic Plan | $500 |
Benefits Summary | Fire Extinguishment Expenses: Cost of replenishment of fire fighting appliances in your home |
Sum Insured (up to) for Supreme Plan | $3,000 |
Sum Insured (up to) for Deluxe Plan | $2,000 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Accidental Loss of or Damage to Legal Documents / Loss or damage to title deeds and other legal documents |
Sum Insured (up to) for Supreme Plan | $1,000 |
Sum Insured (up to) for Deluxe Plan | $1,000 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Home Alteration due to Disability: Medically necessary modification to or mobility equipment for your home |
Sum Insured (up to) for Supreme Plan | $10,000 |
Sum Insured (up to) for Deluxe Plan | $10,000 |
Sum Insured (up to) for Classic Plan | $10,000 |
- An excess of $50 applies for each and every loss under Home Contents and Renovations.
- We will not pay for more than 30% of the Sum Insured on Contents in the aggregate in respect of Valuables, or more than 15% of the Sum Insured on Contents or up to $7,500 whichever is lower for any one article (furniture, personal computers, audio and video equipment, pianos or organs excepted). We will not pay for more than the sum insured stated for the following items: mobile phones up to $500 in total; laptop, desktop and tablet computer up to $2,000 in total; works of art up to $10,000 in total and $10,000 for any one article; other portable device up to $500 in total; and bicycle up to $500 in total.
Optional Cover Summary | Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan |
---|---|
Building3: Physical loss or damage to your building | Covered under Building Sum Insured |
Building Fees and Costs: Professional fees of Architects, Surveyors and Engineers, clearing and shoring up costs | Covered under Building Sum Insured |
Property Owner’s Liability: Legal liability arising from your ownership of the Building (provided Section V coverage is taken up) | $1,000,000 |
Optional Cover Summary | Building3: Physical loss or damage to your building |
---|---|
Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan | Covered under Building Sum Insured |
Optional Cover Summary | Building Fees and Costs: Professional fees of Architects, Surveyors and Engineers, clearing and shoring up costs |
Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan | Covered under Building Sum Insured |
Optional Cover Summary | Property Owner’s Liability: Legal liability arising from your ownership of the Building (provided Section V coverage is taken up) |
Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan | $1,000,000 |
Benefits
Benefits Summary | Sum Insured (up to) for Supreme Plan | Sum Insured (up to) for Deluxe Plan | Sum Insured (up to) for Classic Plan |
---|---|---|---|
Home Contents and Renovations1:
|
$300,000 | $150,000 | $75,000 |
Worldwide Personal Liability: Personal legal liability for you and your family
|
$1,000,000 | $1,000,000 | $1,000,000 |
Tenant’s Liability: Legal liability arising from you being a tenant in a property that you do not own (sub-limit) | $500,000 | $500,000 | $500,000 |
Worldwide Accidental Death Protection: Covers you, your spouse or your child(ren) in the event of death by accident | $30,000 per adult
$15,000 per child
$75,000 in the aggregate |
$30,000 per adult
$15,000 per child
$75,000 in the aggregate |
$20,000 per adult
$10,000 per child
$50,000 in the aggregate |
Emergency Home Assist: Access to 24-hour MSIG Assist helpline for assistance in Singapore:
|
Available | Available | Available |
Alternative Accommodation or Loss of Rent: Cost of reasonable alternative accommodation, or rent which continues to be payable by you or rent payable to you while your home remains uninhabitable | Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Temporary Furniture Depositories: Cost for storing your furniture temporarily while your home is uninhabitable due to damage |
Up to 15% of the Sum Insured under Home Contents & Renovations | Up to 15% of the Sum Insured under Home Contents & Renovations | Up to 15% of the Sum Insured under Home Contents & Renovations |
Removal of Debris: Cost incurred for removal of debris following damage to items covered under Home Contents and Renovations | Up to 5% of the Sum Insured under Home Contents and Renovations | Up to 5% of the Sum Insured under Home Contents and Renovations | Up to 5% of the Sum Insured under Home Contents and Renovations |
Cost of Temporary Protection: Cost of temporary boarding up or protection pending repairs or replacement following damage to items covered under Home Contents and Renovations | $2,000 | $1,500 | $1,000 |
Replacement of Locks/Keys: Cost of replacing locks and keys to external doors | $1,000 | $1,000 | $1,000 |
Accidental Death of Domestic Pet: Death by motor accident of your domestic dog or cat | $500 | $500 | $500 |
Loss of Money: Loss of personal money due to burglary in your home | $1,000 | $750 | $500 |
Emergency Cash Allowance: Pays for the purchase of essential clothing or personal effects in the event your home is uninhabitable due to a loss or damage for 5 days or more | $2,500 | $2,500 | $2,500 |
Fraudulent Use of Credit/ATM cards: Monetary loss due to unauthorised use of credit cards or ATM cards taken from your home | $1,500 | $1,000 | $750 |
Contents Temporarily Removed: Loss or damage to contents temporarily removed from your home to any residential building or hotel in Singapore | $500 for any 1 item; $15,000 in total in the aggregate for all claims made under this benefit | $500 for any 1 item; $12,000 in total in the aggregate for all claims made under this benefit | $500 for any 1 item; $7,500 in total in the aggregate for all claims made under this benefit |
Accidental breakage of Fixed Mirrors and Glass | $5,000 | $5,000 | $5,000 |
Deterioration of Frozen Food: Cost to replace deteriorated frozen food in the deep freezer of your refrigerator | $750 | $750 | $750 |
Damage to Security Systems: Damage as a result of theft or any attempt thereat | $800 | $600 | $400 |
Conservancy Charges: Pays your monthly service and conservancy charges in the event your home is uninhabitable due to damage caused by an insured event | $800 | $600 | $400 |
Fraud or Dishonesty of Domestic Servants: Monetary loss suffered due to fraud or dishonesty committed by your domestic servant | $500 | $500 | $500 |
Fire Extinguishment Expenses: Cost of replenishment of fire fighting appliances in your home | $3,000 | $2,000 | $1,000 |
Accidental Loss of or Damage to Legal Documents / Loss or damage to title deeds and other legal documents | $1,000 | $1,000 | $1,000 |
Home Alteration due to Disability: Medically necessary modification to or mobility equipment for your home | $10,000 | $10,000 | $10,000 |
Benefits Summary |
Home Contents and Renovations1:
|
---|---|
Sum Insured (up to) for Supreme Plan | $300,000 |
Sum Insured (up to) for Deluxe Plan | $150,000 |
Sum Insured (up to) for Classic Plan | $75,000 |
Benefits Summary |
Worldwide Personal Liability: Personal legal liability for you and your family
|
Sum Insured (up to) for Supreme Plan | $1,000,000 |
Sum Insured (up to) for Deluxe Plan | $1,000,000 |
Sum Insured (up to) for Classic Plan | $1,000,000 |
Benefits Summary | Tenant’s Liability: Legal liability arising from you being a tenant in a property that you do not own (sub-limit) |
Sum Insured (up to) for Supreme Plan | $500,000 |
Sum Insured (up to) for Deluxe Plan | $500,000 |
Sum Insured (up to) for Classic Plan | $500,000 |
Benefits Summary | Worldwide Accidental Death Protection: Covers you, your spouse or your child(ren) in the event of death by accident |
Sum Insured (up to) for Supreme Plan |
$30,000 per adult
$15,000 per child
$75,000 in the aggregate |
Sum Insured (up to) for Deluxe Plan |
$30,000 per adult
$15,000 per child
$75,000 in the aggregate |
Sum Insured (up to) for Classic Plan |
$20,000 per adult
$10,000 per child
$50,000 in the aggregate |
Benefits Summary |
Emergency Home Assist: Access to 24-hour MSIG Assist helpline for assistance in Singapore:
|
Sum Insured (up to) for Supreme Plan | Available |
Sum Insured (up to) for Deluxe Plan | Available |
Sum Insured (up to) for Classic Plan | Available |
Benefits Summary | Alternative Accommodation or Loss of Rent: Cost of reasonable alternative accommodation, or rent which continues to be payable by you or rent payable to you while your home remains uninhabitable |
Sum Insured (up to) for Supreme Plan |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Deluxe Plan |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Classic Plan |
Up to 7.5% of the Sum Insured under Home Contents and Renovations |
Benefits Summary |
Temporary Furniture Depositories: Cost for storing your furniture temporarily while your home is uninhabitable due to damage |
Sum Insured (up to) for Supreme Plan | Up to 15% of the Sum Insured under Home Contents & Renovations |
Sum Insured (up to) for Deluxe Plan | Up to 15% of the Sum Insured under Home Contents & Renovations |
Sum Insured (up to) for Classic Plan | Up to 15% of the Sum Insured under Home Contents & Renovations |
Benefits Summary | Removal of Debris: Cost incurred for removal of debris following damage to items covered under Home Contents and Renovations |
Sum Insured (up to) for Supreme Plan | Up to 5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Deluxe Plan | Up to 5% of the Sum Insured under Home Contents and Renovations |
Sum Insured (up to) for Classic Plan | Up to 5% of the Sum Insured under Home Contents and Renovations |
Benefits Summary | Cost of Temporary Protection: Cost of temporary boarding up or protection pending repairs or replacement following damage to items covered under Home Contents and Renovations |
Sum Insured (up to) for Supreme Plan | $2,000 |
Sum Insured (up to) for Deluxe Plan | $1,500 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Replacement of Locks/Keys: Cost of replacing locks and keys to external doors |
Sum Insured (up to) for Supreme Plan | $1,000 |
Sum Insured (up to) for Deluxe Plan | $1,000 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Accidental Death of Domestic Pet: Death by motor accident of your domestic dog or cat |
Sum Insured (up to) for Supreme Plan | $500 |
Sum Insured (up to) for Deluxe Plan | $500 |
Sum Insured (up to) for Classic Plan | $500 |
Benefits Summary | Loss of Money: Loss of personal money due to burglary in your home |
Sum Insured (up to) for Supreme Plan | $1,000 |
Sum Insured (up to) for Deluxe Plan | $750 |
Sum Insured (up to) for Classic Plan | $500 |
Benefits Summary | Emergency Cash Allowance: Pays for the purchase of essential clothing or personal effects in the event your home is uninhabitable due to a loss or damage for 5 days or more |
Sum Insured (up to) for Supreme Plan | $2,500 |
Sum Insured (up to) for Deluxe Plan | $2,500 |
Sum Insured (up to) for Classic Plan | $2,500 |
Benefits Summary | Fraudulent Use of Credit/ATM cards: Monetary loss due to unauthorised use of credit cards or ATM cards taken from your home |
Sum Insured (up to) for Supreme Plan | $1,500 |
Sum Insured (up to) for Deluxe Plan | $1,000 |
Sum Insured (up to) for Classic Plan | $750 |
Benefits Summary | Contents Temporarily Removed: Loss or damage to contents temporarily removed from your home to any residential building or hotel in Singapore |
Sum Insured (up to) for Supreme Plan | $500 for any 1 item; $15,000 in total in the aggregate for all claims made under this benefit |
Sum Insured (up to) for Deluxe Plan | $500 for any 1 item; $12,000 in total in the aggregate for all claims made under this benefit |
Sum Insured (up to) for Classic Plan | $500 for any 1 item; $7,500 in total in the aggregate for all claims made under this benefit |
Benefits Summary | Accidental breakage of Fixed Mirrors and Glass |
Sum Insured (up to) for Supreme Plan | $5,000 |
Sum Insured (up to) for Deluxe Plan | $5,000 |
Sum Insured (up to) for Classic Plan | $5,000 |
Benefits Summary | Deterioration of Frozen Food: Cost to replace deteriorated frozen food in the deep freezer of your refrigerator |
Sum Insured (up to) for Supreme Plan | $750 |
Sum Insured (up to) for Deluxe Plan | $750 |
Sum Insured (up to) for Classic Plan | $750 |
Benefits Summary | Damage to Security Systems: Damage as a result of theft or any attempt thereat |
Sum Insured (up to) for Supreme Plan | $800 |
Sum Insured (up to) for Deluxe Plan | $600 |
Sum Insured (up to) for Classic Plan | $400 |
Benefits Summary | Conservancy Charges: Pays your monthly service and conservancy charges in the event your home is uninhabitable due to damage caused by an insured event |
Sum Insured (up to) for Supreme Plan | $800 |
Sum Insured (up to) for Deluxe Plan | $600 |
Sum Insured (up to) for Classic Plan | $400 |
Benefits Summary | Fraud or Dishonesty of Domestic Servants: Monetary loss suffered due to fraud or dishonesty committed by your domestic servant |
Sum Insured (up to) for Supreme Plan | $500 |
Sum Insured (up to) for Deluxe Plan | $500 |
Sum Insured (up to) for Classic Plan | $500 |
Benefits Summary | Fire Extinguishment Expenses: Cost of replenishment of fire fighting appliances in your home |
Sum Insured (up to) for Supreme Plan | $3,000 |
Sum Insured (up to) for Deluxe Plan | $2,000 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Accidental Loss of or Damage to Legal Documents / Loss or damage to title deeds and other legal documents |
Sum Insured (up to) for Supreme Plan | $1,000 |
Sum Insured (up to) for Deluxe Plan | $1,000 |
Sum Insured (up to) for Classic Plan | $1,000 |
Benefits Summary | Home Alteration due to Disability: Medically necessary modification to or mobility equipment for your home |
Sum Insured (up to) for Supreme Plan | $10,000 |
Sum Insured (up to) for Deluxe Plan | $10,000 |
Sum Insured (up to) for Classic Plan | $10,000 |
- An excess of $50 applies for each and every loss under Home Contents and Renovations.
- We will not pay for more than 30% of the Sum Insured on Contents in the aggregate in respect of Valuables, or more than 15% of the Sum Insured on Contents or up to $7,500 whichever is lower for any one article (furniture, personal computers, audio and video equipment, pianos or organs excepted). We will not pay for more than the sum insured stated for the following items: mobile phones up to $500 in total; laptop, desktop and tablet computer up to $2,000 in total; works of art up to $10,000 in total and $10,000 for any one article; other portable device up to $500 in total; and bicycle up to $500 in total.
Add-ons (Optional)
Optional Cover Summary | Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan |
---|---|
Building3: Physical loss or damage to your building | Covered under Building Sum Insured |
Building Fees and Costs: Professional fees of Architects, Surveyors and Engineers, clearing and shoring up costs | Covered under Building Sum Insured |
Property Owner’s Liability: Legal liability arising from your ownership of the Building (provided Section V coverage is taken up) | $1,000,000 |
Optional Cover Summary | Building3: Physical loss or damage to your building |
---|---|
Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan | Covered under Building Sum Insured |
Optional Cover Summary | Building Fees and Costs: Professional fees of Architects, Surveyors and Engineers, clearing and shoring up costs |
Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan | Covered under Building Sum Insured |
Optional Cover Summary | Property Owner’s Liability: Legal liability arising from your ownership of the Building (provided Section V coverage is taken up) |
Sum Insured (up to) for Supreme Plan, Deluxe Plan and Classic Plan | $1,000,000 |
How to buy HomeSure
Buy HomeSure online now
Alternatively, you may submit your claims via mail
Important Notes
This product is underwritten by MSIG Insurance (Singapore) Private Limited ("MSIG") and distributed by HSBC Bank (Singapore) Limited ("HSBC"). It is not an obligation of, a deposit in or guaranteed by HSBC. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by MSIG. This is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice.
This policy is protected under the Policy Owner's Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For more information on the scheme, please visit the General Insurance Association www.gia.org.sg or SDIC www.sdic.org.sg websites.
The information and opinions contained in this website are for information only, have been obtained from sources believed to be reliable, but HSBC makes no representation or warranty as to their adequacy, completeness, accuracy or timeliness for any particular purpose, are subject to change without notice, and are not intended for distribution to, or use by, any person or entity outside Singapore or in any jurisdiction or country where such distribution or use would be contrary to law, regulation or rule. HSBC does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time.
Where specific products are advertised and/or recommended, please note (a) the recommendation is intended for general circulation; (b) the recommendation does not take into account the specific investment objectives, financial situation or particular needs of any particular person; (c) advice should be sought from a financial adviser regarding the suitability of the products, taking into account the specific investment objectives, financial situation or particular needs of any person in receipt of the recommendation, before the person makes a commitment to purchase the products; should the person choose not to do so, he should consider carefully whether the product is suitable for him; in particular, all relevant documentations pertaining to the product should be read to make an independent assessment of the appropriateness of the transaction; and (d) this advertisement has not been reviewed by the Monetary Authority of Singapore, or any regulatory authority elsewhere.
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To the extent permitted by law, HSBC accepts no liability whatsoever for any direct indirect or consequential losses, claims or damages arising from or in connection with the use of or reliance on the information, opinions or contents herein.
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