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A woman is using her mobile; image used for HSBC Singapore Flexi Account

Flexi Account

Savings and current account in one

Flexi Account

Whatever lifestyle you lead, Flexi account is an interest bearing chequeing account for you to manage your finances
  • A packaged account for total financial control
  • Higher deposit rates than current accounts
  • Ready cash worldwide
  • A consolidated monthly statement
  • Interest-bearing chequeing account

How HSBC Flexi Account can help you

HSBC Flexi Account combines the feature of a savings account that earns you higher interest with a current account that enables you to write cheques to pay your bills at your convenience. 

What's more, it offers you the benefits of ready cash access worldwide through HSBC's global ATM network with optional facilities like the personal line of credit and credit cards.

One clear monthly statement

One consolidated monthly bank statement that brings together your HSBC Flexi account and other accounts you have with the bank - all you need to know about your accounts at a glance.

Higher deposit rates

Added incentive to save because we have a multi-tiered interest rate structure. This means the more you save, the more you'll earn.

Electronic banking services

You will be issued a debit card that allows you to withdraw cash from ATM as well as get QuickCash from participating Dairy Farm Singapore stores. Our Personal Internet Banking service offers you a host of services to help you manage all your accounts with HSBC and conduct your banking transactions via the Internet safely and conveniently.

You can opt for e-statements, manage your account easily with Quicken/Money File download, enjoy savings for electronic transfers amongst other benefits. Register now using the Personal Identification Numbers (PIN) of your debit card, credit card or PhoneBanking service. 

You can also apply for our PhoneBanking service, available 24 hours a day, everyday. It allows you to conduct banking transactions or speak to our Customer Service Officers from any touch-tone phone anywhere in the world.

Ready cash worldwide

Through the HSBC global ATM network, you can now withdraw cash, make balance enquiries and transfer funds at more than 550,000 ATMs in over 100 countries/regions and territories worldwide.


  • Monthly service charge of SGD2
  • Minimum balance fee of SGD5 if average daily balance falls below SGD2,000
  • Closure fee of SGD50 if account closed within 6 months from opening date

Apply for a HSBC Flexi Account

Apply by phone

Leave us your contact details and our Wealth Manager will be in touch with you within 3 working days.


You can also call your Relationship Manager directly, or contact us through our telephone banking hotline at: 

1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669)

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Important Notes

With effect from 1 April 2010, your liability prior to debit card loss reporting will be capped at SGD100 provided that you have not acted fraudulently, negligently or failed to report the card loss immediately. Click here for more details.