Leverage your home for some extra borrowing power
Need cash quickly? Use the equity in your home as collateral to borrow money. When you need more funds to seize an investment opportunity as soon as it arises, a home equity loan could be the solution.
Leave us your details and we'll be in touch soon to discuss your home loan needs.
What you need to know
You can take up a home equity loan on a property that's already fully paid up, or against an existing mortgage. The loan amount depends on our assessment of your financial circumstances and relevant credit checks.
SORA-pegged loan
The Singapore Overnight Rate Average (SORA) is the volume-weighted average rate of borrowing transactions in the unsecured overnight interbank SGD cash market in Singapore between 8am and 6:15pm.
A SORA-pegged loan lets you peg your home loan interest rate to the 1-month or 3-month Compounded SORA benchmark rate. This gives you more transparency and flexibility.
Fixed rate loan
With a fixed rate loan, your interest rate is fixed for the initial years so you can enjoy more stability.
Combined fixed and SORA-pegged loan
You can have part of your loan under a fixed rate, and peg the remainder to the Compounded SORA. This gives you the best of both worlds: stability and flexibility.