Premier rewards and offers

HSBC Premier evolves with your wealth ambitions, delivering solutions and privileges for moments that matter the most.

Enjoy welcome rewards of up to SGD61,600. Plus, apply for an HSBC Premier Mastercard for up to 88,000 KrisFlyer miles.

Join HSBC Premier

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HSBC Premier
Premier rewards and offers

Experience true wealth with a lifetime of privileges.

HSBC Premier evolves with your wealth ambitions, delivering solutions and privileges for moments that matter the most.

Join Premier for eligibility

Premier offers

Use your Premier status to unlock your exclusive lifestyle offers.

See all Premier offers

See all Premier health offers

Access Premier events and activities

Premier Upfunding Promotion

Receive up to SGD30,000 cash when you deposit fresh funds and / or transfer on investment assets between 1 May and 30 June 2026, invest and / or insure with us by 30 September 2026, maintain account balance and investment assets for the entire duration of the maintenance period. Terms and conditions[@premier-upfunding-rewards]apply.

Find out more

SGD time deposit

Earn up to 12.8% p.a. on your time deposit, when you invest or insure with us.

Find out more

Premier Referral Programme

Up to SGD4,000 cash with our Premier Referral Programme[@premier-referral]

Share the benefits of Premier with family and friends and we'll pay SGD800 for each successful referral[@premier-referral].

Find out more for referral programme

Accelerated earn rates

Enjoy up to 2.3 KrisFlyer miles for each SGD1 spent.

Learn more

Unlimited airport lounge access

Enjoy complimentary lounge access for both the primary cardholder and 3 supplementary cardholders.

Learn more

Exclusive privileges

Enjoy a suite of travel, dining, and entertainment benefits such as complimentary limousine rides, 1-for-1 dining and more.

Learn more

Annual fee waiver

Get an annual fee waiver when you're a Premier customer with a total relationship balance of at least SGD200,000 with HSBC Singapore.

Learn more

Reward and offer details

Read more about each of our offers and rewards and see how Premier makes life more fulfilling.

Receive up to SGD30,000 cash when you deposit fresh funds and / or transfer on investment assets between 1 May and 30 June 2026, invest and / or insure with us by 30 September 2026, maintain account balance and investment assets for the entire duration of the maintenance period. Terms and conditions[@premier-upfunding-rewards] apply.

Contact your Relationship Manager to register your participation by 31 May 2026.
Incremental TRB (SGD equivalent)	Minimum New Investment and / or Insurance	Cash Reward for customer who opted in as an Accredited Investor	Cash Reward for customer who did not opt in as an Accredited Investor
>=SGD100,000	SGD20,000	SGD430	SGD300
>=SGD300,000	SGD60,000	SGD1,300	SGD1,000
>=SGD800,000	SGD160,000	SGD3,600	SGD2,600
>=SGD2,000,000	SGD400,000	SGD10,600	-
>= SGD5,000,000	SGD1,000,000	SGD30,000	-

Receive up to SGD30,000 cash when you deposit fresh funds and / or transfer on investment assets between 1 May and 30 June 2026, invest and / or insure with us by 30 September 2026, maintain account balance and investment assets for the entire duration of the maintenance period. Terms and conditions[@premier-upfunding-rewards] apply.

Contact your Relationship Manager to register your participation by 31 May 2026.
Incremental TRB (SGD equivalent)	>=SGD100,000
Minimum New Investment and / or Insurance	SGD20,000
Cash Reward for customer who opted in as an Accredited Investor	SGD430
Cash Reward for customer who did not opt in as an Accredited Investor	SGD300

Incremental TRB (SGD equivalent)	>=SGD300,000
Minimum New Investment and / or Insurance	SGD60,000
Cash Reward for customer who opted in as an Accredited Investor	SGD1,300
Cash Reward for customer who did not opt in as an Accredited Investor	SGD1,000

Incremental TRB (SGD equivalent)	>=SGD800,000
Minimum New Investment and / or Insurance	SGD160,000
Cash Reward for customer who opted in as an Accredited Investor	SGD3,600
Cash Reward for customer who did not opt in as an Accredited Investor	SGD2,600

Incremental TRB (SGD equivalent)	>=SGD2,000,000
Minimum New Investment and / or Insurance	SGD400,000
Cash Reward for customer who opted in as an Accredited Investor	SGD10,600
Cash Reward for customer who did not opt in as an Accredited Investor	-

Incremental TRB (SGD equivalent)	>= SGD5,000,000
Minimum New Investment and / or Insurance	SGD1,000,000
Cash Reward for customer who opted in as an Accredited Investor	SGD30,000
Cash Reward for customer who did not opt in as an Accredited Investor	-

As a Premier customer, you're privy to a world of unparalleled services, rewards and wealth solutions. Introduce your friends and family to the full privileges that Premier has to offer. Make more referrals to enjoy richer rewards[@premier-referral].
Eligibility	Reward in cash credit
Refer someone to Premier – reward applies to each successful referral in the same calendar month	SGD800
Refer someone to Premier Elite – reward applies to each successful referral in the same calendar month	SGD2,000

As a Premier customer, you're privy to a world of unparalleled services, rewards and wealth solutions. Introduce your friends and family to the full privileges that Premier has to offer. Make more referrals to enjoy richer rewards[@premier-referral].
Eligibility	Refer someone to Premier – reward applies to each successful referral in the same calendar month
Reward in cash credit	SGD800

Eligibility	Refer someone to Premier Elite – reward applies to each successful referral in the same calendar month
Reward in cash credit	SGD2,000

A successful Premier referral means that the referred customer signs up for HSBC Premier with at least SGD300,000 in incremental fresh funds.

A successful Premier Elite referral means that the referred customer signs up for HSBC Premier Elite, with at least SGD1.2 million in incremental fresh funds and opts in as an Accredited Investor.

Refer your family and friends This link will open in a new window

For existing HSBC Premier customer, please reach out to your Relationship Manager to express interest and find out more.

If you are not a Premier yet, please arrange for a callback to find out more.

Premier events and activities
Period	Event	Description	How to get this
October 2025	2025 Q3 Market Outlook	Leaving behind a legacy for your loved ones Legacy planning is an integral part of financial and protection planning that is a complex topic that may not be discussed as often as other financial planning pillars. Join us in October 2025 for an insightful session with industry experts as we discuss the importance of having adequate legacy planning within your portfolio as well as the class of products that you may consider. Please reach out to your Relationship Manager to find out more.	You will need to have a Total Relationship Balance of at least SGD500,000 and have at least 1 wealth product holding. Additional criteria may apply. Shortlisted customers will receive an email invitation. Limited seats available. Terms and conditions apply.
November 2025	K-Pop Concert Tickets	Get 2 normal tickets to watch K-pop’s biggest girl group as they electrify the National Stadium in black and pink on 28 Nov 2025.	You will need to be an eligible Premier participate. Very limited seats available. Reach out to your Relationship Manager to find out more. Terms and Conditions apply.

Premier events and activities
Period	October 2025
Event	2025 Q3 Market Outlook
Description	Leaving behind a legacy for your loved ones Legacy planning is an integral part of financial and protection planning that is a complex topic that may not be discussed as often as other financial planning pillars. Join us in October 2025 for an insightful session with industry experts as we discuss the importance of having adequate legacy planning within your portfolio as well as the class of products that you may consider. Please reach out to your Relationship Manager to find out more.
How to get this	You will need to have a Total Relationship Balance of at least SGD500,000 and have at least 1 wealth product holding. Additional criteria may apply. Shortlisted customers will receive an email invitation. Limited seats available. Terms and conditions apply.

Period	November 2025
Event	K-Pop Concert Tickets
Description	Get 2 normal tickets to watch K-pop’s biggest girl group as they electrify the National Stadium in black and pink on 28 Nov 2025.
How to get this	You will need to be an eligible Premier participate. Very limited seats available. Reach out to your Relationship Manager to find out more. Terms and Conditions apply.

Plan your finances better today with more cashback and rewards.

Learn more about our Wealth offers: https://www.hsbc.com.sg/promotions/#cashback-and-rewards
Criteria	Rewards
Invest in eligible wealth products to enjoy a promotional 2-month time deposit rate. T&Cs apply.	Up to 3.50% p.a. on SGD time deposit Up to 5.50% p.a. on USD time deposit
Purchase an eligible insurance policy to enjoy a promotional 3-month time deposit interest rate. T&Cs apply.	SGD or USD time deposit of up to 12.8% p.a. interest rate
Invest in SGD money market funds. T&Cs apply.	Enjoy 8% p.a. fixed investment return on your 1st trade digitally for 1 month
Discounted brokerage rate for trading in prior 90 days or 180 days plus current day. Learn more about the Stock Loyalty Pricing Programme).	Get rewarded with discounted brokerage rates as low as 0.08%. The more your trade, the better your brokerage fees.

Learn more about our Wealth offers: https://www.hsbc.com.sg/promotions/#cashback-and-rewards
Criteria	Invest in eligible wealth products to enjoy a promotional 2-month time deposit rate. T&Cs apply.
Rewards	Up to 3.50% p.a. on SGD time deposit Up to 5.50% p.a. on USD time deposit

Criteria	Purchase an eligible insurance policy to enjoy a promotional 3-month time deposit interest rate. T&Cs apply.
Rewards	SGD or USD time deposit of up to 12.8% p.a. interest rate

Criteria	Invest in SGD money market funds. T&Cs apply.
Rewards	Enjoy 8% p.a. fixed investment return on your 1st trade digitally for 1 month

Criteria	Discounted brokerage rate for trading in prior 90 days or 180 days plus current day. Learn more about the Stock Loyalty Pricing Programme).
Rewards	Get rewarded with discounted brokerage rates as low as 0.08%. The more your trade, the better your brokerage fees.

Under our HSBC Everyday+ Reward Programme^{[@cards-everydayplustnc]}, you can:

Get 1% cashback when you spend with your Everyday Global Account (EGA) debit card (capped at SGD500)
Get 1% p.a. bonus interest on the incremental SGD average daily balance in your EGA (capped at SGD300)
Get a one-time bonus cash reward of SGD300 for keeping an average balance of SGD200,000 for 6 consecutive months from the time you sign up
Enjoy up to 1.18% p.a. on your 3-month SGD Time Deposit with a minimum deposit of SGD30,000 in fresh funds. Terms and conditions apply.
Enjoy up to 3.50% p.a. on your 3-month USD Time Deposit with a minimum deposit of USD30,000 in fresh funds. Terms and conditions apply.

Plan your finances better today with more cashback and rewards.
Criteria	Rewards
Make foreign currency exchanges with HSBC Forex Club. Learn more about the multi-tiered programme – see our HSBC Forex Club.	Enjoy up to 40% discount on eligible FX transactions

Plan your finances better today with more cashback and rewards.
Criteria	Make foreign currency exchanges with HSBC Forex Club. Learn more about the multi-tiered programme – see our HSBC Forex Club.
Rewards	Enjoy up to 40% discount on eligible FX transactions

Enjoy preferential interest rates as low as 1.33% p.a. for your home loan. Plus, get up to SGD3,500 cash incentive when you refinance your home loan to us.[@tnc-appy-home-loan-premier]
Speak to us or Find out more.
Enjoy 30% premium discount plus SGD30 e-Voucher for all HomeSure plans. Learn more.

Welcome rewards

Incremental fresh funds reward^{[@premier-welcome-rewards]}

The following table shows what you need to do in order to be eligible for the reward.

*To receive cash credit as Fresh Funds Reward for May 2026 Welcome Rewards promotion, please complete this form by filling in all required fields including Everyday Global Account number and indicate **WELMAY26** under "Campaign/ Event Code" to register.

Registration ends 31 August 2026.
Promotion Month	Campaign Code	Standard Reward Opt Out Registration ends
January 2026	WELJAN26	30 April 2026
February 2026	WELFEB26	31 May 2026
March 2026	WELMAR26	30 June 2026
April 2026	WELAPR26	31 July 2026

The following table shows what you need to do in order to be eligible for the reward.

*To receive cash credit as Fresh Funds Reward for May 2026 Welcome Rewards promotion, please complete this form by filling in all required fields including Everyday Global Account number and indicate **WELMAY26** under "Campaign/ Event Code" to register.

Registration ends 31 August 2026.
Promotion Month	January 2026
Campaign Code	WELJAN26
Standard Reward Opt Out Registration ends	30 April 2026

Promotion Month	February 2026
Campaign Code	WELFEB26
Standard Reward Opt Out Registration ends	31 May 2026

Promotion Month	March 2026
Campaign Code	WELMAR26
Standard Reward Opt Out Registration ends	30 June 2026

Promotion Month	April 2026
Campaign Code	WELAPR26
Standard Reward Opt Out Registration ends	31 July 2026

Welcome Rewards
Fresh Funds Reward Eligibility	Standard Reward	Reward in cash credit*
Sign up for HSBC Premier with an incremental total relationship balance of SGD300,000 in fresh funds; AND Provide marketing consent and log on to HSBC Singapore app	SGD500 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account 1.50% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD1,000,000) 3.60% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD1,000,000)	SGD250 1.50% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD1,000,000) 3.60% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD1,000,000)
Sign up for HSBC Premier Elite with an incremental total relationship balance of SGD1,200,000 in fresh funds; AND Provide marketing consent and log on to HSBC Singapore app	SGD2,500 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)	SGD1,250 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)
Sign up for HSBC Premier Elite with an incremental total relationship balance of SGD3,000,000 in fresh funds; AND Provide marketing consent and log on to HSBC Singapore app	SGD3,000 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)	SGD1,500 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)

Welcome Rewards
Fresh Funds Reward Eligibility	Sign up for HSBC Premier with an incremental total relationship balance of SGD300,000 in fresh funds; AND Provide marketing consent and log on to HSBC Singapore app
Standard Reward	SGD500 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account 1.50% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD1,000,000) 3.60% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD1,000,000)
Reward in cash credit*	SGD250 1.50% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD1,000,000) 3.60% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD1,000,000)

Fresh Funds Reward Eligibility	Sign up for HSBC Premier Elite with an incremental total relationship balance of SGD1,200,000 in fresh funds; AND Provide marketing consent and log on to HSBC Singapore app
Standard Reward	SGD2,500 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)
Reward in cash credit*	SGD1,250 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)

Fresh Funds Reward Eligibility	Sign up for HSBC Premier Elite with an incremental total relationship balance of SGD3,000,000 in fresh funds; AND Provide marketing consent and log on to HSBC Singapore app
Standard Reward	SGD3,000 worth of HSBC Singapore Dollar Liquidity Fund to be credited into Unit Trust Investment Account 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)
Reward in cash credit*	SGD1,500 1.55% p.a. welcome interest on SGD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first SGD3,000,000) 3.65% p.a. welcome interest on USD Incremental Deposit Average Daily Balance in the eligible HSBC Everyday Global account for 3 months after the account opening month (capped at first USD3,000,000)

Additional reward^{[@premier-welcome-rewards]}

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Reward in cash credit
Make a new PayNow registration and link your Everyday Global Account (EGA) to it	SGD50
Make 10 VISA purchases using your EGA debit card (accumulated to SGD500 or more)	SGD50
Accumulate FX conversion amount of at least SGD20,000 with your EGA + one of these activities: a. Make one purchase with EGA debit card; or b. Make one Global Money Transfers transaction via HSBC Singapore app	SGD50
Complete a Risk Profiling Questionnaire with your Relationship Manager or via HSBC Singapore app	SGD500
Opt in and qualify as Accredited Investor	SGD500
Refinance a property loan from other financial institutions to HSBC, with minimum loan amount of SGD800,000	SGD1,000

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Make a new PayNow registration and link your Everyday Global Account (EGA) to it
Reward in cash credit	SGD50

Eligibility	Make 10 VISA purchases using your EGA debit card (accumulated to SGD500 or more)
Reward in cash credit	SGD50

Eligibility	Accumulate FX conversion amount of at least SGD20,000 with your EGA + one of these activities: a. Make one purchase with EGA debit card; or b. Make one Global Money Transfers transaction via HSBC Singapore app
Reward in cash credit	SGD50

Eligibility	Complete a Risk Profiling Questionnaire with your Relationship Manager or via HSBC Singapore app
Reward in cash credit	SGD500

Eligibility	Opt in and qualify as Accredited Investor
Reward in cash credit	SGD500

Eligibility	Refinance a property loan from other financial institutions to HSBC, with minimum loan amount of SGD800,000
Reward in cash credit	SGD1,000

Note: Accredited Investors are assumed to be better informed and have better access to resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as Accredited Investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to Accredited Investors, and intermediaries are exempted from a number of business conduct requirements when dealing with Accredited Investors. Investors should consult a professional adviser if they don't understand the consequences of being treated as an Accredited Investor. For more information about qualifying as an Accredited Investor and/or the implications of consenting to be treated as one, please visit our Accredited Investor page.

HSBC Premier Mastercard Credit Card Reward

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Reward
Premier Qualified[@premier-qualified-customer] customers	Up to 88,000 KrisFlyer miles (264,000 Reward points) with no annual fee
Not a Premier Qualified customer?	Up to 40,000 KrisFlyer miles (120,000 Reward points) when you pay the annual fee of SGD708.50 (inclusive of GST)

The following table shows what you need to do in order to be eligible for each reward.
Eligibility	Premier Qualified[@premier-qualified-customer] customers
Reward	Up to 88,000 KrisFlyer miles (264,000 Reward points) with no annual fee

Eligibility	Not a Premier Qualified customer?
Reward	Up to 40,000 KrisFlyer miles (120,000 Reward points) when you pay the annual fee of SGD708.50 (inclusive of GST)

All applicants must provide marketing consent and spend at least SGD5,000 to be eligible. Other terms and conditions apply.

Apply for a Premier Account

To enjoy all what Premier has to offer you first must open a Premier Account.

Join Premier

Welcome to the world of HSBC Premier Banking

Better is never down to one thing, so we provide a suite of premium products and benefits to get more out of life, in Singapore and beyond.

HSBC Premier Mastercard

Enjoy elevated travel, lifestyle and dining experiences in Singapore.

HSBC Premier Elite

Enjoy top-tier banking with a suite of elevated HSBC Premier offerings today.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Notes

HSBC Premier Teaser Program Up-fund and Premier Mastercard terms and conditions (PDF)

HSBC Premier 1+1 Membership Plan Terms and Conditions (PDF) apply.

Premier rewards and offers

Enjoy welcome rewards of up to SGD61,600. Plus, apply for an HSBC Premier Mastercard for up to 88,000 KrisFlyer miles.

Experience true wealth with a lifetime of privileges.

Enjoy welcome rewards of up to SGD61,600[@premier-welcome-rewards] [@cards-everydayplustnc] [@premier-welcome-rewards-criteria]. Plus, apply for an HSBC Premier Mastercard for up to 88,000* KrisFlyer miles.

The extras you want and deserve

Premier offers

Premier Upfunding Promotion

SGD time deposit

Premier Referral Programme

HSBC Premier Mastercard

Accelerated earn rates

Unlimited airport lounge access

Exclusive privileges

Reward and offer details

Premier Upfunding Promotion

Premier Referral Programme

Premier events and activities

Wealth offer

Deposit offer

HSBC Forex Club

Home Loan offer and Home Content Insurance offer

Welcome rewards

Incremental fresh funds reward[@premier-welcome-rewards]

Additional reward[@premier-welcome-rewards]

HSBC Premier Mastercard Credit Card Reward

Apply for a Premier Account

You might also be interested in

Welcome to the world of HSBC Premier Banking

HSBC Premier Mastercard

HSBC Premier Elite

Disclaimer

Notes

Connect with us

Incremental fresh funds reward^{[@premier-welcome-rewards]}

Additional reward^{[@premier-welcome-rewards]}