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A couple using laptop; image used for HSBC Singapore Benefits of online banking.

Avoid the queues and bank digitally

Time is one of the most valuable things we have, so we would want to make the most of it. Thankfully with the power of digital technology, we can shop for daily essentials, pay our bills and stay entertained, all on a mobile device or computer. You can also save precious time by skipping the queues when you do your everyday banking digitally.

Skip the queues and the crowds, starting with these 6 everyday banking needs.

1. Instant fund transfers

Whether it's splitting the lunch tab or paying your bills, you can use digital banking to make an online money transfer almost instantly. Make online payments to saved or new payees, such as your mobile phone bill, and you'll never have to worry about late charges and fees again.

And you can make direct peer-to-peer transactions with PayNow with just a mobile phone and the receiver's mobile number or National Registration Identity Card (NRIC) number.

2. Move money between your accounts

You can also make online money transfers between your accounts – even if they're not at the same bank. There's no longer a need to go down to a physical branch to make the transaction.

Hate rummaging for bank and branch codes and waiting 24 hours for an interbank transfer? So do we. Use FAST (Fast And Secure Transfers) to transfer Singapore dollars almost instantaneously across participating banks.

Woman holding statement and checking bank account on tablet; image used for HSBC Singapore Benefits of online banking article.

3. Manage all your accounts in one place

Still holding on to that bank book? That's cool, but did you know that with online banking, you can check your account balance and transaction history without leaving your seat? You can even make changes to your withdrawal and transfer limits, edit your personal details and change your passwords.

Also, did you know you can go paperless with your statements? View all of them virtually and feel good about protecting both your personal information and the environment.

4. Open accounts

If you're an existing bank customer, register for online banking and you'll be able to instantly open certain types of accounts without having to go into the branch. Make transactions in 11 different currencies with the HSBC Everyday Global Account, or earn higher interest rates with an HSBC Time Deposit Account.

5. Protect your family, health and home

We have a wide range of life, home, travel and car insurance products to suit your needs.

Find out more about our suite of insurance products or speak to us for a more in-depth discussion.

6. Manage your wealth and investments

Whether it's placing foreign exchange orders or transacting in unit trusts and equities, keep track of your investment portfolio anytime, anywhere with mobile banking or online banking. It's another way to grow your wealth and make your money work harder for you.

Peace of mind with online banking

We're continuously offering more digital services to save you time and give you greater convenience. Use your extra bandwidth for the things that truly matter: take more time out for your friends and family, get some exercise, or just chill out with a new book. Your time is precious, so don't use it waiting in line.


Download the HSBC Singapore app and enjoy mobile banking on the go.

Don't have online banking yet?

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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