PayNow

On HSBC Singapore app

1. Log on to the HSBC Singapore app
2. Tap on 'Pay' and select 'PayNow'
3. Select account to transfer from
4. Choose from your list of saved payees or select a new PayNow payee
5. Input transfer amount and the recipient reference, then select 'Continue'
6. Review the accuracy of the information especially the masked payee name
7. Tap on 'Confirm' to complete the transfer
8. Share the transfer receipt with your payee by tapping the share icon on the top right

Open the HSBC Singapore app and follow these steps:

1. Tap 'Scan and pay', then scan the QR code
2. Log on to the HSBC Singapore app
3. Input the transfer amount, select the debiting account and select 'Continue'
4. Review the details carefully, then select 'Confirm' to complete the transfer

Log on to HSBC Online Banking and follow these steps:

1. Go to the 'Quick links' menu and select 'PayNow'
2. Select 'Transfer via PayNow' and the account you want to pay from
3. Enter the payee's details and the amount you want to transfer
4. Review the details carefully, then select 'Confirm' to complete the transfer

• You must be registered for HSBC Online Banking to register for PayNow
• You can register your NRIC or mobile phone number, or both
• You can register up to 2 bank accounts for PayNow – one that’s linked to your NRIC, and the other to your mobile phone number
• You can register for PayNow with any sole savings or current account in Singapore
• If you have a joint account, you can use it to register for PayNow as long as each account holder can operate the account individually
• You must have a mobile phone number in our records – we’ll send you a one-time password (OTP) by SMS when you register
• If you’ve already linked your NRIC or mobile phone number to another account, you’ll need to cancel the existing link before you can register it with us

For illustration, refer to our Interactive digital banking guide (PDF).

No, you can only use PayNow to send money locally in Singapore dollars.

To send money abroad, you could use our Global Money Transfers or telegraphic transfer services instead. You can learn more about these services on our worldwide transfers page.

Yes, you can register for PayNow even if you're a foreigner. You can use the mobile phone number that you've registered with us and link it to your current or savings account. The account must be denominated in Singapore dollars.