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Using mobile phone in cafe; image used for HSBC Singapore PayNow page.


A simpler way to receive and send money with just a mobile number, NRIC, UEN or Virtual Payment Address.

Key benefits

  • Instant and secure transfers using only your mobile number, NRIC/FIN, Virtual Payment Address or QR code

  • Transfer larger amounts of up to SGD200,000

  • Available 24 x 7 anytime, anywhere on mobile or online banking

How to make a PayNow transaction?

On HSBC Singapore app

  1. Log on to the HSBC Singapore app
  2. Select Move Money > PayNow
  3. Select Payment account
  4. Select Identification type. You can select from the list of saved payees or create a one-time transfer. Key in the identification value ie. mobile number, NRIC, UEN or Virtual Payment Address.
  5. Input transfer amount and the recipient reference and click continue
  6. Review the accuracy of the information especially the Nickname
  7. Click Confirm to complete the transfer

Register for PayNow

If you have online access

To start receiving money, register for PayNow by linking your HSBC Current or Savings Account to your mobile number or NRIC.

  1. Log on to Online Banking
  2. Select your desired proxy account and nickname
  3. Review your details and confirm

If you have not registered for online banking

Not registered for Online Banking? Sign up today to start making PayNow transfers.

More on PayNow features

Simple and secure

Adopted with high security standards established by the local banking industry, perform your PayNow fund transfers anytime and anywhere at ease.

Transfer island-wide across an extensive network

PayNow can be used to perform interbank local transfers across 9 participating banks, between individuals and entities.

Hassle-free way to send and receive money

In just a few taps, you can pay and receive money easily. Simply use HSBC Personal Internet Banking or Mobile Banking to access such features.

Easy access transfers

You can transfer up to S$1,000 daily without the need for your Digital Secure Key/Security Device, or up to S$200,000 or your 3rd party transaction daily limit, whichever is lower, with your Digital Secure Key/Security Device.

Frequently asked questions

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