Top of main content

Modern Wealth: A Global Affluent Report 2026

Explore how longer and less predictable lives are changing the way people build, use and share their wealth.

Everything, all at once

Increasingly, affluent and high-net-worth investors are leading a non-linear life. They're managing several life stages at the same time, such as the usual retirement and life transitions. But now, they also include reinventing themselves.

Explore our articles on how non-linear lives are changing modern wealth planning, and the way families support their future generations.

Key findings on modern wealth

  • Non-linear wealth planning
    71% are not planning for a linear financial future.
  • Raising retirement savings targets
    On average, retirement savings targets have risen 20% to USD1.26 million.
  • Funding multiple life stages at once
    On average, investors are funding up to 3 life stages at the same time.
  • Needing adaptable wealth solutions
    82% want wealth solutions that can adapt as their lives change.
  • Funding a new chapter, a new me
    52% are funding personal or professional reinvention.
  • Supporting the next generation and beyond
    92% are providing meaningful support to future generations during their lifetimes.
  • Keeping retirement options open
    77% expect to retire gradually or flexibly.
  • Planning with longer lives in mind
    91% say that longevity is reshaping their legacy planning.
Explore our articles

These articles look at different but connected aspects of modern wealth planning.

Together, they show why wealth planning needs to balance life today, later security and future opportunities.

Reinventing wealth for longer, less predictable lives
See how people are reshaping their wealth to fund overlapping financial priorities.
Family capital: How longevity is changing legacy planning
Learn how families are using their joint capital to support future generations beyond just inheritance.

When you need to plan for the full picture, we're there

Modern wealth needs to support your ambitions today, build confidence for later life, and create opportunity for the generations to come.

When your priorities overlap, your wealth planning needs to move with you. And we're there to help.

Our methodology

The findings are based on an online survey of 9,993 affluent and high-net-worth (HNW) respondents across 10 markets: mainland China, Hong Kong SAR, India, Malaysia, Mexico, Singapore, Taiwan, the United Arab Emirates, the United Kingdom and the United States.​

​Fieldwork was conducted from 6 January to 6 February 2026. Respondents were aged 21 to 69, made financial decisions for themselves and had either:​

  • ​At least USD100,000 in investable assets for the affluent segment​
  • At least USD2 million in investable assets for the HNW segment​

The survey used representative access panels with quotas for age, gender and asset levels in each market. The final data was weighted to represent the affluent and HNW population in each market.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.