Credit limit review

You can ask us to review your credit limit. Once approved, you'll enjoy a higher spending limit on your HSBC credit card. This way, you can have even more flexibility with your card. 

We need your latest income documents to support your application. 

For salaried employees

We require one of the following:

• Your latest Notice of Assessment*
• CPF Contribution History Statement from the last 6 months*
• Pay slips and bank statements from the last 3 months†

For self-employed or commission-based earners

• Notice of Assessment from the last 2 years*

For foreign nationals

We require both of the following:

• Employment Pass that's valid for at least 6 months
• Pay slips and bank statements from last 3 months†

†Pay slips must be computerised and reflect the company's name. Salary vouchers / statements will not be accepted. Bank statements must contain an entry that reflects the company name indicating salary credited into your bank account. For recent changes in employer (in last 3 months), please supplement with a letter of appointment.

*For credit limit increase applications via HSBC SG app, it will retrieve your MyInfo profile with Singpass and you'll not need to upload this document separately.

Additional documents required for supplementary cardholders

Request submission

Submit your request via the HSBC SG app. Foreigners will be required to supplement additional income documents via the HSBC website.

Supplementary card accounts

Accounts with supplementary cards will be required to provide additional consent documents via the HSBC website.

Assign limit

You can indicate for bank-assigned limit where the limit will be assigned based on your income.

Changes in income

If your income has reduced since our latest record, your credit limit / account may be adjusted in accordance.

Temporary limit increase

You can request a temporary credit limit increase via our hotline. We'll only grant a temporary credit limit increase for overseas travel, weddings, hospitalisation and compassionate purposes. The temporary credit limit is subject to bank's final review.

Chat with us on the HSBC website or give us a call.

Inside Singapore:

1800 4722 669

Outside Singapore:

+65 6 4722 669