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HSBC Premier Mastercard®

Be privy to exclusive privileges both at home and abroad

HSBC Premier Mastercard Credit Card

Earn up to SGD1,800 cash rebate annually

Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.


Now made from 85.5% recycled plastic, your new eco-friendly credit card is part of our transition towards building a sustainable future together. Find out more here.

Redeem a sign-up gift

Get up to SGD350 cashback when you spend on your card, including up to SGD150 cashback when you apply for supplementary cards for your loved ones. Terms and conditions applyFind out more.

Plus, stand a chance to win OSIM massage chairs, Dyson fans, shopping vouchers, dining vouchers and cashback in the Sure-Win Hong Bao game. Find out more.

At a glance

  • 5% cash rebate on everyday spend, home and abroad

    Earn cash rebates on your dining, groceries, petrol and transport, both locally and overseas.

  • Earn Reward points

    Earn 1 Reward point per dollar spent on all purchases.

  • Share the joy and increase your rewards

    Apply for a supplementary card for your loved ones, and share the conveniences, benefits and privileges.

  • Explore the world with a suite of exclusive travel privileges

    Get travel rewards from planning your trip to reaching your final destination, including hotel discounts, airport lounge access, complimentary Flexiroam data, complimentary worldwide travel insurance coverage (including COVID-19 coverage) and more.

  • Digital Health Xtra

    Receive complimentary medical advice and consultations from medical experts.

  • No annual fee

    Your annual fee will be waived perpetually.

Earn 5% cash rebates

Make HSBC Premier Mastercard® Credit Card your best companion card in the new normal.

Enjoy year-round 5% cash rebates1 on dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas when you spend at least SGD600 in a calendar month. You could earn up to SGD1,800 cash annually.

Cash rebate is capped at SGD150 per calendar month.

A couple are sharing a meal

5% cash rebate on dining

An intimate dinner for two, a memorable meal with family or friends, or food delivery from the comfort of your home is now more rewarding with 5% cash rebate.

A family are buying groceries

5% cash rebate on groceries

Save on your daily grocery shopping (including at online grocery marts) with 5% cash rebate.

A man is filling up gasoline for his car

5% cash rebate on petrol

Drive home happier with up to 17% instant discount plus 5% cash rebate on your petrol spend at Shell and Caltex stations in Singapore, as well as petrol spend overseas.

A group of friends are in a car

5% cash rebate on transport

Don't drive? Enjoy 5% cash rebate for your transport needs, be it a taxi ride, a booking made via ride hailing apps, or trains/buses.

Earn 1 Reward point per dollar spent

You'll earn 1 Reward point per dollar spent on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.

Two people are exchanging gifts; image used for HSBC Singapore Premier Mastercard

Earn additional 1% cashback with HSBC Everyday+

You'll earn additional 1% cashback on all your credit card spending with HSBC Everyday+ rewards programme when you:

  • Deposit fresh funds to your HSBC Everyday Global Account every calendar month via salary crediting and/or inward transfers from a non-HSBC bank account (minimum SGD5,000 for HSBC Premier and Jade customers); and
  • Perform a minimum of 5 eligible transactions every calendar month.

Eligible transactions refer to posted transactions in SGD made with HSBC credit cards and/or your HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via your HSBC Everyday Global Account and/or fund transfers from your HSBC Everyday Global Account to a non-HSBC account.

Maximum cashback per calendar month is SGD500 for HSBC Premier and Jade customers.

A suite of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Loungekey logo

Flights, Hotels and Attractions

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

Loungekey logo


Simply present your HSBC Premier Mastercard credit card at participating lounges, quote 'LoungeKey' and enjoy a lounge visit at a fee of USD32 per person per visit.

Global Data Roaming by Flexiroam

Enjoy the benefits of Flexiroam with access to over 580 telcos in 200+ countries around the world with a one-time setup. Eliminate the hassle of buying and changing SIM cards in every country, or carrying pocket Wi-Fi devices around - Flexiroam gives you one complimentary 3GB 10-day pass per calendar year, and 15% discount on all subsequent Flexiroam data plans.

Skis for skiing

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD1,000,000 (including COVID-19 coverage) for you and your family.

Unlock more rewards and privileges

The ENTERTAINER with HSBC App 1 for 1 offers.


Discover over 1,000 amazing worldwide 1-for-1 and more offers on dining, leisure attractions, hotels and wellness. Look forward to exciting deals at your favourite restaurants, including Forbidden Duck, Sushi Jiro, Yan and many more.

Plus, enjoy 25% off your total bill at express merchants for takeaways and casual dining.

HSBC Singapore app

Discover all the ways you can easily manage your card.

  • Activate card for both you and your supplementary cardholders.
  • Access your card details for online shopping (even before receiving the physical card).
  • Add Apple Pay / Google Pay for quick and convenient payment.
  • Check transactions in real time and keep track of your spending.
  • View eStatements from the last 12 months.
  • Temporarily block your card to stop unauthorised transactions.
  • Pay with points by using Reward points to offset bills.
  • Apply for a Spend Instalment and pay for your purchases via instalments.

Digital Health Xtra

Get access to digital health services which provides complimentary medical advice and consultations by qualified doctors. It includes video consultations and medicine delivery by MyDoc as well as medical advice via messaging platforms such as Whatsapp and Telegram by Digital Health Assistant.

Mastercard privileges

Discover unsurpassed benefits and a world of privileged access with curated offers and benefits from Mastercard. Explore the Priceless offers now.

Sailboat at sea

HSBC credit card promotions

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Embark on a culinary journey and enjoy 1-for-1 deals and more at over 200 restaurants.

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Shop easily and conveniently with a suite of online offers at Lazada, Deliveroo and more.

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Plan your next escape with a pampering staycation.

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Up to 17% instant discount at all Shell and Caltex stations.

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Discover new privileges and experiences with more offers on entertainment, hotel stays, leisure, and wellness.

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Enjoy fabulous credit and debit card offers, whether you're at home or travelling the world.

Things to know

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.

Who can apply?

To be eligible for a HSBC Premier Mastercard Credit Card, you need to:

  • Be an HSBC Premier customer
  • Be at least 21
  • Meet the following annual income requirements

Details for annual income requirements

Minimum Annual Income

Singaporeans or Permanent Resident



Singaporeans or Permanent Resident

(Self-employed or Commission based income)

Foreigners residing in Singapore

Details for annual income requirements


Singaporeans or Permanent Resident


Minimum Annual Income

Singaporeans or Permanent Resident

(Self-employed or Commission based income)

Minimum Annual Income
Foreigners residing in Singapore
Minimum Annual Income

If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required.

Get up to SGD350 cashback when you apply now

Primary Card

Up to SGD200 cashback graphic


SGD30 cashback

when you apply with Myinfo via Singpass


SGD50 cashback

by making one qualifying transaction of any amount


SGD120 cashback

when you spend at least SGD500

Existing HSBC credit cardholders will be eligible to receive up to SGD60 cashback.

Supplementary Cards

Up to SGD150 Cashback


SGD30 cashback

for each supplementary card

How to apply

For more information, you can call our 24-hour HSBC Premier banking hotline on 1800-227 8889 (in Singapore) or (65) 6227 8889 (from overseas).

Get a supplementary card

HSBC Singapore Premier Mastercard cardface

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spending made on the supplementary cards

  • Earn Reward points each time your loved ones spend

  • Get up to five supplementary cards, free for life

  • Supplementary cardholders must be at least 18

Receive SGD30 cashback for each new supplementary card approval.

To apply:

  • Speak to your Premier Relationship Manager; or
  • SMS "PMCSUPP<space>Name" to 74722 (For example: "PMCSUPP Victor")

HSBC credit card features and services


Manage your finances by dividing your purchases into smaller instalments.


Pay off your cards quicker with a one-time preferential rate of 1.68% p.a. for 6 months with no processing fee, exclusively for new HSBC Advance credit cardholders3


Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad or Mac with just a simple tap.

to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

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Quick, convenient and fuss-free payment with your contactless-enabled Mastercard. Simply tap and go in front of a secured reader at participating merchants.


Lighten your load and use your credit cards on your mobile phone with the HSBC Singapore app.


Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.


HSBC Premier Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater. This service helps to avoid transaction declines due to changes on your credit card details.

Things you should know


  1. Cash Rebate Programme terms and conditions apply. Find out more.
  2. Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.
  3. All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date.

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