What can you do with this debit card?
- Enjoy $0 fee in 10 currencies for your retail purchase and cash withdrawal 1,2
- Manage funds from your Everyday Global Account and convert currencies at your preferred rate online
- Make contactless payments through Visa payWave and withdraw cash at millions of touch points globally
- Make secure purchases with Apple Pay anytime, anywhere
Apply now
Existing customer with other deposit account
New customer
Receive up to 3 Lucky Angbaos from us this festive season
For selected customers only:
Be entitled to 1 Lucky Angbao (worth SGD18) with every SGD800 in foreign currency transactions or spends (capped at 3 Lucky Angbaos per eligible customer). Limited to the first 1,000 registered customers who qualify. T&Cs apply.
Promotions
Expedia
8% off hotel bookings on our dedicated Expedia × HSBC website
Valid until 31 December 2026
Various exclusive tourist benefits
HSBC cardholders can enjoy various exclusive tourist benefits at Lotte Duty Free, including:
USD7 off when you spend USD100 or more on Lotte Duty Free's online store
More card benefits for your local and global use
Apple Pay
Make secure purchases in stores, apps and on the web with your iPhone, Apple Watch, iPad and Mac.
Visa
Sign or wave to pay for your transactions at over millions of touchpoints globally.
NETS
Pay for your local purchases at over 100,000 acceptance points using PIN or tap.
Go cashless
How does this outweigh other cards?
Ready to apply?
Existing customer with other deposit account
You can apply for the Everyday Global Account (EGA) and Debit Card with your internet banking access.
Existing EGA customer
Have an EGA but without EGA debit card?
Simply get in touch via:
- HSBC Personal Banking: 1800 4722 669 or (65) 6472 2669 (overseas)
- HSBC Premier: 1800 227 8889 or (65) 6227 8889 (overseas)
- Visit any of our HSBC Singapore branches and your debit card will be mailed to you.
New to HSBC
Open your Everyday Global Account within minutes with the HSBC Singapore Mobile app.
Frequently asked questions
Things you should know
Disclaimer
1Applies to successful retail purchase, online shopping and cash withdrawal made via the 10 supported currencies. RMB is not supported for card spend and cash withdrawal. If you do not have sufficient foreign currencies to complete the transactions, we will convert the transaction at a prevailing rate as determined by the bank and bill you in Singapore dollar.
2HSBC Premier Everyday Global Debit Card Cardholders enjoy $0 HSBC ATM fees for overseas cash withdrawals across all ATMs worldwide.
HSBC Personal Banking Everyday Global Debit Card Cardholders enjoy $0 HSBC ATM fees for overseas cash withdrawal at all HSBC ATMs except in Argentina, France, Brazil, Greece, Malta, Mexico, New Zealand and Turkey.
HSBC Fees apply for cash withdrawals at non HSBC ATMs. Please note that for all customers, fees may be applied by the 3rd party banks for cash withdrawals at non-HSBC ATMs worldwide.
3This is the indicative foreign exchange rate HSBC uses to convert SGD into GBP via HSBC Singapore app, as of 15 March 2025.
4Average exchange rate from relevant card scheme associations, with 2.5% administration fee applied.
5When you apply for more than one SGD current and savings account which includes the Everyday Global Account, only the Everyday Global Debit Card will be issued, and the remaining current and savings accounts opened will be linked as secondary accounts to the Everyday Global Debit Card.
Debit card purchases will be from the primary account linked to your card i.e. the Everyday Global Account. For ATM withdrawals, you can choose between your primary account or any secondary accounts (up to 2 accounts) linked to the card. Secondary accounts can be current or savings accounts. Please note at non HSBC ATMs locally or overseas, if you have linked 2 or more accounts of the same type you may not be able to select the subsequent account, subject to the acquiring bank ATM setup.
6Qualifying FX transactions shall mean the total Singapore Dollar ('SGD') equivalent of foreign currency value of eligible FX transactions performed by the eligible customer for the following:
- Transfer made by eligible customer between his/her Everyday Global Accounts via mobile banking, HSBC Singapore app or HSBC online banking
- Transactions made by an eligible customer through FX Order Watch
For the avoidance of doubt, all excluded FX transactions will be excluded in the determination of the qualifying FX transaction amount.
For full list of excluded FX transactions, refer to LNY convert and spend debit card promotion 2026 terms and conditions (PDF).
7Qualifying spend shall mean posted retail transactions in foreign currency, including online transactions and overseas transactions charged to an Everyday Global debit card specified in the promotional communications on transaction date(s) falling within the promotional period. This does not include any transactions in local currency (i.e. SGD).
For avoidance of doubt, all excluded spend transactions will be excluded in the determination of the qualifying spend.
For full list of excluded FX transactions, refer to LNY convert and spend debit card promotion 2026 terms and conditions (PDF).
All non-SGD eligible FX transactions are notionally converted to Singapore Dollar (SGD) at the bank's prevailing FX rates to calculate the aggregate FX transaction amount in SGD.
Foreign currency conversions are subject to fluctuations of foreign exchange rates. Such rate fluctuation may result in capital gains or losses. Certain foreign currencies are subject to exchange controls which may affect the convertibility or transferability of that currency
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.