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Premier Mastercard

Indulge in a world of exquisite luxury experiences

Elevate your lifestyle. Enjoy travel services, entertainment access and curated dining experiences. All with our HSBC Premier Mastercard, available exclusively to HSBC Premier customers.

Apply online to apply for an HSBC Premier Mastercard This link will open in a new window

Learn more about HSBC Premier

Earn 1.4 KrisFlyer miles for SGD1 spent locally; and 2.3 KrisFlyer miles for SGD1 spent overseas.

Enjoy complimentary lounge access for both the primary cardholder and 3 supplementary cardholders.

Enjoy a suite of travel, dining, and entertainment benefits such as complimentary limousine rides, 1-for-1 dining and more.

Get an annual fee waiver when you're a Premier customer with a total relationship balance of at least SGD200,000 with HSBC Singapore.

A suite of privileges curated for you

Spend and earn accelerated rewards

Be rewarded as you spend with your HSBC Premier Mastercard.

Up to 1.4 KrisFlyer miles (4.2× Reward points) for each SGD1 spent locally
Up to 2.3 KrisFlyer miles (6.9× Reward points) for each SGD1 spent overseas.
Turn your Reward points into flights, stays or car rentals instantly through Travel with Points.
Redeem airline miles or hotel points instantly, with no fees (until such a time as determined by HSBC).

See how to redeem instantly

Experience travel tailored to your world

Kickstart your trip with an array of travel privileges.

Complimentary unlimited lounge access[@premier-offers-valid-2026] for both the primary cardholder and up to 3 supplementary cardholders.
Up to 8 complimentary limousine rides[@premier-offers-valid-2026] to and from airport.
Access our 24/7 Premier Mastercard Lifestyle Concierge Service – call 1800 227 8889 or +65 6227 8889.
Complimentary travel insurance (PDF) for yourself and your family[@premier-travel-insurance].
Complimentary 1-night hotel stay at selected hotel chains.

Explore more travel offers This link will open in a new window

Delight your palate in a culinary adventure

Indulge in exclusive dining offers and discounts.

Savour Dining: Collection of exclusive dining experiences featuring top restaurants in Singapore. See menu and book now.
1 Dines Free: Complimentary 4th main course with any 3 main courses ordered at over 30 top establishments in Singapore.
Indulge in a wide range of dining and retail options at Dempsey.

More exclusive dining offers This link will open in a new window

Feel the pulse of live and blockbuster entertainment

Immerse yourself with exclusive entertainment perks, be it on stage or on screen.

Get access to presale and preferred tickets for selected concerts.
Enjoy Gold Class privileges at Golden Village.

Unlock exclusive lifestyle privileges

Live life elevated from teeing off at world-class greens to shopping for your desires and more.

Up to 6 complimentary golf games[@premier-offers-valid-2026] in Asia, if you're an eligible Premier Elite customer[@premier-elite-golf].
Mastercard Travel Rewards: Enjoy cashback offers worldwide.
Agoda: Get exclusive discounts on your hotel bookings.
Apple: Enjoy reward benefits including 5% cashback on selected devices.
Enjoy extensive credit card offers, whether you're at home or travelling the world.
Discover premium benefits and a world of privileged access with curated offers from Mastercard.

Details on your rewards

Learn more about the rewards you can enjoy with your HSBC Premier Mastercard. Open each section for details.

Unlimited airport lounge access

Primary and up to 3 supplementary cardholders can enjoy unlimited complimentary airport lounge visits at over 1,700 destinations worldwide.

Simply present your physical HSBC Premier Mastercard and boarding pass at a participating lounge.
A rate of USD35 applies to each guest per visit. Guest charges are subject to change at the lounge operator's discretion.

This benefit is valid till 31 December 2026. Terms and conditions apply (PDF). Frequently asked questions (PDF).

Complimentary limousine rides

Get chauffeured to and from Changi Airport, with complimentary airport transfers when you travel.

To enjoy this service, you must spend at least SGD12,000 in eligible purchases (PDF). This must be spent over the preceding calendar quarter.

If you're a new eligible cardholder, you can enjoy this service if you spend at least SGD6,000 in eligible purchases (PDF) . This must be spent over the quarter in which you were issued the card.

The spend requirement is waived for Premier Elite customers who keep a total relationship balance of SGD1.2 million or its equivalent in foreign currency with HSBC Bank (Singapore) Limited.

Airport limousine rides are available to primary cardholders only.

To use this service, the primary cardholder must be on a valid flight departing or arriving at Changi Airport in Singapore.
Each primary cardholder can have only one outstanding booking for this service at any one time.
Cancellations must be made by the primary cardholder, at least 24 hours in advance. Otherwise, it'll be treated as a 'no show', and the complimentary ride will still be deducted.

This benefit is valid till 31 December 2026. Terms and conditions apply (PDF).

For details on how to book this service, please see our step-by-step guide (PDF).

HSBC Rewards: Travel with Points

Earn up to 6.25 KrisFlyer miles per SGD1 (18.75 Reward points) when you book your holiday at Premier destinations via our travel portal in the HSBC Singapore app.

Make the most out of the following features for a worry-free holiday:

Best price guarantee
Price drop protection
24/7 dedicated customer care
No additional fees or charges
Pay with your HSBC Reward points and HSBC Premier Mastercard

Learn more about Travel with Points.

Golden Village deals

SGD2 off movie tickets every day (including Gold Class)
Enjoy an HSBC popcorn combo for SGD13.50 (usual price SGD15)
Get complimentary access to and 10% discount on food and beverages at Gold Class lounges
Kids Watch Free on Weekends: get 1 free Gold Class ticket when you buy 2 Gold Class tickets online for weekend screenings

Terms and conditions apply. Visit Golden Village offers page.

Complimentary golf games

Eligible Premier Elite customers[@premier-elite-golf] can enjoy 6 complimentary golf games at any listed participating golf clubs, locally and across Asia.

We'll send your unique registration code to the email address you've registered with us. We'll do this within 60 days of opening your card account.

Get your one-time unique registration code, which we'll send you by email.
Register at the HSBC Premier Golf website. Complete your profile with the same personal details that you registered with us, to verify your identity.
Log on and fill in the request form at least 5 calendar days in advance to book your games.

This benefit is valid till 31 December 2026. Terms and conditions apply (PDF).

Mastercard Travel Rewards

Enjoy greater savings with more than 500 cashback offers in 26 destinations abroad and online. These offers are valid from 1 May 2025 till 30 April 2026.

Visit the Mastercard Travel Rewards website.
Register with your HSBC Premier Mastercard number and personal details. Or if you're already registered, simply log on.
Explore the 3 types of merchant offers that are available.
Earn cashback as you shop and travel with your card.

The 3 types of merchant offers are:

Ready-to-use offers: These are automatically linked to registered cards and can be enjoyed right away
Activation offers: These need to be activated before you make the qualifying spend at the merchant
Online affiliate offers: These are online offers that can only be redeemed with the unique link listed on the Mastercard Travel Rewards website

Note: Each primary and supplementary cardholder must register their card separately to enjoy cashback offers at participating merchants.

Agoda

14% off hotels worldwide when you book between 1 October 2024 and 31 August 2025 (Cap at SGD65)

To learn more, please visit the Agoda website.

You hold an eligible Premier Mastercard
Your credit card account is valid and in good standing during the promotional period and the offer fulfilment period
You make your bookings via www.agoda.com/hsbcpremiersg
You're one of the travellers, and the name that's used to book the hotel is the same as the name on your eligible credit card
You pay with an eligible credit card for any eligible transactions during the promotion period

Who can apply?

To be eligible for an HSBC Premier Mastercard, you need to:

Be an HSBC Premier customer
Be at least 21
Meet the following annual income requirements:

Singaporean or Permanent Resident (Salaried): SGD30,000
Singaporean or Permanent Resident (self-employed or commission-based income): SGD40,000
Foreigners residing in Singapore: SGD60,000

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.

You can complete your application more quickly when you apply with Myinfo via Singpass. Learn more about Myinfo.

But if you don't apply via Myinfo or we need more information from you, we'll ask you for additional documents.

The following table shows what you'll need to provide if you're a Singapore citizen or Permanent Resident (PR), depending on your source of income.
Document	Salaried employee	Commission-based earner	Self-employed
NRIC (front and back)	Yes	Yes	Yes
Notice of Assessment and CPF (Central Provident Fund) Statement via Myinfo – Singpass log on required	Preferred; otherwise please provide your computerised pay slips and bank statements showing your salary credit from the last 3 months	Yes	Yes
Notice of Assessment from the last 1 year	No	Yes if Notice of Assessment and CPF Statement is not provided	Yes if Notice of Assessment and CPF Statement is not provided
Proof of billing address, if correspondence address is different from address on NRIC or Myinfo	Yes	Yes	Yes

The following table shows what you'll need to provide if you're a Singapore citizen or Permanent Resident (PR), depending on your source of income.
Document	NRIC (front and back)
Salaried employee	Yes
Commission-based earner	Yes
Self-employed	Yes

Document	Notice of Assessment and CPF (Central Provident Fund) Statement via Myinfo – Singpass log on required
Salaried employee	Preferred; otherwise please provide your computerised pay slips and bank statements showing your salary credit from the last 3 months
Commission-based earner	Yes
Self-employed	Yes

Document	Notice of Assessment from the last 1 year
Salaried employee	No
Commission-based earner	Yes if Notice of Assessment and CPF Statement is not provided
Self-employed	Yes if Notice of Assessment and CPF Statement is not provided

Document	Proof of billing address, if correspondence address is different from address on NRIC or Myinfo
Salaried employee	Yes
Commission-based earner	Yes
Self-employed	Yes

If you're a foreigner, please see the following table which shows what you'll need to provide, depending on your source of income.
Document	Salaried employee	Commission-based earner	Self-employed
Passport	Yes	Yes	Yes
Employment Pass or S Pass[@6-months-validity]	Yes	Yes	Yes
Notice of Assessment via Myinfo – Singpass log on required	No	Preferred; otherwise please provide your Notice of Assessment from the last 1 year	Preferred; otherwise please provide your Notice of Assessment from the last 1 year
Notice of Assessment from the last 1 year	No	Yes if Notice of Assessment is not provided	Yes if Notice of Assessment is not provided
Computerised pay slips and bank statements showing your salary credit from the last 3 months	Yes	Yes	No
Proof of billing address	Yes	Yes	Yes

If you're a foreigner, please see the following table which shows what you'll need to provide, depending on your source of income.
Document	Passport
Salaried employee	Yes
Commission-based earner	Yes
Self-employed	Yes

Document	Employment Pass or S Pass[@6-months-validity]
Salaried employee	Yes
Commission-based earner	Yes
Self-employed	Yes

Document	Notice of Assessment via Myinfo – Singpass log on required
Salaried employee	No
Commission-based earner	Preferred; otherwise please provide your Notice of Assessment from the last 1 year
Self-employed	Preferred; otherwise please provide your Notice of Assessment from the last 1 year

Document	Notice of Assessment from the last 1 year
Salaried employee	No
Commission-based earner	Yes if Notice of Assessment is not provided
Self-employed	Yes if Notice of Assessment is not provided

Document	Computerised pay slips and bank statements showing your salary credit from the last 3 months
Salaried employee	Yes
Commission-based earner	Yes
Self-employed	No

Document	Proof of billing address
Salaried employee	Yes
Commission-based earner	Yes
Self-employed	Yes

Credit limit

Your credit limit is subject to our review and approval. If you stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

The finance charge is levied on the amount withdrawn from the day the transaction is posted to your account until the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

SGD708.50 or USD545 (inclusive of GST)

The annual fee will be waived if you meet both criteria:

Have a Premier relationship with HSBC
Maintain a total relationship balance ("TRB") of at least SGD200,000 (or its equivalent in foreign currency) with HSBC Bank (Singapore) Limited.

The annual fee will be charged to your account as follows:

The new annual fee of SGD708.50 or USD545 will be effective from 19 August 2025.
For cards which had their annual fee charged before 19 August 2025, you will not need to top up on the difference in annual fee until your next annual fee payment.
For cards issued before 1 October 2024, we'll charge the annual fee from 2025, on each anniversary of the month in which the card account was opened

If you're a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country or region.

When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn about international credit history.

Apply for an HSBC Premier Mastercard now

Already an HSBC Premier customer?

Apply now within minutes.

Apply online to apply for an HSBC Premier Mastercard This link will open in a new window

Not an HSBC Premier customer yet?

Open an account in the app

You'll need to open an HSBC Premier account first before you can apply for this card.

You can open a Premier account via the HSBC Singapore app.

If you're on a desktop device, scan the QR code with your mobile device to apply in the app.

scan the qr code to apply HSBC Singapore app

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Let us call you

You may also leave your contact details and we'll call you back.

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Get up to 100,000 KrisFlyer miles

The following tables show the rewards you can enjoy when you fulfil certain criteria. Terms and conditions apply (PDF).

Premier qualified customers[@premier-qualified-customer] - get up to 100,000 KrisFlyer miles
Criteria	Reward
Have a Premier relationship with HSBC and maintain a total relationship balance of at least SGD200,000 (or its equivalent in foreign currencies) Spend at least SGD5,000 in qualified spending within the stated period Provide marketing consent on the application form – you must not revoke consent at the time of gift fulfilment Did not cancel an existing HSBC Premier Mastercard Credit Card within the last 12 months Must not currently hold any HSBC Premier Mastercard Credit Card	88,500 KrisFlyer miles (265,500 Reward points)
Miles earned from the minimum spend (based on 2.3 miles per dollar in foreign currency spending)	11,500 KrisFlyer miles (34,500 Reward points)
Total	100,000 KrisFlyer miles (300,000 Reward points)

Premier qualified customers[@premier-qualified-customer] - get up to 100,000 KrisFlyer miles
Criteria	Have a Premier relationship with HSBC and maintain a total relationship balance of at least SGD200,000 (or its equivalent in foreign currencies) Spend at least SGD5,000 in qualified spending within the stated period Provide marketing consent on the application form – you must not revoke consent at the time of gift fulfilment Did not cancel an existing HSBC Premier Mastercard Credit Card within the last 12 months Must not currently hold any HSBC Premier Mastercard Credit Card
Reward	88,500 KrisFlyer miles (265,500 Reward points)

Criteria	Miles earned from the minimum spend (based on 2.3 miles per dollar in foreign currency spending)
Reward	11,500 KrisFlyer miles (34,500 Reward points)

Criteria	Total
Reward	100,000 KrisFlyer miles (300,000 Reward points)

Not a Premier qualified customer? Get up to 50,000 KrisFlyer miles
Criteria	Reward
Pay the annual fee of SGD708.50 (inclusive of GST), which is waived for Premier qualified customers Spend at least SGD5,000 in qualified spending within the stated period Provide marketing consent on the application form – you must not revoke consent at the time of gift fulfilment Did not cancel an existing HSBC Premier Mastercard Credit Card within the last 12 months Must not currently hold any HSBC Premier Mastercard Credit Card	38,500 KrisFlyer miles (115,500 Reward points)
Miles earned from the minimum spend (based on 2.3 miles per dollar in foreign currency spending)	11,500 KrisFlyer miles (34,500 Reward points)
Total	50,000 KrisFlyer miles (150,000 Reward points)

Not a Premier qualified customer? Get up to 50,000 KrisFlyer miles
Criteria	Pay the annual fee of SGD708.50 (inclusive of GST), which is waived for Premier qualified customers Spend at least SGD5,000 in qualified spending within the stated period Provide marketing consent on the application form – you must not revoke consent at the time of gift fulfilment Did not cancel an existing HSBC Premier Mastercard Credit Card within the last 12 months Must not currently hold any HSBC Premier Mastercard Credit Card
Reward	38,500 KrisFlyer miles (115,500 Reward points)

Criteria	Miles earned from the minimum spend (based on 2.3 miles per dollar in foreign currency spending)
Reward	11,500 KrisFlyer miles (34,500 Reward points)

Criteria	Total
Reward	50,000 KrisFlyer miles (150,000 Reward points)

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.

Earn Reward points for eligible spending charged to your supplementary cards
Get up to 3 supplementary cards, free to you and your family for life
Any loved one can hold a supplementary credit card as long as they're aged 18 or above

To apply for a supplementary card, SMS us on 74722 with the message 'SUPP<space>Name'. Alternatively, you can speak to your Relationship Manager directly. Terms and conditions apply.

Got questions about your HSBC Premier Mastercard Credit Card? You can chat with us right here on the HSBC website. We're online every day, from 9am to 9pm.

For further support, you can call us:

From Singapore: 1800 227 8889
From overseas: +65 6227 8889

Premier Account

An account that gives you more to take your life to the next level.

Credit card features

Explore features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.

HSBC Premier Mastercard

Indulge in a world of exquisite luxury experiences

Welcome gift - up to 100,000 KrisFlyer Miles

Your HSBC Premier Mastercard privileges

Accelerated Rewards

Unlimited airport lounge access

Exclusive privileges

Annual fee waiver

A suite of privileges curated for you

Spend and earn accelerated rewards

Experience travel tailored to your world

Delight your palate in a culinary adventure

Feel the pulse of live and blockbuster entertainment

Unlock exclusive lifestyle privileges

Details on your rewards

Travel rewards

Entertainment rewards

Lifestyle benefits

Ongoing campaigns

Who can apply?

What you need to apply

Important documents

What you need to know

International credit history

Apply for an HSBC Premier Mastercard now

Already an HSBC Premier customer?

Not an HSBC Premier customer yet?

Open an account in the app

Let us call you

Welcome gift details

Share the perks with a supplementary card

Ways to get in touch

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