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A family are on a sofa; image used for HSBC Singapore Premier Mastercard

HSBC Premier Mastercard®

Be privy to exclusive privileges both at home and abroad
HSBC Premier Mastercard Credit Card

Earn up to SGD1,800 cash rebates annually

Enjoy the best of both worlds of cash rebates and rewards, along with a curated suite of travel benefits and privileges. Available exclusively to HSBC Premier customers.

Exclusive to HSBC Premier customers.

Check Eligibility here

Enjoy instant approval^ and get a welcome gift on us

Apply now for instant approval^. What's more, choose between a Samsonite ZELTUS 69cm Spinner worth SGD680 or SGD200 cashback, when you spend at least SGD500 and provide marketing consent  in the application form. Existing HSBC cardholders will receive SGD50 cashback.

 

Terms and conditions applySee welcome gift details.

At a glance

  • 5% cash rebates on everyday spend, home and abroad
    Earn cash rebates on your dining, groceries, petrol and transport, both locally and overseas.
  • Earn Reward points
    Earn 1 Reward point per dollar spent on all purchases.
  • Share the joy and increase your rewards
    Apply for a supplementary card for your loved ones, and share the conveniences, benefits and privileges.
  • Explore the world with a suite of exclusive travel privileges
    Get travel rewards from planning your trip to reaching your final destination, including complimentary travel insurance coverage, complimentary global data roaming and more.
  • Digital Health Xtra
    Receive complimentary access to telemedicine.
  • No annual fee
    Your card annual fee will be waived perpetually.

Earn 5% cash rebates

Make HSBC Premier Mastercard® Credit Card your best companion card in the new normal.

Enjoy year-round 5% cash rebates1 on dining, groceries, petrol and transport, both locally and overseas when you spend at least SGD600 in a calendar month. You could earn up to SGD1,800 cash rebates annually.

Cash rebate is capped at SGD150 per calendar month.

A couple are sharing a meal

Dining

Get 5% cash rebates when you dine with family and friends, or order food delivery.

A family are buying groceries

Groceries

Save up on groceries including online grocery marts with 5% cash rebates.

A man is filling up gasoline for his car

Petrol

Enjoy more mileage with 5% cash rebates on petrol at Caltex and Shell in Singapore, and petrol spend overseas.

A group of friends are in a car

Transport

Receive 5% cash rebates on transport when you use a taxi, ride hailing service, train or bus.

Earn 1 Reward point per dollar spent

You'll earn 1 Reward point per dollar spent on your card. Plus, you also enjoy the exclusive privilege to redeem more rewards with fewer points on selected rewards items2.

Two people are exchanging gifts; image used for HSBC Singapore Premier Mastercard

A suite of travel privileges

With the HSBC Premier Mastercard Credit Card, you will enjoy a wide array of travel privileges to make every step of your travel experience more rewarding.

Travel Companion

Planning to travel? But first, check out the latest travel and health restrictions for your trip.

Loungekey logo

Flights, Hotels and Attractions

Enjoy a variety of travel privileges when you plan your next adventure, relaxing holiday retreat or business trip.

Skis for skiing

Travel with peace of mind

Receive complimentary comprehensive worldwide travel insurance coverage of up to SGD1 million for you and your family.

Global Data Roaming by Flexiroam

Enjoy the benefits of Flexiroam in over 200 countries and territories with complimentary 3GB 10-day pass per calendar year.

Plus, enjoy 15% discount on all subsequent Flexiroam data plans.

home&Away

Enjoy fabulous credit card offers, whether you're at home or travelling the world.

Unlock more rewards and privileges

HSBC Singapore app

Discover all the ways you can easily manage your card.

Digital Health Xtra

Get access to digital health services which provides complimentary medical advice and consultations by qualified doctors.

The ENTERTAINER with HSBC App 1 for 1 offers.

ENTERTAINER with HSBC

Discover over 1,000 amazing worldwide 1-for-1 deals and more with ENTERTAINER with HSBC app.

Save on petrol

Up to 17% instant discount at all Shell and Caltex stations.

Other promotions

Discover new privileges and experiences with offers on dining deals, online purchases, hotel stays and more.

Sailboat at sea

Mastercard privileges

Discover unsurpassed benefits and a world of privileged access with curated offers and benefits from Mastercard. Explore the Priceless offers now.

Manage your finance with greater control

 

Buy first, pay later with HSBC Spend Instalment where you can combine multiple transactions (minimum SGD500 in total) into one instalment plan, and spread repayments up to 12 months, absolutely interest-free.

 

Enjoy flexibility with our instalment payment plan for your purchases of minimum SGD500 over 6, 12 and 24 month interest free.

 
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Split your purchases from as low as SGD50 into instalments at 0% interest over 3 to 24 months at your preferred pace.

 

Log on to the HSBC Singapore app now, to check out our latest promotional interest rates.

 

Enjoy greater financial flexibility on your spending needs with an increased credit limit.

Important information and links

Our Web Chat service is available daily from 09:00 to 21:00 to assist you with any queries you may have on HSBC Premier Mastercard Credit Card. For any further queries, you may contact us at 1800-227 8889 or +65 6227 8889.

Eligibility and Documents Required

To be eligible, you must:

  • be an HSBC Premier customer
  • be at least 21 years old
  • have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
  • have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident
  • be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirement

Apply using Myinfo via Singpass and save the hassle of having to provide supporting documents.

If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements
For salaried employees
For commission-based earners
For self-employed
NRIC (front and back)
     
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)

 

(Preferred)

 

(Preferred)

 

(Preferred)

(B) Latest 3 months' computerised pay slips
   
 
Latest 1 year' Notice of Assessment
 
 
(not required if (A) is provided)

 

(not required if (A) is provided)

Proof of billing address

(for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

     
If the information that we've retrieved from Myinfo is insufficient for our assessment or if you're not submitting your application using Myinfo, you'll need to provide the following supporting documents:
Documents/Requirements
NRIC (front and back)
For salaried employees
 
For commission-based earners
 
For self-employed
 
Documents/Requirements
(A) Notice of Assessment and CPF Statement via Myinfo (Singpass login required)
For salaried employees

 

(Preferred)

For commission-based earners

 

(Preferred)

For self-employed

 

(Preferred)

Documents/Requirements
(B) Latest 3 months' computerised pay slips
For salaried employees
 
For commission-based earners
 
For self-employed
 
Documents/Requirements
Latest 1 year' Notice of Assessment
For salaried employees
 
For commission-based earners
 
(not required if (A) is provided)
For self-employed

 

(not required if (A) is provided)

Documents/Requirements

Proof of billing address

(for correspondence address using office address or home address which is different from the address on NRIC/Myinfo)

For salaried employees
 
For commission-based earners
 
For self-employed
 

International Credit History

If you are a foreigner employed in Singapore, you may be able to prove your credit worthiness by sharing your credit history from your home country/region. When you apply for a credit card online at HSBC, you may choose to provide your information and consent for us to access your overseas credit history. We'll use the information when processing your credit card application. Learn more.

Redeem a welcome gift

New HSBC cardholder

You can select one of the following*:

Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680

 

 

OR SGD200 cashback

Existing HSBC cardholder

You'll still be eligible to receive SGD50 cashback when you consent to our marketing communications.

T&Cs apply.

Contact us

Interested to apply for a HSBC credit card that suits your lifestyle? Our credit card sales consultant will be in touch you within 3 working days.

Not an HSBC Premier customer?

Visit here for more details.

Get a supplementary card

HSBC Singapore Premier Mastercard cardface

Share the conveniences, benefits and privileges of HSBC credit cards with your loved ones.

  • Earn cashback for spending made on the supplementary cards
  • Earn Reward points each time your loved ones spend
  • Get up to five supplementary cards, free for life
  • Supplementary cardholders must be at least 18 years old

Terms and conditions apply

Other features

 

Make payments in stores, in apps and on the web with your iPhone, Apple Watch, iPad or Mac with just a simple tap.

 
to learn more about Google Pay

A fast, simple and secure payment method that allows you to speed through checkout in stores, in apps and online with your Android device.

 
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Quick, convenient and fuss-free payment with your contactless-enabled Mastercard. Simply tap and go in front of a secured reader at participating merchants.

 

Lighten your load and use your credit cards on your mobile phone with the HSBC Singapore app.

 

Skip the top-ups. Simply tap to pay for your bus and train fares with your credit card or via Apple Pay and Google Pay.

 

HSBC Premier Mastercard credit cardholders will be automatically enrolled into Mastercard Automatic Billing Updater. This service helps to avoid transaction declines due to changes on your credit card details.

Things you should know

Disclaimer
 

^Terms and conditions apply. 

* With at least 6 months validity. To find out your employment pass expiry date, download the SGWorkPass app and scan the QR code on the back of your employment pass.

1. Cash Rebate Programme terms and conditions apply. Find out more.

2. Reduced points redemption is not applicable for air miles, HSBC's Vacation Vouchers, HSBC's Mileage Programme Annual enrolement Fee, cash credit, annual fee waivers, charity rewards items and purchase of Rewards points.

3. To qualify for the gift, you must meet the spend requirement of SGD500 within the qualifying spend period and fulfill the conditions set out for the offer. You must also agree to receive marketing updates and promotional materials from HSBC at the time of submitting your card application and must not cancel this agreement before receiving the gift.

For details on the terms used here and more information on this promotion (such as eligibility, qualifying transactions, qualifying spending period and exclusions), refer to the terms and conditions

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