Structured Products

HSBC SG
Wealth management
Investments
Structured Products

Diversify your investment risks

If you're aiming to diversify risks in your investment portfolio, Structured Products could help. You can invest in and manage these products easily through our online platform, but they are only available to accredited investors.

Key benefits include:

Customise to your market perspective: adjust these products to align with your market predictions
Access unique assets: invest in assets that might not be easily available
Potential for enhanced returns: possible to earn more compared to traditional investments

The returns from Structured Products can vary and depend on how well the underlying assets perform.

Who can apply? for Structured Products

What are Structured Products?

Structured Products are a type of investment where your returns depend on another asset, like stocks, interest rates, commodities, mutual funds, foreign currencies or other options.

This asset has predefined features which include the tenor, currency and payout calculation.

Before you invest in Structured Products you should be aware that:

They're tailored to meet specific risk and return goals
They usually have a set period, so be ready to invest for the entire duration
If you withdraw your investment early (known as 'early unwind'), you might get back less than you put in
Your investment is linked to an asset, so learn about how returns are calculated

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Manage your structured products online

Our Structured Products online platform makes it easy for accredited investors to invest with us. Features include:

Online pricer: customise your own structured notes, get a quote and place your trade online directly
My holdings: see the lifecycle of all your structured notes such as their key dates (trade date, valuation date)
Document library: view and download product information
Messages: see and download your trade confirmation notes

What you need to know about Structured Products

Who can apply?

To purchase Structured Products, you'll first need to meet all of the following requirements:

Have an active HSBC investment account
Have access to HSBC Online Banking
Have a valid settlement account in the denominated currency of the Structured Product you want to invest in
Complete or hold a valid Customer Knowledge Assessment (CKA) which shows that you have the knowledge and experience in handling Structured Products

There are no charges when you transfer in or make an internal transfer.

When you transfer out you'll be charged a fee. This will be:

0.5% of the market value + prevailing GST where applicable.

For more information read our fees and charges document (PDF).

Structured Products are complex products which can’t generally be sold without advice. If you're not familiar with them, you're encouraged to seek advice from a Relationship Manager.

If you decide not to get advice, you should think carefully about whether this investment is suitable for you. Any decision you make will be your own and comes with associated risks.

While Structured Products are currently available for both accredited investor (AI) clients and non-AI clients, there's an enhanced sales process for non-AI clients with differing placement amounts. AIs are assumed to be more informed and better able to access resources to protect their own interests, so require less regulatory protection. Investors who agree to be treated as AIs therefore forgo the benefit of certain regulatory safeguards. When we deal with AIs we're exempt from complying with certain regulatory requirements of the Financial Advisers Act (FAA), the Securities and Futures Act (SFA) and related regulations that are meant to provide regulatory safeguards to retail customers. For a complete list of regulatory requirements that AIs do not have the protection of, visit: https://www.hsbc.com.sg/wealth/investments/accredited-investor/

Start investing in Structured Products

Already an investor with us?

If you're an accredited investor and have an active HSBC investment account, invest with online banking.

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Don't have an investment account?

Get in touch with us and we'll call you back and help you set up your account.

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You can visit us at any of our branches to speak to us about opening an account. Find your nearest branch.

Get to know the investment terms and enhance your understanding of Structured Products.

Grow your wealth with our range of professionally managed unit trusts or funds.

Build, assess and manage your investment portfolio with the help of your Relationship Manager and a wide range of professional tools.

By investing in bonds, you can generate a stable stream of income.

Additional information

This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ("product") should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell or a solicitation to buy any product in any jurisdiction where such activities would be unlawful under laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Any transaction that you decide to make will be one of your own choice and at your own risk.

No part of the video may be recorded, reproduced, stored in a retrieval system, or transmitted, in any form or by any means, whether electronic, mechanical, photocopying, recording, or otherwise without the prior written consent of HSBC.

Diversify your investment risks

What are Structured Products?

Things to consider before investing in Structured Products

Manage your structured products online

What you need to know about Structured Products

Who can apply?

Fees and charges

Important information

Start investing in Structured Products

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Don't have an investment account?

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Structured Products terms

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