Transfer money internationally - SGD0 fee2, fast and competitive FX rates
HSBC Global Money Transfers - Transfer internationally securely and seamlessly on the HSBC Singapore app.
- Send like a local to over 100 destinations and in 60+ currencies
New! Remit in minutes1 (Send INR to India, MYR to Malaysia, IDR to Indonesia and more).
- Send instantly3 to third-party HSBC accounts in 20 destinations
- Send RMB instantly4 to China via UnionPay cards issued in Mainland China (only from non-RMB account)
- Send SWIFT wires to over 200 destinations. Send SWIFT wires to over 200 destinations - SGD0 fee7
Get up to SGD60 cashback with Global Money Transfers this festive season!
Each selected customer enjoys only one of the cashback rewards below. The promotion is valid from 20 October 2025 to 31 March 2026. Details are as follows:
Get SGD20 cashback when you send a foreign exchange payment of SGD5,000 per month - limited to the first 1,000 eligible customers per month. Terms and conditions apply.
Get SGD30 cashback when you send a foreign exchange payment of SGD3,000 per month - limited to the first 1,000 eligible customers per month. Terms and conditions apply.
Get SGD60 cashback when you send a foreign exchange payment of SGD3,000 per month - limited to the first 3,000 eligible customers. Terms and conditions apply.
How it works
- Access real-time and competitive foreign exchange rates5
- Know the exchange rate before sending your transfer6
- Use the search feature to look for your payee bank using the bank name, address or bank code
- Add and manage international payees
- Get an overview of your transfer including the estimated arrival time, amount and fee
Available countries/territories and currencies
Eligibility and fees
Eligibility
- Our Global Money Transfers service is available to HSBC Account customers.
- Available only on HSBC Singapore app.
Fees
- Fees related to HSBC Singapore are waived2.
What do I need to use this service?
To use Global Money Transfers, you must have a HSBC Account
Already an HSBC customer?
Log on to your HSBC Singapore app to use Global Money Transfers.
Don't have the app?
New to HSBC?
Open an account today
Frequently Asked Questions
Things you should know
You might be interested in
HSBC Everyday Global Account
Access and transact in 11 currencies on the go.
FX Order Watch
Set your own target FX rate to convert funds automatically and receive alerts when your designated FX rate is reached.
Footnotes
1Subject to processing time based on destinations and currencies.
2Some intermediary bank fees may apply.
SGD0 fee for Global Money Transfers – Send like a local, Global Money Transfers – UnionPay, and Global Transfers (HSBC to HSBC).
3Foreign exchange transactions involving the following currencies: Bermudian Dollar, Egyptian Pound, Qatari Riyal, Indonesian Rupiah, Sri Lankan Rupee, Malaysian Ringgit, Vietnamese Dong and Philippine Peso may not be processed instantly over the weekend and public holidays.
4Available Mon - Sun, 7:00 - 22:00 SGT.
5Real-time rates are available from Monday at 09:30 until Saturday at 05:00 Singapore Time, excluding bank holidays.
Foreign exchange transactions performed over the weekend and public holidays are subject to a higher bank spread compared to weekday transactions, as markets are closed during these times.
6All conversions and foreign exchange rates used or provided are indicative only and subject to change by the bank at any time, including intra-day changes, without notice. The final rate will be set when you confirm your transfer.
The conversion of any foreign currency may result in gain or loss, depending on the exchange rate.
7 SGD0 fee when the customer instruction credit local currency of certain payee destinations, includes Australia, Canada, Hong Kong SAR, Japan, New Zealand, Switzerland, SEPA countries, United Kingdom, and United States of America. Find out more.
8 Foreign currency exchange is only applicable to the following transaction types set out below:
a. Transfer made by an eligible customer between his/her Everyday Global Accounts via HSBC Singapore app or HSBC Online Banking
b. Transactions made by an eligible customer through FX Order Watch
9 Foreign exchange payment means, with respect to an eligible customer, any of the following transaction types set out below:
a. FX transaction made by an eligible customer via HSBC Global Money Transfers via HSBC Singapore app
b. FX transaction made by an eligible customer using Worldwide Transfers via HSBC Online Banking or HSBC Singapore app
c. Global Transfers made by an eligible customer between his/her own accounts
d. HSBC Global Transfers transactions made by an eligible customer to third-party accounts via HSBC Online Banking
Most transfers are fee-free, but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer. Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.
For the avoidance of doubt, all excluded FX Transactions will be excluded in the determination of the eligible FX Transaction(s).
For full list of excluded FX transactions, refer to FX convert and send promotion 2026 Terms and conditions.
10 Non-SGD eligible FX transactions are notionally converted to Singapore Dollar (SGD) at the bank's prevailing FX rates to calculate the aggregate FX transaction amount in SGD.
11 Promotion is only valid for selected existing HSBC customers who hold any personal current or savings account and is non-transferable. Promotion is valid from 16 March to 31 March 2026 both dates inclusive. Terms and conditions apply.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.