
Enjoy instant approval^!
Start using your virtual card immediately by adding it to Google Pay or Apple Pay for online and contactless purchases.

Best for travellers
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Redeem travel rewards instantly with a wide range of airline and hotel partners.
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Up to 2.4 miles (6× Reward points) per dollar spent.
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Suite of travel privileges including 4 complimentary airport lounge visits, travel insurance coverage of up to USD100,000, and more
Welcome gift
Receive 20,000 miles (awarded in the form of 50,000 reward points) when you:
- pay the annual fee of SGD194.40 (inclusive of GST)
- spend at least SGD1,000
- provide marketing consent
Alternatively, receive first year annual fee waiver with no welcome offer.

Best for cashback on your spending
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Up to 3.5% cashback on local and overseas purchases
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No minimum spend required
Welcome gift
Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680 or SGD150 cashback when you:
- spend at least SGD1,000
- provide marketing consent
Existing HSBC cardholders will receive SGD50 cashback.
Plus, enjoy first year annual fee waiver.

Best for rewards on online and contactless spending
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Up to 10× Reward points on online purchases and contactless payments (equivalent to 4 miles or 2.5% cashback for every dollar you spend)
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1× Reward point per dollar spent on other purchases
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No minimum spend required
Welcome gift
Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680 or SGD150 cashback when you:
- spend at least SGD1,000
- provide marketing consent
Existing HSBC cardholders will receive SGD50 cashback.
Plus, enjoy perpetual annual fee waiver.

Best for families
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5% cash rebates on dining, groceries and fuel
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1× Reward point per dollar spent
Welcome gift
Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680 or SGD150 cashback when you:
- spend at least SGD1,000
- provide marketing consent
Existing HSBC cardholders will receive SGD50 cashback.
Plus, enjoy two years annual fee waiver.

Best for luxury lifestyle
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Up to 2.25 miles (5.625× Reward points) per dollar spent
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Up to 50% discount on dining and spa privileges
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Suite of travel privileges including unlimited airport lounge visits, complimentary limousine transfer, expedited immigration clearance, travel insurance coverage of up to USD2 million, and more
Welcome gift
Receive 35,000 miles (awarded in the form of 87,500 reward points) when you pay the annual fee of:
- SGD492.56 for HSBC Premier customers (inclusive of GST)
- SGD656.08 for everyone else (inclusive of GST)

Best for home and overseas
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Save up to SGD1,800 annually with 5% cash rebates on dining, groceries, petrol and transport, both locally and overseas
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Suite of travel privileges including complimentary travel insurance coverage of up to SGD1 million, complimentary global data roaming, airport lounge access at a special rate, and more
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Complimentary access to telemedicine
Welcome gift
Choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale, worth SGD680 or SGD150 cashback when you:
- spend at least SGD1,000
- provide marketing consent
Existing HSBC cardholders will receive SGD50 cashback.
Plus, enjoy perpetual annual fee waiver.
You might also be interested in

International Credit History (HSBC Exclusive) *
Choose to use your home country credit history when applying for HSBC Credit Cards online and we will provide you with a complimentary copy of your credit report to support your application.

Credit Limit Review
Enjoy greater financial freedom with an increased credit limit.

Spend Instalment
HSBC Spend Instalment helps you manage your finances by dividing your purchase into smaller instalments.

Card Balance Transfer
Get extra cash with our low balance transfer rate on your HSBC Credit Cards and enjoy up to 90% savings!
*This service is only available to share credit history from Australia, India and the United Kingdom to HSBC Singapore
^Terms and conditions apply.