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HSBC Everyday Global Account (EGA)

Spend and save in 11 currencies with just one account and get rewarded with cashback and bonus interest. T&Cs apply This link will open in a new window.

HSBC Everyday Global Account - The all-in-one multicurrencyFootnote link 1 account that rewards you as you spend and save. Get started in minutes.

  • Earn interest of up to 3.70% p.a.

Earn bonus interest

Up to

2.65% p.a.

+ prevailing interest rate

0.05% p.a.

+ additional

1.00% p.a.

when you qualify for the Everyday+ Rewards ProgrammeFootnote link 2

May Everyday Global Account Bonus Interest Promotion

Register through either of the following methods:

 

1. "Tap to Register" on the EGA Bonus Interest banner in your HSBC SG App, or

2. Send an SMS to 74722 between 1 May 2025 to 31 May 2025 in the format below.

 

EGA<Space>first 9-digit of your Everyday Global Account number (e.g. EGA 123456789)

 

Only 1 registration is required for all EGA under your name. Terms & Conditions apply This link will open in a new window

 

See how much interest you can earn with the May EGA Bonus Interest Promotion

Get more out of your Everyday Global Account

No fees, no fuss

Shop and withdraw cash in 10 currencies at $0 fees

Transfers made easy

Send money internationally with the HSBC Global Money TransfersFootnote link 3

Banking that rewards you

Unlock more benefits with HSBC Everyday+ Rewards ProgrammeFootnote link 2

Exchange currencies anytime

Make FX transactions with real-time exchange rates at your convenience. See available currencies

Earn up to SGD800 cash rewards with the HSBC Everyday+ Rewards Programme

Cashback on all eligible spends

Get 1% cashback on all eligible spends with your HSBC Everyday Global Debit Card

Cashback on eligible GIRO payments

Get 1% cashback on all eligible GIRO bill payments

1% p.a. Bonus Interest

Enjoy Bonus Interest on your incremental SGD average daily balances

Up to SGD300 bonus cash reward

Earn a one-time bonus cash reward of SGD300 or SGD150 when you're new to the HSBC Everyday+ Rewards ProgrammeFootnote link 2

Calculate your monthly cash rewards This link will open in a new windowNew to HSBC? Visit our HSBC Premier or HSBC Personal Banking to find out more about our Welcome Rewards

Just 2 steps to start earning your cashback and Bonus Interest

Enjoy welcome rewards and bank smarter digitally with us

HSBC Personal Banking

Sign up for an HSBC Everyday Global Account and get up to SGD400 when you transact with us. Plus get additional $750 for every $50,000 invested or insured in eligible products. Learn more about welcome rewards.

 

Terms and Conditions Apply This link will open in a new window

HSBC Premier

Get up to SGD27,800 cash rewards plus up to 4.25% p.a. interest with Premier welcome rewards.

 

Terms and Conditions Apply This link will open in a new window

Time Deposit Promotions

Enjoy promotional rates of up to 2.00% p.a. on your SGD time deposits when you deposit fresh funds.

Get started in minutes

Existing HSBC customer

I have an HSBC bank account.

I have one or more of the following :

  • HSBC credit card
  • HSBC mortgage
  • HSBC insurance

New to HSBC and living in Singapore

Apply via the HSBC Singapore app.

Required documents for application

Scan the QR code to open account now

Additional information

You might also be interested in

$0 feeFootnote link 5 on your retail purchase, online shopping and cash withdrawal.
Earn up to 8% cashback or 10x Reward points with your HSBC Credit Cards.
Make faster international transfers for free with your HSBC Everyday Global Account on the HSBC Singapore app.

Important information

  1. HSBC Account User Agreement (Effective from 31 March 2025) apply. This account does not support cheque book facilities.
  2. Most transfers are fee-free but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer.

    Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.

  3. RMB is not supported for card spend and cash withdrawal.
  4. Applies to successful retail purchase, online shopping and cash withdrawal made via the 10 supported currencies. RMB is not supported for card spend and cash withdrawal. If you do not have sufficient foreign currencies to complete the transactions, we will convert the transaction at a prevailing rate as determined by the bank and bill you in Singapore dollar.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please note that all account applications are subject to the review and approval of the Bank

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