Transfer money internationally - SGD0 fee2, fast and competitive FX rates
HSBC Global Money Transfers - Transfer internationally securely and seamlessly on the HSBC Singapore app.
- Send like a local to over 100 destinations and in 60+ currencies
New! Remit in minutes1 (Send INR to India, MYR to Malaysia, IDR to Indonesia and more).
- Send instantly3 to third-party HSBC accounts in 20 destinations
- Send RMB instantly4 to China via UnionPay cards issued in Mainland China (only from non-RMB account)
- Send SWIFT wires to over 200 destinations. Send SWIFT wires to over 200 destinations - SGD0 fee7
Get up to SGD60 cashback with Global Money Transfers this festive season!
Each selected customer enjoys only one of the cashback rewards below. The promotion is valid from 20 October 2025 to 31 March 2026. Details are as follows:
Get SGD20 cashback when you send a foreign exchange payment of SGD5,000 per month - limited to the first 1,000 eligible customers per month. Terms and conditions apply.
Get SGD30 cashback when you send a foreign exchange payment of SGD3,000 per month - limited to the first 1,000 eligible customers per month. Terms and conditions apply.
Get SGD60 cashback when you send a foreign exchange payment of SGD3,000 per month - limited to the first 3,000 eligible customers. Terms and conditions apply.
How it works
- Access real-time and competitive foreign exchange rates5
- Know the exchange rate before sending your transfer6
- Use the search feature to look for your payee bank using the bank name, address or bank code
- Add and manage international payees
- Get an overview of your transfer including the estimated arrival time, amount and fee
Learn about HSBC Global Money Transfers
Available countries/territories and currencies
Eligibility and fees
Eligibility
- Our Global Money Transfers service is available to HSBC Account customers.
- Available only on HSBC Singapore app.
Fees
- Fees related to HSBC Singapore are waived2.
What do I need to use this service?
To use Global Money Transfers, you must have a HSBC Account
Already an HSBC customer?
Log on to your HSBC Singapore app to use Global Money Transfers.
New to HSBC?
Open an account today
Frequently Asked Questions
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Footnotes
1Subject to processing time based on destinations and currencies.
2Some intermediary bank fees may apply.
SGD0 fee for Global Money Transfers – Send like a local, Global Money Transfers – UnionPay, and Global Transfers (HSBC to HSBC).
3Foreign exchange transactions involving the following currencies: Bermudian Dollar, Egyptian Pound, Qatari Riyal, Indonesian Rupiah, Sri Lankan Rupee, Malaysian Ringgit, Vietnamese Dong and Philippine Peso may not be processed instantly over the weekend and public holidays.
4Available Mon - Sun, 7:00 - 22:00 SGT.
5Real-time rates are available from Monday at 09:30 until Saturday at 05:00 Singapore Time, excluding bank holidays.
Foreign exchange transactions performed over the weekend and public holidays are subject to a higher bank spread compared to weekday transactions, as markets are closed during these times.
6All conversions and foreign exchange rates used or provided are indicative only and subject to change by the bank at any time, including intra-day changes, without notice. The final rate will be set when you confirm your transfer.
The conversion of any foreign currency may result in gain or loss, depending on the exchange rate.
7 SGD0 fee when the customer instruction credit local currency of certain payee destinations, includes Australia, Canada, Hong Kong SAR, Japan, New Zealand, Switzerland, SEPA countries, United Kingdom, and United States of America. Find out more.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.